Citizens Financial Services (CZFS) EBIT Margin (2010 - 2026)
Citizens Financial Services (CZFS) posted EBIT Margin of 88.03% for Q2 2026, down 2.35% on a QoQ basis from 90.15% in Q1 2026, and down 539.0% year-over-year from 20.05% in Q2 2025.
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Analysis
Citizens Financial Services (CZFS) EBIT Margin (2010 - 2026) Analysis & Trends
Citizens Financial Services has reported EBIT Margin for 17 years, with the latest figure at 88.03% in Q2 2026.
- On a quarterly basis, EBIT Margin fell 539.0% year-over-year to 88.03% in Q2 2026; TTM through Jun 2026 was 91.88%, a 736.0% decrease from a year earlier, with the FY2025 full-year figure at 94.71%, down 518.0% from the prior year.
- EBIT Margin was 88.03% for Q2 2026 at Citizens Financial Services, down from 90.15% in the prior quarter.
- The five-year high for EBIT Margin was 110.87% in Q4 2023, with the low at 17.61% in Q2 2023.
- Average EBIT Margin over 5 years is 82.15%, with a median of 91.73% recorded in 2024.
- The sharpest annual moves came in 2022 and 2024: EBIT Margin slumped 57648 bps in 2022, then surged 7571 bps in 2024.
- Over 5 years, EBIT Margin stood at 68.29% in 2022, then soared by 62 bps to 110.87% in 2023, then decreased by 8 bps to 101.72% in 2024, then retreated by 7 bps to 94.65% in 2025, then dropped by 7 bps to 88.03% in 2026.
- The last three EBIT Margin figures came in at 88.03% (Q2 2026), 90.15% (Q1 2026), and 94.65% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 79.03% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 66.98% |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 74.68% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 78.46% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 73.02% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 62.35% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 74.44% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -2,056.76% |
| 10 | Citizens Financial Services | 391.28 Mn | 305.36 Mn | - | 88.03% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 88.03% |
| Mar 31, 2026 | 90.15% |
| Dec 31, 2025 | 94.65% |
| Sep 30, 2025 | 94.76% |
| Jun 30, 2025 | 93.42% |
| Mar 31, 2025 | 96.25% |
| Dec 31, 2024 | 101.72% |
| Sep 30, 2024 | 106.12% |
| Jun 30, 2024 | 93.32% |
| Mar 31, 2024 | 98.25% |
| Dec 31, 2023 | 110.87% |
| Sep 30, 2023 | 89.89% |
| Jun 30, 2023 | 17.61% |
| Mar 31, 2023 | 76.54% |
| Dec 31, 2022 | 68.29% |
| Sep 30, 2022 | 56.35% |
| Jun 30, 2022 | 50.22% |
| Mar 31, 2022 | 52.24% |
| Dec 31, 2021 | 52.29% |
| Sep 30, 2021 | 53.46% |
API Access
Citizens Financial Services EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=CZFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();