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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Affirm Holdings (AFRM) EBITDA Margin (2019 - 2025)

Affirm Holdings (AFRM) has 7 years of EBITDA Margin data on record, last reported at 34.14% in Q4 2025.

  • For Q4 2025, EBITDA Margin rose 2930.0% year-over-year to 34.14%; the TTM value through Dec 2025 reached 115.48%, up 13384.0%, while the annual FY2025 figure was 5.27%, 6869.0% up from the prior year.
  • EBITDA Margin reached 34.14% in Q4 2025 per AFRM's latest filing, up from 22.27% in the prior quarter.
  • Across five years, EBITDA Margin topped out at 67.71% in Q2 2021 and bottomed at 193.0% in Q4 2022.
  • Average EBITDA Margin over 5 years is 29.03%, with a median of 19.74% recorded in 2024.
  • Peak YoY movement for EBITDA Margin: tumbled -14922bps in 2022, then skyrocketed 16782bps in 2023.
  • A 5-year view of EBITDA Margin shows it stood at 43.78% in 2021, then plummeted by -341bps to 193.0% in 2022, then skyrocketed by 87bps to 25.18% in 2023, then skyrocketed by 119bps to 4.84% in 2024, then surged by 605bps to 34.14% in 2025.
  • Per Business Quant database, its latest 3 readings for EBITDA Margin were 34.14% in Q4 2025, 22.27% in Q3 2025, and 8.0% in Q2 2025.