Citizens Financial Services (CZFS) Change in Loans (2010 - 2026)
Citizens Financial Services (CZFS) posted Change in Loans of $37.3 million for Q2 2026, up 28.57% on a QoQ basis from $29.0 million in Q1 2026, and down 3.68% year-over-year from $38.8 million in Q2 2025.
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Analysis
Citizens Financial Services (CZFS) Change in Loans (2010 - 2026) Analysis & Trends
Citizens Financial Services has reported Change in Loans for 17 years, with the latest figure at $37.3 million in Q2 2026.
- On a quarterly basis, Change in Loans fell 3.68% year-over-year to $37.3 million in Q2 2026; TTM through Jun 2026 was $154.2 million, a 0.27% change from a year earlier, with the FY2025 full-year figure at $155.9 million, down 0.9% from the prior year.
- Change in Loans was $37.3 million for Q2 2026 at Citizens Financial Services, up from $29.0 million in the prior quarter.
- The five-year high for Change in Loans was $47.1 million in Q3 2024, with the low at $1.1 million in Q4 2022.
- Average Change in Loans over 5 years is $26.9 million, with a median of $33.6 million recorded in 2024.
- The sharpest annual moves came in 2022 and 2023: Change in Loans tumbled 85.7% in 2022, then surged 3352.11% in 2023.
- Over 5 years, Change in Loans stood at $1.1 million in 2022, then soared by 3352.11% to $39.4 million in 2023, then gained by 0.27% to $39.5 million in 2024, then gained by 3.44% to $40.8 million in 2025, then declined by 8.51% to $37.3 million in 2026.
- The last three Change in Loans figures came in at $37.3 million (Q2 2026), $29.0 million (Q1 2026), and $40.8 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Change in Loans (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 299.00 Mn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | -196.00 Mn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 179.00 Mn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | -37.00 Mn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 1.22 Bn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.75 Bn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 450.00 Mn |
| 10 | Citizens Financial Services | 391.28 Mn | 305.36 Mn | - | 37.34 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 37.34 Mn |
| Mar 31, 2026 | 29.05 Mn |
| Dec 31, 2025 | 40.82 Mn |
| Sep 30, 2025 | 47.02 Mn |
| Jun 30, 2025 | 38.77 Mn |
| Mar 31, 2025 | 29.34 Mn |
| Dec 31, 2024 | 39.46 Mn |
| Sep 30, 2024 | 47.08 Mn |
| Jun 30, 2024 | 40.95 Mn |
| Mar 31, 2024 | 29.87 Mn |
| Dec 31, 2023 | 39.35 Mn |
| Sep 30, 2023 | 41.98 Mn |
| Jun 30, 2023 | 7.73 Mn |
| Mar 31, 2023 | 1.72 Mn |
| Dec 31, 2022 | 1.14 Mn |
| Sep 30, 2022 | 4.81 Mn |
| Jun 30, 2022 | 2.70 Mn |
| Mar 31, 2022 | 5.36 Mn |
| Dec 31, 2021 | 7.97 Mn |
| Sep 30, 2021 | 11.84 Mn |
API Access
Citizens Financial Services Change in Loans API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=change-in-loans&ticker=CZFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "change-in-loans", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=change-in-loans&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();