Affirm Holdings (AFRM) EBT (2019 - 2026)

Affirm Holdings (AFRM) recorded quarterly EBT of $107.4 million in Q1 2026, down 19.41% quarter-over-quarter from $133.2 million in Q4 2025, and up 1908.91% on a YoY basis from $5.3 million in Q1 2025.

Affirm Holdings (AFRM) EBT (2019 - 2026) Analysis & Trends

Affirm Holdings' EBT history runs 8 years deep, the most recent figure standing at $107.4 million for Q1 2026.

  • In Q1 2026, EBT rose 1908.91% year-over-year to $107.4 million; the TTM figure through Mar 2026 stood at $395.2 million (up 828.44% YoY), while the FY2025 annual figure was $61.5 million, up 111.92% from the prior year.
  • EBT was $107.4 million for Q1 2026 at Affirm Holdings, down from $133.2 million in the prior quarter.
  • In the past five years, EBT ranged from a high of $133.2 million in Q4 2025 to a low of -$324.0 million in Q4 2022.
  • Historically, EBT has averaged -$81.1 million across 5 years, with a median of -$98.3 million in 2024.
  • The sharpest annual moves came in 2023 and 2026: EBT sank 279.54% in 2023, then surged 1908.91% in 2026.
  • A 5-year view of EBT shows it stood at -$324.0 million in 2022, then surged by 48.27% to -$167.6 million in 2023, then jumped by 149.44% to $82.9 million in 2024, then soared by 60.8% to $133.2 million in 2025, then declined by 19.41% to $107.4 million in 2026.
  • The last three EBT figures came in at $107.4 million (Q1 2026), $133.2 million (Q4 2025), and $83.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 534.76 Bn 522.36 Bn - 7.17 Bn
2 Mastercard 431.99 Bn 421.78 Bn - 4.81 Bn
3 American Express 214.01 Bn 159.96 Bn 17.43 Bn 3.78 Bn
4 Capital One Financial 112.27 Bn 35.78 Bn - 2.70 Bn
5 PayPal Holdings 37.67 Bn 28.32 Bn 7.84 Bn 1.39 Bn
6 Synchrony Financial 24.15 Bn 3.59 Bn - 1.05 Bn
7 Affirm Holdings 21.85 Bn 20.12 Bn 261.64 Mn 107.38 Mn
8 SoFi Technologies 21.08 Bn 17.68 Bn 929.25 Mn 199.55 Mn
9 Ally Financial 13.14 Bn 12.70 Bn 1.98 Bn 400.00 Mn
10 Credit Acceptance 6.45 Bn 6.42 Bn 562.70 Mn 157.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 107.38 Mn
Dec 31, 2025 133.24 Mn
Sep 30, 2025 83.02 Mn
Jun 30, 2025 71.58 Mn
Mar 31, 2025 5.35 Mn
Dec 31, 2024 82.86 Mn
Sep 30, 2024 -98.32 Mn
Jun 30, 2024 -44.14 Mn
Mar 31, 2024 -133.05 Mn
Dec 31, 2023 -167.60 Mn
Sep 30, 2023 -170.74 Mn
Jun 30, 2023 -207.28 Mn
Mar 31, 2023 -206.51 Mn
Dec 31, 2022 -324.01 Mn
Sep 30, 2022 -251.45 Mn
Jun 30, 2022 -204.52 Mn
Mar 31, 2022 -54.41 Mn
Dec 31, 2021 -159.46 Mn
Sep 30, 2021 -306.44 Mn
Jun 30, 2021 -125.87 Mn