Citizens Financial Services (CZFS) Asset Utilization Ratio (2011 - 2026)
Citizens Financial Services (CZFS) posted Asset Utilization Ratio of 0.04 for Q2 2026, little changed on a QoQ basis from 0.04 in Q1 2026, and up 8.2% year-over-year from 0.04 in Q2 2025.
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Analysis
Citizens Financial Services (CZFS) Asset Utilization Ratio (2011 - 2026) Analysis & Trends
Citizens Financial Services has reported Asset Utilization Ratio for 16 years, with the latest figure at 0.04 in Q2 2026.
- On a quarterly basis, Asset Utilization Ratio rose 8.2% year-over-year to 0.04 in Q2 2026; TTM through Jun 2026 was 0.04, a 8.2% increase from a year earlier, with the FY2025 full-year figure at 0.07, down 99.9% from the prior year.
- Asset Utilization Ratio was 0.04 for Q2 2026 at Citizens Financial Services, roughly flat from 0.04 in the prior quarter.
- The five-year high for Asset Utilization Ratio was 0.07 in Q1 2023, with the low at 0.03 in Q3 2023.
- Average Asset Utilization Ratio over 5 years is 0.05, with a median of 0.04 recorded in 2025.
- The sharpest annual moves came in 2022 and 2025: Asset Utilization Ratio surged 913.13% in 2022, then slumped 45.42% in 2025.
- Over 5 years, Asset Utilization Ratio stood at 0.07 in 2022, then dropped by 12.79% to 0.06 in 2023, then climbed by 10.67% to 0.07 in 2024, then plunged by 45.42% to 0.04 in 2025, then grew by 3.48% to 0.04 in 2026.
- The last three Asset Utilization Ratio figures came in at 0.04 (Q2 2026), 0.04 (Q1 2026), and 0.04 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 0.04 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 0.04 |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 0.05 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 0.03 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 0.04 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 0.05 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 0.04 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 0.00 |
| 10 | Citizens Financial Services | 391.28 Mn | 305.36 Mn | - | 0.04 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.04 |
| Mar 31, 2026 | 0.04 |
| Dec 31, 2025 | 0.04 |
| Sep 30, 2025 | 0.04 |
| Jun 30, 2025 | 0.04 |
| Mar 31, 2025 | 0.07 |
| Dec 31, 2024 | 0.07 |
| Sep 30, 2024 | 0.03 |
| Jun 30, 2024 | 0.03 |
| Mar 31, 2024 | 0.07 |
| Dec 31, 2023 | 0.06 |
| Sep 30, 2023 | 0.03 |
| Jun 30, 2023 | 0.03 |
| Mar 31, 2023 | 0.07 |
| Dec 31, 2022 | 0.07 |
| Sep 30, 2022 | 0.03 |
| Jun 30, 2022 | 0.04 |
| Mar 31, 2022 | 0.07 |
| Dec 31, 2021 | 0.06 |
| Sep 30, 2021 | 0.02 |
API Access
Citizens Financial Services Asset Utilization Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=CZFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "asset-utilization-ratio", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=asset-utilization-ratio&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();