Affirm Holdings (AFRM) EBIT (2019 - 2026)
Affirm Holdings (AFRM) recorded quarterly EBIT of $88.4 million in Q1 2026, down 24.82% quarter-over-quarter from $117.6 million in Q4 2025, and up 1153.6% on a YoY basis from $7.1 million in Q1 2025.
Affirm Holdings (AFRM) EBIT (2019 - 2026) Analysis & Trends
Affirm Holdings' EBIT history runs 8 years deep, the most recent figure standing at $88.4 million for Q1 2026.
- In Q1 2026, EBIT rose 1153.6% year-over-year to $88.4 million; the TTM figure through Mar 2026 stood at $327.8 million (up 249.81% YoY), while the FY2025 annual figure was -$87.3 million, up 85.83% from the prior year.
- EBIT was $88.4 million for Q1 2026 at Affirm Holdings, down from $117.6 million in the prior quarter.
- In the past five years, EBIT ranged from a high of $117.6 million in Q4 2025 to a low of -$359.5 million in Q4 2022.
- Historically, EBIT has averaged -$125.8 million across 5 years, with a median of -$160.8 million in 2024.
- The sharpest annual moves came in 2022 and 2025: EBIT slumped 142.64% in 2022, then jumped 2821.56% in 2025.
- A 5-year view of EBIT shows it stood at -$359.5 million in 2022, then surged by 52.12% to -$172.2 million in 2023, then surged by 97.49% to -$4.3 million in 2024, then surged by 2821.56% to $117.6 million in 2025, then slipped by 24.82% to $88.4 million in 2026.
- The last three EBIT figures came in at $88.4 million (Q1 2026), $117.6 million (Q4 2025), and $63.7 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 534.76 Bn | 522.36 Bn | - | 7.23 Bn |
| 2 | Mastercard | 431.99 Bn | 421.78 Bn | - | 4.91 Bn |
| 3 | American Express | 214.01 Bn | 159.96 Bn | 17.43 Bn | 3.55 Bn |
| 4 | Capital One Financial | 112.27 Bn | 35.78 Bn | - | 6.79 Bn |
| 5 | PayPal Holdings | 37.67 Bn | 28.32 Bn | 7.84 Bn | 1.49 Bn |
| 6 | Synchrony Financial | 24.15 Bn | 3.59 Bn | - | 2.02 Bn |
| 7 | Affirm Holdings | 21.85 Bn | 20.12 Bn | 261.64 Mn | 88.43 Mn |
| 8 | SoFi Technologies | 21.08 Bn | 17.68 Bn | 929.25 Mn | 37.32 Mn |
| 9 | Ally Financial | 13.14 Bn | 12.70 Bn | 1.98 Bn | 746.00 Mn |
| 10 | Credit Acceptance | 6.45 Bn | 6.42 Bn | 562.70 Mn | 139.80 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 88.43 Mn |
| Dec 31, 2025 | 117.63 Mn |
| Sep 30, 2025 | 63.66 Mn |
| Jun 30, 2025 | 58.06 Mn |
| Mar 31, 2025 | -8.39 Mn |
| Dec 31, 2024 | -4.32 Mn |
| Sep 30, 2024 | -132.62 Mn |
| Jun 30, 2024 | -73.46 Mn |
| Mar 31, 2024 | -160.79 Mn |
| Dec 31, 2023 | -172.15 Mn |
| Sep 30, 2023 | -209.45 Mn |
| Jun 30, 2023 | -243.83 Mn |
| Mar 31, 2023 | -310.04 Mn |
| Dec 31, 2022 | -359.53 Mn |
| Sep 30, 2022 | -287.47 Mn |
| Jun 30, 2022 | -277.23 Mn |
| Mar 31, 2022 | -226.55 Mn |
| Dec 31, 2021 | -196.20 Mn |
| Sep 30, 2021 | -166.07 Mn |
| Jun 30, 2021 | -114.25 Mn |