Affirm Holdings (AFRM) Exchange Rate Effect (2021 - 2026)
Affirm Holdings (AFRM) recorded quarterly Exchange Rate Effect of -$3.6 million in Q1 2026, down 318.15% quarter-over-quarter from $1.6 million in Q4 2025, and down 131.4% on a YoY basis from $11.4 million in Q1 2025.
Affirm Holdings (AFRM) Exchange Rate Effect (2021 - 2026) Analysis & Trends
Affirm Holdings' Exchange Rate Effect history runs 6 years deep, the most recent figure standing at -$3.6 million for Q1 2026.
- In Q1 2026, Exchange Rate Effect fell 131.4% year-over-year to -$3.6 million; the TTM figure through Mar 2026 stood at $7.3 million (up 146.33% YoY), while the FY2025 annual figure was -$1.2 million, up 53.6% from the prior year.
- Exchange Rate Effect was -$3.6 million for Q1 2026 at Affirm Holdings, down from $1.6 million in the prior quarter.
- In the past five years, Exchange Rate Effect ranged from a high of $13.1 million in Q2 2025 to a low of -$14.5 million in Q4 2024.
- Historically, Exchange Rate Effect has averaged -$1.3 million across 5 years, with a median of -$1.4 million in 2024.
- The sharpest annual moves came in 2024 and 2025: Exchange Rate Effect plunged 489.84% in 2024, then surged 1040.55% in 2025.
- A 5-year view of Exchange Rate Effect shows it stood at $2.2 million in 2022, then surged by 69.1% to $3.7 million in 2023, then slumped by 489.84% to -$14.5 million in 2024, then surged by 111.32% to $1.6 million in 2025, then slumped by 318.15% to -$3.6 million in 2026.
- The last three Exchange Rate Effect figures came in at -$3.6 million (Q1 2026), $1.6 million (Q4 2025), and -$3.9 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FX Effect (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 534.76 Bn | 522.36 Bn | - | -190.00 Mn |
| 2 | Mastercard | 431.99 Bn | 421.78 Bn | - | -116.00 Mn |
| 3 | American Express | 214.01 Bn | 159.96 Bn | 17.43 Bn | 57.00 Mn |
| 4 | Capital One Financial | 112.27 Bn | 35.78 Bn | - | - |
| 5 | PayPal Holdings | 37.67 Bn | 28.32 Bn | 7.84 Bn | -50.00 Mn |
| 6 | Synchrony Financial | 24.15 Bn | 3.59 Bn | - | - |
| 7 | Affirm Holdings | 21.85 Bn | 20.12 Bn | 261.64 Mn | -3.58 Mn |
| 8 | SoFi Technologies | 21.08 Bn | 17.68 Bn | 929.25 Mn | -774,000.00 |
| 9 | Ally Financial | 13.14 Bn | 12.70 Bn | 1.98 Bn | -3.00 Mn |
| 10 | Credit Acceptance | 6.45 Bn | 6.42 Bn | 562.70 Mn | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -3.58 Mn |
| Mar 31, 2026 | -3.58 Mn |
| Dec 31, 2025 | 1.64 Mn |
| Dec 31, 2025 | 1.64 Mn |
| Sep 30, 2025 | -3.86 Mn |
| Sep 30, 2025 | -3.86 Mn |
| Jun 30, 2025 | 13.08 Mn |
| Jun 30, 2025 | 13.08 Mn |
| Mar 31, 2025 | -1.55 Mn |
| Mar 31, 2025 | -1.55 Mn |
| Dec 31, 2024 | -14.51 Mn |
| Dec 31, 2024 | -14.51 Mn |
| Sep 30, 2024 | 1.73 Mn |
| Sep 30, 2024 | 1.73 Mn |
| Jun 30, 2024 | -1.39 Mn |
| Jun 30, 2024 | -1.39 Mn |
| Mar 31, 2024 | -1.71 Mn |
| Mar 31, 2024 | -1.71 Mn |
| Dec 31, 2023 | 3.72 Mn |
| Dec 31, 2023 | 3.72 Mn |