Affirm Holdings (AFRM) Times Interest Earned (2019 - 2026)
Affirm Holdings (AFRM) posted quarterly Times Interest Earned of $0.78 for Q1 2026, up 1096.82% year-over-year from $0.06 in Q1 2025, and down 26.17% on a QoQ basis from $1.05 in Q4 2025.
Affirm Holdings (AFRM) Times Interest Earned (2019 - 2026) Analysis & Trends
Affirm Holdings (AFRM) has reported Times Interest Earned for 8 consecutive years, with $0.78 the latest figure, recorded in Q1 2026.
- In Q1 2026, Times Interest Earned rose 1096.82% year-over-year to $0.78; the TTM figure through Mar 2026 stood at $0.74 (up 240.77% YoY), while the FY2025 annual figure was -$0.21, up 88.53% from the prior year.
- Times Interest Earned came in at $0.78 for Q1 2026 at Affirm Holdings, down from $1.05 in the prior quarter.
- The five-year high for Times Interest Earned was $1.05 in Q4 2025, with the low at -$14.32 in Q1 2022.
- Average Times Interest Earned over 5 years is -$3.77, with a median of -$1.78 recorded in 2024.
- Across the five-year window, Times Interest Earned slumped 95.23% in 2022 and surged 2725.22% in 2025, its largest moves.
- Year by year, Times Interest Earned stood at -$8.22 in 2022, then soared by 75.24% to -$2.03 in 2023, then soared by 98.03% to -$0.04 in 2024, then soared by 2725.22% to $1.05 in 2025, then slipped by 26.17% to $0.78 in 2026.
- According to Business Quant data, Times Interest Earned over the past three periods registered $0.78, $1.05, and $0.58 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 40.64 |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 26.52 |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 1.80 |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | - |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 0.78 |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 0.12 |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 0.49 |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 1.23 |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | - |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 22.90 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.78 |
| Dec 31, 2025 | 1.05 |
| Sep 30, 2025 | 0.58 |
| Jun 30, 2025 | 0.55 |
| Mar 31, 2025 | -0.08 |
| Dec 31, 2024 | -0.04 |
| Sep 30, 2024 | -1.27 |
| Jun 30, 2024 | -0.77 |
| Mar 31, 2024 | -1.78 |
| Dec 31, 2023 | -2.03 |
| Sep 30, 2023 | -2.83 |
| Jun 30, 2023 | -3.87 |
| Mar 31, 2023 | -6.06 |
| Dec 31, 2022 | -8.22 |
| Sep 30, 2022 | -11.47 |
| Jun 30, 2022 | -14.28 |
| Mar 31, 2022 | -14.32 |
| Dec 31, 2021 | -11.08 |
| Sep 30, 2021 | -9.91 |
| Jun 30, 2021 | -7.31 |