Citizens Financial Services (CZFS) Interest Coverage Ratio (2010 - 2026)

Citizens Financial Services' Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.9 for Q1 2026.

• In Q1 2026, Interest Coverage Ratio rose 23.43% year-over-year to 1.9; the TTM figure through Mar 2026 stood at 1.96 (up 29.84% YoY), while the FY2025 annual figure was 1.72, up 14.8% from the prior year.
• Interest Coverage Ratio for Q1 2026 stood at 1.9, up from 1.79 in the prior quarter.
• The five-year high for Interest Coverage Ratio was 6.29 in Q1 2022, with the low at 0.4 in Q2 2023.
• The 5-year median for Interest Coverage Ratio is 1.64 (2023), against an average of 2.34.
• The sharpest annual moves came in 2023 and 2024: Interest Coverage Ratio tumbled 93.33% in 2023, then soared 246.06% in 2024.
• Citizens Financial Services' Interest Coverage Ratio stood at 3.14 in 2022, then tumbled by 47.71% to 1.64 in 2023, then declined by 3.15% to 1.59 in 2024, then rose by 12.79% to 1.79 in 2025, then advanced by 5.79% to 1.9 in 2026.
• Business Quant data shows CZFS's Interest Coverage Ratio at 1.9 in Q1 2026, 1.79 in Q4 2025, and 1.82 in Q3 2025.