Citizens Financial Services (CZFS) EBT Margin (2010 - 2026)

Citizens Financial Services (CZFS) recorded quarterly EBT Margin of 42.62% in Q1 2026, down 3.57% quarter-over-quarter from 44.2% in Q4 2025, and up 695.0% on a YoY basis from 5.36% in Q1 2025.

Citizens Financial Services (CZFS) EBT Margin (2010 - 2026) Analysis & Trends

Citizens Financial Services' EBT Margin history runs 17 years deep, the most recent figure standing at 42.62% for Q1 2026.

  • In Q1 2026, EBT Margin rose 695.0% year-over-year to 42.62%; the TTM figure through Mar 2026 stood at 41.97% (up 796.0% YoY), while the FY2025 annual figure was 40.27%, up 700.0% from the prior year.
  • EBT Margin was 42.62% for Q1 2026 at Citizens Financial Services, down from 44.2% in the prior quarter.
  • In the past five years, EBT Margin ranged from a high of 44.9% in Q4 2022 to a low of 29.7% in Q2 2023.
  • Historically, EBT Margin has averaged 35.08% across 5 years, with a median of 39.68% in 2023.
  • The sharpest annual moves came in 2022 and 2024: EBT Margin plunged 48710 bps in 2022, then surged 5563 bps in 2024.
  • A 5-year view of EBT Margin shows it stood at 44.9% in 2022, then decreased by 12 bps to 39.68% in 2023, then declined by 6 bps to 37.17% in 2024, then increased by 19 bps to 44.2% in 2025, then declined by 4 bps to 42.62% in 2026.
  • The last three EBT Margin figures came in at 42.62% (Q1 2026), 44.2% (Q4 2025), and 42.63% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 39.06%
4 First Capital 215.78 Bn 215.63 Bn - 311.44%
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 33.63%
7 NatWest 168.65 Bn -51.67 Bn - 46.65%
8 Shinhan Financial 136.54 Bn 104.11 Bn - 7,796,393.09%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 Citizens Financial Services 317.35 Mn 277.14 Mn - 42.62%

Historic Data

Download Data
DateValue
Mar 31, 2026 42.62%
Dec 31, 2025 44.20%
Sep 30, 2025 42.63%
Jun 30, 2025 38.14%
Mar 31, 2025 35.67%
Dec 31, 2024 37.17%
Sep 30, 2024 36.88%
Jun 30, 2024 25.93%
Mar 31, 2024 32.79%
Dec 31, 2023 39.68%
Sep 30, 2023 35.09%
Jun 30, 2023 -29.70%
Mar 31, 2023 41.85%
Dec 31, 2022 44.90%
Sep 30, 2022 42.71%
Jun 30, 2022 41.85%
Mar 31, 2022 43.93%
Dec 31, 2021 43.85%
Sep 30, 2021 44.45%
Jun 30, 2021 42.81%