Citizens Financial Services (CZFS) Operating Expenses (2010 - 2026)
Citizens Financial Services' (CZFS) quarterly Operating Expenses came in at $16.6 million in Q1 2026, up 1.36% year-on-year from $16.4 million in Q1 2025, and up 3.61% quarter-over-quarter from $16.0 million in Q4 2025.
Citizens Financial Services (CZFS) Operating Expenses (2010 - 2026) Analysis & Trends
Citizens Financial Services' Operating Expenses history runs 17 years deep, the most recent figure standing at $16.6 million for Q1 2026.
- On a quarterly basis, Operating Expenses rose 1.36% year-over-year to $16.6 million in Q1 2026; TTM through Mar 2026 was $64.9 million, a 0.33% change from a year earlier, with the FY2025 full-year figure at $64.7 million, down 1.0% from the prior year.
- Operating Expenses advanced to $16.6 million in Q1 2026 per CZFS's latest filing, from $16.0 million in the prior quarter.
- Across five years, Operating Expenses topped out at $20.7 million in Q2 2023 and bottomed at $10.2 million in Q1 2022.
- The 5-year median for Operating Expenses is $16.1 million (2025), against an average of $15.1 million.
- Across the five-year window, Operating Expenses soared 84.64% in 2023 and decreased 21.44% in 2024, its largest moves.
- Year by year, Operating Expenses stood at $11.6 million in 2022, then jumped by 36.15% to $15.9 million in 2023, then rose by 3.83% to $16.5 million in 2024, then retreated by 2.7% to $16.0 million in 2025, then advanced by 3.61% to $16.6 million in 2026.
- Per Business Quant, the three latest CZFS Operating Expenses figures stand at $16.6 million (Q1 2026), $16.0 million (Q4 2025), and $16.1 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | -19.71 Mn |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.04 Bn |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -287,925.00 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | -2.75 Bn |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | -17.40 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | -3.86 Bn |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 7.75 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 11.90 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 3.77 Bn |
| 10 | Citizens Financial Services | 375.81 Mn | 301.93 Mn | - | 16.60 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 16.60 Mn |
| Dec 31, 2025 | 16.02 Mn |
| Sep 30, 2025 | 16.13 Mn |
| Jun 30, 2025 | 16.15 Mn |
| Mar 31, 2025 | 16.38 Mn |
| Dec 31, 2024 | 16.47 Mn |
| Sep 30, 2024 | 16.03 Mn |
| Jun 30, 2024 | 16.25 Mn |
| Mar 31, 2024 | 16.64 Mn |
| Dec 31, 2023 | 15.86 Mn |
| Sep 30, 2023 | 16.44 Mn |
| Jun 30, 2023 | 20.68 Mn |
| Mar 31, 2023 | 11.78 Mn |
| Dec 31, 2022 | 11.65 Mn |
| Sep 30, 2022 | 11.61 Mn |
| Jun 30, 2022 | 11.20 Mn |
| Mar 31, 2022 | 10.23 Mn |
| Dec 31, 2021 | 10.88 Mn |
| Sep 30, 2021 | 10.40 Mn |
| Jun 30, 2021 | 10.32 Mn |