Citizens Financial Services Inc (CZFS) EBITDA Margin (2010 - 2026)
Citizens Financial Services (CZFS) recorded EBITDA Margin of 89.52% in Q2 2026, down 5.63 percentage points from 95.15% a year earlier and down 2.20 percentage points from the prior quarter.
Citizens Financial Services Inc (CZFS) EBITDA Margin (2010 - 2026) Analysis & Trends
On a TTM basis, Citizens Financial Services' EBITDA Margin came in at 93.65% as of Jun 30, 2026, down 7.27 percentage points year-over-year; for FY2025, it came in at 96.59%, down 5.08 percentage points from FY2024.
- Annual EBITDA Margin has a five-year change of -498.14 percentage points (FY2020 to FY2025).
- Across earlier years, EBITDA Margin came in at 101.66% in FY2024 (+25.52 pp), 76.15% in FY2023 (+17.82 pp), 58.32% in FY2022 (+2.81 pp) and 55.52% in FY2021 (-539.21 pp).
- The Q2 2026 figure is the lowest quarterly EBITDA Margin since Q2 2023.
- On a year-over-year basis, EBITDA Margin has declined for seven consecutive quarters, with an average year-over-year change of -2.10 percentage points over the last eight quarters.
- Peak year-over-year performance for EBITDA Margin in the last five years was a gain of 76.26 percentage points in Q2 2024, against a drop of 627.10 percentage points in Q3 2021 at the low end.
- Per Business Quant, the preceding three quarters came in at 91.72% (Q1 2026), 96.98% (Q4 2025) and 96.46% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 86.91% |
| Mar 31, 2026 | 88.76% |
| Dec 31, 2025 | 93.20% |
| Sep 30, 2025 | 93.01% |
| Jun 30, 2025 | 91.86% |
| Mar 31, 2025 | 94.95% |
| Dec 31, 2024 | 103.24% |
| Sep 30, 2024 | 104.17% |
| Jun 30, 2024 | 90.08% |
| Mar 31, 2024 | 96.37% |
| Dec 31, 2023 | 101.45% |
| Sep 30, 2023 | 85.77% |
| Jun 30, 2023 | 17.45% |
| Mar 31, 2023 | 75.24% |
| Dec 31, 2022 | 66.88% |
| Sep 30, 2022 | 56.05% |
| Jun 30, 2022 | 49.11% |
| Mar 31, 2022 | 50.49% |
| Dec 31, 2021 | 47.72% |
| Sep 30, 2021 | 49.51% |
Citizens Financial Services Inc EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CZFS&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();