Affirm Holdings (AFRM) Change in Loans (2020 - 2026)

Affirm Holdings (AFRM) posted quarterly Change in Loans of $611.9 million for Q1 2026, down 22.49% year-over-year from $789.4 million in Q1 2025, and down 15.94% on a QoQ basis from $727.9 million in Q4 2025.

Affirm Holdings (AFRM) Change in Loans (2020 - 2026) Analysis & Trends

Affirm Holdings (AFRM) has reported Change in Loans for 7 consecutive years, with $611.9 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Change in Loans fell 22.49% year-over-year to $611.9 million; the TTM figure through Mar 2026 stood at $2.4 billion (down 40.82% YoY), while the FY2025 annual figure was $3.4 billion, down 19.51% from the prior year.
  • Change in Loans came in at $611.9 million for Q1 2026 at Affirm Holdings, down from $727.9 million in the prior quarter.
  • The five-year high for Change in Loans was $1.7 billion in Q4 2022, with the low at $338.2 million in Q2 2025.
  • Average Change in Loans over 5 years is $1.1 billion, with a median of $1.0 billion recorded in 2024.
  • Across the five-year window, Change in Loans soared 110.94% in 2022 and sank 67.75% in 2025, its largest moves.
  • Year by year, Change in Loans stood at $1.7 billion in 2022, then plunged by 39.91% to $1.0 billion in 2023, then rose by 0.9% to $1.0 billion in 2024, then tumbled by 30.24% to $727.9 million in 2025, then fell by 15.94% to $611.9 million in 2026.
  • According to Business Quant data, Change in Loans over the past three periods registered $611.9 million, $727.9 million, and $748.8 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Loans (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn -
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 611.86 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 2.66 Bn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 585.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Sezzle 5.91 Bn 5.79 Bn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 611.86 Mn
Dec 31, 2025 727.91 Mn
Sep 30, 2025 748.76 Mn
Jun 30, 2025 338.19 Mn
Mar 31, 2025 789.36 Mn
Dec 31, 2024 1.04 Bn
Sep 30, 2024 1.22 Bn
Jun 30, 2024 1.05 Bn
Mar 31, 2024 900.86 Mn
Dec 31, 2023 1.03 Bn
Sep 30, 2023 1.23 Bn
Jun 30, 2023 1.34 Bn
Mar 31, 2023 1.41 Bn
Dec 31, 2022 1.72 Bn
Sep 30, 2022 1.71 Bn
Jun 30, 2022 1.71 Bn
Mar 31, 2022 1.26 Bn
Dec 31, 2021 1.72 Bn
Sep 30, 2021 888.58 Mn
Jun 30, 2021 995.28 Mn