Affirm Holdings (AFRM) Times Interest Earned (2019 - 2026)
Affirm Holdings (AFRM) posted quarterly Times Interest Earned of $0.78 for Q1 2026, up 1096.82% year-over-year from $0.06 in Q1 2025, and down 26.17% quarter-over-quarter from $1.05 in Q4 2025.
Affirm Holdings (AFRM) Times Interest Earned (2019 - 2026) Analysis & Trends
Affirm Holdings' Times Interest Earned history runs 8 years deep, the most recent figure standing at $0.78 for Q1 2026.
- In Q1 2026, Times Interest Earned rose 1096.82% year-over-year to $0.78; the TTM figure through Mar 2026 stood at $0.74 (up 321.22% YoY), while the FY2025 annual figure was -$0.21, up 53.63% from the prior year.
- Times Interest Earned for Q1 2026 stood at $0.78, down from $1.05 in the prior quarter.
- The five-year high for Times Interest Earned was $5.79 in Q2 2022, with the low at -$14.32 in Q1 2022.
- The 5-year median for Times Interest Earned is -$1.27 (2024), against an average of -$2.42.
- The sharpest annual moves came in 2022 and 2025: Times Interest Earned sank 520.81% in 2022, then jumped 2725.22% in 2025.
- Affirm Holdings' Times Interest Earned stood at -$8.22 in 2022, then surged by 75.24% to -$2.03 in 2023, then surged by 98.03% to -$0.04 in 2024, then surged by 2725.22% to $1.05 in 2025, then declined by 26.17% to $0.78 in 2026.
- Business Quant data shows AFRM's Times Interest Earned at $0.78 in Q1 2026, $1.05 in Q4 2025, and $0.58 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 35.45 |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 25.63 |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 1.79 |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 1.53 |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.46 |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.22 |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 0.78 |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -3.03 |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 0.46 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.78 |
| Dec 31, 2025 | 1.05 |
| Sep 30, 2025 | 0.58 |
| Jun 30, 2025 | 0.55 |
| Mar 31, 2025 | -0.08 |
| Dec 31, 2024 | -0.04 |
| Sep 30, 2024 | -1.27 |
| Jun 30, 2024 | -0.22 |
| Mar 31, 2024 | -1.78 |
| Dec 31, 2023 | -2.03 |
| Sep 30, 2023 | -2.83 |
| Jun 30, 2023 | -1.52 |
| Mar 31, 2023 | -6.06 |
| Dec 31, 2022 | -8.22 |
| Sep 30, 2022 | -11.47 |
| Jun 30, 2022 | 5.79 |
| Mar 31, 2022 | -14.32 |
| Dec 31, 2021 | -11.08 |
| Sep 30, 2021 | -9.91 |
| Jun 30, 2021 | 4.79 |