Citizens Financial Services (CZFS) Operating Expenses (2010 - 2026)
Citizens Financial Services (CZFS) posted Operating Expenses of $16.9 million for Q2 2026, up 1.6% on a QoQ basis from $16.6 million in Q1 2026, and up 4.46% year-over-year from $16.1 million in Q2 2025.
Analysis
Citizens Financial Services (CZFS) Operating Expenses (2010 - 2026) Analysis & Trends
Citizens Financial Services has reported Operating Expenses for 17 years, with the latest figure at $16.9 million in Q2 2026.
- On a quarterly basis, Operating Expenses rose 4.46% year-over-year to $16.9 million in Q2 2026; TTM through Jun 2026 was $65.6 million, a 0.93% increase from a year earlier, with the FY2025 full-year figure at $64.7 million, down 1.0% from the prior year.
- Operating Expenses was $16.9 million for Q2 2026 at Citizens Financial Services, up from $16.6 million in the prior quarter.
- The five-year high for Operating Expenses was $20.7 million in Q2 2023, with the low at $10.2 million in Q1 2022.
- Average Operating Expenses over 5 years is $15.2 million, with a median of $16.1 million recorded in 2025.
- The sharpest annual moves came in 2023 and 2024: Operating Expenses surged 84.64% in 2023, then retreated 21.44% in 2024.
- Over 5 years, Operating Expenses stood at $11.6 million in 2022, then surged by 36.15% to $15.9 million in 2023, then gained by 3.83% to $16.5 million in 2024, then decreased by 2.7% to $16.0 million in 2025, then rose by 5.27% to $16.9 million in 2026.
- The last three Operating Expenses figures came in at $16.9 million (Q2 2026), $16.6 million (Q1 2026), and $16.0 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | -259.95 Bn |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 3.06 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 2.11 Bn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 1.35 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.81 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.39 Bn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 1.12 Bn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.22 Bn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1.55 Bn |
| 10 | Citizens Financial Services | 391.28 Mn | 305.36 Mn | - | 16.87 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 16.87 Mn |
| Mar 31, 2026 | 16.60 Mn |
| Dec 31, 2025 | 16.02 Mn |
| Sep 30, 2025 | 16.13 Mn |
| Jun 30, 2025 | 16.15 Mn |
| Mar 31, 2025 | 16.38 Mn |
| Dec 31, 2024 | 16.47 Mn |
| Sep 30, 2024 | 16.03 Mn |
| Jun 30, 2024 | 16.25 Mn |
| Mar 31, 2024 | 16.64 Mn |
| Dec 31, 2023 | 15.86 Mn |
| Sep 30, 2023 | 16.44 Mn |
| Jun 30, 2023 | 20.68 Mn |
| Mar 31, 2023 | 11.78 Mn |
| Dec 31, 2022 | 11.65 Mn |
| Sep 30, 2022 | 11.61 Mn |
| Jun 30, 2022 | 11.20 Mn |
| Mar 31, 2022 | 10.23 Mn |
| Dec 31, 2021 | 10.88 Mn |
| Sep 30, 2021 | 10.40 Mn |