Citizens Financial Services (CZFS) Interest Coverage Ratio (2010 - 2026)

Citizens Financial Services' Interest Coverage Ratio history runs 17 years deep, the most recent figure standing at 1.9 for Q1 2026.

• On a quarterly basis, Interest Coverage Ratio rose 23.43% year-over-year to 1.9 in Q1 2026; TTM through Mar 2026 was 2.0, a 32.46% increase from a year earlier, with the FY2025 full-year figure at 1.72, up 14.8% from the prior year.
• Interest Coverage Ratio fell to 1.9 in Q1 2026 per CZFS's latest filing, from 1.93 in the prior quarter.
• Across five years, Interest Coverage Ratio topped out at 6.29 in Q1 2022 and bottomed at 0.4 in Q2 2023.
• The 5-year median for Interest Coverage Ratio is 1.64 (2023), against an average of 2.34.
• Across the five-year window, Interest Coverage Ratio plunged 93.33% in 2023 and soared 246.06% in 2024, its largest moves.
• Year by year, Interest Coverage Ratio stood at 2.92 in 2022, then tumbled by 43.77% to 1.64 in 2023, then fell by 3.15% to 1.59 in 2024, then increased by 21.7% to 1.93 in 2025, then decreased by 1.96% to 1.9 in 2026.
• Per Business Quant, the three latest CZFS Interest Coverage Ratio figures stand at 1.9 (Q1 2026), 1.93 (Q4 2025), and 1.82 (Q3 2025).