Citizens Financial Services (CZFS) EBT Margin (2010 - 2026)

Citizens Financial Services' EBT Margin history runs 17 years deep, the most recent figure standing at 42.62% for Q1 2026.

• On a quarterly basis, EBT Margin rose 473.0% year-over-year to 42.62% in Q1 2026; TTM through Mar 2026 was 46.79%, a 1041.0% increase from a year earlier, with the FY2025 full-year figure at 40.84%, up 626.0% from the prior year.
• EBT Margin rose to 42.62% in Q1 2026 per CZFS's latest filing, from 39.03% in the prior quarter.
• Across five years, EBT Margin topped out at 90.79% in Q2 2025 and bottomed at 26.79% in Q2 2023.
• The 5-year median for EBT Margin is 41.85% (2023), against an average of 38.95%.
• Across the five-year window, EBT Margin sank 48498 bps in 2022 and surged 6419 bps in 2025, its largest moves.
• Year by year, EBT Margin stood at 44.9% in 2022, then fell by 19 bps to 36.3% in 2023, then climbed by 18 bps to 42.82% in 2024, then fell by 9 bps to 39.03% in 2025, then advanced by 9 bps to 42.62% in 2026.
• Per Business Quant, the three latest CZFS EBT Margin figures stand at 42.62% (Q1 2026), 39.03% (Q4 2025), and 42.63% (Q3 2025).