Affirm Holdings (AFRM) Times Interest Earned (2019 - 2026)
Affirm Holdings' Times Interest Earned was 1.24 in fiscal Q4 2026 (quarter ended Jun 30, 2026), up 126.7% from 0.55 a year earlier and up 59.9% from the prior quarter.
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Analysis
Affirm Holdings (AFRM) Times Interest Earned (2019 - 2026) Analysis & Trends
For FY2026 (ended Jun 30, 2026), Times Interest Earned at Affirm Holdings came in at 0.92.
- In earlier fiscal years, Times Interest Earned was -0.21 in FY2025, -1.79 in FY2024, -6.56 in FY2023 and -12.43 in FY2022.
- The fiscal Q4 2026 figure marks the highest quarterly Times Interest Earned since fiscal Q4 2020.
- Per Business Quant data, AFRM's Times Interest Earned in the three fiscal quarters before Q4 2026 was 0.78 (Q3 2026), 1.05 (Q2 2026) and 0.58 (Q1 2026).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.07 Bn | 28.75 Bn | - | 1.75 |
| 2 | Orix | 41.51 Bn | 42.01 Bn | 4.68 Bn | 2.98 |
| 3 | Royalty Pharma | 32.73 Bn | 32.65 Bn | - | 1.42 |
| 4 | Affirm Holdings | 27.21 Bn | 20.90 Bn | - | 1.24 |
| 5 | Synchrony Financial | 23.66 Bn | -44.31 Bn | - | 2.22 |
| 6 | Federal National Mortgage Association Fannie Mae | 23.53 Bn | 23.53 Bn | - | 1.15 |
| 7 | Royal Gold | 20.00 Bn | 19.23 Bn | 390.45 Mn | 27.97 |
| 8 | Annaly Capital Management | 13.74 Bn | 4.84 Bn | - | 1.63 |
| 9 | Ares Capital | 13.33 Bn | 10.76 Bn | - | - |
| 10 | Federal Home Loan Mortgage | 11.90 Bn | -6.84 Bn | - | 1.17 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 1.24 |
| Mar 31, 2026 | 0.78 |
| Dec 31, 2025 | 1.05 |
| Sep 30, 2025 | 0.58 |
| Jun 30, 2025 | 0.55 |
| Mar 31, 2025 | -0.08 |
| Dec 31, 2024 | -0.04 |
| Sep 30, 2024 | -1.27 |
| Jun 30, 2024 | -0.77 |
| Mar 31, 2024 | -1.78 |
| Dec 31, 2023 | -2.03 |
| Sep 30, 2023 | -2.83 |
| Jun 30, 2023 | -3.87 |
| Mar 31, 2023 | -6.06 |
| Dec 31, 2022 | -8.22 |
| Sep 30, 2022 | -11.47 |
| Jun 30, 2022 | -14.28 |
| Mar 31, 2022 | -14.32 |
| Dec 31, 2021 | -11.08 |
| Sep 30, 2021 | -9.91 |
API Access
Affirm Holdings Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=AFRM&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "AFRM", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=AFRM&period=max&api_key=YOUR_API_KEY");
const data = await res.json();