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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalMarket CapitalizationNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Affirm Holdings (AFRM) Operating Margin: 2019-2025

Historic Operating Margin for Affirm Holdings (AFRM) over the last 6 years, with Sep 2025 value amounting to 6.82%.

  • Affirm Holdings' Operating Margin rose 2581.00% to 6.82% in Q3 2025 from the same period last year, while for Sep 2025 it was 3.15%, marking a year-over-year increase of 2450.00%. This contributed to the annual value of -2.71% for FY2025, which is 2380.00% up from last year.
  • Latest data reveals that Affirm Holdings reported Operating Margin of 6.82% as of Q3 2025, which was up 2.95% from 6.63% recorded in Q2 2025.
  • In the past 5 years, Affirm Holdings' Operating Margin registered a high of 6.82% during Q3 2025, and its lowest value of -90.76% during Q1 2021.
  • Its 3-year average for Operating Margin is -23.05%, with a median of -18.99% in 2024.
  • In the last 5 years, Affirm Holdings' Operating Margin crashed by 6,929bps in 2021 and then spiked by 6,086bps in 2023.
  • Quarterly analysis of 5 years shows Affirm Holdings' Operating Margin stood at -54.35% in 2021, then plummeted by 3,564bps to -89.98% in 2022, then spiked by 6,086bps to -29.12% in 2023, then skyrocketed by 2,862bps to -0.50% in 2024, then surged by 2,581bps to 6.82% in 2025.
  • Its last three reported values are 6.82% in Q3 2025, 6.63% for Q2 2025, and -1.07% during Q1 2025.