Citizens Financial Services (CZFS) Interest income - Loans (2010 - 2026)
Citizens Financial Services (CZFS) posted Interest income - Loans of $35.23 million for Q2 2026, unchanged from $35.23 million a year earlier and down 3.1% from the prior quarter.
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Analysis
Citizens Financial Services (CZFS) Interest income - Loans (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Interest income - Loans at Citizens Financial Services was $145.24 million, up 1.4% year-over-year; for FY2025, it came in at $144.43 million, up 1.2% from FY2024.
- Annual Interest income - Loans has increased for 11 consecutive years, with a five-year compound annual growth rate of 17.8% (FY2020 to FY2025).
- In prior years, Citizens Financial Services' Interest income - Loans was $142.69 million in FY2024 (+22.9%), $116.08 million in FY2023 (+56.3%), $74.27 million in FY2022 (+11.9%) and $66.37 million in FY2021 (+4.5%).
- Quarterly Interest income - Loans has run from a low of $15.92 million in Q1 2022 to a high of $37.23 million in Q4 2025 over five years.
- On a year-over-year basis, Interest income - Loans increased in seven of the last eight quarters, with growth averaging 2.0%.
- The strongest year-over-year quarter for Interest income - Loans in the past five years was Q3 2023, with growth of 74.1%; the weakest was Q1 2022, with a decline of 4.6%.
- According to Business Quant data, Interest income - Loans for the three prior quarters was $36.36 million (Q1 2026), $37.23 million (Q4 2025) and $36.42 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 881.30 Bn | 881.30 Bn | - | 24.54 Bn |
| 2 | Bank Of America | 354.90 Bn | -2,021.17 Bn | - | 15.86 Bn |
| 3 | Hsbc Holdings | 311.39 Bn | -1,517.77 Bn | - | - |
| 4 | Morgan Stanley | 282.15 Bn | -226.95 Bn | - | 3.81 Bn |
| 5 | Royal Bank Of Canada | 281.68 Bn | -548.32 Bn | - | 10.17 Bn |
| 6 | Goldman Sachs | 255.22 Bn | -3,301.89 Bn | - | 3.66 Bn |
| 7 | Mitsubishi Ufj Financial | 249.82 Bn | -82.42 Bn | 10.89 Bn | 7.15 Bn |
| 8 | Wells Fargo & Company | 249.49 Bn | 251.62 Bn | - | 14.30 Bn |
| 9 | Toronto Dominion Bank | 210.53 Bn | -465.35 Bn | - | 9.44 Bn |
| 10 | Citizens Financial Services | 406.77 Mn | 268.87 Mn | - | 35.23 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 35.23 Mn |
| Mar 31, 2026 | 36.36 Mn |
| Dec 31, 2025 | 37.23 Mn |
| Sep 30, 2025 | 36.42 Mn |
| Jun 30, 2025 | 35.23 Mn |
| Mar 31, 2025 | 35.56 Mn |
| Dec 31, 2024 | 36.63 Mn |
| Sep 30, 2024 | 35.86 Mn |
| Jun 30, 2024 | 35.07 Mn |
| Mar 31, 2024 | 35.13 Mn |
| Dec 31, 2023 | 35.64 Mn |
| Sep 30, 2023 | 33.77 Mn |
| Jun 30, 2023 | 24.12 Mn |
| Mar 31, 2023 | 22.55 Mn |
| Dec 31, 2022 | 21.83 Mn |
| Sep 30, 2022 | 19.40 Mn |
| Jun 30, 2022 | 17.12 Mn |
| Mar 31, 2022 | 15.92 Mn |
| Dec 31, 2021 | 16.80 Mn |
| Sep 30, 2021 | 16.51 Mn |
API Access
Citizens Financial Services Interest income - Loans API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-loans&ticker=CZFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-loans", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-loans&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();