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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Affirm Holdings (AFRM) EBIT Margin (2019 - 2025)

Affirm Holdings (AFRM) has 7 years of EBIT Margin data on record, last reported at 29.3% in Q4 2025.

  • For Q4 2025, EBIT Margin rose 2980.0% year-over-year to 29.3%; the TTM value through Dec 2025 reached 85.22%, up 11371.0%, while the annual FY2025 figure was 7.83%, 6672.0% up from the prior year.
  • EBIT Margin reached 29.3% in Q4 2025 per AFRM's latest filing, up from 19.86% in the prior quarter.
  • Across five years, EBIT Margin topped out at 63.73% in Q2 2021 and bottomed at 220.39% in Q4 2022.
  • Average EBIT Margin over 5 years is 31.75%, with a median of 28.52% recorded in 2023.
  • Peak YoY movement for EBIT Margin: crashed -16604bps in 2022, then surged 19126bps in 2023.
  • A 5-year view of EBIT Margin shows it stood at 54.35% in 2021, then plummeted by -306bps to 220.39% in 2022, then surged by 87bps to 29.12% in 2023, then surged by 98bps to 0.5% in 2024, then soared by 5974bps to 29.3% in 2025.
  • Per Business Quant database, its latest 3 readings for EBIT Margin were 29.3% in Q4 2025, 19.86% in Q3 2025, and 4.71% in Q2 2025.