Citizens Financial Services (CZFS) EBT Margin (2010 - 2026)

Citizens Financial Services' EBT Margin history runs 17 years deep, the most recent figure standing at 42.62% for Q1 2026.

• In Q1 2026, EBT Margin rose 473.0% year-over-year to 42.62%; the TTM figure through Mar 2026 stood at 47.94% (up 1157.0% YoY), while the FY2025 annual figure was 40.84%, up 626.0% from the prior year.
• EBT Margin for Q1 2026 stood at 42.62%, up from 42.18% in the prior quarter.
• The five-year high for EBT Margin was 90.79% in Q2 2025, with the low at 26.79% in Q2 2023.
• The 5-year median for EBT Margin is 42.18% (2025), against an average of 39.07%.
• The sharpest annual moves came in 2022 and 2025: EBT Margin plunged 48498 bps in 2022, then surged 6419 bps in 2025.
• Citizens Financial Services' EBT Margin stood at 43.84% in 2022, then declined by 17 bps to 36.3% in 2023, then advanced by 18 bps to 42.82% in 2024, then declined by 1 bps to 42.18% in 2025, then climbed by 1 bps to 42.62% in 2026.
• Business Quant data shows CZFS's EBT Margin at 42.62% in Q1 2026, 42.18% in Q4 2025, and 42.63% in Q3 2025.