Citizens Financial Services (CZFS) Change in Net Loans (2010 - 2026)

Citizens Financial Services has reported Change in Net Loans for 17 years, with the latest figure at -$53.0 million in Q1 2026.

• For the quarter ending Q1 2026, Change in Net Loans fell 3927.34% year-over-year to -$53.0 million; the trailing twelve-month figure through Mar 2026 stood at -$21.0 million (down 127.65% YoY), and the FY2025 full-year result was $33.5 million, down 52.34% from the prior year.
• Change in Net Loans for Q1 2026 stood at -$53.0 million, down from $14.1 million in the prior quarter.
• The five-year high for Change in Net Loans was $142.1 million in Q3 2022, with the low at -$74.5 million in Q2 2025.
• Average Change in Net Loans over 5 years is $22.1 million, with a median of $1.8 million recorded in 2023.
• Year-over-year, Change in Net Loans jumped 1581.92% in 2022 and tumbled 3927.34% in 2026.
• Tracing CZFS's Change in Net Loans over 5 years: stood at -$13.7 million in 2022, then surged by 113.09% to $1.8 million in 2023, then plunged by 1110.62% to -$18.1 million in 2024, then jumped by 177.96% to $14.1 million in 2025, then plunged by 476.35% to -$53.0 million in 2026.
• The last three Change in Net Loans figures came in at -$53.0 million (Q1 2026), $14.1 million (Q4 2025), and $92.5 million (Q3 2025), per Business Quant data.

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