Citizens Financial Services (CZFS) Operating Expenses (2010 - 2026)
Citizens Financial Services (CZFS) posted quarterly Operating Expenses of $16.6 million for Q1 2026, up 1.36% year-over-year from $16.4 million in Q1 2025, and up 3.61% quarter-over-quarter from $16.0 million in Q4 2025.
Citizens Financial Services (CZFS) Operating Expenses (2010 - 2026) Analysis & Trends
Citizens Financial Services' Operating Expenses history runs 17 years deep, the most recent figure standing at $16.6 million for Q1 2026.
- In Q1 2026, Operating Expenses rose 1.36% year-over-year to $16.6 million; the TTM figure through Mar 2026 stood at $64.9 million (changed 0.33% YoY), while the FY2025 annual figure was $64.7 million, down 1.0% from the prior year.
- Operating Expenses for Q1 2026 stood at $16.6 million, up from $16.0 million in the prior quarter.
- The five-year high for Operating Expenses was $20.7 million in Q2 2023, with the low at $10.2 million in Q1 2022.
- The 5-year median for Operating Expenses is $16.1 million (2025), against an average of $15.1 million.
- The sharpest annual moves came in 2023 and 2024: Operating Expenses soared 84.64% in 2023, then declined 21.44% in 2024.
- Citizens Financial Services' Operating Expenses stood at $11.6 million in 2022, then soared by 36.15% to $15.9 million in 2023, then increased by 3.83% to $16.5 million in 2024, then fell by 2.7% to $16.0 million in 2025, then gained by 3.61% to $16.6 million in 2026.
- Business Quant data shows CZFS's Operating Expenses at $16.6 million in Q1 2026, $16.0 million in Q4 2025, and $16.1 million in Q3 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.10 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 4.43 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | -3.83 Bn |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | -2.79 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 2.60 Bn |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | -599.79 Mn |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 3.06 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.11 Bn |
| 10 | Citizens Financial Services | 397.75 Mn | 311.83 Mn | - | 16.87 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 16.87 Mn |
| Mar 31, 2026 | 16.60 Mn |
| Dec 31, 2025 | 16.02 Mn |
| Sep 30, 2025 | 16.13 Mn |
| Jun 30, 2025 | 16.15 Mn |
| Mar 31, 2025 | 16.38 Mn |
| Dec 31, 2024 | 16.47 Mn |
| Sep 30, 2024 | 16.03 Mn |
| Jun 30, 2024 | 16.25 Mn |
| Mar 31, 2024 | 16.64 Mn |
| Dec 31, 2023 | 15.86 Mn |
| Sep 30, 2023 | 16.44 Mn |
| Jun 30, 2023 | 20.68 Mn |
| Mar 31, 2023 | 11.78 Mn |
| Dec 31, 2022 | 11.65 Mn |
| Sep 30, 2022 | 11.61 Mn |
| Jun 30, 2022 | 11.20 Mn |
| Mar 31, 2022 | 10.23 Mn |
| Dec 31, 2021 | 10.88 Mn |
| Sep 30, 2021 | 10.40 Mn |