Citizens Financial Services (CZFS) Change in Net Loans (2010 - 2026)

Citizens Financial Services' Change in Net Loans history runs 17 years deep, the most recent figure standing at -$53.0 million for Q1 2026.

• In Q1 2026, Change in Net Loans fell 3927.34% year-over-year to -$53.0 million; the TTM figure through Mar 2026 stood at -$21.0 million (down 127.65% YoY), while the FY2025 annual figure was $33.5 million, down 52.34% from the prior year.
• Change in Net Loans for Q1 2026 stood at -$53.0 million, down from $14.1 million in the prior quarter.
• The five-year high for Change in Net Loans was $142.1 million in Q3 2022, with the low at -$74.5 million in Q2 2025.
• The 5-year median for Change in Net Loans is $1.8 million (2023), against an average of $22.1 million.
• The sharpest annual moves came in 2022 and 2026: Change in Net Loans jumped 1581.92% in 2022, then slumped 3927.34% in 2026.
• Citizens Financial Services' Change in Net Loans stood at -$13.7 million in 2022, then soared by 113.09% to $1.8 million in 2023, then plunged by 1110.62% to -$18.1 million in 2024, then surged by 177.96% to $14.1 million in 2025, then plunged by 476.35% to -$53.0 million in 2026.
• Business Quant data shows CZFS's Change in Net Loans at -$53.0 million in Q1 2026, $14.1 million in Q4 2025, and $92.5 million in Q3 2025.