Citizens Financial Services (CZFS) Interest Expense - Deposits (2010 - 2026)

Citizens Financial Services' quarterly Interest Expense - Deposits came in at $11.3 million in Q1 2026, down 8.04% year-on-year from $12.3 million in Q1 2025, and down 4.24% quarter-over-quarter from $11.8 million in Q4 2025.

Citizens Financial Services has reported Interest Expense - Deposits for 17 years, with the latest figure at $11.3 million in Q1 2026.

  • For the quarter ending Q1 2026, Interest Expense - Deposits fell 8.04% year-over-year to $11.3 million; the trailing twelve-month figure through Mar 2026 stood at $46.1 million (down 11.93% YoY), and the FY2025 full-year result was $47.0 million, down 10.08% from the prior year.
  • Interest Expense - Deposits for Q1 2026 stood at $11.3 million, down from $11.8 million in the prior quarter.
  • The five-year high for Interest Expense - Deposits was $13.9 million in Q4 2024, with the low at $1.3 million in Q1 2022.
  • Average Interest Expense - Deposits over 5 years is $8.8 million, with a median of $11.4 million recorded in 2025.
  • Year-over-year, Interest Expense - Deposits fell 20.21% in 2022 and soared 449.51% in 2023.
  • Tracing CZFS's Interest Expense - Deposits over 5 years: stood at $2.8 million in 2022, then jumped by 327.82% to $12.2 million in 2023, then gained by 13.92% to $13.9 million in 2024, then dropped by 14.91% to $11.8 million in 2025, then decreased by 4.24% to $11.3 million in 2026.
  • The last three Interest Expense - Deposits figures came in at $11.3 million (Q1 2026), $11.8 million (Q4 2025), and $11.5 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - -
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 3.51 Mn
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 4.61 Mn
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 1.74 Bn
10 Citizens Financial Services 305.16 Mn 264.95 Mn - 11.31 Mn

Historic Data

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DateValue
Mar 31, 2026 11.31 Mn
Dec 31, 2025 11.81 Mn
Sep 30, 2025 11.50 Mn
Jun 30, 2025 11.45 Mn
Mar 31, 2025 12.29 Mn
Dec 31, 2024 13.88 Mn
Sep 30, 2024 13.48 Mn
Jun 30, 2024 12.66 Mn
Mar 31, 2024 12.32 Mn
Dec 31, 2023 12.18 Mn
Sep 30, 2023 10.10 Mn
Jun 30, 2023 5.48 Mn
Mar 31, 2023 3.94 Mn
Dec 31, 2022 2.85 Mn
Sep 30, 2022 1.84 Mn
Jun 30, 2022 1.36 Mn
Mar 31, 2022 1.28 Mn
Dec 31, 2021 1.29 Mn
Sep 30, 2021 1.42 Mn
Jun 30, 2021 1.53 Mn
Mar 31, 2021 1.60 Mn
Dec 31, 2020 1.57 Mn
Sep 30, 2020 1.64 Mn
Jun 30, 2020 1.66 Mn
Mar 31, 2020 1.99 Mn
Dec 31, 2019 2.19 Mn
Sep 30, 2019 2.32 Mn
Jun 30, 2019 2.40 Mn
Mar 31, 2019 2.31 Mn
Dec 31, 2018 2.22 Mn
Sep 30, 2018 1.79 Mn
Jun 30, 2018 1.59 Mn
Mar 31, 2018 1.32 Mn
Dec 31, 2017 1.23 Mn
Sep 30, 2017 1.21 Mn
Jun 30, 2017 1.14 Mn
Mar 31, 2017 1.05 Mn
Dec 31, 2016 1.05 Mn
Sep 30, 2016 1.05 Mn
Jun 30, 2016 1.07 Mn
Mar 31, 2016 1.07 Mn
Dec 31, 2015 1.03 Mn
Sep 30, 2015 1.04 Mn
Jun 30, 2015 1.04 Mn
Mar 31, 2015 1.01 Mn
Dec 31, 2014 1.06 Mn
Sep 30, 2014 1.09 Mn
Jun 30, 2014 1.09 Mn
Mar 31, 2014 1.11 Mn
Dec 31, 2013 1.21 Mn
Sep 30, 2013 1.28 Mn
Jun 30, 2013 1.29 Mn
Mar 31, 2013 1.33 Mn
Dec 31, 2012 1.41 Mn
Sep 30, 2012 1.49 Mn
Jun 30, 2012 1.56 Mn
Mar 31, 2012 1.67 Mn
Dec 31, 2011 1.84 Mn
Sep 30, 2011 1.97 Mn
Jun 30, 2011 2.05 Mn
Mar 31, 2011 2.09 Mn
Dec 31, 2010 2.19 Mn
Sep 30, 2010 2.31 Mn
Jun 30, 2010 2.52 Mn