Citizens Financial Services (CZFS) Free Cash Flow (2010 - 2026)
Citizens Financial Services' (CZFS) quarterly Free Cash Flow came in at $17.9 million in Q1 2026, up 72.71% year-on-year from $10.4 million in Q1 2025, and up 7.41% quarter-over-quarter from $16.7 million in Q4 2025.
Citizens Financial Services (CZFS) Free Cash Flow (2010 - 2026) Analysis & Trends
Citizens Financial Services' Free Cash Flow history runs 17 years deep, the most recent figure standing at $17.9 million for Q1 2026.
- On a quarterly basis, Free Cash Flow rose 72.71% year-over-year to $17.9 million in Q1 2026; TTM through Mar 2026 was $42.8 million, a 48.15% increase from a year earlier, with the FY2025 full-year figure at $35.2 million, up 10.57% from the prior year.
- Free Cash Flow improved to $17.9 million in Q1 2026 per CZFS's latest filing, from $16.7 million in the prior quarter.
- Across five years, Free Cash Flow topped out at $17.9 million in Q1 2026 and bottomed at -$9.2 million in Q2 2023.
- The 5-year median for Free Cash Flow is $9.0 million (2022), against an average of $8.3 million.
- Across the five-year window, Free Cash Flow plunged 521.62% in 2023 and soared 131.38% in 2024, its largest moves.
- Year by year, Free Cash Flow stood at $8.4 million in 2022, then soared by 88.87% to $15.9 million in 2023, then sank by 36.97% to $10.0 million in 2024, then surged by 66.24% to $16.7 million in 2025, then gained by 7.41% to $17.9 million in 2026.
- Per Business Quant, the three latest CZFS Free Cash Flow figures stand at $17.9 million (Q1 2026), $16.7 million (Q4 2025), and $2.7 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Free Cash Flow (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 385,108.26 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 26.15 Mn |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -172,298.00 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 5.85 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 6.71 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 1.93 Bn |
| 10 | Citizens Financial Services | 375.81 Mn | 301.93 Mn | - | 17.89 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 17.89 Mn |
| Mar 31, 2026 | 17.89 Mn |
| Dec 31, 2025 | 16.66 Mn |
| Dec 31, 2025 | 16.66 Mn |
| Sep 30, 2025 | 2.73 Mn |
| Sep 30, 2025 | 2.73 Mn |
| Jun 30, 2025 | 5.49 Mn |
| Jun 30, 2025 | 5.49 Mn |
| Mar 31, 2025 | 10.36 Mn |
| Mar 31, 2025 | 10.36 Mn |
| Dec 31, 2024 | 10.02 Mn |
| Dec 31, 2024 | 10.02 Mn |
| Sep 30, 2024 | 5.60 Mn |
| Sep 30, 2024 | 5.60 Mn |
| Jun 30, 2024 | 2.90 Mn |
| Jun 30, 2024 | 2.90 Mn |
| Mar 31, 2024 | 13.36 Mn |
| Mar 31, 2024 | 13.36 Mn |
| Dec 31, 2023 | 15.90 Mn |
| Dec 31, 2023 | 15.90 Mn |