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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Affirm Holdings (AFRM) Return on Equity (2020 - 2025)

Affirm Holdings has reported Return on Equity over the past 6 years, most recently at 0.08% for Q4 2025.

  • Quarterly results put Return on Equity at 0.08% for Q4 2025, up 15.0% from a year ago — trailing twelve months through Dec 2025 was 0.08% (up 15.0% YoY), and the annual figure for FY2025 was 0.02%, up 21.0%.
  • Return on Equity for Q4 2025 was 0.08% at Affirm Holdings, up from 0.07% in the prior quarter.
  • Over the last five years, Return on Equity for AFRM hit a ceiling of 0.08% in Q4 2025 and a floor of 0.39% in Q2 2023.
  • Median Return on Equity over the past 5 years was 0.26% (2022), compared with a mean of 0.21%.
  • Biggest five-year swings in Return on Equity: plummeted -60bps in 2021 and later rose 24bps in 2025.
  • Affirm Holdings' Return on Equity stood at 0.36% in 2021, then grew by 11bps to 0.32% in 2022, then increased by 10bps to 0.29% in 2023, then surged by 75bps to 0.07% in 2024, then soared by 217bps to 0.08% in 2025.
  • The last three reported values for Return on Equity were 0.08% (Q4 2025), 0.07% (Q3 2025), and 0.02% (Q2 2025) per Business Quant data.