Affirm Holdings (AFRM) EBT (2019 - 2026)
Affirm Holdings (AFRM) posted EBT of $169.1 million for Q2 2026, up 57.48% on a QoQ basis from $107.4 million in Q1 2026, and up 136.23% year-over-year from $71.6 million in Q2 2025.
Analysis
Affirm Holdings (AFRM) EBT (2019 - 2026) Analysis & Trends
Affirm Holdings has reported EBT for 8 years, with the latest figure at $169.1 million in Q2 2026.
- On a quarterly basis, EBT rose 136.23% year-over-year to $169.1 million in Q2 2026; TTM through Jun 2026 was $492.7 million, a 701.65% increase from a year earlier, with the FY2026 full-year figure at $492.7 million, up 701.65% from the prior year.
- EBT was $169.1 million for Q2 2026 at Affirm Holdings, up from $107.4 million in the prior quarter.
- The five-year high for EBT was $169.1 million in Q2 2026, with the low at -$324.0 million in Q4 2022.
- Average EBT over 5 years is -$67.2 million, with a median of -$76.4 million recorded in 2022.
- The sharpest annual moves came in 2023 and 2026: EBT plunged 279.54% in 2023, then soared 1908.91% in 2026.
- Over 5 years, EBT stood at -$324.0 million in 2022, then soared by 48.27% to -$167.6 million in 2023, then surged by 149.44% to $82.9 million in 2024, then jumped by 60.8% to $133.2 million in 2025, then rose by 26.91% to $169.1 million in 2026.
- The last three EBT figures came in at $169.1 million (Q2 2026), $107.4 million (Q1 2026), and $133.2 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Synchrony Financial | 24.38 Bn | 8.19 Bn | - | 1.19 Bn |
| 2 | Affirm Holdings | 24.01 Bn | 22.38 Bn | - | 169.09 Mn |
| 3 | FirstCash Holdings | 9.50 Bn | 9.33 Bn | 533.67 Mn | 127.00 Mn |
| 4 | Credit Acceptance | 6.00 Bn | 5.51 Bn | 569.30 Mn | 168.60 Mn |
| 5 | Slm | 4.72 Bn | -77.52 Mn | - | 80.46 Mn |
| 6 | Enova International | 4.35 Bn | 4.22 Bn | 568.07 Mn | 140.11 Mn |
| 7 | Bread Financial Holdings | 4.20 Bn | -15.89 Bn | 957.00 Mn | 197.00 Mn |
| 8 | StoneCo | 2.99 Bn | 1.38 Bn | 308.97 Mn | 137.75 Mn |
| 9 | Ezcorp | 1.88 Bn | 1.57 Bn | 246.19 Mn | 52.01 Mn |
| 10 | Navient | 1.64 Bn | 275.03 Mn | - | 39.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 169.09 Mn |
| Mar 31, 2026 | 107.38 Mn |
| Dec 31, 2025 | 133.24 Mn |
| Sep 30, 2025 | 83.02 Mn |
| Jun 30, 2025 | 71.58 Mn |
| Mar 31, 2025 | 5.35 Mn |
| Dec 31, 2024 | 82.86 Mn |
| Sep 30, 2024 | -98.32 Mn |
| Jun 30, 2024 | -44.14 Mn |
| Mar 31, 2024 | -133.05 Mn |
| Dec 31, 2023 | -167.60 Mn |
| Sep 30, 2023 | -170.74 Mn |
| Jun 30, 2023 | -207.28 Mn |
| Mar 31, 2023 | -206.51 Mn |
| Dec 31, 2022 | -324.01 Mn |
| Sep 30, 2022 | -251.45 Mn |
| Jun 30, 2022 | -204.52 Mn |
| Mar 31, 2022 | -54.41 Mn |
| Dec 31, 2021 | -159.46 Mn |
| Sep 30, 2021 | -306.44 Mn |