Citizens Financial Services Inc (CZFS) Interest Expense - Deposits (2010 - 2026)
Citizens Financial Services (CZFS) posted Interest Expense - Deposits of $11.16 million for Q2 2026, down 2.5% from $11.45 million a year earlier and down 1.3% from the prior quarter.
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Analysis
Citizens Financial Services Inc (CZFS) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Interest Expense - Deposits at Citizens Financial Services was $45.77 million, down 10.4% year-over-year; for FY2025, it came in at $47.05 million, down 10.1% from FY2024.
- Annual Interest Expense - Deposits shows a five-year compound annual growth rate of 47.0% (FY2020 to FY2025).
- In prior years, Citizens Financial Services' Interest Expense - Deposits was $52.33 million in FY2024 (+65.1%), $31.7 million in FY2023 (+333.3%), $7.32 million in FY2022 (+25.3%) and $5.84 million in FY2021 (-14.8%).
- The Q2 2026 figure stands as the lowest quarterly Interest Expense - Deposits since Q3 2023.
- On a year-over-year basis, Interest Expense - Deposits has declined in each of the last six quarters, with an average decline of 0.3% over the last eight quarters.
- The strongest year-over-year quarter for Interest Expense - Deposits in the past five years was Q3 2023, with growth of 449.5%; the weakest was Q1 2022, with a decline of 20.2%.
- According to Business Quant data, Interest Expense - Deposits for the three prior quarters was $11.31 million (Q1 2026), $11.81 million (Q4 2025) and $11.5 million (Q3 2025).
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Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 11.16 Mn |
| Mar 31, 2026 | 11.31 Mn |
| Dec 31, 2025 | 11.81 Mn |
| Sep 30, 2025 | 11.50 Mn |
| Jun 30, 2025 | 11.45 Mn |
| Mar 31, 2025 | 12.29 Mn |
| Dec 31, 2024 | 13.88 Mn |
| Sep 30, 2024 | 13.48 Mn |
| Jun 30, 2024 | 12.66 Mn |
| Mar 31, 2024 | 12.32 Mn |
| Dec 31, 2023 | 12.18 Mn |
| Sep 30, 2023 | 10.10 Mn |
| Jun 30, 2023 | 5.48 Mn |
| Mar 31, 2023 | 3.94 Mn |
| Dec 31, 2022 | 2.85 Mn |
| Sep 30, 2022 | 1.84 Mn |
| Jun 30, 2022 | 1.36 Mn |
| Mar 31, 2022 | 1.28 Mn |
| Dec 31, 2021 | 1.29 Mn |
| Sep 30, 2021 | 1.42 Mn |
API Access
Citizens Financial Services Inc Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=CZFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();