Citizens Financial Services (CZFS) Interest Expense - Deposits (2010 - 2026)
Citizens Financial Services' quarterly Interest Expense - Deposits came in at $11.3 million in Q1 2026, down 8.04% year-on-year from $12.3 million in Q1 2025, and down 4.24% quarter-over-quarter from $11.8 million in Q4 2025.
Citizens Financial Services has reported Interest Expense - Deposits for 17 years, with the latest figure at $11.3 million in Q1 2026.
- For the quarter ending Q1 2026, Interest Expense - Deposits fell 8.04% year-over-year to $11.3 million; the trailing twelve-month figure through Mar 2026 stood at $46.1 million (down 11.93% YoY), and the FY2025 full-year result was $47.0 million, down 10.08% from the prior year.
- Interest Expense - Deposits for Q1 2026 stood at $11.3 million, down from $11.8 million in the prior quarter.
- The five-year high for Interest Expense - Deposits was $13.9 million in Q4 2024, with the low at $1.3 million in Q1 2022.
- Average Interest Expense - Deposits over 5 years is $8.8 million, with a median of $11.4 million recorded in 2025.
- Year-over-year, Interest Expense - Deposits fell 20.21% in 2022 and soared 449.51% in 2023.
- Tracing CZFS's Interest Expense - Deposits over 5 years: stood at $2.8 million in 2022, then jumped by 327.82% to $12.2 million in 2023, then gained by 13.92% to $13.9 million in 2024, then dropped by 14.91% to $11.8 million in 2025, then decreased by 4.24% to $11.3 million in 2026.
- The last three Interest Expense - Deposits figures came in at $11.3 million (Q1 2026), $11.8 million (Q4 2025), and $11.5 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 3.51 Mn |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 4.61 Mn |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.74 Bn |
| 10 | Citizens Financial Services | 305.16 Mn | 264.95 Mn | - | 11.31 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 11.31 Mn |
| Dec 31, 2025 | 11.81 Mn |
| Sep 30, 2025 | 11.50 Mn |
| Jun 30, 2025 | 11.45 Mn |
| Mar 31, 2025 | 12.29 Mn |
| Dec 31, 2024 | 13.88 Mn |
| Sep 30, 2024 | 13.48 Mn |
| Jun 30, 2024 | 12.66 Mn |
| Mar 31, 2024 | 12.32 Mn |
| Dec 31, 2023 | 12.18 Mn |
| Sep 30, 2023 | 10.10 Mn |
| Jun 30, 2023 | 5.48 Mn |
| Mar 31, 2023 | 3.94 Mn |
| Dec 31, 2022 | 2.85 Mn |
| Sep 30, 2022 | 1.84 Mn |
| Jun 30, 2022 | 1.36 Mn |
| Mar 31, 2022 | 1.28 Mn |
| Dec 31, 2021 | 1.29 Mn |
| Sep 30, 2021 | 1.42 Mn |
| Jun 30, 2021 | 1.53 Mn |
| Mar 31, 2021 | 1.60 Mn |
| Dec 31, 2020 | 1.57 Mn |
| Sep 30, 2020 | 1.64 Mn |
| Jun 30, 2020 | 1.66 Mn |
| Mar 31, 2020 | 1.99 Mn |
| Dec 31, 2019 | 2.19 Mn |
| Sep 30, 2019 | 2.32 Mn |
| Jun 30, 2019 | 2.40 Mn |
| Mar 31, 2019 | 2.31 Mn |
| Dec 31, 2018 | 2.22 Mn |
| Sep 30, 2018 | 1.79 Mn |
| Jun 30, 2018 | 1.59 Mn |
| Mar 31, 2018 | 1.32 Mn |
| Dec 31, 2017 | 1.23 Mn |
| Sep 30, 2017 | 1.21 Mn |
| Jun 30, 2017 | 1.14 Mn |
| Mar 31, 2017 | 1.05 Mn |
| Dec 31, 2016 | 1.05 Mn |
| Sep 30, 2016 | 1.05 Mn |
| Jun 30, 2016 | 1.07 Mn |
| Mar 31, 2016 | 1.07 Mn |
| Dec 31, 2015 | 1.03 Mn |
| Sep 30, 2015 | 1.04 Mn |
| Jun 30, 2015 | 1.04 Mn |
| Mar 31, 2015 | 1.01 Mn |
| Dec 31, 2014 | 1.06 Mn |
| Sep 30, 2014 | 1.09 Mn |
| Jun 30, 2014 | 1.09 Mn |
| Mar 31, 2014 | 1.11 Mn |
| Dec 31, 2013 | 1.21 Mn |
| Sep 30, 2013 | 1.28 Mn |
| Jun 30, 2013 | 1.29 Mn |
| Mar 31, 2013 | 1.33 Mn |
| Dec 31, 2012 | 1.41 Mn |
| Sep 30, 2012 | 1.49 Mn |
| Jun 30, 2012 | 1.56 Mn |
| Mar 31, 2012 | 1.67 Mn |
| Dec 31, 2011 | 1.84 Mn |
| Sep 30, 2011 | 1.97 Mn |
| Jun 30, 2011 | 2.05 Mn |
| Mar 31, 2011 | 2.09 Mn |
| Dec 31, 2010 | 2.19 Mn |
| Sep 30, 2010 | 2.31 Mn |
| Jun 30, 2010 | 2.52 Mn |