Citizens Financial Services (CZFS) Loans - Net (2010 - 2026)
Citizens Financial Services' (CZFS) quarterly Loans - Net came in at $2.3 billion in Q1 2026, down 0.8% year-on-year from $2.3 billion in Q1 2025, and down 2.25% quarter-over-quarter from $2.3 billion in Q4 2025.
Citizens Financial Services (CZFS) Loans - Net (2010 - 2026) Analysis & Trends
Citizens Financial Services' Loans - Net history runs 17 years deep, the most recent figure standing at $2.3 billion for Q1 2026.
- On a quarterly basis, Loans - Net fell 0.8% year-over-year to $2.3 billion in Q1 2026; TTM through Mar 2026 was $2.3 billion, a 0.8% decrease from a year earlier, with the FY2025 full-year figure at $2.3 billion, up 1.58% from the prior year.
- Loans - Net retreated to $2.3 billion in Q1 2026 per CZFS's latest filing, from $2.3 billion in the prior quarter.
- Across five years, Loans - Net topped out at $2.3 billion in Q4 2025 and bottomed at $1.5 billion in Q1 2022.
- The 5-year median for Loans - Net is $2.2 billion (2023), against an average of $2.1 billion.
- Across the five-year window, Loans - Net jumped 35.71% in 2023 and fell 0.8% in 2026, its largest moves.
- Year by year, Loans - Net stood at $1.7 billion in 2022, then soared by 30.55% to $2.2 billion in 2023, then gained by 2.87% to $2.3 billion in 2024, then increased by 1.58% to $2.3 billion in 2025, then declined by 2.25% to $2.3 billion in 2026.
- Per Business Quant, the three latest CZFS Loans - Net figures stand at $2.3 billion (Q1 2026), $2.3 billion (Q4 2025), and $2.3 billion (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 670.04 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 664.40 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 1.09 Bn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 356.26 Bn |
| 10 | Citizens Financial Services | 375.81 Mn | 301.93 Mn | - | 2.28 Bn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.28 Bn |
| Mar 31, 2026 | 2.28 Bn |
| Dec 31, 2025 | 2.33 Bn |
| Dec 31, 2025 | 2.33 Bn |
| Sep 30, 2025 | 2.31 Bn |
| Sep 30, 2025 | 2.31 Bn |
| Jun 30, 2025 | 2.22 Bn |
| Jun 30, 2025 | 2.22 Bn |
| Mar 31, 2025 | 2.29 Bn |
| Mar 31, 2025 | 2.29 Bn |
| Dec 31, 2024 | 2.29 Bn |
| Dec 31, 2024 | 2.29 Bn |
| Sep 30, 2024 | 2.31 Bn |
| Sep 30, 2024 | 2.31 Bn |
| Jun 30, 2024 | 2.23 Bn |
| Jun 30, 2024 | 2.23 Bn |
| Mar 31, 2024 | 2.22 Bn |
| Mar 31, 2024 | 2.22 Bn |
| Dec 31, 2023 | 2.23 Bn |
| Dec 31, 2023 | 2.23 Bn |