Citizens Financial Services (CZFS) Interest Expense - Deposits (2010 - 2026)
Citizens Financial Services (CZFS) posted quarterly Interest Expense - Deposits of $11.3 million for Q1 2026, down 8.04% year-over-year from $12.3 million in Q1 2025, and down 4.24% quarter-over-quarter from $11.8 million in Q4 2025.
Citizens Financial Services (CZFS) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
Citizens Financial Services' Interest Expense - Deposits history runs 17 years deep, the most recent figure standing at $11.3 million for Q1 2026.
- In Q1 2026, Interest Expense - Deposits fell 8.04% year-over-year to $11.3 million; the TTM figure through Mar 2026 stood at $46.1 million (down 11.93% YoY), while the FY2025 annual figure was $47.0 million, down 10.08% from the prior year.
- Interest Expense - Deposits for Q1 2026 stood at $11.3 million, down from $11.8 million in the prior quarter.
- The five-year high for Interest Expense - Deposits was $13.9 million in Q4 2024, with the low at $1.3 million in Q1 2022.
- The 5-year median for Interest Expense - Deposits is $11.4 million (2025), against an average of $8.8 million.
- The sharpest annual moves came in 2022 and 2023: Interest Expense - Deposits slipped 20.21% in 2022, then soared 449.51% in 2023.
- Citizens Financial Services' Interest Expense - Deposits stood at $2.8 million in 2022, then surged by 327.82% to $12.2 million in 2023, then increased by 13.92% to $13.9 million in 2024, then decreased by 14.91% to $11.8 million in 2025, then fell by 4.24% to $11.3 million in 2026.
- Business Quant data shows CZFS's Interest Expense - Deposits at $11.3 million in Q1 2026, $11.8 million in Q4 2025, and $11.5 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 1.68 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 2.33 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.58 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 891.00 Mn |
| 10 | Citizens Financial Services | 397.75 Mn | 311.83 Mn | - | 11.16 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 11.16 Mn |
| Mar 31, 2026 | 11.31 Mn |
| Dec 31, 2025 | 11.81 Mn |
| Sep 30, 2025 | 11.50 Mn |
| Jun 30, 2025 | 11.45 Mn |
| Mar 31, 2025 | 12.29 Mn |
| Dec 31, 2024 | 13.88 Mn |
| Sep 30, 2024 | 13.48 Mn |
| Jun 30, 2024 | 12.66 Mn |
| Mar 31, 2024 | 12.32 Mn |
| Dec 31, 2023 | 12.18 Mn |
| Sep 30, 2023 | 10.10 Mn |
| Jun 30, 2023 | 5.48 Mn |
| Mar 31, 2023 | 3.94 Mn |
| Dec 31, 2022 | 2.85 Mn |
| Sep 30, 2022 | 1.84 Mn |
| Jun 30, 2022 | 1.36 Mn |
| Mar 31, 2022 | 1.28 Mn |
| Dec 31, 2021 | 1.29 Mn |
| Sep 30, 2021 | 1.42 Mn |