Affirm Holdings (AFRM) Times Interest Earned (2019 - 2026)
Affirm Holdings (AFRM) recorded quarterly Times Interest Earned of $0.78 in Q1 2026, down 26.17% quarter-over-quarter from $1.05 in Q4 2025, and up 1096.82% on a YoY basis from $0.06 in Q1 2025.
Affirm Holdings (AFRM) Times Interest Earned (2019 - 2026) Analysis & Trends
Affirm Holdings' Times Interest Earned history runs 8 years deep, the most recent figure standing at $0.78 for Q1 2026.
- In Q1 2026, Times Interest Earned rose 1096.82% year-over-year to $0.78; the TTM figure through Mar 2026 stood at $0.74 (up 240.77% YoY), while the FY2025 annual figure was -$0.21, up 88.53% from the prior year.
- Times Interest Earned was $0.78 for Q1 2026 at Affirm Holdings, down from $1.05 in the prior quarter.
- In the past five years, Times Interest Earned ranged from a high of $1.05 in Q4 2025 to a low of -$14.32 in Q1 2022.
- Historically, Times Interest Earned has averaged -$3.77 across 5 years, with a median of -$1.78 in 2024.
- The sharpest annual moves came in 2022 and 2025: Times Interest Earned sank 95.23% in 2022, then surged 2725.22% in 2025.
- A 5-year view of Times Interest Earned shows it stood at -$8.22 in 2022, then soared by 75.24% to -$2.03 in 2023, then soared by 98.03% to -$0.04 in 2024, then soared by 2725.22% to $1.05 in 2025, then fell by 26.17% to $0.78 in 2026.
- The last three Times Interest Earned figures came in at $0.78 (Q1 2026), $1.05 (Q4 2025), and $0.58 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 534.76 Bn | 522.36 Bn | - | 40.64 |
| 2 | Mastercard | 431.99 Bn | 421.78 Bn | - | 26.52 |
| 3 | American Express | 214.01 Bn | 159.96 Bn | 17.43 Bn | 1.80 |
| 4 | Capital One Financial | 112.27 Bn | 35.78 Bn | - | 1.66 |
| 5 | PayPal Holdings | 37.67 Bn | 28.32 Bn | 7.84 Bn | - |
| 6 | Synchrony Financial | 24.15 Bn | 3.59 Bn | - | 2.08 |
| 7 | Affirm Holdings | 21.85 Bn | 20.12 Bn | 261.64 Mn | 0.78 |
| 8 | SoFi Technologies | 21.08 Bn | 17.68 Bn | 929.25 Mn | 0.12 |
| 9 | Ally Financial | 13.14 Bn | 12.70 Bn | 1.98 Bn | 0.49 |
| 10 | Credit Acceptance | 6.45 Bn | 6.42 Bn | 562.70 Mn | 1.23 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.78 |
| Dec 31, 2025 | 1.05 |
| Sep 30, 2025 | 0.58 |
| Jun 30, 2025 | 0.55 |
| Mar 31, 2025 | -0.08 |
| Dec 31, 2024 | -0.04 |
| Sep 30, 2024 | -1.27 |
| Jun 30, 2024 | -0.77 |
| Mar 31, 2024 | -1.78 |
| Dec 31, 2023 | -2.03 |
| Sep 30, 2023 | -2.83 |
| Jun 30, 2023 | -3.87 |
| Mar 31, 2023 | -6.06 |
| Dec 31, 2022 | -8.22 |
| Sep 30, 2022 | -11.47 |
| Jun 30, 2022 | -14.28 |
| Mar 31, 2022 | -14.32 |
| Dec 31, 2021 | -11.08 |
| Sep 30, 2021 | -9.91 |
| Jun 30, 2021 | -7.31 |