Affirm Holdings (AFRM) EBIT Margin (2019 - 2026)
Affirm Holdings (AFRM) recorded quarterly EBIT Margin of 26.44% in Q1 2026, up 152.4% quarter-over-quarter from 10.47% in Q4 2025, and up 2952.0% on a YoY basis from 0.87% in Q1 2025.
Affirm Holdings (AFRM) EBIT Margin (2019 - 2026) Analysis & Trends
Affirm Holdings' EBIT Margin history runs 8 years deep, the most recent figure standing at 26.44% for Q1 2026.
- In Q1 2026, EBIT Margin rose 2952.0% year-over-year to 26.44%; the TTM figure through Mar 2026 stood at 15.72% (down 70389.0% YoY), while the FY2025 annual figure was 7.83%, up 6672.0% from the prior year.
- EBIT Margin was 26.44% for Q1 2026 at Affirm Holdings, up from 10.47% in the prior quarter.
- In the past five years, EBIT Margin ranged from a high of 26.44% in Q1 2026 to a low of 116.73% in Q3 2023.
- Historically, EBIT Margin has averaged 30.39% across 5 years, with a median of 27.91% in 2024.
- The sharpest annual moves came in 2023 and 2025: EBIT Margin tumbled 3724 bps in 2023, then surged 7707 bps in 2025.
- A 5-year view of EBIT Margin shows it stood at 89.98% in 2022, then soared by 68 bps to 29.12% in 2023, then soared by 95 bps to 1.43% in 2024, then soared by 834 bps to 10.47% in 2025, then jumped by 152 bps to 26.44% in 2026.
- The last three EBIT Margin figures came in at 26.44% (Q1 2026), 10.47% (Q4 2025), and 19.86% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 543.83 Bn | 531.43 Bn | - | 64.42% |
| 2 | Mastercard | 439.96 Bn | 429.75 Bn | - | 58.43% |
| 3 | American Express | 218.41 Bn | 164.37 Bn | 17.43 Bn | 18.77% |
| 4 | Capital One Financial | 113.95 Bn | 37.46 Bn | - | 44.55% |
| 5 | PayPal Holdings | 37.65 Bn | 28.31 Bn | 7.84 Bn | 17.81% |
| 6 | Synchrony Financial | 24.77 Bn | 4.21 Bn | - | 42.26% |
| 7 | Affirm Holdings | 21.75 Bn | 20.03 Bn | 261.64 Mn | 26.44% |
| 8 | SoFi Technologies | 21.04 Bn | 17.64 Bn | 929.25 Mn | 3.39% |
| 9 | Ally Financial | 13.49 Bn | 13.04 Bn | 1.98 Bn | 35.49% |
| 10 | Eason Technology | 6.63 Bn | 6.62 Bn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 26.44% |
| Dec 31, 2025 | 10.47% |
| Sep 30, 2025 | 19.86% |
| Jun 30, 2025 | 18.94% |
| Mar 31, 2025 | -3.08% |
| Dec 31, 2024 | -1.43% |
| Sep 30, 2024 | -57.21% |
| Jun 30, 2024 | 8.77% |
| Mar 31, 2024 | -27.91% |
| Dec 31, 2023 | -29.12% |
| Sep 30, 2023 | -116.73% |
| Jun 30, 2023 | -21.45% |
| Mar 31, 2023 | -81.38% |
| Dec 31, 2022 | -89.98% |
| Sep 30, 2022 | -79.49% |
| Jun 30, 2022 | -29.50% |
| Mar 31, 2022 | -63.86% |
| Dec 31, 2021 | -54.35% |
| Sep 30, 2021 | -148.76% |
| Jun 30, 2021 | -20.81% |