Citizens Financial Services (CZFS) Change in Loans (2010 - 2026)

Citizens Financial Services (CZFS) recorded quarterly Change in Loans of $29.0 million in Q1 2026, down 28.84% quarter-over-quarter from $40.8 million in Q4 2025, and down 0.99% on a YoY basis from $29.3 million in Q1 2025.

Citizens Financial Services (CZFS) Change in Loans (2010 - 2026) Analysis & Trends

Citizens Financial Services' Change in Loans history runs 17 years deep, the most recent figure standing at $29.0 million for Q1 2026.

  • In Q1 2026, Change in Loans fell 0.99% year-over-year to $29.0 million; the TTM figure through Mar 2026 stood at $155.7 million (down 0.75% YoY), while the FY2025 annual figure was $155.9 million, down 0.9% from the prior year.
  • Change in Loans was $29.0 million for Q1 2026 at Citizens Financial Services, down from $40.8 million in the prior quarter.
  • In the past five years, Change in Loans ranged from a high of $47.1 million in Q3 2024 to a low of $1.1 million in Q4 2022.
  • Historically, Change in Loans has averaged $26.3 million across 5 years, with a median of $29.9 million in 2024.
  • The sharpest annual moves came in 2022 and 2023: Change in Loans plunged 85.7% in 2022, then jumped 3352.11% in 2023.
  • A 5-year view of Change in Loans shows it stood at $1.1 million in 2022, then surged by 3352.11% to $39.4 million in 2023, then rose by 0.27% to $39.5 million in 2024, then rose by 3.44% to $40.8 million in 2025, then retreated by 28.84% to $29.0 million in 2026.
  • The last three Change in Loans figures came in at $29.0 million (Q1 2026), $40.8 million (Q4 2025), and $47.0 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Loans (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 9.22 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 28.96 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Citizens Financial Services 317.35 Mn 277.14 Mn - 29.05 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 29.05 Mn
Dec 31, 2025 40.82 Mn
Sep 30, 2025 47.02 Mn
Jun 30, 2025 38.77 Mn
Mar 31, 2025 29.34 Mn
Dec 31, 2024 39.46 Mn
Sep 30, 2024 47.08 Mn
Jun 30, 2024 40.95 Mn
Mar 31, 2024 29.87 Mn
Dec 31, 2023 39.35 Mn
Sep 30, 2023 41.98 Mn
Jun 30, 2023 7.73 Mn
Mar 31, 2023 1.72 Mn
Dec 31, 2022 1.14 Mn
Sep 30, 2022 4.81 Mn
Jun 30, 2022 2.70 Mn
Mar 31, 2022 5.36 Mn
Dec 31, 2021 7.97 Mn
Sep 30, 2021 11.84 Mn
Jun 30, 2021 16.56 Mn