Citizens Financial Services CZFS
NASDAQ CZFS
$80.50 +1.40 (+1.77%)
At close: Oct 20, 2026 · 4:00 PM EDT

Citizens Financial Services Inc (CZFS) EBITDA Margin (2010 - 2026)

Updated

Citizens Financial Services (CZFS) recorded EBITDA Margin of 89.52% in Q2 2026, down 5.63 percentage points from 95.15% a year earlier and down 2.20 percentage points from the prior quarter.

Analysis

Citizens Financial Services Inc (CZFS) EBITDA Margin (2010 - 2026) Analysis & Trends

On a TTM basis, Citizens Financial Services' EBITDA Margin came in at 93.65% as of Jun 30, 2026, down 7.27 percentage points year-over-year; for FY2025, it came in at 96.59%, down 5.08 percentage points from FY2024.

  • Annual EBITDA Margin has a five-year change of -498.14 percentage points (FY2020 to FY2025).
  • Across earlier years, EBITDA Margin came in at 101.66% in FY2024 (+25.52 pp), 76.15% in FY2023 (+17.82 pp), 58.32% in FY2022 (+2.81 pp) and 55.52% in FY2021 (-539.21 pp).
  • The Q2 2026 figure is the lowest quarterly EBITDA Margin since Q2 2023.
  • On a year-over-year basis, EBITDA Margin has declined for seven consecutive quarters, with an average year-over-year change of -2.10 percentage points over the last eight quarters.
  • Peak year-over-year performance for EBITDA Margin in the last five years was a gain of 76.26 percentage points in Q2 2024, against a drop of 627.10 percentage points in Q3 2021 at the low end.
  • Per Business Quant, the preceding three quarters came in at 91.72% (Q1 2026), 96.98% (Q4 2025) and 96.46% (Q3 2025).
Peer Set

Peer Comparison

Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 86.91%
Mar 31, 2026 88.76%
Dec 31, 2025 93.20%
Sep 30, 2025 93.01%
Jun 30, 2025 91.86%
Mar 31, 2025 94.95%
Dec 31, 2024 103.24%
Sep 30, 2024 104.17%
Jun 30, 2024 90.08%
Mar 31, 2024 96.37%
Dec 31, 2023 101.45%
Sep 30, 2023 85.77%
Jun 30, 2023 17.45%
Mar 31, 2023 75.24%
Dec 31, 2022 66.88%
Sep 30, 2022 56.05%
Jun 30, 2022 49.11%
Mar 31, 2022 50.49%
Dec 31, 2021 47.72%
Sep 30, 2021 49.51%
API Access

Citizens Financial Services Inc EBITDA Margin API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

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