Citizens Financial Services (CZFS) EBITDA Margin (2010 - 2026)
Citizens Financial Services (CZFS) recorded quarterly EBITDA Margin of 91.11% in Q1 2026, down 4.94% quarter-over-quarter from 95.85% in Q4 2025, and down 614.0% on a YoY basis from 17.73% in Q1 2025.
Citizens Financial Services (CZFS) EBITDA Margin (2010 - 2026) Analysis & Trends
Citizens Financial Services' EBITDA Margin history runs 17 years deep, the most recent figure standing at 91.11% for Q1 2026.
- In Q1 2026, EBITDA Margin fell 614.0% year-over-year to 91.11%; the TTM figure through Mar 2026 stood at 94.29% (down 612.0% YoY), while the FY2025 annual figure was 9.53%, up 153.0% from the prior year.
- EBITDA Margin was 91.11% for Q1 2026 at Citizens Financial Services, down from 95.85% in the prior quarter.
- In the past five years, EBITDA Margin ranged from a high of 111.95% in Q4 2023 to a low of 20.71% in Q2 2023.
- Historically, EBITDA Margin has averaged 82.86% across 5 years, with a median of 94.52% in 2024.
- The sharpest annual moves came in 2022 and 2024: EBITDA Margin slumped 58332 bps in 2022, then surged 7380 bps in 2024.
- A 5-year view of EBITDA Margin shows it stood at 68.98% in 2022, then soared by 62 bps to 111.95% in 2023, then slipped by 8 bps to 102.67% in 2024, then fell by 7 bps to 95.85% in 2025, then decreased by 5 bps to 91.11% in 2026.
- The last three EBITDA Margin figures came in at 91.11% (Q1 2026), 95.85% (Q4 2025), and 95.7% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 39.06% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 515.04% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 61.45% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 46.65% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 7,561,492.12% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Citizens Financial Services | 317.35 Mn | 277.14 Mn | - | 91.11% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 91.11% |
| Dec 31, 2025 | 95.85% |
| Sep 30, 2025 | 95.70% |
| Jun 30, 2025 | 94.59% |
| Mar 31, 2025 | 97.25% |
| Dec 31, 2024 | 102.67% |
| Sep 30, 2024 | 107.16% |
| Jun 30, 2024 | 94.52% |
| Mar 31, 2024 | 99.16% |
| Dec 31, 2023 | 111.95% |
| Sep 30, 2023 | 90.87% |
| Jun 30, 2023 | 20.71% |
| Mar 31, 2023 | 77.29% |
| Dec 31, 2022 | 68.98% |
| Sep 30, 2022 | 56.91% |
| Jun 30, 2022 | 51.05% |
| Mar 31, 2022 | 52.93% |
| Dec 31, 2021 | 52.87% |
| Sep 30, 2021 | 54.09% |
| Jun 30, 2021 | 53.40% |