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Affirm Holdings (AFRM) Cost of Revenue (2019 - 2025)

Affirm Holdings (AFRM) has 6 years of Cost of Revenue data on record, last reported at $98.8 million in Q4 2025.

  • For Q4 2025, Cost of Revenue fell 27.39% year-over-year to $98.8 million; the TTM value through Dec 2025 reached $330.8 million, down 39.8%, while the annual FY2025 figure was $434.8 million, 24.56% down from the prior year.
  • Cost of Revenue reached $98.8 million in Q4 2025 per AFRM's latest filing, up from $78.5 million in the prior quarter.
  • Across five years, Cost of Revenue topped out at $188.3 million in Q4 2022 and bottomed at $57.5 million in Q1 2021.
  • Average Cost of Revenue over 5 years is $124.0 million, with a median of $138.5 million recorded in 2023.
  • Peak YoY movement for Cost of Revenue: surged 1142.54% in 2021, then crashed 45.96% in 2025.
  • A 5-year view of Cost of Revenue shows it stood at $143.5 million in 2021, then skyrocketed by 31.27% to $188.3 million in 2022, then dropped by 14.37% to $161.3 million in 2023, then dropped by 15.64% to $136.0 million in 2024, then fell by 27.39% to $98.8 million in 2025.
  • Per Business Quant database, its latest 3 readings for Cost of Revenue were $98.8 million in Q4 2025, $78.5 million in Q3 2025, and $79.6 million in Q2 2025.