Citizens Financial Services (CZFS) Price to Book (2010 - 2026)
Citizens Financial Services (CZFS) posted Price to Book of 0.99 for Q2 2026, up 15.47% on a QoQ basis from 0.86 in Q1 2026, and up 9.72% year-over-year from 0.9 in Q2 2025.
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Analysis
Citizens Financial Services (CZFS) Price to Book (2010 - 2026) Analysis & Trends
Citizens Financial Services has reported Price to Book for 17 years, with the latest figure at 0.99 in Q2 2026.
- On a quarterly basis, Price to Book rose 9.72% year-over-year to 0.99 in Q2 2026; TTM through Jun 2026 was 0.99, a 9.72% increase from a year earlier, with the FY2025 full-year figure at 0.81, down 19.34% from the prior year.
- Price to Book was 0.99 for Q2 2026 at Citizens Financial Services, up from 0.86 in the prior quarter.
- The five-year high for Price to Book was 1.56 in Q1 2023, with the low at 0.75 in Q2 2024.
- Average Price to Book over 5 years is 1.07, with a median of 0.96 recorded in 2026.
- The sharpest annual moves came in 2022 and 2024: Price to Book surged 35.12% in 2022, then plunged 47.35% in 2024.
- Over 5 years, Price to Book stood at 1.52 in 2022, then fell by 28.44% to 1.09 in 2023, then declined by 7.71% to 1.01 in 2024, then declined by 19.34% to 0.81 in 2025, then increased by 21.79% to 0.99 in 2026.
- The last three Price to Book figures came in at 0.99 (Q2 2026), 0.86 (Q1 2026), and 0.81 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn |
| 10 | Citizens Financial Services | 391.28 Mn | 305.36 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.99 |
| Mar 31, 2026 | 0.86 |
| Dec 31, 2025 | 0.81 |
| Sep 30, 2025 | 0.88 |
| Jun 30, 2025 | 0.90 |
| Mar 31, 2025 | 0.90 |
| Dec 31, 2024 | 1.01 |
| Sep 30, 2024 | 0.94 |
| Jun 30, 2024 | 0.75 |
| Mar 31, 2024 | 0.82 |
| Dec 31, 2023 | 1.09 |
| Sep 30, 2023 | 0.86 |
| Jun 30, 2023 | 1.33 |
| Mar 31, 2023 | 1.56 |
| Dec 31, 2022 | 1.52 |
| Sep 30, 2022 | 1.46 |
| Jun 30, 2022 | 1.43 |
| Mar 31, 2022 | 1.23 |
| Dec 31, 2021 | 1.13 |
| Sep 30, 2021 | 1.18 |
API Access
Citizens Financial Services Price to Book API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=price-to-book&ticker=CZFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "price-to-book", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=price-to-book&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();