Citizens Financial Services (CZFS) EBITDA Margin (2010 - 2026)
Citizens Financial Services (CZFS) posted EBITDA Margin of 88.03% for Q2 2026, down 2.35% on a QoQ basis from 90.15% in Q1 2026, and down 539.0% year-over-year from 20.05% in Q2 2025.
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Citizens Financial Services (CZFS) EBITDA Margin (2010 - 2026) Analysis & Trends
Citizens Financial Services has reported EBITDA Margin for 17 years, with the latest figure at 88.03% in Q2 2026.
- On a quarterly basis, EBITDA Margin fell 539.0% year-over-year to 88.03% in Q2 2026; TTM through Jun 2026 was 91.88%, a 736.0% decrease from a year earlier, with the FY2025 full-year figure at 94.71%, down 518.0% from the prior year.
- EBITDA Margin was 88.03% for Q2 2026 at Citizens Financial Services, down from 90.15% in the prior quarter.
- The five-year high for EBITDA Margin was 110.87% in Q4 2023, with the low at 17.61% in Q2 2023.
- Average EBITDA Margin over 5 years is 82.15%, with a median of 91.73% recorded in 2024.
- The sharpest annual moves came in 2022 and 2024: EBITDA Margin slumped 57648 bps in 2022, then surged 7571 bps in 2024.
- Over 5 years, EBITDA Margin stood at 68.29% in 2022, then soared by 62 bps to 110.87% in 2023, then decreased by 8 bps to 101.72% in 2024, then retreated by 7 bps to 94.65% in 2025, then dropped by 7 bps to 88.03% in 2026.
- The last three EBITDA Margin figures came in at 88.03% (Q2 2026), 90.15% (Q1 2026), and 94.65% (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 79.03% |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 66.98% |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 74.68% |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 78.46% |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 73.02% |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 62.35% |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 74.44% |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | -1,920.27% |
| 10 | Citizens Financial Services | 391.28 Mn | 305.36 Mn | - | 88.03% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 88.03% |
| Mar 31, 2026 | 90.15% |
| Dec 31, 2025 | 94.65% |
| Sep 30, 2025 | 94.76% |
| Jun 30, 2025 | 93.42% |
| Mar 31, 2025 | 96.25% |
| Dec 31, 2024 | 101.72% |
| Sep 30, 2024 | 106.12% |
| Jun 30, 2024 | 93.32% |
| Mar 31, 2024 | 98.25% |
| Dec 31, 2023 | 110.87% |
| Sep 30, 2023 | 89.89% |
| Jun 30, 2023 | 17.61% |
| Mar 31, 2023 | 76.54% |
| Dec 31, 2022 | 68.29% |
| Sep 30, 2022 | 56.35% |
| Jun 30, 2022 | 50.22% |
| Mar 31, 2022 | 52.24% |
| Dec 31, 2021 | 52.29% |
| Sep 30, 2021 | 53.46% |
API Access
Citizens Financial Services EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CZFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();