Citizens Financial Services Inc (CZFS) Interest Income - Net (2010 - 2026)
Citizens Financial Services' Interest Income - Net came in at $25.69 million for Q2 2026, up 8.7% from $23.65 million a year earlier but down 1.6% from the prior quarter.
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Analysis
Citizens Financial Services Inc (CZFS) Interest Income - Net (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Citizens Financial Services reported Interest Income - Net of $103.16 million, up 13.6% year-over-year; for FY2025, it came in at $98 million, up 13.4% from FY2024.
- Interest Income - Net has increased in each of the last 12 years, with a five-year compound annual growth rate of 9.5% (FY2020 to FY2025).
- Going back by year, Interest Income - Net was $86.46 million in FY2024 (+7.7%), $80.26 million in FY2023 (+11.3%), $72.13 million in FY2022 (+9.1%) and $66.11 million in FY2021 (+6.3%).
- The five-year range for quarterly Interest Income - Net is $16.26 million (Q1 2022) to $26.21 million (Q4 2025).
- Year-over-year, Interest Income - Net has increased for seven consecutive quarters, with growth averaging 9.4% over the last eight quarters.
- The fastest year-over-year change in Interest Income - Net over five years came in Q3 2023 (growth of 18.9%), and the weakest in Q3 2024 (a decline of 4.8%).
- Business Quant data shows CZFS's Interest Income - Net at $26.11 million (Q1 2026), $26.21 million (Q4 2025) and $25.14 million (Q3 2025) in the three quarters before Q2 2026.
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 25.69 Mn |
| Mar 31, 2026 | 26.11 Mn |
| Dec 31, 2025 | 26.21 Mn |
| Sep 30, 2025 | 25.14 Mn |
| Jun 30, 2025 | 23.65 Mn |
| Mar 31, 2025 | 23.00 Mn |
| Dec 31, 2024 | 22.87 Mn |
| Sep 30, 2024 | 21.32 Mn |
| Jun 30, 2024 | 21.30 Mn |
| Mar 31, 2024 | 20.96 Mn |
| Dec 31, 2023 | 21.86 Mn |
| Sep 30, 2023 | 22.40 Mn |
| Jun 30, 2023 | 17.92 Mn |
| Mar 31, 2023 | 18.08 Mn |
| Dec 31, 2022 | 19.30 Mn |
| Sep 30, 2022 | 18.85 Mn |
| Jun 30, 2022 | 17.73 Mn |
| Mar 31, 2022 | 16.26 Mn |
| Dec 31, 2021 | 16.87 Mn |
| Sep 30, 2021 | 16.59 Mn |
API Access
Citizens Financial Services Inc Interest Income - Net API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-net&ticker=CZFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-net", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-net&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();