Citizens Financial Services CZFS
NASDAQ CZFS
$81.50 +0.15 (+0.18%)
As of: Sep 21, 2026 · 1:12 PM EDT

Citizens Financial Services (CZFS) Interest Income - Net (2010 - 2026)

Citizens Financial Services (CZFS) posted Interest Income - Net of $25.7 million for Q2 2026, down 1.6% on a QoQ basis from $26.1 million in Q1 2026, and up 8.65% year-over-year from $23.6 million in Q2 2025.

Analysis

Citizens Financial Services (CZFS) Interest Income - Net (2010 - 2026) Analysis & Trends

Citizens Financial Services has reported Interest Income - Net for 17 years, with the latest figure at $25.7 million in Q2 2026.

  • On a quarterly basis, Interest Income - Net rose 8.65% year-over-year to $25.7 million in Q2 2026; TTM through Jun 2026 was $103.2 million, a 13.55% increase from a year earlier, with the FY2025 full-year figure at $98.0 million, up 13.35% from the prior year.
  • Interest Income - Net was $25.7 million for Q2 2026 at Citizens Financial Services, down from $26.1 million in the prior quarter.
  • The five-year high for Interest Income - Net was $26.2 million in Q4 2025, with the low at $14.7 million in Q4 2023.
  • Average Interest Income - Net over 5 years is $22.3 million, with a median of $22.9 million recorded in 2024.
  • The sharpest annual moves came in 2023 and 2024: Interest Income - Net sank 43.16% in 2023, then soared 55.63% in 2024.
  • Over 5 years, Interest Income - Net stood at $25.9 million in 2022, then tumbled by 43.16% to $14.7 million in 2023, then jumped by 55.63% to $22.9 million in 2024, then grew by 14.59% to $26.2 million in 2025, then declined by 1.97% to $25.7 million in 2026.
  • The last three Interest Income - Net figures came in at $25.7 million (Q2 2026), $26.1 million (Q1 2026), and $26.2 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Income - Net (Qtr)
1 Banco Santander Chile 424.88 Bn 544.83 Bn - -
2 Truist Financial 59.29 Bn 59.29 Bn - 3.62 Bn
3 Fifth Third Bancorp 47.98 Bn 24.26 Bn - 2.22 Bn
4 M&T Bank 32.82 Bn 32.82 Bn - 1.79 Bn
5 Huntington Bancshares 32.08 Bn 27.60 Bn - 2.05 Bn
6 Citizens Financial 28.34 Bn 28.34 Bn - 1.63 Bn
7 Regions Financial 24.27 Bn 24.34 Bn - 1.28 Bn
8 Keycorp 22.19 Bn -25.51 Bn - 1.25 Bn
9 First Citizens Bancshares 21.93 Bn 21.41 Bn 29.00 Mn 1.66 Bn
10 Citizens Financial Services 391.28 Mn 305.36 Mn - 25.69 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 25.69 Mn
Mar 31, 2026 26.11 Mn
Dec 31, 2025 26.21 Mn
Sep 30, 2025 25.14 Mn
Jun 30, 2025 23.65 Mn
Mar 31, 2025 23.00 Mn
Dec 31, 2024 22.87 Mn
Sep 30, 2024 21.32 Mn
Jun 30, 2024 21.30 Mn
Mar 31, 2024 20.96 Mn
Dec 31, 2023 14.70 Mn
Sep 30, 2023 22.40 Mn
Jun 30, 2023 18.90 Mn
Mar 31, 2023 18.08 Mn
Dec 31, 2022 25.86 Mn
Sep 30, 2022 25.37 Mn
Jun 30, 2022 23.57 Mn
Mar 31, 2022 16.26 Mn
Dec 31, 2021 16.87 Mn
Sep 30, 2021 16.59 Mn