Affirm Holdings (AFRM) EBIT (2019 - 2026)

Affirm Holdings (AFRM) recorded quarterly EBIT of $88.4 million in Q1 2026, down 24.82% quarter-over-quarter from $117.6 million in Q4 2025, and up 1153.6% on a YoY basis from $7.1 million in Q1 2025.

Affirm Holdings (AFRM) EBIT (2019 - 2026) Analysis & Trends

Affirm Holdings' EBIT history runs 8 years deep, the most recent figure standing at $88.4 million for Q1 2026.

  • In Q1 2026, EBIT rose 1153.6% year-over-year to $88.4 million; the TTM figure through Mar 2026 stood at $327.8 million (up 249.81% YoY), while the FY2025 annual figure was -$87.3 million, up 85.83% from the prior year.
  • EBIT was $88.4 million for Q1 2026 at Affirm Holdings, down from $117.6 million in the prior quarter.
  • In the past five years, EBIT ranged from a high of $117.6 million in Q4 2025 to a low of -$359.5 million in Q4 2022.
  • Historically, EBIT has averaged -$125.8 million across 5 years, with a median of -$160.8 million in 2024.
  • The sharpest annual moves came in 2022 and 2025: EBIT slumped 142.64% in 2022, then jumped 2821.56% in 2025.
  • A 5-year view of EBIT shows it stood at -$359.5 million in 2022, then surged by 52.12% to -$172.2 million in 2023, then surged by 97.49% to -$4.3 million in 2024, then surged by 2821.56% to $117.6 million in 2025, then slipped by 24.82% to $88.4 million in 2026.
  • The last three EBIT figures came in at $88.4 million (Q1 2026), $117.6 million (Q4 2025), and $63.7 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBIT (Qtr)
1 Visa 534.76 Bn 522.36 Bn - 7.23 Bn
2 Mastercard 431.99 Bn 421.78 Bn - 4.91 Bn
3 American Express 214.01 Bn 159.96 Bn 17.43 Bn 3.55 Bn
4 Capital One Financial 112.27 Bn 35.78 Bn - 6.79 Bn
5 PayPal Holdings 37.67 Bn 28.32 Bn 7.84 Bn 1.49 Bn
6 Synchrony Financial 24.15 Bn 3.59 Bn - 2.02 Bn
7 Affirm Holdings 21.85 Bn 20.12 Bn 261.64 Mn 88.43 Mn
8 SoFi Technologies 21.08 Bn 17.68 Bn 929.25 Mn 37.32 Mn
9 Ally Financial 13.14 Bn 12.70 Bn 1.98 Bn 746.00 Mn
10 Credit Acceptance 6.45 Bn 6.42 Bn 562.70 Mn 139.80 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 88.43 Mn
Dec 31, 2025 117.63 Mn
Sep 30, 2025 63.66 Mn
Jun 30, 2025 58.06 Mn
Mar 31, 2025 -8.39 Mn
Dec 31, 2024 -4.32 Mn
Sep 30, 2024 -132.62 Mn
Jun 30, 2024 -73.46 Mn
Mar 31, 2024 -160.79 Mn
Dec 31, 2023 -172.15 Mn
Sep 30, 2023 -209.45 Mn
Jun 30, 2023 -243.83 Mn
Mar 31, 2023 -310.04 Mn
Dec 31, 2022 -359.53 Mn
Sep 30, 2022 -287.47 Mn
Jun 30, 2022 -277.23 Mn
Mar 31, 2022 -226.55 Mn
Dec 31, 2021 -196.20 Mn
Sep 30, 2021 -166.07 Mn
Jun 30, 2021 -114.25 Mn