Citizens Financial Services (CZFS) Free Cash Flow (2010 - 2026)
Citizens Financial Services' quarterly Free Cash Flow came in at $17.9 million in Q1 2026, up 72.71% year-on-year from $10.4 million in Q1 2025, and up 7.41% quarter-over-quarter from $16.7 million in Q4 2025.
Citizens Financial Services has reported Free Cash Flow for 17 years, with the latest figure at $17.9 million in Q1 2026.
- For the quarter ending Q1 2026, Free Cash Flow rose 72.71% year-over-year to $17.9 million; the trailing twelve-month figure through Mar 2026 stood at $42.8 million (up 48.15% YoY), and the FY2025 full-year result was $35.2 million, up 10.57% from the prior year.
- Free Cash Flow for Q1 2026 stood at $17.9 million, up from $16.7 million in the prior quarter.
- The five-year high for Free Cash Flow was $17.9 million in Q1 2026, with the low at -$9.2 million in Q2 2023.
- Average Free Cash Flow over 5 years is $8.3 million, with a median of $9.0 million recorded in 2022.
- Year-over-year, Free Cash Flow plunged 521.62% in 2023 and soared 131.38% in 2024.
- Tracing CZFS's Free Cash Flow over 5 years: stood at $8.4 million in 2022, then jumped by 88.87% to $15.9 million in 2023, then slumped by 36.97% to $10.0 million in 2024, then soared by 66.24% to $16.7 million in 2025, then advanced by 7.41% to $17.9 million in 2026.
- The last three Free Cash Flow figures came in at $17.9 million (Q1 2026), $16.7 million (Q4 2025), and $2.7 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -172,298.00 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 5.85 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 6.71 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | 390,677.59 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.93 Bn |
| 10 | Citizens Financial Services | 305.16 Mn | 264.95 Mn | - | 17.89 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 17.89 Mn |
| Mar 31, 2026 | 17.89 Mn |
| Dec 31, 2025 | 16.66 Mn |
| Dec 31, 2025 | 16.66 Mn |
| Sep 30, 2025 | 2.73 Mn |
| Sep 30, 2025 | 2.73 Mn |
| Jun 30, 2025 | 5.49 Mn |
| Jun 30, 2025 | 5.49 Mn |
| Mar 31, 2025 | 10.36 Mn |
| Mar 31, 2025 | 10.36 Mn |
| Dec 31, 2024 | 10.02 Mn |
| Dec 31, 2024 | 10.02 Mn |
| Sep 30, 2024 | 5.60 Mn |
| Sep 30, 2024 | 5.60 Mn |
| Jun 30, 2024 | 2.90 Mn |
| Jun 30, 2024 | 2.90 Mn |
| Mar 31, 2024 | 13.36 Mn |
| Mar 31, 2024 | 13.36 Mn |
| Dec 31, 2023 | 15.90 Mn |
| Dec 31, 2023 | 15.90 Mn |
| Sep 30, 2023 | 7.05 Mn |
| Sep 30, 2023 | 7.05 Mn |
| Jun 30, 2023 | -9.23 Mn |
| Jun 30, 2023 | -9.23 Mn |
| Mar 31, 2023 | 10.20 Mn |
| Mar 31, 2023 | 10.20 Mn |
| Dec 31, 2022 | 8.42 Mn |
| Dec 31, 2022 | 8.42 Mn |
| Sep 30, 2022 | 9.01 Mn |
| Sep 30, 2022 | 9.01 Mn |
| Jun 30, 2022 | 2.19 Mn |
| Jun 30, 2022 | 2.19 Mn |
| Mar 31, 2022 | 11.99 Mn |
| Mar 31, 2022 | 11.99 Mn |
| Dec 31, 2021 | 6.25 Mn |
| Dec 31, 2021 | 6.25 Mn |
| Sep 30, 2021 | 10.47 Mn |
| Sep 30, 2021 | 10.47 Mn |
| Jun 30, 2021 | 7.69 Mn |
| Jun 30, 2021 | 7.69 Mn |
| Mar 31, 2021 | 13.18 Mn |
| Mar 31, 2021 | 13.18 Mn |
| Dec 31, 2020 | 14.01 Mn |
| Dec 31, 2020 | 14.01 Mn |
| Sep 30, 2020 | 3.14 Mn |
| Sep 30, 2020 | 3.14 Mn |
| Jun 30, 2020 | -10.49 Mn |
| Jun 30, 2020 | -10.49 Mn |
| Mar 31, 2020 | 4.23 Mn |
| Mar 31, 2020 | 4.23 Mn |
| Dec 31, 2019 | 5.69 Mn |
| Dec 31, 2019 | 5.69 Mn |
| Sep 30, 2019 | 5.44 Mn |
| Sep 30, 2019 | 5.44 Mn |
| Jun 30, 2019 | 5.50 Mn |
| Jun 30, 2019 | 5.50 Mn |
| Mar 31, 2019 | 4.65 Mn |
| Mar 31, 2019 | 4.65 Mn |
| Dec 31, 2018 | 6.28 Mn |
| Dec 31, 2018 | 6.28 Mn |
| Sep 30, 2018 | 5.21 Mn |
| Sep 30, 2018 | 5.21 Mn |
| Jun 30, 2018 | 3.21 Mn |
| Jun 30, 2018 | 3.21 Mn |
| Mar 31, 2018 | 6.28 Mn |
| Mar 31, 2018 | 6.28 Mn |
| Dec 31, 2017 | 3.01 Mn |
| Dec 31, 2017 | 3.01 Mn |
| Sep 30, 2017 | 2.87 Mn |
| Sep 30, 2017 | 2.87 Mn |
| Jun 30, 2017 | 3.47 Mn |
| Jun 30, 2017 | 3.47 Mn |
| Mar 31, 2017 | 6.19 Mn |
| Mar 31, 2017 | 6.19 Mn |
| Dec 31, 2016 | 5.34 Mn |
| Dec 31, 2016 | 5.34 Mn |
| Sep 30, 2016 | 4.42 Mn |
| Sep 30, 2016 | 4.42 Mn |
| Jun 30, 2016 | 3.65 Mn |
| Jun 30, 2016 | 3.65 Mn |
| Mar 31, 2016 | 2.20 Mn |
| Mar 31, 2016 | 2.20 Mn |
| Dec 31, 2015 | 3.76 Mn |
| Dec 31, 2015 | 3.76 Mn |
| Sep 30, 2015 | 3.34 Mn |
| Sep 30, 2015 | 3.34 Mn |
| Jun 30, 2015 | 2.24 Mn |
| Jun 30, 2015 | 2.24 Mn |
| Mar 31, 2015 | 2.69 Mn |
| Mar 31, 2015 | 2.69 Mn |
| Dec 31, 2014 | 4.14 Mn |
| Dec 31, 2014 | 4.14 Mn |
| Sep 30, 2014 | 4.03 Mn |
| Sep 30, 2014 | 4.03 Mn |
| Jun 30, 2014 | 3.18 Mn |
| Jun 30, 2014 | 3.18 Mn |
| Mar 31, 2014 | 3.53 Mn |
| Mar 31, 2014 | 3.53 Mn |
| Dec 31, 2013 | 4.94 Mn |
| Dec 31, 2013 | 4.94 Mn |
| Sep 30, 2013 | 4.16 Mn |
| Sep 30, 2013 | 4.16 Mn |
| Jun 30, 2013 | 2.95 Mn |
| Jun 30, 2013 | 2.95 Mn |
| Mar 31, 2013 | 5.45 Mn |
| Mar 31, 2013 | 5.45 Mn |
| Dec 31, 2012 | 3.78 Mn |
| Dec 31, 2012 | 3.78 Mn |
| Sep 30, 2012 | 3.17 Mn |
| Sep 30, 2012 | 3.17 Mn |
| Jun 30, 2012 | 3.34 Mn |
| Jun 30, 2012 | 3.34 Mn |
| Mar 31, 2012 | 4.08 Mn |
| Mar 31, 2012 | 4.08 Mn |
| Dec 31, 2011 | 4.64 Mn |
| Dec 31, 2011 | 4.64 Mn |
| Sep 30, 2011 | 4.01 Mn |
| Sep 30, 2011 | 4.01 Mn |
| Jun 30, 2011 | 3.40 Mn |
| Jun 30, 2011 | 3.40 Mn |
| Mar 31, 2011 | 3.37 Mn |
| Mar 31, 2011 | 3.37 Mn |
| Dec 31, 2010 | 4.36 Mn |
| Dec 31, 2010 | 4.36 Mn |
| Sep 30, 2010 | 2.63 Mn |
| Sep 30, 2010 | 2.63 Mn |