Citizens Financial Services Inc (CZFS) Loans - Net (2010 - 2026)
Citizens Financial Services' Loans - Net was $2.37 billion in Q2 2026, up 6.8% from $2.22 billion a year earlier and up 4.2% from the prior quarter.
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Analysis
Citizens Financial Services Inc (CZFS) Loans - Net (2010 - 2026) Analysis & Trends
At the end of FY2025, Loans - Net at Citizens Financial Services came in at $2.33 billion, up 1.6% from FY2024.
- Loans - Net has now increased for 15 consecutive years, with a five-year compound annual growth rate of 10.9% (FY2020 to FY2025).
- In earlier years, Loans - Net was $2.29 billion in FY2024 (+2.9%), $2.23 billion in FY2023 (+30.5%), $1.71 billion in FY2022 (+19.8%) and $1.42 billion in FY2021 (+2.5%).
- The Q2 2026 figure marks the highest quarterly Loans - Net in data going back to Q4 2010.
- Compared with a year earlier, Loans - Net was higher in six of the last eight quarters, with growth averaging 2.2%.
- The best year-over-year quarter for Loans - Net over five years was Q2 2023 (growth of 35.7%); the worst was Q1 2026 (a decline of 0.8%).
- Per Business Quant data, CZFS's Loans - Net in the three quarters before Q2 2026 was $2.28 billion (Q1 2026), $2.33 billion (Q4 2025) and $2.31 billion (Q3 2025).
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Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.37 Bn |
| Mar 31, 2026 | 2.28 Bn |
| Dec 31, 2025 | 2.33 Bn |
| Sep 30, 2025 | 2.31 Bn |
| Jun 30, 2025 | 2.22 Bn |
| Mar 31, 2025 | 2.29 Bn |
| Dec 31, 2024 | 2.29 Bn |
| Sep 30, 2024 | 2.31 Bn |
| Jun 30, 2024 | 2.23 Bn |
| Mar 31, 2024 | 2.22 Bn |
| Dec 31, 2023 | 2.23 Bn |
| Sep 30, 2023 | 2.22 Bn |
| Jun 30, 2023 | 2.14 Bn |
| Mar 31, 2023 | 1.71 Bn |
| Dec 31, 2022 | 1.71 Bn |
| Sep 30, 2022 | 1.72 Bn |
| Jun 30, 2022 | 1.58 Bn |
| Mar 31, 2022 | 1.46 Bn |
| Dec 31, 2021 | 1.42 Bn |
| Sep 30, 2021 | 1.43 Bn |
API Access
Citizens Financial Services Inc Loans - Net API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-net&ticker=CZFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-net", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-net&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();