Citizens Financial Services (CZFS) Interest Expense - Deposits (2010 - 2026)
Citizens Financial Services (CZFS) posted Interest Expense - Deposits of $11.2 million for Q2 2026, down 1.28% on a QoQ basis from $11.3 million in Q1 2026, and down 2.52% year-over-year from $11.4 million in Q2 2025.
Analysis
Citizens Financial Services (CZFS) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
Citizens Financial Services has reported Interest Expense - Deposits for 17 years, with the latest figure at $11.2 million in Q2 2026.
- On a quarterly basis, Interest Expense - Deposits fell 2.52% year-over-year to $11.2 million in Q2 2026; TTM through Jun 2026 was $45.8 million, a 10.41% decrease from a year earlier, with the FY2025 full-year figure at $47.0 million, down 10.08% from the prior year.
- Interest Expense - Deposits was $11.2 million for Q2 2026 at Citizens Financial Services, down from $11.3 million in the prior quarter.
- The five-year high for Interest Expense - Deposits was $13.9 million in Q4 2024, with the low at $1.3 million in Q1 2022.
- Average Interest Expense - Deposits over 5 years is $8.9 million, with a median of $11.4 million recorded in 2025.
- The sharpest annual moves came in 2022 and 2023: Interest Expense - Deposits declined 20.21% in 2022, then surged 449.51% in 2023.
- Over 5 years, Interest Expense - Deposits stood at $2.8 million in 2022, then jumped by 327.82% to $12.2 million in 2023, then gained by 13.92% to $13.9 million in 2024, then dropped by 14.91% to $11.8 million in 2025, then retreated by 5.47% to $11.2 million in 2026.
- The last three Interest Expense - Deposits figures came in at $11.2 million (Q2 2026), $11.3 million (Q1 2026), and $11.8 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 1.58 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 891.00 Mn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 104.00 Mn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 1.05 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 747.00 Mn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 385.00 Mn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 600.00 Mn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 881.00 Mn |
| 10 | Citizens Financial Services | 391.28 Mn | 305.36 Mn | - | 11.16 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 11.16 Mn |
| Mar 31, 2026 | 11.31 Mn |
| Dec 31, 2025 | 11.81 Mn |
| Sep 30, 2025 | 11.50 Mn |
| Jun 30, 2025 | 11.45 Mn |
| Mar 31, 2025 | 12.29 Mn |
| Dec 31, 2024 | 13.88 Mn |
| Sep 30, 2024 | 13.48 Mn |
| Jun 30, 2024 | 12.66 Mn |
| Mar 31, 2024 | 12.32 Mn |
| Dec 31, 2023 | 12.18 Mn |
| Sep 30, 2023 | 10.10 Mn |
| Jun 30, 2023 | 5.48 Mn |
| Mar 31, 2023 | 3.94 Mn |
| Dec 31, 2022 | 2.85 Mn |
| Sep 30, 2022 | 1.84 Mn |
| Jun 30, 2022 | 1.36 Mn |
| Mar 31, 2022 | 1.28 Mn |
| Dec 31, 2021 | 1.29 Mn |
| Sep 30, 2021 | 1.42 Mn |