Citizens Financial Services CZFS
NASDAQ CZFS
$81.70 +1.27 (+1.58%)
At close: Aug 21, 2026 · 4:00 PM EDT

Citizens Financial Services (CZFS) Loans - Loss Allowance (2011 - 2022)

Citizens Financial Services (CZFS) posted quarterly Loans - Loss Allowance of $18.6 million for Q4 2022, up 7.21% year-over-year from $17.3 million in Q4 2021, and up 1.43% quarter-over-quarter from $18.3 million in Q3 2022.

Citizens Financial Services (CZFS) Loans - Loss Allowance (2011 - 2022) Analysis & Trends

Citizens Financial Services' Loans - Loss Allowance history runs 12 years deep, the most recent figure standing at $18.6 million for Q4 2022.

  • In Q4 2022, Loans - Loss Allowance rose 7.21% year-over-year to $18.6 million; the TTM figure through Dec 2022 stood at $18.6 million (up 7.21% YoY), while the FY2022 annual figure was $18.6 million, up 7.21% from the prior year.
  • Loans - Loss Allowance for Q4 2022 stood at $18.6 million, up from $18.3 million in the prior quarter.
  • The five-year high for Loans - Loss Allowance was $18.6 million in Q4 2022, with the low at $11.6 million in Q1 2018.
  • The 5-year median for Loans - Loss Allowance is $15.0 million (2020), against an average of $15.1 million.
  • The sharpest annual moves came in 2018 and 2022: Loans - Loss Allowance increased 23.2% in 2018, then rose 3.77% in 2022.
  • Citizens Financial Services' Loans - Loss Allowance stood at $12.9 million in 2018, then grew by 7.46% to $13.8 million in 2019, then gained by 14.23% to $15.8 million in 2020, then grew by 9.42% to $17.3 million in 2021, then increased by 7.21% to $18.6 million in 2022.
  • Business Quant data shows CZFS's Loans - Loss Allowance at $18.6 million in Q4 2022, $18.3 million in Q3 2022, and $17.6 million in Q2 2022.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Loans - Loss Allowance (Qtr)
1 Hdfc Bank 120.66 Bn 84.46 Bn - -
2 Pnc Financial Services 97.86 Bn 97.86 Bn - 4.65 Bn
3 Us Bancorp 96.39 Bn 96.39 Bn - 7.65 Bn
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.92 Bn -144.17 Bn - -
6 Deutsche Bank Aktiengesellschaft 72.22 Bn -81.10 Bn - -
7 Nu Holdings 70.34 Bn 56.66 Bn 2.35 Bn -
8 Truist Financial 61.75 Bn 61.75 Bn - 4.98 Bn
9 Fifth Third Bancorp 49.88 Bn 26.16 Bn - 2.92 Bn
10 Citizens Financial Services 397.75 Mn 311.83 Mn - -

Historic Data

Download Data
DateValue
Dec 31, 2022 18.55 Mn
Sep 30, 2022 18.29 Mn
Jun 30, 2022 17.57 Mn
Mar 31, 2022 17.56 Mn
Dec 31, 2021 17.30 Mn
Sep 30, 2021 17.33 Mn
Jun 30, 2021 16.93 Mn
Mar 31, 2021 16.56 Mn
Dec 31, 2020 15.82 Mn
Sep 30, 2020 15.17 Mn
Jun 30, 2020 14.83 Mn
Mar 31, 2020 14.25 Mn
Dec 31, 2019 13.85 Mn
Sep 30, 2019 13.68 Mn
Jun 30, 2019 13.30 Mn
Mar 31, 2019 13.08 Mn
Dec 31, 2018 12.88 Mn
Sep 30, 2018 12.38 Mn
Jun 30, 2018 11.94 Mn
Mar 31, 2018 11.59 Mn