Citizens Financial Services (CZFS) Interest Expense - Deposits (2010 - 2026)
Citizens Financial Services (CZFS) recorded quarterly Interest Expense - Deposits of $11.3 million in Q1 2026, down 4.24% quarter-over-quarter from $11.8 million in Q4 2025, and down 8.04% on a YoY basis from $12.3 million in Q1 2025.
Citizens Financial Services (CZFS) Interest Expense - Deposits (2010 - 2026) Analysis & Trends
Citizens Financial Services' Interest Expense - Deposits history runs 17 years deep, the most recent figure standing at $11.3 million for Q1 2026.
- In Q1 2026, Interest Expense - Deposits fell 8.04% year-over-year to $11.3 million; the TTM figure through Mar 2026 stood at $46.1 million (down 11.93% YoY), while the FY2025 annual figure was $47.0 million, down 10.08% from the prior year.
- Interest Expense - Deposits was $11.3 million for Q1 2026 at Citizens Financial Services, down from $11.8 million in the prior quarter.
- In the past five years, Interest Expense - Deposits ranged from a high of $13.9 million in Q4 2024 to a low of $1.3 million in Q1 2022.
- Historically, Interest Expense - Deposits has averaged $8.8 million across 5 years, with a median of $11.4 million in 2025.
- The sharpest annual moves came in 2022 and 2023: Interest Expense - Deposits dropped 20.21% in 2022, then jumped 449.51% in 2023.
- A 5-year view of Interest Expense - Deposits shows it stood at $2.8 million in 2022, then soared by 327.82% to $12.2 million in 2023, then rose by 13.92% to $13.9 million in 2024, then slipped by 14.91% to $11.8 million in 2025, then retreated by 4.24% to $11.3 million in 2026.
- The last three Interest Expense - Deposits figures came in at $11.3 million (Q1 2026), $11.8 million (Q4 2025), and $11.5 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 3.51 Mn |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 4.61 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 2.05 Bn |
| 10 | Citizens Financial Services | 317.35 Mn | 277.14 Mn | - | 11.31 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 11.31 Mn |
| Dec 31, 2025 | 11.81 Mn |
| Sep 30, 2025 | 11.50 Mn |
| Jun 30, 2025 | 11.45 Mn |
| Mar 31, 2025 | 12.29 Mn |
| Dec 31, 2024 | 13.88 Mn |
| Sep 30, 2024 | 13.48 Mn |
| Jun 30, 2024 | 12.66 Mn |
| Mar 31, 2024 | 12.32 Mn |
| Dec 31, 2023 | 12.18 Mn |
| Sep 30, 2023 | 10.10 Mn |
| Jun 30, 2023 | 5.48 Mn |
| Mar 31, 2023 | 3.94 Mn |
| Dec 31, 2022 | 2.85 Mn |
| Sep 30, 2022 | 1.84 Mn |
| Jun 30, 2022 | 1.36 Mn |
| Mar 31, 2022 | 1.28 Mn |
| Dec 31, 2021 | 1.29 Mn |
| Sep 30, 2021 | 1.42 Mn |
| Jun 30, 2021 | 1.53 Mn |