Citizens Financial Services (CZFS) Free Cash Flow (2010 - 2026)
Citizens Financial Services (CZFS) posted Free Cash Flow of -$376000.0 for Q2 2026, down 102.1% on a QoQ basis from $17.9 million in Q1 2026, and down 106.85% year-over-year from $5.5 million in Q2 2025.
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Analysis
Citizens Financial Services (CZFS) Free Cash Flow (2010 - 2026) Analysis & Trends
Citizens Financial Services has reported Free Cash Flow for 17 years, with the latest figure at -$376000.0 in Q2 2026.
- On a quarterly basis, Free Cash Flow fell 106.85% year-over-year to -$376000.0 in Q2 2026; TTM through Jun 2026 was $36.9 million, a 17.29% increase from a year earlier, with the FY2025 full-year figure at $35.2 million, up 10.57% from the prior year.
- Free Cash Flow was -$376000.0 for Q2 2026 at Citizens Financial Services, down from $17.9 million in the prior quarter.
- The five-year high for Free Cash Flow was $17.9 million in Q1 2026, with the low at -$9.2 million in Q2 2023.
- Average Free Cash Flow over 5 years is $7.8 million, with a median of $8.7 million recorded in 2022.
- The sharpest annual moves came in 2023 and 2024: Free Cash Flow tumbled 521.62% in 2023, then surged 131.38% in 2024.
- Over 5 years, Free Cash Flow stood at $8.4 million in 2022, then jumped by 88.87% to $15.9 million in 2023, then slumped by 36.97% to $10.0 million in 2024, then soared by 66.24% to $16.7 million in 2025, then plunged by 102.26% to -$376000.0 in 2026.
- The last three Free Cash Flow figures came in at -$376000.0 (Q2 2026), $17.9 million (Q1 2026), and $16.7 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 955.00 Mn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 1.25 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 985.00 Mn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 672.00 Mn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 307.00 Mn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 233.00 Mn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 855.00 Mn |
| 10 | Citizens Financial Services | 391.28 Mn | 305.36 Mn | - | -376,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -376,000.00 |
| Mar 31, 2026 | 17.89 Mn |
| Dec 31, 2025 | 16.66 Mn |
| Sep 30, 2025 | 2.73 Mn |
| Jun 30, 2025 | 5.49 Mn |
| Mar 31, 2025 | 10.36 Mn |
| Dec 31, 2024 | 10.02 Mn |
| Sep 30, 2024 | 5.60 Mn |
| Jun 30, 2024 | 2.90 Mn |
| Mar 31, 2024 | 13.36 Mn |
| Dec 31, 2023 | 15.90 Mn |
| Sep 30, 2023 | 7.05 Mn |
| Jun 30, 2023 | -9.23 Mn |
| Mar 31, 2023 | 10.20 Mn |
| Dec 31, 2022 | 8.42 Mn |
| Sep 30, 2022 | 9.01 Mn |
| Jun 30, 2022 | 2.19 Mn |
| Mar 31, 2022 | 11.99 Mn |
| Dec 31, 2021 | 6.25 Mn |
| Sep 30, 2021 | 10.47 Mn |
API Access
Citizens Financial Services Free Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=free-cash-flow&ticker=CZFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "free-cash-flow", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=free-cash-flow&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();