Affirm Holdings (AFRM) EBIT (2019 - 2026)
Affirm Holdings (AFRM) posted quarterly EBIT of $88.4 million for Q1 2026, up 1153.6% year-over-year from $7.1 million in Q1 2025, and down 24.82% quarter-over-quarter from $117.6 million in Q4 2025.
Affirm Holdings (AFRM) EBIT (2019 - 2026) Analysis & Trends
Affirm Holdings' EBIT history runs 8 years deep, the most recent figure standing at $88.4 million for Q1 2026.
- In Q1 2026, EBIT rose 1153.6% year-over-year to $88.4 million; the TTM figure through Mar 2026 stood at $327.8 million (up 249.81% YoY), while the FY2025 annual figure was -$87.3 million, up 85.83% from the prior year.
- EBIT for Q1 2026 stood at $88.4 million, down from $117.6 million in the prior quarter.
- The five-year high for EBIT was $117.6 million in Q4 2025, with the low at -$359.5 million in Q4 2022.
- The 5-year median for EBIT is -$160.8 million (2024), against an average of -$125.8 million.
- The sharpest annual moves came in 2022 and 2025: EBIT sank 142.64% in 2022, then soared 2821.56% in 2025.
- Affirm Holdings' EBIT stood at -$359.5 million in 2022, then jumped by 52.12% to -$172.2 million in 2023, then jumped by 97.49% to -$4.3 million in 2024, then jumped by 2821.56% to $117.6 million in 2025, then decreased by 24.82% to $88.4 million in 2026.
- Business Quant data shows AFRM's EBIT at $88.4 million in Q1 2026, $117.6 million in Q4 2025, and $63.7 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 618.21 Bn | 605.85 Bn | - | 6.88 Bn |
| 2 | Mastercard | 506.53 Bn | 493.04 Bn | - | 5.59 Bn |
| 3 | American Express | 232.32 Bn | 183.00 Bn | 17.99 Bn | 3.51 Bn |
| 4 | Capital One Financial | 136.19 Bn | 81.48 Bn | - | 11.07 Bn |
| 5 | PayPal Holdings | 52.34 Bn | 41.08 Bn | - | 1.43 Bn |
| 6 | Eason Technology | 35.89 Bn | 35.89 Bn | - | - |
| 7 | Synchrony Financial | 26.09 Bn | 9.90 Bn | - | 2.16 Bn |
| 8 | Affirm Holdings | 25.93 Bn | 24.20 Bn | - | 88.43 Mn |
| 9 | SoFi Technologies | 23.04 Bn | 22.68 Bn | -41.62 Mn | -933.54 Mn |
| 10 | Ally Financial | 13.61 Bn | 5.77 Bn | 2.08 Bn | 759.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 88.43 Mn |
| Dec 31, 2025 | 117.63 Mn |
| Sep 30, 2025 | 63.66 Mn |
| Jun 30, 2025 | 58.06 Mn |
| Mar 31, 2025 | -8.39 Mn |
| Dec 31, 2024 | -4.32 Mn |
| Sep 30, 2024 | -132.62 Mn |
| Jun 30, 2024 | -73.46 Mn |
| Mar 31, 2024 | -160.79 Mn |
| Dec 31, 2023 | -172.15 Mn |
| Sep 30, 2023 | -209.45 Mn |
| Jun 30, 2023 | -243.83 Mn |
| Mar 31, 2023 | -310.04 Mn |
| Dec 31, 2022 | -359.53 Mn |
| Sep 30, 2022 | -287.47 Mn |
| Jun 30, 2022 | -277.23 Mn |
| Mar 31, 2022 | -226.55 Mn |
| Dec 31, 2021 | -196.20 Mn |
| Sep 30, 2021 | -166.07 Mn |
| Jun 30, 2021 | -114.25 Mn |