Citizens Financial Services CZFS
NASDAQ CZFS
$81.50 +0.15 (+0.18%)
As of: Sep 21, 2026 · 1:12 PM EDT

Citizens Financial Services (CZFS) Interest Expense - Deposits (2010 - 2026)

Citizens Financial Services (CZFS) posted Interest Expense - Deposits of $11.2 million for Q2 2026, down 1.28% on a QoQ basis from $11.3 million in Q1 2026, and down 2.52% year-over-year from $11.4 million in Q2 2025.

Analysis

Citizens Financial Services (CZFS) Interest Expense - Deposits (2010 - 2026) Analysis & Trends

Citizens Financial Services has reported Interest Expense - Deposits for 17 years, with the latest figure at $11.2 million in Q2 2026.

  • On a quarterly basis, Interest Expense - Deposits fell 2.52% year-over-year to $11.2 million in Q2 2026; TTM through Jun 2026 was $45.8 million, a 10.41% decrease from a year earlier, with the FY2025 full-year figure at $47.0 million, down 10.08% from the prior year.
  • Interest Expense - Deposits was $11.2 million for Q2 2026 at Citizens Financial Services, down from $11.3 million in the prior quarter.
  • The five-year high for Interest Expense - Deposits was $13.9 million in Q4 2024, with the low at $1.3 million in Q1 2022.
  • Average Interest Expense - Deposits over 5 years is $8.9 million, with a median of $11.4 million recorded in 2025.
  • The sharpest annual moves came in 2022 and 2023: Interest Expense - Deposits declined 20.21% in 2022, then surged 449.51% in 2023.
  • Over 5 years, Interest Expense - Deposits stood at $2.8 million in 2022, then jumped by 327.82% to $12.2 million in 2023, then gained by 13.92% to $13.9 million in 2024, then dropped by 14.91% to $11.8 million in 2025, then retreated by 5.47% to $11.2 million in 2026.
  • The last three Interest Expense - Deposits figures came in at $11.2 million (Q2 2026), $11.3 million (Q1 2026), and $11.8 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Banco Santander Chile 424.88 Bn 544.83 Bn - -
2 Truist Financial 59.29 Bn 59.29 Bn - 1.58 Bn
3 Fifth Third Bancorp 47.98 Bn 24.26 Bn - 891.00 Mn
4 M&T Bank 32.82 Bn 32.82 Bn - 104.00 Mn
5 Huntington Bancshares 32.08 Bn 27.60 Bn - 1.05 Bn
6 Citizens Financial 28.34 Bn 28.34 Bn - 747.00 Mn
7 Regions Financial 24.27 Bn 24.34 Bn - 385.00 Mn
8 Keycorp 22.19 Bn -25.51 Bn - 600.00 Mn
9 First Citizens Bancshares 21.93 Bn 21.41 Bn 29.00 Mn 881.00 Mn
10 Citizens Financial Services 391.28 Mn 305.36 Mn - 11.16 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 11.16 Mn
Mar 31, 2026 11.31 Mn
Dec 31, 2025 11.81 Mn
Sep 30, 2025 11.50 Mn
Jun 30, 2025 11.45 Mn
Mar 31, 2025 12.29 Mn
Dec 31, 2024 13.88 Mn
Sep 30, 2024 13.48 Mn
Jun 30, 2024 12.66 Mn
Mar 31, 2024 12.32 Mn
Dec 31, 2023 12.18 Mn
Sep 30, 2023 10.10 Mn
Jun 30, 2023 5.48 Mn
Mar 31, 2023 3.94 Mn
Dec 31, 2022 2.85 Mn
Sep 30, 2022 1.84 Mn
Jun 30, 2022 1.36 Mn
Mar 31, 2022 1.28 Mn
Dec 31, 2021 1.29 Mn
Sep 30, 2021 1.42 Mn