Citizens Financial Services (CZFS) Change in Net Loans (2010 - 2026)

Citizens Financial Services' Change in Net Loans history runs 17 years deep, the most recent figure standing at -$53.0 million for Q1 2026.

• On a quarterly basis, Change in Net Loans fell 3927.34% year-over-year to -$53.0 million in Q1 2026; TTM through Mar 2026 was -$21.0 million, a 127.65% decrease from a year earlier, with the FY2025 full-year figure at $33.5 million, down 52.34% from the prior year.
• Change in Net Loans retreated to -$53.0 million in Q1 2026 per CZFS's latest filing, from $14.1 million in the prior quarter.
• Across five years, Change in Net Loans topped out at $142.1 million in Q3 2022 and bottomed at -$74.5 million in Q2 2025.
• The 5-year median for Change in Net Loans is $1.8 million (2023), against an average of $22.1 million.
• Across the five-year window, Change in Net Loans jumped 1581.92% in 2022 and tumbled 3927.34% in 2026, its largest moves.
• Year by year, Change in Net Loans stood at -$13.7 million in 2022, then jumped by 113.09% to $1.8 million in 2023, then tumbled by 1110.62% to -$18.1 million in 2024, then soared by 177.96% to $14.1 million in 2025, then tumbled by 476.35% to -$53.0 million in 2026.
• Per Business Quant, the three latest CZFS Change in Net Loans figures stand at -$53.0 million (Q1 2026), $14.1 million (Q4 2025), and $92.5 million (Q3 2025).