Citizens Financial Services (CZFS) EBITDA Margin (2010 - 2026)

Citizens Financial Services' (CZFS) quarterly EBITDA Margin came in at 90.15% in Q1 2026, down 1833.0% year-on-year from 5.2% in Q1 2025, and up 11.57% quarter-over-quarter from 80.8% in Q4 2025.

Citizens Financial Services (CZFS) EBITDA Margin (2010 - 2026) Analysis & Trends

Citizens Financial Services' EBITDA Margin history runs 17 years deep, the most recent figure standing at 90.15% for Q1 2026.

  • On a quarterly basis, EBITDA Margin fell 1833.0% year-over-year to 90.15% in Q1 2026; TTM through Mar 2026 was 117.36%, a 987.0% increase from a year earlier, with the FY2025 full-year figure at 97.46%, down 636.0% from the prior year.
  • EBITDA Margin grew to 90.15% in Q1 2026 per CZFS's latest filing, from 80.8% in the prior quarter.
  • Across five years, EBITDA Margin topped out at 352.0% in Q2 2025 and bottomed at 17.87% in Q2 2023.
  • The 5-year median for EBITDA Margin is 92.89% (2023), against an average of 98.28%.
  • Across the five-year window, EBITDA Margin plunged 57943 bps in 2022 and soared 25627 bps in 2025, its largest moves.
  • Year by year, EBITDA Margin stood at 68.29% in 2022, then jumped by 36 bps to 92.89% in 2023, then increased by 24 bps to 115.43% in 2024, then tumbled by 30 bps to 80.8% in 2025, then rose by 12 bps to 90.15% in 2026.
  • Per Business Quant, the three latest CZFS EBITDA Margin figures stand at 90.15% (Q1 2026), 80.8% (Q4 2025), and 94.76% (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBITDA Margin (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 579,101.06%
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - 7,561,492.12%
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 361.17%
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn 70.24%
5 Mizuho Financial 385.64 Bn 389.59 Bn - 0.34%
6 Lloyds Banking 358.14 Bn 358.14 Bn - 39.06%
7 First Capital 200.03 Bn 199.69 Bn - 1,471.89%
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 66.28%
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 76.58%
10 Citizens Financial Services 375.81 Mn 301.93 Mn - 90.15%

Historic Data

Download Data
DateValue
Mar 31, 2026 90.15%
Dec 31, 2025 80.80%
Sep 30, 2025 94.76%
Jun 30, 2025 352.00%
Mar 31, 2025 108.48%
Dec 31, 2024 115.43%
Sep 30, 2024 110.70%
Jun 30, 2024 95.73%
Mar 31, 2024 109.68%
Dec 31, 2023 92.89%
Sep 30, 2023 94.69%
Jun 30, 2023 17.87%
Mar 31, 2023 76.54%
Dec 31, 2022 68.29%
Sep 30, 2022 56.35%
Jun 30, 2022 51.61%
Mar 31, 2022 54.77%
Dec 31, 2021 70.58%
Sep 30, 2021 56.86%
Jun 30, 2021 52.65%