Citizens Financial Services (CZFS) Interest Expense - Deposits (2010 - 2026)

Citizens Financial Services' (CZFS) quarterly Interest Expense - Deposits came in at $11.3 million in Q1 2026, down 8.04% year-on-year from $12.3 million in Q1 2025, and down 4.24% quarter-over-quarter from $11.8 million in Q4 2025.

Citizens Financial Services (CZFS) Interest Expense - Deposits (2010 - 2026) Analysis & Trends

Citizens Financial Services' Interest Expense - Deposits history runs 17 years deep, the most recent figure standing at $11.3 million for Q1 2026.

  • On a quarterly basis, Interest Expense - Deposits fell 8.04% year-over-year to $11.3 million in Q1 2026; TTM through Mar 2026 was $46.1 million, a 11.93% decrease from a year earlier, with the FY2025 full-year figure at $47.0 million, down 10.08% from the prior year.
  • Interest Expense - Deposits retreated to $11.3 million in Q1 2026 per CZFS's latest filing, from $11.8 million in the prior quarter.
  • Across five years, Interest Expense - Deposits topped out at $13.9 million in Q4 2024 and bottomed at $1.3 million in Q1 2022.
  • The 5-year median for Interest Expense - Deposits is $11.4 million (2025), against an average of $8.8 million.
  • Across the five-year window, Interest Expense - Deposits fell 20.21% in 2022 and soared 449.51% in 2023, its largest moves.
  • Year by year, Interest Expense - Deposits stood at $2.8 million in 2022, then soared by 327.82% to $12.2 million in 2023, then rose by 13.92% to $13.9 million in 2024, then slipped by 14.91% to $11.8 million in 2025, then retreated by 4.24% to $11.3 million in 2026.
  • Per Business Quant, the three latest CZFS Interest Expense - Deposits figures stand at $11.3 million (Q1 2026), $11.8 million (Q4 2025), and $11.5 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 5.24 Bn
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 3.51 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 4.61 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 1.74 Bn
10 Citizens Financial Services 375.81 Mn 301.93 Mn - 11.31 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 11.31 Mn
Dec 31, 2025 11.81 Mn
Sep 30, 2025 11.50 Mn
Jun 30, 2025 11.45 Mn
Mar 31, 2025 12.29 Mn
Dec 31, 2024 13.88 Mn
Sep 30, 2024 13.48 Mn
Jun 30, 2024 12.66 Mn
Mar 31, 2024 12.32 Mn
Dec 31, 2023 12.18 Mn
Sep 30, 2023 10.10 Mn
Jun 30, 2023 5.48 Mn
Mar 31, 2023 3.94 Mn
Dec 31, 2022 2.85 Mn
Sep 30, 2022 1.84 Mn
Jun 30, 2022 1.36 Mn
Mar 31, 2022 1.28 Mn
Dec 31, 2021 1.29 Mn
Sep 30, 2021 1.42 Mn
Jun 30, 2021 1.53 Mn