Citizens Financial Services (CZFS) Change in Loans (2010 - 2026)

Citizens Financial Services' (CZFS) quarterly Change in Loans came in at $29.0 million in Q1 2026, down 0.99% year-on-year from $29.3 million in Q1 2025, and down 28.84% quarter-over-quarter from $40.8 million in Q4 2025.

Citizens Financial Services (CZFS) Change in Loans (2010 - 2026) Analysis & Trends

Citizens Financial Services' Change in Loans history runs 17 years deep, the most recent figure standing at $29.0 million for Q1 2026.

  • On a quarterly basis, Change in Loans fell 0.99% year-over-year to $29.0 million in Q1 2026; TTM through Mar 2026 was $155.7 million, a 0.75% decrease from a year earlier, with the FY2025 full-year figure at $155.9 million, down 0.9% from the prior year.
  • Change in Loans fell to $29.0 million in Q1 2026 per CZFS's latest filing, from $40.8 million in the prior quarter.
  • Across five years, Change in Loans topped out at $47.1 million in Q3 2024 and bottomed at $1.1 million in Q4 2022.
  • The 5-year median for Change in Loans is $29.9 million (2024), against an average of $26.3 million.
  • Across the five-year window, Change in Loans plunged 85.7% in 2022 and soared 3352.11% in 2023, its largest moves.
  • Year by year, Change in Loans stood at $1.1 million in 2022, then surged by 3352.11% to $39.4 million in 2023, then rose by 0.27% to $39.5 million in 2024, then rose by 3.44% to $40.8 million in 2025, then retreated by 28.84% to $29.0 million in 2026.
  • Per Business Quant, the three latest CZFS Change in Loans figures stand at $29.0 million (Q1 2026), $40.8 million (Q4 2025), and $47.0 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Change in Loans (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - -
9 Pnc Financial Services 100.96 Bn 101.01 Bn - -571.00 Mn
10 Citizens Financial Services 375.81 Mn 301.93 Mn - 29.05 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 29.05 Mn
Dec 31, 2025 40.82 Mn
Sep 30, 2025 47.02 Mn
Jun 30, 2025 38.77 Mn
Mar 31, 2025 29.34 Mn
Dec 31, 2024 39.46 Mn
Sep 30, 2024 47.08 Mn
Jun 30, 2024 40.95 Mn
Mar 31, 2024 29.87 Mn
Dec 31, 2023 39.35 Mn
Sep 30, 2023 41.98 Mn
Jun 30, 2023 7.73 Mn
Mar 31, 2023 1.72 Mn
Dec 31, 2022 1.14 Mn
Sep 30, 2022 4.81 Mn
Jun 30, 2022 2.70 Mn
Mar 31, 2022 5.36 Mn
Dec 31, 2021 7.97 Mn
Sep 30, 2021 11.84 Mn
Jun 30, 2021 16.56 Mn