Citizens Financial Services (CZFS) Change in Loans (2010 - 2026)
Citizens Financial Services (CZFS) recorded quarterly Change in Loans of $29.0 million in Q1 2026, down 28.84% quarter-over-quarter from $40.8 million in Q4 2025, and down 0.99% on a YoY basis from $29.3 million in Q1 2025.
Citizens Financial Services (CZFS) Change in Loans (2010 - 2026) Analysis & Trends
Citizens Financial Services' Change in Loans history runs 17 years deep, the most recent figure standing at $29.0 million for Q1 2026.
- In Q1 2026, Change in Loans fell 0.99% year-over-year to $29.0 million; the TTM figure through Mar 2026 stood at $155.7 million (down 0.75% YoY), while the FY2025 annual figure was $155.9 million, down 0.9% from the prior year.
- Change in Loans was $29.0 million for Q1 2026 at Citizens Financial Services, down from $40.8 million in the prior quarter.
- In the past five years, Change in Loans ranged from a high of $47.1 million in Q3 2024 to a low of $1.1 million in Q4 2022.
- Historically, Change in Loans has averaged $26.3 million across 5 years, with a median of $29.9 million in 2024.
- The sharpest annual moves came in 2022 and 2023: Change in Loans plunged 85.7% in 2022, then jumped 3352.11% in 2023.
- A 5-year view of Change in Loans shows it stood at $1.1 million in 2022, then surged by 3352.11% to $39.4 million in 2023, then rose by 0.27% to $39.5 million in 2024, then rose by 3.44% to $40.8 million in 2025, then retreated by 28.84% to $29.0 million in 2026.
- The last three Change in Loans figures came in at $29.0 million (Q1 2026), $40.8 million (Q4 2025), and $47.0 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 9.22 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 28.96 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Citizens Financial Services | 317.35 Mn | 277.14 Mn | - | 29.05 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 29.05 Mn |
| Dec 31, 2025 | 40.82 Mn |
| Sep 30, 2025 | 47.02 Mn |
| Jun 30, 2025 | 38.77 Mn |
| Mar 31, 2025 | 29.34 Mn |
| Dec 31, 2024 | 39.46 Mn |
| Sep 30, 2024 | 47.08 Mn |
| Jun 30, 2024 | 40.95 Mn |
| Mar 31, 2024 | 29.87 Mn |
| Dec 31, 2023 | 39.35 Mn |
| Sep 30, 2023 | 41.98 Mn |
| Jun 30, 2023 | 7.73 Mn |
| Mar 31, 2023 | 1.72 Mn |
| Dec 31, 2022 | 1.14 Mn |
| Sep 30, 2022 | 4.81 Mn |
| Jun 30, 2022 | 2.70 Mn |
| Mar 31, 2022 | 5.36 Mn |
| Dec 31, 2021 | 7.97 Mn |
| Sep 30, 2021 | 11.84 Mn |
| Jun 30, 2021 | 16.56 Mn |