Affirm Holdings (AFRM) Change in Loans (2020 - 2026)
Affirm Holdings (AFRM) posted quarterly Change in Loans of $611.9 million for Q1 2026, down 22.49% year-over-year from $789.4 million in Q1 2025, and down 15.94% on a QoQ basis from $727.9 million in Q4 2025.
Affirm Holdings (AFRM) Change in Loans (2020 - 2026) Analysis & Trends
Affirm Holdings (AFRM) has reported Change in Loans for 7 consecutive years, with $611.9 million the latest figure, recorded in Q1 2026.
- In Q1 2026, Change in Loans fell 22.49% year-over-year to $611.9 million; the TTM figure through Mar 2026 stood at $2.4 billion (down 40.82% YoY), while the FY2025 annual figure was $3.4 billion, down 19.51% from the prior year.
- Change in Loans came in at $611.9 million for Q1 2026 at Affirm Holdings, down from $727.9 million in the prior quarter.
- The five-year high for Change in Loans was $1.7 billion in Q4 2022, with the low at $338.2 million in Q2 2025.
- Average Change in Loans over 5 years is $1.1 billion, with a median of $1.0 billion recorded in 2024.
- Across the five-year window, Change in Loans soared 110.94% in 2022 and sank 67.75% in 2025, its largest moves.
- Year by year, Change in Loans stood at $1.7 billion in 2022, then plunged by 39.91% to $1.0 billion in 2023, then rose by 0.9% to $1.0 billion in 2024, then tumbled by 30.24% to $727.9 million in 2025, then fell by 15.94% to $611.9 million in 2026.
- According to Business Quant data, Change in Loans over the past three periods registered $611.9 million, $727.9 million, and $748.8 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | - |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | - |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | - |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 611.86 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 2.66 Bn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 585.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | - |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 611.86 Mn |
| Dec 31, 2025 | 727.91 Mn |
| Sep 30, 2025 | 748.76 Mn |
| Jun 30, 2025 | 338.19 Mn |
| Mar 31, 2025 | 789.36 Mn |
| Dec 31, 2024 | 1.04 Bn |
| Sep 30, 2024 | 1.22 Bn |
| Jun 30, 2024 | 1.05 Bn |
| Mar 31, 2024 | 900.86 Mn |
| Dec 31, 2023 | 1.03 Bn |
| Sep 30, 2023 | 1.23 Bn |
| Jun 30, 2023 | 1.34 Bn |
| Mar 31, 2023 | 1.41 Bn |
| Dec 31, 2022 | 1.72 Bn |
| Sep 30, 2022 | 1.71 Bn |
| Jun 30, 2022 | 1.71 Bn |
| Mar 31, 2022 | 1.26 Bn |
| Dec 31, 2021 | 1.72 Bn |
| Sep 30, 2021 | 888.58 Mn |
| Jun 30, 2021 | 995.28 Mn |