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Affirm Holdings (AFRM) Cost of Revenue (2019 - 2025)

Affirm Holdings has reported Cost of Revenue over the past 7 years, most recently at $98.8 million for Q4 2025.

  • Quarterly results put Cost of Revenue at $98.8 million for Q4 2025, down 27.39% from a year ago — trailing twelve months through Dec 2025 was $330.8 million (down 39.8% YoY), and the annual figure for FY2025 was $434.8 million, down 24.56%.
  • Cost of Revenue for Q4 2025 was $98.8 million at Affirm Holdings, up from $78.5 million in the prior quarter.
  • Over the last five years, Cost of Revenue for AFRM hit a ceiling of $188.3 million in Q4 2022 and a floor of $58.2 million in Q1 2021.
  • Median Cost of Revenue over the past 5 years was $138.5 million (2023), compared with a mean of $124.0 million.
  • Biggest five-year swings in Cost of Revenue: soared 1130.0% in 2021 and later tumbled 45.96% in 2025.
  • Affirm Holdings' Cost of Revenue stood at $143.5 million in 2021, then surged by 31.27% to $188.3 million in 2022, then decreased by 14.37% to $161.3 million in 2023, then decreased by 15.64% to $136.0 million in 2024, then dropped by 27.39% to $98.8 million in 2025.
  • The last three reported values for Cost of Revenue were $98.8 million (Q4 2025), $78.5 million (Q3 2025), and $79.6 million (Q2 2025) per Business Quant data.