Citizens Financial Services (CZFS) Operating Expenses (2009 - 2026)
Citizens Financial Services (CZFS) posted Operating Expenses of $16.87 million for Q2 2026, up 4.5% from $16.15 million a year earlier and up 1.6% from the prior quarter.
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Analysis
Citizens Financial Services (CZFS) Operating Expenses (2009 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Operating Expenses at Citizens Financial Services was $65.63 million, up 0.9% year-over-year; for FY2025, it came in at $64.73 million, down 1.0% from FY2024.
- Annual Operating Expenses shows a five-year compound annual growth rate of 9.6% (FY2020 to FY2025).
- In prior years, Citizens Financial Services' Operating Expenses was $65.39 million in FY2024 (+1.0%), $64.76 million in FY2023 (+44.9%), $44.69 million in FY2022 (+7.6%) and $41.55 million in FY2021 (+1.7%).
- The Q2 2026 figure stands as the highest quarterly Operating Expenses since Q2 2023.
- On a year-over-year basis, Operating Expenses increased in four of the last eight quarters, with growth averaging 0.4%.
- The strongest year-over-year quarter for Operating Expenses in the past five years was Q2 2023, with growth of 84.6%; the weakest was Q2 2024, with a decline of 21.4%.
- According to Business Quant data, Operating Expenses for the three prior quarters was $16.6 million (Q1 2026), $16.02 million (Q4 2025) and $16.13 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 27.30 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 19.72 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 8.82 Bn |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 13.71 Bn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 7.02 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 11.31 Bn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 13.74 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 17.50 Bn |
| 10 | Citizens Financial Services | 415.35 Mn | 272.64 Mn | - | 17.02 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 17.02 Mn |
| Jun 30, 2026 | 16.87 Mn |
| Mar 31, 2026 | 16.60 Mn |
| Dec 31, 2025 | 16.17 Mn |
| Sep 30, 2025 | 16.08 Mn |
| Jun 30, 2025 | 16.15 Mn |
| Mar 31, 2025 | 16.38 Mn |
| Dec 31, 2024 | 16.47 Mn |
| Sep 30, 2024 | 16.03 Mn |
| Jun 30, 2024 | 16.25 Mn |
| Mar 31, 2024 | 16.64 Mn |
| Dec 31, 2023 | 15.86 Mn |
| Sep 30, 2023 | 16.44 Mn |
| Jun 30, 2023 | 20.68 Mn |
| Mar 31, 2023 | 11.78 Mn |
| Dec 31, 2022 | 11.65 Mn |
| Sep 30, 2022 | 11.61 Mn |
| Jun 30, 2022 | 11.20 Mn |
| Mar 31, 2022 | 10.23 Mn |
| Dec 31, 2021 | 10.88 Mn |
API Access
Citizens Financial Services Operating Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-expenses&ticker=CZFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-expenses", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-expenses&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();