Citizens Financial Services (CZFS) Net Cash Flow (2009 - 2026)
Citizens Financial Services (CZFS) recorded Net Cash Flow of $6.32 million in Q2 2026, down 50.2% from $12.7 million a year earlier.
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Analysis
Citizens Financial Services (CZFS) Net Cash Flow (2009 - 2026) Analysis & Trends
On a TTM basis, Citizens Financial Services' Net Cash Flow came in at -$10.06 million as of Jun 30, 2026; for FY2025, it came in at -$7.91 million.
- Across earlier years, Net Cash Flow came in at -$10.62 million in FY2024, $26.61 million in FY2023, -$146.62 million in FY2022 and $104.13 million in FY2021 (+107.5%).
- Quarterly Net Cash Flow has ranged from -$93.44 million in Q2 2022 to $70.86 million in Q4 2021 over the past five years.
- On a year-over-year basis, Net Cash Flow rose in 1 of the last four quarters, with an average decline of 22.4%.
- Per Business Quant, the preceding three quarters came in at -$1.19 million (Q1 2026), $3.22 million (Q4 2025) and -$18.41 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NCF (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 15.52 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 19.65 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | -21.78 Bn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 2.71 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | -11.15 Bn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | -22.10 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | Citizens Financial Services | 415.35 Mn | 272.64 Mn | - | -12.07 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | -12.07 Mn |
| Jun 30, 2026 | 6.32 Mn |
| Mar 31, 2026 | -1.19 Mn |
| Dec 31, 2025 | 3.22 Mn |
| Sep 30, 2025 | -18.41 Mn |
| Jun 30, 2025 | 12.70 Mn |
| Mar 31, 2025 | -5.42 Mn |
| Dec 31, 2024 | 5.44 Mn |
| Sep 30, 2024 | -1.67 Mn |
| Jun 30, 2024 | 8.81 Mn |
| Mar 31, 2024 | -23.20 Mn |
| Dec 31, 2023 | 9.48 Mn |
| Sep 30, 2023 | -1.37 Mn |
| Jun 30, 2023 | 18.54 Mn |
| Mar 31, 2023 | -38,000.00 |
| Dec 31, 2022 | 3.06 Mn |
| Sep 30, 2022 | 2.48 Mn |
| Jun 30, 2022 | -93.44 Mn |
| Mar 31, 2022 | -58.72 Mn |
| Dec 31, 2021 | 70.86 Mn |
API Access
Citizens Financial Services Net Cash Flow API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-cash-flow&ticker=CZFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-cash-flow", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-cash-flow&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();