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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Affirm Holdings (AFRM) Operating Margin (2019 - 2025)

Historic Operating Margin for Affirm Holdings (AFRM) over the last 7 years, with Q4 2025 value amounting to 10.47%.

  • Affirm Holdings' Operating Margin rose 109700.0% to 10.47% in Q4 2025 from the same period last year, while for Dec 2025 it was 6.22%, marking a year-over-year increase of 194700.0%. This contributed to the annual value of 2.71% for FY2025, which is 238000.0% up from last year.
  • Affirm Holdings' Operating Margin amounted to 10.47% in Q4 2025, which was up 109700.0% from 6.82% recorded in Q3 2025.
  • Affirm Holdings' 5-year Operating Margin high stood at 10.47% for Q4 2025, and its period low was 90.76% during Q1 2021.
  • For the 5-year period, Affirm Holdings' Operating Margin averaged around 40.15%, with its median value being 42.91% (2021).
  • As far as peak fluctuations go, Affirm Holdings' Operating Margin tumbled by -692900bps in 2021, and later soared by 608600bps in 2023.
  • Quarter analysis of 5 years shows Affirm Holdings' Operating Margin stood at 54.35% in 2021, then tumbled by -66bps to 89.98% in 2022, then surged by 68bps to 29.12% in 2023, then skyrocketed by 98bps to 0.5% in 2024, then skyrocketed by 2200bps to 10.47% in 2025.
  • Its Operating Margin was 10.47% in Q4 2025, compared to 6.82% in Q3 2025 and 6.63% in Q2 2025.