Citizens Financial Services (CZFS) EBT Margin (2010 - 2026)
Citizens Financial Services (CZFS) recorded quarterly EBT Margin of 42.62% in Q1 2026, down 3.57% quarter-over-quarter from 44.2% in Q4 2025, and up 695.0% on a YoY basis from 5.36% in Q1 2025.
Citizens Financial Services (CZFS) EBT Margin (2010 - 2026) Analysis & Trends
Citizens Financial Services' EBT Margin history runs 17 years deep, the most recent figure standing at 42.62% for Q1 2026.
- In Q1 2026, EBT Margin rose 695.0% year-over-year to 42.62%; the TTM figure through Mar 2026 stood at 41.97% (up 796.0% YoY), while the FY2025 annual figure was 40.27%, up 700.0% from the prior year.
- EBT Margin was 42.62% for Q1 2026 at Citizens Financial Services, down from 44.2% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 44.9% in Q4 2022 to a low of 29.7% in Q2 2023.
- Historically, EBT Margin has averaged 35.08% across 5 years, with a median of 39.68% in 2023.
- The sharpest annual moves came in 2022 and 2024: EBT Margin plunged 48710 bps in 2022, then surged 5563 bps in 2024.
- A 5-year view of EBT Margin shows it stood at 44.9% in 2022, then decreased by 12 bps to 39.68% in 2023, then declined by 6 bps to 37.17% in 2024, then increased by 19 bps to 44.2% in 2025, then declined by 4 bps to 42.62% in 2026.
- The last three EBT Margin figures came in at 42.62% (Q1 2026), 44.2% (Q4 2025), and 42.63% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 39.06% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 311.44% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 33.63% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 46.65% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 7,796,393.09% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Citizens Financial Services | 317.35 Mn | 277.14 Mn | - | 42.62% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 42.62% |
| Dec 31, 2025 | 44.20% |
| Sep 30, 2025 | 42.63% |
| Jun 30, 2025 | 38.14% |
| Mar 31, 2025 | 35.67% |
| Dec 31, 2024 | 37.17% |
| Sep 30, 2024 | 36.88% |
| Jun 30, 2024 | 25.93% |
| Mar 31, 2024 | 32.79% |
| Dec 31, 2023 | 39.68% |
| Sep 30, 2023 | 35.09% |
| Jun 30, 2023 | -29.70% |
| Mar 31, 2023 | 41.85% |
| Dec 31, 2022 | 44.90% |
| Sep 30, 2022 | 42.71% |
| Jun 30, 2022 | 41.85% |
| Mar 31, 2022 | 43.93% |
| Dec 31, 2021 | 43.85% |
| Sep 30, 2021 | 44.45% |
| Jun 30, 2021 | 42.81% |