Citizens Financial Services (CZFS) EBT Margin (2010 - 2026)
Citizens Financial Services' quarterly EBT Margin came in at 42.62% in Q1 2026, up 695.0% year-on-year from 5.36% in Q1 2025, and down 3.57% quarter-over-quarter from 44.2% in Q4 2025.
Citizens Financial Services has reported EBT Margin for 17 years, with the latest figure at 42.62% in Q1 2026.
- For the quarter ending Q1 2026, EBT Margin rose 695.0% year-over-year to 42.62%; the trailing twelve-month figure through Mar 2026 stood at 41.97% (up 796.0% YoY), and the FY2025 full-year result was 40.27%, up 700.0% from the prior year.
- EBT Margin for Q1 2026 stood at 42.62%, down from 44.2% in the prior quarter.
- The five-year high for EBT Margin was 44.9% in Q4 2022, with the low at 29.7% in Q2 2023.
- Average EBT Margin over 5 years is 35.08%, with a median of 39.68% recorded in 2023.
- Year-over-year, EBT Margin plunged 48710 bps in 2022 and jumped 5563 bps in 2024.
- Tracing CZFS's EBT Margin over 5 years: stood at 44.9% in 2022, then slipped by 12 bps to 39.68% in 2023, then fell by 6 bps to 37.17% in 2024, then rose by 19 bps to 44.2% in 2025, then fell by 4 bps to 42.62% in 2026.
- The last three EBT Margin figures came in at 42.62% (Q1 2026), 44.2% (Q4 2025), and 42.63% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 311.44% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 33.63% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 27.98% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 35.47% |
| 10 | Citizens Financial Services | 305.16 Mn | 264.95 Mn | - | 42.62% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 42.62% |
| Dec 31, 2025 | 44.20% |
| Sep 30, 2025 | 42.63% |
| Jun 30, 2025 | 38.14% |
| Mar 31, 2025 | 35.67% |
| Dec 31, 2024 | 37.17% |
| Sep 30, 2024 | 36.88% |
| Jun 30, 2024 | 25.93% |
| Mar 31, 2024 | 32.79% |
| Dec 31, 2023 | 39.68% |
| Sep 30, 2023 | 35.09% |
| Jun 30, 2023 | -29.70% |
| Mar 31, 2023 | 41.85% |
| Dec 31, 2022 | 44.90% |
| Sep 30, 2022 | 42.71% |
| Jun 30, 2022 | 41.85% |
| Mar 31, 2022 | 43.93% |
| Dec 31, 2021 | 43.85% |
| Sep 30, 2021 | 44.45% |
| Jun 30, 2021 | 42.81% |
| Mar 31, 2021 | 531.03% |
| Dec 31, 2020 | 485.79% |
| Sep 30, 2020 | 555.52% |
| Jun 30, 2020 | 442.05% |
| Mar 31, 2020 | 314.02% |
| Dec 31, 2019 | 349.68% |
| Sep 30, 2019 | 359.47% |
| Jun 30, 2019 | 335.81% |
| Mar 31, 2019 | 301.21% |
| Dec 31, 2018 | 316.60% |
| Sep 30, 2018 | 337.64% |
| Jun 30, 2018 | 355.43% |
| Mar 31, 2018 | 308.08% |
| Dec 31, 2017 | 488.79% |
| Sep 30, 2017 | 2,562.03% |
| Jun 30, 2017 | 3,948.25% |
| Mar 31, 2017 | 2,212.57% |
| Dec 31, 2016 | 33.37% |
| Sep 30, 2016 | 33.73% |
| Jun 30, 2016 | 33.72% |
| Mar 31, 2016 | 36.72% |
| Dec 31, 2015 | 36.98% |
| Sep 30, 2015 | 37.71% |
| Jun 30, 2015 | 42.48% |
| Mar 31, 2015 | 42.01% |
| Dec 31, 2014 | 46.77% |
| Sep 30, 2014 | 46.25% |
| Jun 30, 2014 | 45.61% |
| Mar 31, 2014 | 44.13% |
| Dec 31, 2013 | 44.91% |
| Sep 30, 2013 | 47.77% |
| Jun 30, 2013 | 46.36% |
| Mar 31, 2013 | 46.59% |
| Dec 31, 2012 | 48.33% |
| Sep 30, 2012 | 48.39% |
| Jun 30, 2012 | 52.49% |
| Mar 31, 2012 | 47.79% |
| Dec 31, 2011 | 49.10% |
| Sep 30, 2011 | 49.19% |
| Jun 30, 2011 | 45.98% |
| Mar 31, 2011 | 42.27% |
| Dec 31, 2010 | 41.43% |
| Sep 30, 2010 | 43.41% |
| Jun 30, 2010 | 44.91% |