Affirm Holdings (AFRM) Exchange Rate Effect (2021 - 2026)

Affirm Holdings (AFRM) posted quarterly Exchange Rate Effect of -$3.6 million for Q1 2026, down 131.4% year-over-year from $11.4 million in Q1 2025, and down 318.15% on a QoQ basis from $1.6 million in Q4 2025.

Affirm Holdings (AFRM) Exchange Rate Effect (2021 - 2026) Analysis & Trends

Affirm Holdings (AFRM) has reported Exchange Rate Effect for 6 consecutive years, with -$3.6 million the latest figure, recorded in Q1 2026.

  • In Q1 2026, Exchange Rate Effect fell 131.4% year-over-year to -$3.6 million; the TTM figure through Mar 2026 stood at $7.3 million (up 146.33% YoY), while the FY2025 annual figure was -$1.2 million, up 53.6% from the prior year.
  • Exchange Rate Effect came in at -$3.6 million for Q1 2026 at Affirm Holdings, down from $1.6 million in the prior quarter.
  • The five-year high for Exchange Rate Effect was $13.1 million in Q2 2025, with the low at -$14.5 million in Q4 2024.
  • Average Exchange Rate Effect over 5 years is -$1.3 million, with a median of -$1.4 million recorded in 2024.
  • Across the five-year window, Exchange Rate Effect sank 489.84% in 2024 and surged 1040.55% in 2025, its largest moves.
  • Year by year, Exchange Rate Effect stood at $2.2 million in 2022, then surged by 69.1% to $3.7 million in 2023, then tumbled by 489.84% to -$14.5 million in 2024, then surged by 111.32% to $1.6 million in 2025, then tumbled by 318.15% to -$3.6 million in 2026.
  • According to Business Quant data, Exchange Rate Effect over the past three periods registered -$3.6 million, $1.6 million, and -$3.9 million for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FX Effect (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -190.00 Mn
2 Mastercard 465.55 Bn 455.34 Bn - -116.00 Mn
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 57.00 Mn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -50.00 Mn
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn -3.58 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn -774,000.00
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn -3.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -1.89 Mn
10 Sezzle 5.91 Bn 5.79 Bn - -205,000.00

Historic Data

Download Data
DateValue
Mar 31, 2026 -3.58 Mn
Mar 31, 2026 -3.58 Mn
Dec 31, 2025 1.64 Mn
Dec 31, 2025 1.64 Mn
Sep 30, 2025 -3.86 Mn
Sep 30, 2025 -3.86 Mn
Jun 30, 2025 13.08 Mn
Jun 30, 2025 13.08 Mn
Mar 31, 2025 -1.55 Mn
Mar 31, 2025 -1.55 Mn
Dec 31, 2024 -14.51 Mn
Dec 31, 2024 -14.51 Mn
Sep 30, 2024 1.73 Mn
Sep 30, 2024 1.73 Mn
Jun 30, 2024 -1.39 Mn
Jun 30, 2024 -1.39 Mn
Mar 31, 2024 -1.71 Mn
Mar 31, 2024 -1.71 Mn
Dec 31, 2023 3.72 Mn
Dec 31, 2023 3.72 Mn