Affirm Holdings (AFRM) EBT (2019 - 2026)
Affirm Holdings (AFRM) recorded quarterly EBT of $107.4 million in Q1 2026, down 19.41% quarter-over-quarter from $133.2 million in Q4 2025, and up 1908.91% on a YoY basis from $5.3 million in Q1 2025.
Affirm Holdings (AFRM) EBT (2019 - 2026) Analysis & Trends
Affirm Holdings' EBT history runs 8 years deep, the most recent figure standing at $107.4 million for Q1 2026.
- In Q1 2026, EBT rose 1908.91% year-over-year to $107.4 million; the TTM figure through Mar 2026 stood at $395.2 million (up 828.44% YoY), while the FY2025 annual figure was $61.5 million, up 111.92% from the prior year.
- EBT was $107.4 million for Q1 2026 at Affirm Holdings, down from $133.2 million in the prior quarter.
- In the past five years, EBT ranged from a high of $133.2 million in Q4 2025 to a low of -$324.0 million in Q4 2022.
- Historically, EBT has averaged -$81.1 million across 5 years, with a median of -$98.3 million in 2024.
- The sharpest annual moves came in 2023 and 2026: EBT sank 279.54% in 2023, then surged 1908.91% in 2026.
- A 5-year view of EBT shows it stood at -$324.0 million in 2022, then surged by 48.27% to -$167.6 million in 2023, then jumped by 149.44% to $82.9 million in 2024, then soared by 60.8% to $133.2 million in 2025, then declined by 19.41% to $107.4 million in 2026.
- The last three EBT figures came in at $107.4 million (Q1 2026), $133.2 million (Q4 2025), and $83.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 534.76 Bn | 522.36 Bn | - | 7.17 Bn |
| 2 | Mastercard | 431.99 Bn | 421.78 Bn | - | 4.81 Bn |
| 3 | American Express | 214.01 Bn | 159.96 Bn | 17.43 Bn | 3.78 Bn |
| 4 | Capital One Financial | 112.27 Bn | 35.78 Bn | - | 2.70 Bn |
| 5 | PayPal Holdings | 37.67 Bn | 28.32 Bn | 7.84 Bn | 1.39 Bn |
| 6 | Synchrony Financial | 24.15 Bn | 3.59 Bn | - | 1.05 Bn |
| 7 | Affirm Holdings | 21.85 Bn | 20.12 Bn | 261.64 Mn | 107.38 Mn |
| 8 | SoFi Technologies | 21.08 Bn | 17.68 Bn | 929.25 Mn | 199.55 Mn |
| 9 | Ally Financial | 13.14 Bn | 12.70 Bn | 1.98 Bn | 400.00 Mn |
| 10 | Credit Acceptance | 6.45 Bn | 6.42 Bn | 562.70 Mn | 157.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 107.38 Mn |
| Dec 31, 2025 | 133.24 Mn |
| Sep 30, 2025 | 83.02 Mn |
| Jun 30, 2025 | 71.58 Mn |
| Mar 31, 2025 | 5.35 Mn |
| Dec 31, 2024 | 82.86 Mn |
| Sep 30, 2024 | -98.32 Mn |
| Jun 30, 2024 | -44.14 Mn |
| Mar 31, 2024 | -133.05 Mn |
| Dec 31, 2023 | -167.60 Mn |
| Sep 30, 2023 | -170.74 Mn |
| Jun 30, 2023 | -207.28 Mn |
| Mar 31, 2023 | -206.51 Mn |
| Dec 31, 2022 | -324.01 Mn |
| Sep 30, 2022 | -251.45 Mn |
| Jun 30, 2022 | -204.52 Mn |
| Mar 31, 2022 | -54.41 Mn |
| Dec 31, 2021 | -159.46 Mn |
| Sep 30, 2021 | -306.44 Mn |
| Jun 30, 2021 | -125.87 Mn |