Citizens Financial Services (CZFS) Free Cash Flow (2010 - 2026)
Citizens Financial Services (CZFS) posted quarterly Free Cash Flow of $17.9 million for Q1 2026, up 72.71% year-over-year from $10.4 million in Q1 2025, and up 7.41% quarter-over-quarter from $16.7 million in Q4 2025.
Citizens Financial Services (CZFS) Free Cash Flow (2010 - 2026) Analysis & Trends
Citizens Financial Services' Free Cash Flow history runs 17 years deep, the most recent figure standing at $17.9 million for Q1 2026.
- In Q1 2026, Free Cash Flow rose 72.71% year-over-year to $17.9 million; the TTM figure through Mar 2026 stood at $42.8 million (up 48.15% YoY), while the FY2025 annual figure was $35.2 million, up 10.57% from the prior year.
- Free Cash Flow for Q1 2026 stood at $17.9 million, up from $16.7 million in the prior quarter.
- The five-year high for Free Cash Flow was $17.9 million in Q1 2026, with the low at -$9.2 million in Q2 2023.
- The 5-year median for Free Cash Flow is $9.0 million (2022), against an average of $8.3 million.
- The sharpest annual moves came in 2023 and 2024: Free Cash Flow tumbled 521.62% in 2023, then soared 131.38% in 2024.
- Citizens Financial Services' Free Cash Flow stood at $8.4 million in 2022, then surged by 88.87% to $15.9 million in 2023, then slumped by 36.97% to $10.0 million in 2024, then jumped by 66.24% to $16.7 million in 2025, then rose by 7.41% to $17.9 million in 2026.
- Business Quant data shows CZFS's Free Cash Flow at $17.9 million in Q1 2026, $16.7 million in Q4 2025, and $2.7 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.15 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 4.82 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 955.00 Mn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Citizens Financial Services | 397.75 Mn | 311.83 Mn | - | -376,000.00 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -376,000.00 |
| Jun 30, 2026 | -376,000.00 |
| Mar 31, 2026 | 17.89 Mn |
| Mar 31, 2026 | 17.89 Mn |
| Dec 31, 2025 | 16.66 Mn |
| Dec 31, 2025 | 16.66 Mn |
| Sep 30, 2025 | 2.73 Mn |
| Sep 30, 2025 | 2.73 Mn |
| Jun 30, 2025 | 5.49 Mn |
| Jun 30, 2025 | 5.49 Mn |
| Mar 31, 2025 | 10.36 Mn |
| Mar 31, 2025 | 10.36 Mn |
| Dec 31, 2024 | 10.02 Mn |
| Dec 31, 2024 | 10.02 Mn |
| Sep 30, 2024 | 5.60 Mn |
| Sep 30, 2024 | 5.60 Mn |
| Jun 30, 2024 | 2.90 Mn |
| Jun 30, 2024 | 2.90 Mn |
| Mar 31, 2024 | 13.36 Mn |
| Mar 31, 2024 | 13.36 Mn |