Citizens Financial Services (CZFS) Interest Income - Net (2010 - 2026)
Citizens Financial Services (CZFS) posted Interest Income - Net of $25.7 million for Q2 2026, down 1.6% on a QoQ basis from $26.1 million in Q1 2026, and up 8.65% year-over-year from $23.6 million in Q2 2025.
Analysis
Citizens Financial Services (CZFS) Interest Income - Net (2010 - 2026) Analysis & Trends
Citizens Financial Services has reported Interest Income - Net for 17 years, with the latest figure at $25.7 million in Q2 2026.
- On a quarterly basis, Interest Income - Net rose 8.65% year-over-year to $25.7 million in Q2 2026; TTM through Jun 2026 was $103.2 million, a 13.55% increase from a year earlier, with the FY2025 full-year figure at $98.0 million, up 13.35% from the prior year.
- Interest Income - Net was $25.7 million for Q2 2026 at Citizens Financial Services, down from $26.1 million in the prior quarter.
- The five-year high for Interest Income - Net was $26.2 million in Q4 2025, with the low at $14.7 million in Q4 2023.
- Average Interest Income - Net over 5 years is $22.3 million, with a median of $22.9 million recorded in 2024.
- The sharpest annual moves came in 2023 and 2024: Interest Income - Net sank 43.16% in 2023, then soared 55.63% in 2024.
- Over 5 years, Interest Income - Net stood at $25.9 million in 2022, then tumbled by 43.16% to $14.7 million in 2023, then jumped by 55.63% to $22.9 million in 2024, then grew by 14.59% to $26.2 million in 2025, then declined by 1.97% to $25.7 million in 2026.
- The last three Interest Income - Net figures came in at $25.7 million (Q2 2026), $26.1 million (Q1 2026), and $26.2 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 3.62 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 2.22 Bn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 1.79 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 2.05 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 1.63 Bn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 1.28 Bn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.25 Bn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 1.66 Bn |
| 10 | Citizens Financial Services | 391.28 Mn | 305.36 Mn | - | 25.69 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 25.69 Mn |
| Mar 31, 2026 | 26.11 Mn |
| Dec 31, 2025 | 26.21 Mn |
| Sep 30, 2025 | 25.14 Mn |
| Jun 30, 2025 | 23.65 Mn |
| Mar 31, 2025 | 23.00 Mn |
| Dec 31, 2024 | 22.87 Mn |
| Sep 30, 2024 | 21.32 Mn |
| Jun 30, 2024 | 21.30 Mn |
| Mar 31, 2024 | 20.96 Mn |
| Dec 31, 2023 | 14.70 Mn |
| Sep 30, 2023 | 22.40 Mn |
| Jun 30, 2023 | 18.90 Mn |
| Mar 31, 2023 | 18.08 Mn |
| Dec 31, 2022 | 25.86 Mn |
| Sep 30, 2022 | 25.37 Mn |
| Jun 30, 2022 | 23.57 Mn |
| Mar 31, 2022 | 16.26 Mn |
| Dec 31, 2021 | 16.87 Mn |
| Sep 30, 2021 | 16.59 Mn |