Citizens Financial Services (CZFS) Operating Expenses (2010 - 2026)
Citizens Financial Services (CZFS) recorded quarterly Operating Expenses of $16.6 million in Q1 2026, up 3.61% quarter-over-quarter from $16.0 million in Q4 2025, and up 1.36% on a YoY basis from $16.4 million in Q1 2025.
Citizens Financial Services (CZFS) Operating Expenses (2010 - 2026) Analysis & Trends
Citizens Financial Services' Operating Expenses history runs 17 years deep, the most recent figure standing at $16.6 million for Q1 2026.
- In Q1 2026, Operating Expenses rose 1.36% year-over-year to $16.6 million; the TTM figure through Mar 2026 stood at $64.9 million (changed 0.33% YoY), while the FY2025 annual figure was $64.7 million, down 1.0% from the prior year.
- Operating Expenses was $16.6 million for Q1 2026 at Citizens Financial Services, up from $16.0 million in the prior quarter.
- In the past five years, Operating Expenses ranged from a high of $20.7 million in Q2 2023 to a low of $10.2 million in Q1 2022.
- Historically, Operating Expenses has averaged $15.1 million across 5 years, with a median of $16.1 million in 2025.
- The sharpest annual moves came in 2023 and 2024: Operating Expenses jumped 84.64% in 2023, then fell 21.44% in 2024.
- A 5-year view of Operating Expenses shows it stood at $11.6 million in 2022, then jumped by 36.15% to $15.9 million in 2023, then rose by 3.83% to $16.5 million in 2024, then retreated by 2.7% to $16.0 million in 2025, then advanced by 3.61% to $16.6 million in 2026.
- The last three Operating Expenses figures came in at $16.6 million (Q1 2026), $16.0 million (Q4 2025), and $16.1 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | -287,925.00 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | -3.86 Bn |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 7.75 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 11.90 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | -2.75 Bn |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | -1.06 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 137.67 Mn |
| 10 | Citizens Financial Services | 317.35 Mn | 277.14 Mn | - | 16.60 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 16.60 Mn |
| Dec 31, 2025 | 16.02 Mn |
| Sep 30, 2025 | 16.13 Mn |
| Jun 30, 2025 | 16.15 Mn |
| Mar 31, 2025 | 16.38 Mn |
| Dec 31, 2024 | 16.47 Mn |
| Sep 30, 2024 | 16.03 Mn |
| Jun 30, 2024 | 16.25 Mn |
| Mar 31, 2024 | 16.64 Mn |
| Dec 31, 2023 | 15.86 Mn |
| Sep 30, 2023 | 16.44 Mn |
| Jun 30, 2023 | 20.68 Mn |
| Mar 31, 2023 | 11.78 Mn |
| Dec 31, 2022 | 11.65 Mn |
| Sep 30, 2022 | 11.61 Mn |
| Jun 30, 2022 | 11.20 Mn |
| Mar 31, 2022 | 10.23 Mn |
| Dec 31, 2021 | 10.88 Mn |
| Sep 30, 2021 | 10.40 Mn |
| Jun 30, 2021 | 10.32 Mn |