Affirm Holdings (AFRM) Change in Loans (2020 - 2026)

Affirm Holdings (AFRM) recorded quarterly Change in Loans of $611.9 million in Q1 2026, down 15.94% quarter-over-quarter from $727.9 million in Q4 2025, and down 22.49% on a YoY basis from $789.4 million in Q1 2025.

Affirm Holdings (AFRM) Change in Loans (2020 - 2026) Analysis & Trends

Affirm Holdings' Change in Loans history runs 7 years deep, the most recent figure standing at $611.9 million for Q1 2026.

  • In Q1 2026, Change in Loans fell 22.49% year-over-year to $611.9 million; the TTM figure through Mar 2026 stood at $2.4 billion (down 40.82% YoY), while the FY2025 annual figure was $3.4 billion, down 19.51% from the prior year.
  • Change in Loans was $611.9 million for Q1 2026 at Affirm Holdings, down from $727.9 million in the prior quarter.
  • In the past five years, Change in Loans ranged from a high of $1.7 billion in Q4 2022 to a low of $338.2 million in Q2 2025.
  • Historically, Change in Loans has averaged $1.1 billion across 5 years, with a median of $1.0 billion in 2024.
  • The sharpest annual moves came in 2022 and 2025: Change in Loans soared 110.94% in 2022, then plunged 67.75% in 2025.
  • A 5-year view of Change in Loans shows it stood at $1.7 billion in 2022, then tumbled by 39.91% to $1.0 billion in 2023, then climbed by 0.9% to $1.0 billion in 2024, then slumped by 30.24% to $727.9 million in 2025, then slipped by 15.94% to $611.9 million in 2026.
  • The last three Change in Loans figures came in at $611.9 million (Q1 2026), $727.9 million (Q4 2025), and $748.8 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Loans (Qtr)
1 Visa 543.83 Bn 531.43 Bn - -
2 Mastercard 439.96 Bn 429.75 Bn - -
3 American Express 218.41 Bn 164.37 Bn 17.43 Bn -
4 Capital One Financial 113.95 Bn 37.46 Bn - 1.71 Bn
5 PayPal Holdings 37.65 Bn 28.31 Bn 7.84 Bn -
6 Synchrony Financial 24.77 Bn 4.21 Bn - -
7 Affirm Holdings 21.75 Bn 20.03 Bn 261.64 Mn 611.86 Mn
8 SoFi Technologies 21.04 Bn 17.64 Bn 929.25 Mn 2.66 Bn
9 Ally Financial 13.49 Bn 13.04 Bn 1.98 Bn 585.00 Mn
10 Eason Technology 6.63 Bn 6.62 Bn - -

Historic Data

Download Data
DateValue
Mar 31, 2026 611.86 Mn
Dec 31, 2025 727.91 Mn
Sep 30, 2025 748.76 Mn
Jun 30, 2025 338.19 Mn
Mar 31, 2025 789.36 Mn
Dec 31, 2024 1.04 Bn
Sep 30, 2024 1.22 Bn
Jun 30, 2024 1.05 Bn
Mar 31, 2024 900.86 Mn
Dec 31, 2023 1.03 Bn
Sep 30, 2023 1.23 Bn
Jun 30, 2023 1.34 Bn
Mar 31, 2023 1.41 Bn
Dec 31, 2022 1.72 Bn
Sep 30, 2022 1.71 Bn
Jun 30, 2022 1.71 Bn
Mar 31, 2022 1.26 Bn
Dec 31, 2021 1.72 Bn
Sep 30, 2021 888.58 Mn
Jun 30, 2021 995.28 Mn