Citizens Financial Services (CZFS) Interest Expense - Deposits (2010 - 2026)

Citizens Financial Services (CZFS) recorded quarterly Interest Expense - Deposits of $11.3 million in Q1 2026, down 4.24% quarter-over-quarter from $11.8 million in Q4 2025, and down 8.04% on a YoY basis from $12.3 million in Q1 2025.

Citizens Financial Services (CZFS) Interest Expense - Deposits (2010 - 2026) Analysis & Trends

Citizens Financial Services' Interest Expense - Deposits history runs 17 years deep, the most recent figure standing at $11.3 million for Q1 2026.

  • In Q1 2026, Interest Expense - Deposits fell 8.04% year-over-year to $11.3 million; the TTM figure through Mar 2026 stood at $46.1 million (down 11.93% YoY), while the FY2025 annual figure was $47.0 million, down 10.08% from the prior year.
  • Interest Expense - Deposits was $11.3 million for Q1 2026 at Citizens Financial Services, down from $11.8 million in the prior quarter.
  • In the past five years, Interest Expense - Deposits ranged from a high of $13.9 million in Q4 2024 to a low of $1.3 million in Q1 2022.
  • Historically, Interest Expense - Deposits has averaged $8.8 million across 5 years, with a median of $11.4 million in 2025.
  • The sharpest annual moves came in 2022 and 2023: Interest Expense - Deposits dropped 20.21% in 2022, then jumped 449.51% in 2023.
  • A 5-year view of Interest Expense - Deposits shows it stood at $2.8 million in 2022, then soared by 327.82% to $12.2 million in 2023, then rose by 13.92% to $13.9 million in 2024, then slipped by 14.91% to $11.8 million in 2025, then retreated by 4.24% to $11.3 million in 2026.
  • The last three Interest Expense - Deposits figures came in at $11.3 million (Q1 2026), $11.8 million (Q4 2025), and $11.5 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 3.51 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 4.61 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - 2.05 Bn
10 Citizens Financial Services 317.35 Mn 277.14 Mn - 11.31 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 11.31 Mn
Dec 31, 2025 11.81 Mn
Sep 30, 2025 11.50 Mn
Jun 30, 2025 11.45 Mn
Mar 31, 2025 12.29 Mn
Dec 31, 2024 13.88 Mn
Sep 30, 2024 13.48 Mn
Jun 30, 2024 12.66 Mn
Mar 31, 2024 12.32 Mn
Dec 31, 2023 12.18 Mn
Sep 30, 2023 10.10 Mn
Jun 30, 2023 5.48 Mn
Mar 31, 2023 3.94 Mn
Dec 31, 2022 2.85 Mn
Sep 30, 2022 1.84 Mn
Jun 30, 2022 1.36 Mn
Mar 31, 2022 1.28 Mn
Dec 31, 2021 1.29 Mn
Sep 30, 2021 1.42 Mn
Jun 30, 2021 1.53 Mn