Affirm Holdings (AFRM) Operating Margin (2019 - 2026)

Affirm Holdings' Operating Margin history runs 8 years deep, the most recent figure standing at 8.51% for Q1 2026.

• In Q1 2026, Operating Margin rose 740.0% year-over-year to 8.51%; the TTM figure through Mar 2026 stood at 15.86% (up 2451.0% YoY), while the FY2025 annual figure was 7.83%, up 1868.0% from the prior year.
• Operating Margin for Q1 2026 stood at 8.51%, down from 29.3% in the prior quarter.
• The five-year high for Operating Margin was 65.08% in Q2 2022, with the low at 205.54% in Q3 2022.
• The 5-year median for Operating Margin is 18.99% (2024), against an average of 30.71%.
• Peak annual rise in Operating Margin reached 17095 bps in 2022, while the deepest fall reached 14390 bps in 2022.
• Affirm Holdings' Operating Margin stood at 89.98% in 2022, then advanced by 16 bps to 75.63% in 2023, then soared by 99 bps to 0.5% in 2024, then surged by 5974 bps to 29.3% in 2025, then tumbled by 71 bps to 8.51% in 2026.
• Business Quant data shows AFRM's Operating Margin at 8.51% in Q1 2026, 29.3% in Q4 2025, and 19.86% in Q3 2025.