Citizens Financial Services (CZFS) Interest income - Loans (2010 - 2026)
Citizens Financial Services (CZFS) posted Interest income - Loans of $35.2 million for Q2 2026, down 3.1% on a QoQ basis from $36.4 million in Q1 2026, and little changed year-over-year from $35.2 million in Q2 2025.
Analysis
Citizens Financial Services (CZFS) Interest income - Loans (2010 - 2026) Analysis & Trends
Citizens Financial Services has reported Interest income - Loans for 17 years, with the latest figure at $35.2 million in Q2 2026.
- On a quarterly basis, Interest income - Loans changed 0.02% year-over-year to $35.2 million in Q2 2026; TTM through Jun 2026 was $145.2 million, a 1.38% increase from a year earlier, with the FY2025 full-year figure at $144.4 million, up 1.22% from the prior year.
- Interest income - Loans was $35.2 million for Q2 2026 at Citizens Financial Services, down from $36.4 million in the prior quarter.
- The five-year high for Interest income - Loans was $37.2 million in Q4 2025, with the low at $15.9 million in Q1 2022.
- Average Interest income - Loans over 5 years is $30.5 million, with a median of $35.2 million recorded in 2024.
- The sharpest annual moves came in 2022 and 2023: Interest income - Loans declined 4.64% in 2022, then jumped 74.12% in 2023.
- Over 5 years, Interest income - Loans stood at $21.8 million in 2022, then soared by 63.26% to $35.6 million in 2023, then rose by 2.79% to $36.6 million in 2024, then grew by 1.64% to $37.2 million in 2025, then dropped by 5.36% to $35.2 million in 2026.
- The last three Interest income - Loans figures came in at $35.2 million (Q2 2026), $36.4 million (Q1 2026), and $37.2 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 4.66 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 2.61 Bn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 2.07 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 2.77 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.97 Bn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 1.35 Bn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.46 Bn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 2.25 Bn |
| 10 | Citizens Financial Services | 391.28 Mn | 305.36 Mn | - | 35.23 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 35.23 Mn |
| Mar 31, 2026 | 36.36 Mn |
| Dec 31, 2025 | 37.23 Mn |
| Sep 30, 2025 | 36.42 Mn |
| Jun 30, 2025 | 35.23 Mn |
| Mar 31, 2025 | 35.56 Mn |
| Dec 31, 2024 | 36.63 Mn |
| Sep 30, 2024 | 35.86 Mn |
| Jun 30, 2024 | 35.07 Mn |
| Mar 31, 2024 | 35.13 Mn |
| Dec 31, 2023 | 35.64 Mn |
| Sep 30, 2023 | 33.77 Mn |
| Jun 30, 2023 | 24.12 Mn |
| Mar 31, 2023 | 22.55 Mn |
| Dec 31, 2022 | 21.83 Mn |
| Sep 30, 2022 | 19.40 Mn |
| Jun 30, 2022 | 17.12 Mn |
| Mar 31, 2022 | 15.92 Mn |
| Dec 31, 2021 | 16.80 Mn |
| Sep 30, 2021 | 16.51 Mn |