Affirm Holdings (AFRM) Exchange Rate Effect (2021 - 2026)

Affirm Holdings (AFRM) recorded quarterly Exchange Rate Effect of -$3.6 million in Q1 2026, down 318.15% quarter-over-quarter from $1.6 million in Q4 2025, and down 131.4% on a YoY basis from $11.4 million in Q1 2025.

Affirm Holdings (AFRM) Exchange Rate Effect (2021 - 2026) Analysis & Trends

Affirm Holdings' Exchange Rate Effect history runs 6 years deep, the most recent figure standing at -$3.6 million for Q1 2026.

  • In Q1 2026, Exchange Rate Effect fell 131.4% year-over-year to -$3.6 million; the TTM figure through Mar 2026 stood at $7.3 million (up 146.33% YoY), while the FY2025 annual figure was -$1.2 million, up 53.6% from the prior year.
  • Exchange Rate Effect was -$3.6 million for Q1 2026 at Affirm Holdings, down from $1.6 million in the prior quarter.
  • In the past five years, Exchange Rate Effect ranged from a high of $13.1 million in Q2 2025 to a low of -$14.5 million in Q4 2024.
  • Historically, Exchange Rate Effect has averaged -$1.3 million across 5 years, with a median of -$1.4 million in 2024.
  • The sharpest annual moves came in 2024 and 2025: Exchange Rate Effect plunged 489.84% in 2024, then surged 1040.55% in 2025.
  • A 5-year view of Exchange Rate Effect shows it stood at $2.2 million in 2022, then surged by 69.1% to $3.7 million in 2023, then slumped by 489.84% to -$14.5 million in 2024, then surged by 111.32% to $1.6 million in 2025, then slumped by 318.15% to -$3.6 million in 2026.
  • The last three Exchange Rate Effect figures came in at -$3.6 million (Q1 2026), $1.6 million (Q4 2025), and -$3.9 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FX Effect (Qtr)
1 Visa 534.76 Bn 522.36 Bn - -190.00 Mn
2 Mastercard 431.99 Bn 421.78 Bn - -116.00 Mn
3 American Express 214.01 Bn 159.96 Bn 17.43 Bn 57.00 Mn
4 Capital One Financial 112.27 Bn 35.78 Bn - -
5 PayPal Holdings 37.67 Bn 28.32 Bn 7.84 Bn -50.00 Mn
6 Synchrony Financial 24.15 Bn 3.59 Bn - -
7 Affirm Holdings 21.85 Bn 20.12 Bn 261.64 Mn -3.58 Mn
8 SoFi Technologies 21.08 Bn 17.68 Bn 929.25 Mn -774,000.00
9 Ally Financial 13.14 Bn 12.70 Bn 1.98 Bn -3.00 Mn
10 Credit Acceptance 6.45 Bn 6.42 Bn 562.70 Mn -

Historic Data

Download Data
DateValue
Mar 31, 2026 -3.58 Mn
Mar 31, 2026 -3.58 Mn
Dec 31, 2025 1.64 Mn
Dec 31, 2025 1.64 Mn
Sep 30, 2025 -3.86 Mn
Sep 30, 2025 -3.86 Mn
Jun 30, 2025 13.08 Mn
Jun 30, 2025 13.08 Mn
Mar 31, 2025 -1.55 Mn
Mar 31, 2025 -1.55 Mn
Dec 31, 2024 -14.51 Mn
Dec 31, 2024 -14.51 Mn
Sep 30, 2024 1.73 Mn
Sep 30, 2024 1.73 Mn
Jun 30, 2024 -1.39 Mn
Jun 30, 2024 -1.39 Mn
Mar 31, 2024 -1.71 Mn
Mar 31, 2024 -1.71 Mn
Dec 31, 2023 3.72 Mn
Dec 31, 2023 3.72 Mn