Affirm Holdings (AFRM) Operating Margin (2019 - 2026)

Affirm Holdings has reported Operating Margin for 8 years, with the latest figure at 12.63% in Q2 2026.

• On a quarterly basis, Operating Margin rose 600.0% year-over-year to 12.63% in Q2 2026; TTM through Jun 2026 was 9.79%, a 1249.0% increase from a year earlier, with the FY2026 full-year figure at 9.79%, up 1249.0% from the prior year.
• Operating Margin was 12.63% for Q2 2026 at Affirm Holdings, up from 8.51% in the prior quarter.
• The five-year high for Operating Margin was 12.63% in Q2 2026, with the low at 89.98% in Q4 2022.
• Average Operating Margin over 5 years is 29.52%, with a median of 23.45% recorded in 2024.
• The sharpest annual moves came in 2022 and 2023: Operating Margin tumbled 3564 bps in 2022, then jumped 6086 bps in 2023.
• Over 5 years, Operating Margin stood at 89.98% in 2022, then jumped by 68 bps to 29.12% in 2023, then soared by 98 bps to 0.5% in 2024, then surged by 2200 bps to 10.47% in 2025, then advanced by 21 bps to 12.63% in 2026.
• The last three Operating Margin figures came in at 12.63% (Q2 2026), 8.51% (Q1 2026), and 10.47% (Q4 2025), per Business Quant data.