Citizens Financial Services CZFS
NASDAQ CZFS
$81.50 +0.15 (+0.18%)
As of: Sep 21, 2026 · 1:12 PM EDT

Citizens Financial Services (CZFS) Operating Expenses (2010 - 2026)

Citizens Financial Services (CZFS) posted Operating Expenses of $16.9 million for Q2 2026, up 1.6% on a QoQ basis from $16.6 million in Q1 2026, and up 4.46% year-over-year from $16.1 million in Q2 2025.

Analysis

Citizens Financial Services (CZFS) Operating Expenses (2010 - 2026) Analysis & Trends

Citizens Financial Services has reported Operating Expenses for 17 years, with the latest figure at $16.9 million in Q2 2026.

  • On a quarterly basis, Operating Expenses rose 4.46% year-over-year to $16.9 million in Q2 2026; TTM through Jun 2026 was $65.6 million, a 0.93% increase from a year earlier, with the FY2025 full-year figure at $64.7 million, down 1.0% from the prior year.
  • Operating Expenses was $16.9 million for Q2 2026 at Citizens Financial Services, up from $16.6 million in the prior quarter.
  • The five-year high for Operating Expenses was $20.7 million in Q2 2023, with the low at $10.2 million in Q1 2022.
  • Average Operating Expenses over 5 years is $15.2 million, with a median of $16.1 million recorded in 2025.
  • The sharpest annual moves came in 2023 and 2024: Operating Expenses surged 84.64% in 2023, then retreated 21.44% in 2024.
  • Over 5 years, Operating Expenses stood at $11.6 million in 2022, then surged by 36.15% to $15.9 million in 2023, then gained by 3.83% to $16.5 million in 2024, then decreased by 2.7% to $16.0 million in 2025, then rose by 5.27% to $16.9 million in 2026.
  • The last three Operating Expenses figures came in at $16.9 million (Q2 2026), $16.6 million (Q1 2026), and $16.0 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Opex (Qtr)
1 Banco Santander Chile 424.88 Bn 544.83 Bn - -259.95 Bn
2 Truist Financial 59.29 Bn 59.29 Bn - 3.06 Bn
3 Fifth Third Bancorp 47.98 Bn 24.26 Bn - 2.11 Bn
4 M&T Bank 32.82 Bn 32.82 Bn - 1.35 Bn
5 Huntington Bancshares 32.08 Bn 27.60 Bn - 1.81 Bn
6 Citizens Financial 28.34 Bn 28.34 Bn - 1.39 Bn
7 Regions Financial 24.27 Bn 24.34 Bn - 1.12 Bn
8 Keycorp 22.19 Bn -25.51 Bn - 1.22 Bn
9 First Citizens Bancshares 21.93 Bn 21.41 Bn 29.00 Mn 1.55 Bn
10 Citizens Financial Services 391.28 Mn 305.36 Mn - 16.87 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 16.87 Mn
Mar 31, 2026 16.60 Mn
Dec 31, 2025 16.02 Mn
Sep 30, 2025 16.13 Mn
Jun 30, 2025 16.15 Mn
Mar 31, 2025 16.38 Mn
Dec 31, 2024 16.47 Mn
Sep 30, 2024 16.03 Mn
Jun 30, 2024 16.25 Mn
Mar 31, 2024 16.64 Mn
Dec 31, 2023 15.86 Mn
Sep 30, 2023 16.44 Mn
Jun 30, 2023 20.68 Mn
Mar 31, 2023 11.78 Mn
Dec 31, 2022 11.65 Mn
Sep 30, 2022 11.61 Mn
Jun 30, 2022 11.20 Mn
Mar 31, 2022 10.23 Mn
Dec 31, 2021 10.88 Mn
Sep 30, 2021 10.40 Mn