Citizens Financial Services CZFS
NASDAQ CZFS
$81.70 +1.27 (+1.58%)
At close: Aug 21, 2026 · 4:00 PM EDT

Citizens Financial Services (CZFS) Free Cash Flow (2010 - 2026)

Citizens Financial Services (CZFS) posted quarterly Free Cash Flow of $17.9 million for Q1 2026, up 72.71% year-over-year from $10.4 million in Q1 2025, and up 7.41% quarter-over-quarter from $16.7 million in Q4 2025.

Citizens Financial Services (CZFS) Free Cash Flow (2010 - 2026) Analysis & Trends

Citizens Financial Services' Free Cash Flow history runs 17 years deep, the most recent figure standing at $17.9 million for Q1 2026.

  • In Q1 2026, Free Cash Flow rose 72.71% year-over-year to $17.9 million; the TTM figure through Mar 2026 stood at $42.8 million (up 48.15% YoY), while the FY2025 annual figure was $35.2 million, up 10.57% from the prior year.
  • Free Cash Flow for Q1 2026 stood at $17.9 million, up from $16.7 million in the prior quarter.
  • The five-year high for Free Cash Flow was $17.9 million in Q1 2026, with the low at -$9.2 million in Q2 2023.
  • The 5-year median for Free Cash Flow is $9.0 million (2022), against an average of $8.3 million.
  • The sharpest annual moves came in 2023 and 2024: Free Cash Flow tumbled 521.62% in 2023, then soared 131.38% in 2024.
  • Citizens Financial Services' Free Cash Flow stood at $8.4 million in 2022, then surged by 88.87% to $15.9 million in 2023, then slumped by 36.97% to $10.0 million in 2024, then jumped by 66.24% to $16.7 million in 2025, then rose by 7.41% to $17.9 million in 2026.
  • Business Quant data shows CZFS's Free Cash Flow at $17.9 million in Q1 2026, $16.7 million in Q4 2025, and $2.7 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Free Cash Flow (Qtr)
1 Hdfc Bank 120.66 Bn 84.46 Bn - -
2 Pnc Financial Services 97.86 Bn 97.86 Bn - 2.15 Bn
3 Us Bancorp 96.39 Bn 96.39 Bn - 4.82 Bn
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.92 Bn -144.17 Bn - -
6 Deutsche Bank Aktiengesellschaft 72.22 Bn -81.10 Bn - -
7 Nu Holdings 70.34 Bn 56.66 Bn 2.35 Bn -
8 Truist Financial 61.75 Bn 61.75 Bn - 955.00 Mn
9 Fifth Third Bancorp 49.88 Bn 26.16 Bn - -
10 Citizens Financial Services 397.75 Mn 311.83 Mn - -376,000.00

Historic Data

Download Data
DateValue
Jun 30, 2026 -376,000.00
Jun 30, 2026 -376,000.00
Mar 31, 2026 17.89 Mn
Mar 31, 2026 17.89 Mn
Dec 31, 2025 16.66 Mn
Dec 31, 2025 16.66 Mn
Sep 30, 2025 2.73 Mn
Sep 30, 2025 2.73 Mn
Jun 30, 2025 5.49 Mn
Jun 30, 2025 5.49 Mn
Mar 31, 2025 10.36 Mn
Mar 31, 2025 10.36 Mn
Dec 31, 2024 10.02 Mn
Dec 31, 2024 10.02 Mn
Sep 30, 2024 5.60 Mn
Sep 30, 2024 5.60 Mn
Jun 30, 2024 2.90 Mn
Jun 30, 2024 2.90 Mn
Mar 31, 2024 13.36 Mn
Mar 31, 2024 13.36 Mn