Citizens Financial Services (CZFS) Change in Loans (2010 - 2026)
Citizens Financial Services (CZFS) posted quarterly Change in Loans of $29.0 million for Q1 2026, down 0.99% year-over-year from $29.3 million in Q1 2025, and down 28.84% quarter-over-quarter from $40.8 million in Q4 2025.
Citizens Financial Services (CZFS) Change in Loans (2010 - 2026) Analysis & Trends
Citizens Financial Services' Change in Loans history runs 17 years deep, the most recent figure standing at $29.0 million for Q1 2026.
- In Q1 2026, Change in Loans fell 0.99% year-over-year to $29.0 million; the TTM figure through Mar 2026 stood at $155.7 million (down 0.75% YoY), while the FY2025 annual figure was $155.9 million, down 0.9% from the prior year.
- Change in Loans for Q1 2026 stood at $29.0 million, down from $40.8 million in the prior quarter.
- The five-year high for Change in Loans was $47.1 million in Q3 2024, with the low at $1.1 million in Q4 2022.
- The 5-year median for Change in Loans is $29.9 million (2024), against an average of $26.3 million.
- The sharpest annual moves came in 2022 and 2023: Change in Loans tumbled 85.7% in 2022, then soared 3352.11% in 2023.
- Citizens Financial Services' Change in Loans stood at $1.1 million in 2022, then jumped by 3352.11% to $39.4 million in 2023, then increased by 0.27% to $39.5 million in 2024, then increased by 3.44% to $40.8 million in 2025, then fell by 28.84% to $29.0 million in 2026.
- Business Quant data shows CZFS's Change in Loans at $29.0 million in Q1 2026, $40.8 million in Q4 2025, and $47.0 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 194.00 Mn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 5.79 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 299.00 Mn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Citizens Financial Services | 397.75 Mn | 311.83 Mn | - | 37.34 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 37.34 Mn |
| Mar 31, 2026 | 29.05 Mn |
| Dec 31, 2025 | 40.82 Mn |
| Sep 30, 2025 | 47.02 Mn |
| Jun 30, 2025 | 38.77 Mn |
| Mar 31, 2025 | 29.34 Mn |
| Dec 31, 2024 | 39.46 Mn |
| Sep 30, 2024 | 47.08 Mn |
| Jun 30, 2024 | 40.95 Mn |
| Mar 31, 2024 | 29.87 Mn |
| Dec 31, 2023 | 39.35 Mn |
| Sep 30, 2023 | 41.98 Mn |
| Jun 30, 2023 | 7.73 Mn |
| Mar 31, 2023 | 1.72 Mn |
| Dec 31, 2022 | 1.14 Mn |
| Sep 30, 2022 | 4.81 Mn |
| Jun 30, 2022 | 2.70 Mn |
| Mar 31, 2022 | 5.36 Mn |
| Dec 31, 2021 | 7.97 Mn |
| Sep 30, 2021 | 11.84 Mn |