Citizens Financial Services (CZFS) Retained Earnings (2010 - 2026)
Citizens Financial Services' (CZFS) quarterly Retained Earnings came in at -$14.7 million in Q1 2026, up 27.46% year-on-year from -$11.5 million in Q1 2025, and down 106.87% quarter-over-quarter from $213.6 million in Q4 2025.
Citizens Financial Services (CZFS) Retained Earnings (2010 - 2026) Analysis & Trends
Citizens Financial Services' Retained Earnings history runs 17 years deep, the most recent figure standing at -$14.7 million for Q1 2026.
- On a quarterly basis, Retained Earnings rose 27.46% year-over-year to -$14.7 million in Q1 2026; TTM through Mar 2026 was -$14.7 million, a 27.46% increase from a year earlier, with the FY2025 full-year figure at $213.6 million, up 47.34% from the prior year.
- Retained Earnings fell to -$14.7 million in Q1 2026 per CZFS's latest filing, from $213.6 million in the prior quarter.
- Across five years, Retained Earnings topped out at $213.6 million in Q4 2025 and bottomed at -$26.6 million in Q1 2024.
- The 5-year median for Retained Earnings is $80.9 million (2023), against an average of $69.2 million.
- Across the five-year window, Retained Earnings soared 16303.82% in 2022 and sank 1483.94% in 2023, its largest moves.
- Year by year, Retained Earnings stood at $1.8 million in 2022, then sank by 1483.94% to -$24.9 million in 2023, then soared by 682.01% to $145.0 million in 2024, then soared by 47.34% to $213.6 million in 2025, then tumbled by 106.87% to -$14.7 million in 2026.
- Per Business Quant, the three latest CZFS Retained Earnings figures stand at -$14.7 million (Q1 2026), $213.6 million (Q4 2025), and $148.0 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Retained Earnings (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 31.29 Bn |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.42 Bn |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 711,658.00 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 25.93 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 120.93 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 102.68 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 21.93 Bn |
| 10 | Citizens Financial Services | 375.81 Mn | 301.93 Mn | - | -14.68 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -14.68 Mn |
| Dec 31, 2025 | 213.62 Mn |
| Sep 30, 2025 | 147.97 Mn |
| Jun 30, 2025 | -21.03 Mn |
| Mar 31, 2025 | -20.24 Mn |
| Dec 31, 2024 | 144.98 Mn |
| Sep 30, 2024 | 144.93 Mn |
| Jun 30, 2024 | 144.99 Mn |
| Mar 31, 2024 | -26.62 Mn |
| Dec 31, 2023 | -24.91 Mn |
| Sep 30, 2023 | 143.30 Mn |
| Jun 30, 2023 | 143.35 Mn |
| Mar 31, 2023 | 80.93 Mn |
| Dec 31, 2022 | 1.80 Mn |
| Sep 30, 2022 | 158.95 Mn |
| Jun 30, 2022 | -26.56 Mn |
| Mar 31, 2022 | -14.77 Mn |
| Dec 31, 2021 | 78.40 Mn |
| Sep 30, 2021 | 969,000.00 |
| Jun 30, 2021 | 135.71 Mn |