Citizens Financial Services (CZFS) Interest income - Loans (2010 - 2026)
Citizens Financial Services (CZFS) posted quarterly Interest income - Loans of $36.4 million for Q1 2026, up 2.27% year-over-year from $35.6 million in Q1 2025, and down 2.33% quarter-over-quarter from $37.2 million in Q4 2025.
Citizens Financial Services (CZFS) Interest income - Loans (2010 - 2026) Analysis & Trends
Citizens Financial Services' Interest income - Loans history runs 17 years deep, the most recent figure standing at $36.4 million for Q1 2026.
- In Q1 2026, Interest income - Loans rose 2.27% year-over-year to $36.4 million; the TTM figure through Mar 2026 stood at $145.2 million (up 1.48% YoY), while the FY2025 annual figure was $144.4 million, up 1.22% from the prior year.
- Interest income - Loans for Q1 2026 stood at $36.4 million, down from $37.2 million in the prior quarter.
- The five-year high for Interest income - Loans was $37.2 million in Q4 2025, with the low at $15.9 million in Q1 2022.
- The 5-year median for Interest income - Loans is $35.1 million (2024), against an average of $30.2 million.
- The sharpest annual moves came in 2022 and 2023: Interest income - Loans slipped 4.64% in 2022, then surged 74.12% in 2023.
- Citizens Financial Services' Interest income - Loans stood at $21.8 million in 2022, then jumped by 63.26% to $35.6 million in 2023, then grew by 2.79% to $36.6 million in 2024, then advanced by 1.64% to $37.2 million in 2025, then dropped by 2.33% to $36.4 million in 2026.
- Business Quant data shows CZFS's Interest income - Loans at $36.4 million in Q1 2026, $37.2 million in Q4 2025, and $36.4 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest income - Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 4.99 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 5.73 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 4.66 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 2.61 Bn |
| 10 | Citizens Financial Services | 397.75 Mn | 311.83 Mn | - | 35.23 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 35.23 Mn |
| Mar 31, 2026 | 36.36 Mn |
| Dec 31, 2025 | 37.23 Mn |
| Sep 30, 2025 | 36.42 Mn |
| Jun 30, 2025 | 35.23 Mn |
| Mar 31, 2025 | 35.56 Mn |
| Dec 31, 2024 | 36.63 Mn |
| Sep 30, 2024 | 35.86 Mn |
| Jun 30, 2024 | 35.07 Mn |
| Mar 31, 2024 | 35.13 Mn |
| Dec 31, 2023 | 35.64 Mn |
| Sep 30, 2023 | 33.77 Mn |
| Jun 30, 2023 | 24.12 Mn |
| Mar 31, 2023 | 22.55 Mn |
| Dec 31, 2022 | 21.83 Mn |
| Sep 30, 2022 | 19.40 Mn |
| Jun 30, 2022 | 17.12 Mn |
| Mar 31, 2022 | 15.92 Mn |
| Dec 31, 2021 | 16.80 Mn |
| Sep 30, 2021 | 16.51 Mn |