Affirm Holdings (AFRM) Change in Loans (2020 - 2026)
Affirm Holdings (AFRM) recorded quarterly Change in Loans of $611.9 million in Q1 2026, down 15.94% quarter-over-quarter from $727.9 million in Q4 2025, and down 22.49% on a YoY basis from $789.4 million in Q1 2025.
Affirm Holdings (AFRM) Change in Loans (2020 - 2026) Analysis & Trends
Affirm Holdings' Change in Loans history runs 7 years deep, the most recent figure standing at $611.9 million for Q1 2026.
- In Q1 2026, Change in Loans fell 22.49% year-over-year to $611.9 million; the TTM figure through Mar 2026 stood at $2.4 billion (down 40.82% YoY), while the FY2025 annual figure was $3.4 billion, down 19.51% from the prior year.
- Change in Loans was $611.9 million for Q1 2026 at Affirm Holdings, down from $727.9 million in the prior quarter.
- In the past five years, Change in Loans ranged from a high of $1.7 billion in Q4 2022 to a low of $338.2 million in Q2 2025.
- Historically, Change in Loans has averaged $1.1 billion across 5 years, with a median of $1.0 billion in 2024.
- The sharpest annual moves came in 2022 and 2025: Change in Loans soared 110.94% in 2022, then plunged 67.75% in 2025.
- A 5-year view of Change in Loans shows it stood at $1.7 billion in 2022, then tumbled by 39.91% to $1.0 billion in 2023, then climbed by 0.9% to $1.0 billion in 2024, then slumped by 30.24% to $727.9 million in 2025, then slipped by 15.94% to $611.9 million in 2026.
- The last three Change in Loans figures came in at $611.9 million (Q1 2026), $727.9 million (Q4 2025), and $748.8 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 543.83 Bn | 531.43 Bn | - | - |
| 2 | Mastercard | 439.96 Bn | 429.75 Bn | - | - |
| 3 | American Express | 218.41 Bn | 164.37 Bn | 17.43 Bn | - |
| 4 | Capital One Financial | 113.95 Bn | 37.46 Bn | - | 1.71 Bn |
| 5 | PayPal Holdings | 37.65 Bn | 28.31 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.77 Bn | 4.21 Bn | - | - |
| 7 | Affirm Holdings | 21.75 Bn | 20.03 Bn | 261.64 Mn | 611.86 Mn |
| 8 | SoFi Technologies | 21.04 Bn | 17.64 Bn | 929.25 Mn | 2.66 Bn |
| 9 | Ally Financial | 13.49 Bn | 13.04 Bn | 1.98 Bn | 585.00 Mn |
| 10 | Eason Technology | 6.63 Bn | 6.62 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 611.86 Mn |
| Dec 31, 2025 | 727.91 Mn |
| Sep 30, 2025 | 748.76 Mn |
| Jun 30, 2025 | 338.19 Mn |
| Mar 31, 2025 | 789.36 Mn |
| Dec 31, 2024 | 1.04 Bn |
| Sep 30, 2024 | 1.22 Bn |
| Jun 30, 2024 | 1.05 Bn |
| Mar 31, 2024 | 900.86 Mn |
| Dec 31, 2023 | 1.03 Bn |
| Sep 30, 2023 | 1.23 Bn |
| Jun 30, 2023 | 1.34 Bn |
| Mar 31, 2023 | 1.41 Bn |
| Dec 31, 2022 | 1.72 Bn |
| Sep 30, 2022 | 1.71 Bn |
| Jun 30, 2022 | 1.71 Bn |
| Mar 31, 2022 | 1.26 Bn |
| Dec 31, 2021 | 1.72 Bn |
| Sep 30, 2021 | 888.58 Mn |
| Jun 30, 2021 | 995.28 Mn |