Citizens Financial Services (CZFS) EBITDA Margin (2010 - 2026)
Citizens Financial Services' quarterly EBITDA Margin came in at 91.11% in Q1 2026, down 614.0% year-on-year from 17.73% in Q1 2025, and down 4.94% quarter-over-quarter from 95.85% in Q4 2025.
Citizens Financial Services has reported EBITDA Margin for 17 years, with the latest figure at 91.11% in Q1 2026.
- For the quarter ending Q1 2026, EBITDA Margin fell 614.0% year-over-year to 91.11%; the trailing twelve-month figure through Mar 2026 stood at 94.29% (down 612.0% YoY), and the FY2025 full-year result was 9.53%, up 153.0% from the prior year.
- EBITDA Margin for Q1 2026 stood at 91.11%, down from 95.85% in the prior quarter.
- The five-year high for EBITDA Margin was 111.95% in Q4 2023, with the low at 20.71% in Q2 2023.
- Average EBITDA Margin over 5 years is 82.86%, with a median of 94.52% recorded in 2024.
- Year-over-year, EBITDA Margin slumped 58332 bps in 2022 and jumped 7380 bps in 2024.
- Tracing CZFS's EBITDA Margin over 5 years: stood at 68.98% in 2022, then jumped by 62 bps to 111.95% in 2023, then dropped by 8 bps to 102.67% in 2024, then retreated by 7 bps to 95.85% in 2025, then slipped by 5 bps to 91.11% in 2026.
- The last three EBITDA Margin figures came in at 91.11% (Q1 2026), 95.85% (Q4 2025), and 95.7% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 515.04% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 61.45% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 115.04% |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 82.48% |
| 10 | Citizens Financial Services | 305.16 Mn | 264.95 Mn | - | 91.11% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 91.11% |
| Dec 31, 2025 | 95.85% |
| Sep 30, 2025 | 95.70% |
| Jun 30, 2025 | 94.59% |
| Mar 31, 2025 | 97.25% |
| Dec 31, 2024 | 102.67% |
| Sep 30, 2024 | 107.16% |
| Jun 30, 2024 | 94.52% |
| Mar 31, 2024 | 99.16% |
| Dec 31, 2023 | 111.95% |
| Sep 30, 2023 | 90.87% |
| Jun 30, 2023 | 20.71% |
| Mar 31, 2023 | 77.29% |
| Dec 31, 2022 | 68.98% |
| Sep 30, 2022 | 56.91% |
| Jun 30, 2022 | 51.05% |
| Mar 31, 2022 | 52.93% |
| Dec 31, 2021 | 52.87% |
| Sep 30, 2021 | 54.09% |
| Jun 30, 2021 | 53.40% |
| Mar 31, 2021 | 636.25% |
| Dec 31, 2020 | 598.34% |
| Sep 30, 2020 | 679.69% |
| Jun 30, 2020 | 584.72% |
| Mar 31, 2020 | 463.50% |
| Dec 31, 2019 | 521.46% |
| Sep 30, 2019 | 539.72% |
| Jun 30, 2019 | 530.41% |
| Mar 31, 2019 | 488.93% |
| Dec 31, 2018 | 493.03% |
| Sep 30, 2018 | 497.92% |
| Jun 30, 2018 | 508.62% |
| Mar 31, 2018 | 437.94% |
| Dec 31, 2017 | 649.25% |
| Sep 30, 2017 | 3,450.80% |
| Jun 30, 2017 | 5,281.58% |
| Mar 31, 2017 | 2,967.54% |
| Dec 31, 2016 | 45.54% |
| Sep 30, 2016 | 45.78% |
| Jun 30, 2016 | 46.65% |
| Mar 31, 2016 | 49.47% |
| Dec 31, 2015 | 54.27% |
| Sep 30, 2015 | 51.85% |
| Jun 30, 2015 | 56.33% |
| Mar 31, 2015 | 56.28% |
| Dec 31, 2014 | 60.58% |
| Sep 30, 2014 | 60.51% |
| Jun 30, 2014 | 59.89% |
| Mar 31, 2014 | 59.13% |
| Dec 31, 2013 | 61.88% |
| Sep 30, 2013 | 65.86% |
| Jun 30, 2013 | 65.30% |
| Mar 31, 2013 | 66.46% |
| Dec 31, 2012 | 67.62% |
| Sep 30, 2012 | 69.60% |
| Jun 30, 2012 | 74.28% |
| Mar 31, 2012 | 71.30% |
| Dec 31, 2011 | 74.96% |
| Sep 30, 2011 | 77.46% |
| Jun 30, 2011 | 75.71% |
| Mar 31, 2011 | 73.83% |
| Dec 31, 2010 | 72.05% |
| Sep 30, 2010 | 77.36% |
| Jun 30, 2010 | 81.74% |