Affirm Holdings (AFRM) EBT (2019 - 2026)
Affirm Holdings (AFRM) posted quarterly EBT of $107.4 million for Q1 2026, up 1908.91% year-over-year from $5.3 million in Q1 2025, and down 19.41% on a QoQ basis from $133.2 million in Q4 2025.
Affirm Holdings (AFRM) EBT (2019 - 2026) Analysis & Trends
Affirm Holdings (AFRM) has reported EBT for 8 consecutive years, with $107.4 million the latest figure, recorded in Q1 2026.
- In Q1 2026, EBT rose 1908.91% year-over-year to $107.4 million; the TTM figure through Mar 2026 stood at $395.2 million (up 828.44% YoY), while the FY2025 annual figure was $61.5 million, up 111.92% from the prior year.
- EBT came in at $107.4 million for Q1 2026 at Affirm Holdings, down from $133.2 million in the prior quarter.
- The five-year high for EBT was $133.2 million in Q4 2025, with the low at -$324.0 million in Q4 2022.
- Average EBT over 5 years is -$81.1 million, with a median of -$98.3 million recorded in 2024.
- Across the five-year window, EBT slumped 279.54% in 2023 and surged 1908.91% in 2026, its largest moves.
- Year by year, EBT stood at -$324.0 million in 2022, then surged by 48.27% to -$167.6 million in 2023, then jumped by 149.44% to $82.9 million in 2024, then soared by 60.8% to $133.2 million in 2025, then decreased by 19.41% to $107.4 million in 2026.
- According to Business Quant data, EBT over the past three periods registered $107.4 million, $133.2 million, and $83.0 million for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 587.74 Bn | 575.34 Bn | - | 7.17 Bn |
| 2 | Mastercard | 465.55 Bn | 455.34 Bn | - | 4.81 Bn |
| 3 | American Express | 238.39 Bn | 184.35 Bn | 17.43 Bn | 3.78 Bn |
| 4 | PayPal Holdings | 40.24 Bn | 30.89 Bn | 7.84 Bn | 1.39 Bn |
| 5 | Affirm Holdings | 28.27 Bn | 26.55 Bn | 261.64 Mn | 107.38 Mn |
| 6 | SoFi Technologies | 23.54 Bn | 20.13 Bn | 929.25 Mn | 199.55 Mn |
| 7 | Ally Financial | 14.34 Bn | 13.89 Bn | 1.98 Bn | 400.00 Mn |
| 8 | Credit Acceptance | 7.51 Bn | 7.49 Bn | 562.70 Mn | 157.00 Mn |
| 9 | FinVolution | 6.22 Bn | 4.97 Bn | 311.24 Mn | 71.99 Mn |
| 10 | Sezzle | 5.91 Bn | 5.79 Bn | - | 65.99 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 107.38 Mn |
| Dec 31, 2025 | 133.24 Mn |
| Sep 30, 2025 | 83.02 Mn |
| Jun 30, 2025 | 71.58 Mn |
| Mar 31, 2025 | 5.35 Mn |
| Dec 31, 2024 | 82.86 Mn |
| Sep 30, 2024 | -98.32 Mn |
| Jun 30, 2024 | -44.14 Mn |
| Mar 31, 2024 | -133.05 Mn |
| Dec 31, 2023 | -167.60 Mn |
| Sep 30, 2023 | -170.74 Mn |
| Jun 30, 2023 | -207.28 Mn |
| Mar 31, 2023 | -206.51 Mn |
| Dec 31, 2022 | -324.01 Mn |
| Sep 30, 2022 | -251.45 Mn |
| Jun 30, 2022 | -204.52 Mn |
| Mar 31, 2022 | -54.41 Mn |
| Dec 31, 2021 | -159.46 Mn |
| Sep 30, 2021 | -306.44 Mn |
| Jun 30, 2021 | -125.87 Mn |