Citizens Financial Services (CZFS) Operating Expenses (2010 - 2026)
Citizens Financial Services' quarterly Operating Expenses came in at $16.6 million in Q1 2026, up 1.36% year-on-year from $16.4 million in Q1 2025, and up 3.61% quarter-over-quarter from $16.0 million in Q4 2025.
Citizens Financial Services has reported Operating Expenses for 17 years, with the latest figure at $16.6 million in Q1 2026.
- For the quarter ending Q1 2026, Operating Expenses rose 1.36% year-over-year to $16.6 million; the trailing twelve-month figure through Mar 2026 stood at $64.9 million (changed 0.33% YoY), and the FY2025 full-year result was $64.7 million, down 1.0% from the prior year.
- Operating Expenses for Q1 2026 stood at $16.6 million, up from $16.0 million in the prior quarter.
- The five-year high for Operating Expenses was $20.7 million in Q2 2023, with the low at $10.2 million in Q1 2022.
- Average Operating Expenses over 5 years is $15.1 million, with a median of $16.1 million recorded in 2025.
- Year-over-year, Operating Expenses soared 84.64% in 2023 and decreased 21.44% in 2024.
- Tracing CZFS's Operating Expenses over 5 years: stood at $11.6 million in 2022, then surged by 36.15% to $15.9 million in 2023, then gained by 3.83% to $16.5 million in 2024, then decreased by 2.7% to $16.0 million in 2025, then climbed by 3.61% to $16.6 million in 2026.
- The last three Operating Expenses figures came in at $16.6 million (Q1 2026), $16.0 million (Q4 2025), and $16.1 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Opex (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -287,925.00 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 7.75 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 11.90 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 2.55 Bn |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -20.00 Mn |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 3.77 Bn |
| 10 | Citizens Financial Services | 305.16 Mn | 264.95 Mn | - | 16.60 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 16.60 Mn |
| Dec 31, 2025 | 16.02 Mn |
| Sep 30, 2025 | 16.13 Mn |
| Jun 30, 2025 | 16.15 Mn |
| Mar 31, 2025 | 16.38 Mn |
| Dec 31, 2024 | 16.47 Mn |
| Sep 30, 2024 | 16.03 Mn |
| Jun 30, 2024 | 16.25 Mn |
| Mar 31, 2024 | 16.64 Mn |
| Dec 31, 2023 | 15.86 Mn |
| Sep 30, 2023 | 16.44 Mn |
| Jun 30, 2023 | 20.68 Mn |
| Mar 31, 2023 | 11.78 Mn |
| Dec 31, 2022 | 11.65 Mn |
| Sep 30, 2022 | 11.61 Mn |
| Jun 30, 2022 | 11.20 Mn |
| Mar 31, 2022 | 10.23 Mn |
| Dec 31, 2021 | 10.88 Mn |
| Sep 30, 2021 | 10.40 Mn |
| Jun 30, 2021 | 10.32 Mn |
| Mar 31, 2021 | 9.95 Mn |
| Dec 31, 2020 | 10.82 Mn |
| Sep 30, 2020 | 9.69 Mn |
| Jun 30, 2020 | 11.41 Mn |
| Mar 31, 2020 | 8.92 Mn |
| Dec 31, 2019 | 8.37 Mn |
| Sep 30, 2019 | 8.41 Mn |
| Jun 30, 2019 | 8.24 Mn |
| Mar 31, 2019 | 8.32 Mn |
| Dec 31, 2018 | 8.24 Mn |
| Sep 30, 2018 | 7.79 Mn |
| Jun 30, 2018 | 7.70 Mn |
| Mar 31, 2018 | 7.83 Mn |
| Dec 31, 2017 | 7.71 Mn |
| Sep 30, 2017 | 7.25 Mn |
| Jun 30, 2017 | 7.17 Mn |
| Mar 31, 2017 | 7.19 Mn |
| Dec 31, 2016 | 7.26 Mn |
| Sep 30, 2016 | 7.20 Mn |
| Jun 30, 2016 | 7.30 Mn |
| Mar 31, 2016 | 6.91 Mn |
| Dec 31, 2015 | 6.81 Mn |
| Sep 30, 2015 | 5.85 Mn |
| Jun 30, 2015 | 5.43 Mn |
| Mar 31, 2015 | 5.34 Mn |
| Dec 31, 2014 | 5.01 Mn |
| Sep 30, 2014 | 5.07 Mn |
| Jun 30, 2014 | 5.00 Mn |
| Mar 31, 2014 | 5.09 Mn |
| Dec 31, 2013 | 5.13 Mn |
| Sep 30, 2013 | 4.97 Mn |
| Jun 30, 2013 | 4.87 Mn |
| Mar 31, 2013 | 4.85 Mn |
| Dec 31, 2012 | 4.95 Mn |
| Sep 30, 2012 | 4.93 Mn |
| Jun 30, 2012 | 4.57 Mn |
| Mar 31, 2012 | 4.86 Mn |
| Dec 31, 2011 | 4.49 Mn |
| Sep 30, 2011 | 4.50 Mn |
| Jun 30, 2011 | 4.68 Mn |
| Mar 31, 2011 | 4.74 Mn |
| Dec 31, 2010 | 4.87 Mn |
| Sep 30, 2010 | 4.49 Mn |
| Jun 30, 2010 | 4.36 Mn |