Citizens Financial Services (CZFS) Interest Income - Total (2010 - 2026)
Citizens Financial Services' Interest Income - Total came in at $25.19 million for Q2 2026, up 10.0% from $22.9 million a year earlier but down 1.6% from the prior quarter.
Citizens Financial Services (CZFS) Interest Income - Total (2010 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Citizens Financial Services reported Interest Income - Total of $101.16 million, up 12.8% year-over-year; for FY2025, it came in at $95.63 million, up 14.0% from FY2024.
- Interest Income - Total has increased in each of the last 12 years, with a five-year compound annual growth rate of 9.8% (FY2020 to FY2025).
- Going back by year, Interest Income - Total was $83.87 million in FY2024 (+12.2%), $74.73 million in FY2023 (+6.1%), $70.45 million in FY2022 (+9.1%) and $64.56 million in FY2021 (+8.0%).
- The five-year range for quarterly Interest Income - Total is $13.07 million (Q2 2023) to $25.71 million (Q4 2025).
- Year-over-year, Interest Income - Total has increased for seven consecutive quarters, with growth averaging 10.6% over the last eight quarters.
- The fastest year-over-year change in Interest Income - Total over five years came in Q2 2024 (growth of 47.7%), and the weakest in Q2 2023 (a decline of 24.4%).
- Business Quant data shows CZFS's Interest Income - Total at $25.61 million (Q1 2026), $25.71 million (Q4 2025) and $24.64 million (Q3 2025) in the three quarters before Q2 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Income - Total (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 881.30 Bn | 881.30 Bn | - | 50.62 Bn |
| 2 | Bank Of America | 354.90 Bn | -2,021.17 Bn | - | 33.83 Bn |
| 3 | Hsbc Holdings | 311.39 Bn | -1,517.77 Bn | - | - |
| 4 | Morgan Stanley | 282.15 Bn | -226.95 Bn | - | 15.90 Bn |
| 5 | Royal Bank Of Canada | 281.68 Bn | -548.32 Bn | - | 19.07 Bn |
| 6 | Goldman Sachs | 255.22 Bn | -3,301.89 Bn | - | 22.05 Bn |
| 7 | Mitsubishi Ufj Financial | 249.82 Bn | -82.42 Bn | 10.89 Bn | - |
| 8 | Wells Fargo & Company | 249.49 Bn | 251.62 Bn | - | 23.28 Bn |
| 9 | Toronto Dominion Bank | 210.53 Bn | -465.35 Bn | - | 15.03 Bn |
| 10 | Citizens Financial Services | 406.77 Mn | 268.87 Mn | - | 39.51 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 39.51 Mn |
| Mar 31, 2026 | 40.28 Mn |
| Dec 31, 2025 | 41.15 Mn |
| Sep 30, 2025 | 40.25 Mn |
| Jun 30, 2025 | 38.75 Mn |
| Mar 31, 2025 | 39.01 Mn |
| Dec 31, 2024 | 39.79 Mn |
| Sep 30, 2024 | 38.69 Mn |
| Jun 30, 2024 | 37.90 Mn |
| Mar 31, 2024 | 37.93 Mn |
| Dec 31, 2023 | 38.51 Mn |
| Sep 30, 2023 | 36.69 Mn |
| Jun 30, 2023 | 26.81 Mn |
| Mar 31, 2023 | 25.11 Mn |
| Dec 31, 2022 | 24.35 Mn |
| Sep 30, 2022 | 21.78 Mn |
| Jun 30, 2022 | 19.41 Mn |
| Mar 31, 2022 | 17.82 Mn |
| Dec 31, 2021 | 18.51 Mn |
| Sep 30, 2021 | 18.34 Mn |
Citizens Financial Services Interest Income - Total API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-income-total&ticker=CZFS&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-income-total", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-income-total&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();