Citizens Financial Services (CZFS) Loans - Loss Allowance (2011 - 2022)
Citizens Financial Services' (CZFS) quarterly Loans - Loss Allowance came in at $18.6 million in Q4 2022, up 7.21% year-on-year from $17.3 million in Q4 2021, and up 1.43% quarter-over-quarter from $18.3 million in Q3 2022.
Citizens Financial Services (CZFS) Loans - Loss Allowance (2011 - 2022) Analysis & Trends
Citizens Financial Services' Loans - Loss Allowance history runs 12 years deep, the most recent figure standing at $18.6 million for Q4 2022.
- On a quarterly basis, Loans - Loss Allowance rose 7.21% year-over-year to $18.6 million in Q4 2022; TTM through Dec 2022 was $18.6 million, a 7.21% increase from a year earlier, with the FY2022 full-year figure at $18.6 million, up 7.21% from the prior year.
- Loans - Loss Allowance climbed to $18.6 million in Q4 2022 per CZFS's latest filing, from $18.3 million in the prior quarter.
- Across five years, Loans - Loss Allowance topped out at $18.6 million in Q4 2022 and bottomed at $11.6 million in Q1 2018.
- The 5-year median for Loans - Loss Allowance is $15.0 million (2020), against an average of $15.1 million.
- Across the five-year window, Loans - Loss Allowance advanced 23.2% in 2018 and climbed 3.77% in 2022, its largest moves.
- Year by year, Loans - Loss Allowance stood at $12.9 million in 2018, then increased by 7.46% to $13.8 million in 2019, then advanced by 14.23% to $15.8 million in 2020, then increased by 9.42% to $17.3 million in 2021, then rose by 7.21% to $18.6 million in 2022.
- Per Business Quant, the three latest CZFS Loans - Loss Allowance figures stand at $18.6 million (Q4 2022), $18.3 million (Q3 2022), and $17.6 million (Q2 2022).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 4.83 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 10.35 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 12.61 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 4.66 Bn |
| 10 | Citizens Financial Services | 375.81 Mn | 301.93 Mn | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2022 | 18.55 Mn |
| Sep 30, 2022 | 18.29 Mn |
| Jun 30, 2022 | 17.57 Mn |
| Mar 31, 2022 | 17.56 Mn |
| Dec 31, 2021 | 17.30 Mn |
| Sep 30, 2021 | 17.33 Mn |
| Jun 30, 2021 | 16.93 Mn |
| Mar 31, 2021 | 16.56 Mn |
| Dec 31, 2020 | 15.82 Mn |
| Sep 30, 2020 | 15.17 Mn |
| Jun 30, 2020 | 14.83 Mn |
| Mar 31, 2020 | 14.25 Mn |
| Dec 31, 2019 | 13.85 Mn |
| Sep 30, 2019 | 13.68 Mn |
| Jun 30, 2019 | 13.30 Mn |
| Mar 31, 2019 | 13.08 Mn |
| Dec 31, 2018 | 12.88 Mn |
| Sep 30, 2018 | 12.38 Mn |
| Jun 30, 2018 | 11.94 Mn |
| Mar 31, 2018 | 11.59 Mn |