Affirm Holdings (AFRM) EBT (2019 - 2026)

Affirm Holdings (AFRM) posted quarterly EBT of $107.4 million for Q1 2026, up 1908.91% year-over-year from $5.3 million in Q1 2025, and down 19.41% on a QoQ basis from $133.2 million in Q4 2025.

Affirm Holdings (AFRM) EBT (2019 - 2026) Analysis & Trends

Affirm Holdings (AFRM) has reported EBT for 8 consecutive years, with $107.4 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, EBT rose 1908.91% year-over-year to $107.4 million; the TTM figure through Mar 2026 stood at $395.2 million (up 828.44% YoY), while the FY2025 annual figure was $61.5 million, up 111.92% from the prior year.
  • EBT came in at $107.4 million for Q1 2026 at Affirm Holdings, down from $133.2 million in the prior quarter.
  • The five-year high for EBT was $133.2 million in Q4 2025, with the low at -$324.0 million in Q4 2022.
  • Average EBT over 5 years is -$81.1 million, with a median of -$98.3 million recorded in 2024.
  • Across the five-year window, EBT slumped 279.54% in 2023 and surged 1908.91% in 2026, its largest moves.
  • Year by year, EBT stood at -$324.0 million in 2022, then surged by 48.27% to -$167.6 million in 2023, then jumped by 149.44% to $82.9 million in 2024, then soared by 60.8% to $133.2 million in 2025, then decreased by 19.41% to $107.4 million in 2026.
  • According to Business Quant data, EBT over the past three periods registered $107.4 million, $133.2 million, and $83.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT (Qtr)
1 Visa 587.74 Bn 575.34 Bn - 7.17 Bn
2 Mastercard 465.55 Bn 455.34 Bn - 4.81 Bn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 3.78 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn 1.39 Bn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 107.38 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 199.55 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 400.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn 157.00 Mn
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn 71.99 Mn
10 Sezzle 5.91 Bn 5.79 Bn - 65.99 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 107.38 Mn
Dec 31, 2025 133.24 Mn
Sep 30, 2025 83.02 Mn
Jun 30, 2025 71.58 Mn
Mar 31, 2025 5.35 Mn
Dec 31, 2024 82.86 Mn
Sep 30, 2024 -98.32 Mn
Jun 30, 2024 -44.14 Mn
Mar 31, 2024 -133.05 Mn
Dec 31, 2023 -167.60 Mn
Sep 30, 2023 -170.74 Mn
Jun 30, 2023 -207.28 Mn
Mar 31, 2023 -206.51 Mn
Dec 31, 2022 -324.01 Mn
Sep 30, 2022 -251.45 Mn
Jun 30, 2022 -204.52 Mn
Mar 31, 2022 -54.41 Mn
Dec 31, 2021 -159.46 Mn
Sep 30, 2021 -306.44 Mn
Jun 30, 2021 -125.87 Mn