Citizens Financial Services (CZFS) Loans - Net (2010 - 2026)
Citizens Financial Services (CZFS) posted Loans - Net of $2.4 billion for Q2 2026, up 4.23% on a QoQ basis from $2.3 billion in Q1 2026, and up 6.84% year-over-year from $2.2 billion in Q2 2025.
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Analysis
Citizens Financial Services (CZFS) Loans - Net (2010 - 2026) Analysis & Trends
Citizens Financial Services has reported Loans - Net for 17 years, with the latest figure at $2.4 billion in Q2 2026.
- On a quarterly basis, Loans - Net rose 6.84% year-over-year to $2.4 billion in Q2 2026; TTM through Jun 2026 was $2.4 billion, a 6.84% increase from a year earlier, with the FY2025 full-year figure at $2.3 billion, up 1.58% from the prior year.
- Loans - Net was $2.4 billion for Q2 2026 at Citizens Financial Services, up from $2.3 billion in the prior quarter.
- The five-year high for Loans - Net was $2.4 billion in Q2 2026, with the low at $1.5 billion in Q1 2022.
- Average Loans - Net over 5 years is $2.1 billion, with a median of $2.2 billion recorded in 2023.
- The sharpest annual moves came in 2023 and 2026: Loans - Net soared 35.71% in 2023, then declined 0.8% in 2026.
- Over 5 years, Loans - Net stood at $1.7 billion in 2022, then jumped by 30.55% to $2.2 billion in 2023, then advanced by 2.87% to $2.3 billion in 2024, then rose by 1.58% to $2.3 billion in 2025, then rose by 1.88% to $2.4 billion in 2026.
- The last three Loans - Net figures came in at $2.4 billion (Q2 2026), $2.3 billion (Q1 2026), and $2.3 billion (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Net (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 324.81 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 175.61 Bn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 141.02 Bn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 186.17 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 145.52 Bn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 97.71 Bn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 108.99 Bn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 149.55 Bn |
| 10 | Citizens Financial Services | 391.28 Mn | 305.36 Mn | - | 2.37 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.37 Bn |
| Mar 31, 2026 | 2.28 Bn |
| Dec 31, 2025 | 2.33 Bn |
| Sep 30, 2025 | 2.31 Bn |
| Jun 30, 2025 | 2.22 Bn |
| Mar 31, 2025 | 2.29 Bn |
| Dec 31, 2024 | 2.29 Bn |
| Sep 30, 2024 | 2.31 Bn |
| Jun 30, 2024 | 2.23 Bn |
| Mar 31, 2024 | 2.22 Bn |
| Dec 31, 2023 | 2.23 Bn |
| Sep 30, 2023 | 2.22 Bn |
| Jun 30, 2023 | 2.14 Bn |
| Mar 31, 2023 | 1.71 Bn |
| Dec 31, 2022 | 1.71 Bn |
| Sep 30, 2022 | 1.72 Bn |
| Jun 30, 2022 | 1.58 Bn |
| Mar 31, 2022 | 1.46 Bn |
| Dec 31, 2021 | 1.42 Bn |
| Sep 30, 2021 | 1.43 Bn |
API Access
Citizens Financial Services Loans - Net API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-net&ticker=CZFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-net", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-net&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();