Affirm Holdings (AFRM) EBIT Margin (2019 - 2026)
Affirm Holdings (AFRM) posted quarterly EBIT Margin of 26.44% for Q1 2026, up 2952.0% year-over-year from 0.87% in Q1 2025, and up 152.4% on a QoQ basis from 10.47% in Q4 2025.
Affirm Holdings (AFRM) EBIT Margin (2019 - 2026) Analysis & Trends
Affirm Holdings (AFRM) has reported EBIT Margin for 8 consecutive years, with 26.44% the latest figure, recorded in Q1 2026.
- In Q1 2026, EBIT Margin rose 2952.0% year-over-year to 26.44%; the TTM figure through Mar 2026 stood at 15.72% (down 70389.0% YoY), while the FY2025 annual figure was 7.83%, up 6672.0% from the prior year.
- EBIT Margin came in at 26.44% for Q1 2026 at Affirm Holdings, up from 10.47% in the prior quarter.
- The five-year high for EBIT Margin was 26.44% in Q1 2026, with the low at 116.73% in Q3 2023.
- Average EBIT Margin over 5 years is 30.39%, with a median of 27.91% recorded in 2024.
- Across the five-year window, EBIT Margin plunged 3724 bps in 2023 and surged 7707 bps in 2025, its largest moves.
- Year by year, EBIT Margin stood at 89.98% in 2022, then soared by 68 bps to 29.12% in 2023, then soared by 95 bps to 1.43% in 2024, then soared by 834 bps to 10.47% in 2025, then jumped by 152 bps to 26.44% in 2026.
- According to Business Quant data, EBIT Margin over the past three periods registered 26.44%, 10.47%, and 19.86% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 64.42% |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 58.43% |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 18.77% |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 17.81% |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 26.44% |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 3.39% |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 35.49% |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 24.11% |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 15.96% |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 50.95% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 26.44% |
| Dec 31, 2025 | 10.47% |
| Sep 30, 2025 | 19.86% |
| Jun 30, 2025 | 18.94% |
| Mar 31, 2025 | -3.08% |
| Dec 31, 2024 | -1.43% |
| Sep 30, 2024 | -57.21% |
| Jun 30, 2024 | 8.77% |
| Mar 31, 2024 | -27.91% |
| Dec 31, 2023 | -29.12% |
| Sep 30, 2023 | -116.73% |
| Jun 30, 2023 | -21.45% |
| Mar 31, 2023 | -81.38% |
| Dec 31, 2022 | -89.98% |
| Sep 30, 2022 | -79.49% |
| Jun 30, 2022 | -29.50% |
| Mar 31, 2022 | -63.86% |
| Dec 31, 2021 | -54.35% |
| Sep 30, 2021 | -148.76% |
| Jun 30, 2021 | -20.81% |