Citizens Financial Services (CZFS) EBITDA Margin (2010 - 2026)
Citizens Financial Services (CZFS) posted quarterly EBITDA Margin of 90.15% for Q1 2026, down 1833.0% year-over-year from 5.2% in Q1 2025, and down 5.49% quarter-over-quarter from 95.38% in Q4 2025.
Citizens Financial Services (CZFS) EBITDA Margin (2010 - 2026) Analysis & Trends
Citizens Financial Services' EBITDA Margin history runs 17 years deep, the most recent figure standing at 90.15% for Q1 2026.
- In Q1 2026, EBITDA Margin fell 1833.0% year-over-year to 90.15%; the TTM figure through Mar 2026 stood at 122.73% (up 1524.0% YoY), while the FY2025 annual figure was 97.46%, down 636.0% from the prior year.
- EBITDA Margin for Q1 2026 stood at 90.15%, down from 95.38% in the prior quarter.
- The five-year high for EBITDA Margin was 352.0% in Q2 2025, with the low at 17.87% in Q2 2023.
- The 5-year median for EBITDA Margin is 94.69% (2023), against an average of 98.9%.
- The sharpest annual moves came in 2022 and 2025: EBITDA Margin tumbled 57943 bps in 2022, then soared 25627 bps in 2025.
- Citizens Financial Services' EBITDA Margin stood at 64.33% in 2022, then soared by 44 bps to 92.89% in 2023, then grew by 24 bps to 115.43% in 2024, then retreated by 17 bps to 95.38% in 2025, then slipped by 5 bps to 90.15% in 2026.
- Business Quant data shows CZFS's EBITDA Margin at 90.15% in Q1 2026, 95.38% in Q4 2025, and 94.76% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 75.24% |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 77.50% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | -20.34% |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 111.11% |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | 53.44% |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 79.03% |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 66.98% |
| 10 | Citizens Financial Services | 397.75 Mn | 311.83 Mn | - | 88.03% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 146.36% |
| Mar 31, 2026 | 90.15% |
| Dec 31, 2025 | 95.38% |
| Sep 30, 2025 | 94.76% |
| Jun 30, 2025 | 352.00% |
| Mar 31, 2025 | 108.48% |
| Dec 31, 2024 | 115.43% |
| Sep 30, 2024 | 110.70% |
| Jun 30, 2024 | 95.73% |
| Mar 31, 2024 | 109.68% |
| Dec 31, 2023 | 92.89% |
| Sep 30, 2023 | 94.69% |
| Jun 30, 2023 | 17.87% |
| Mar 31, 2023 | 76.54% |
| Dec 31, 2022 | 64.33% |
| Sep 30, 2022 | 56.35% |
| Jun 30, 2022 | 51.61% |
| Mar 31, 2022 | 54.77% |
| Dec 31, 2021 | 70.58% |
| Sep 30, 2021 | 56.86% |