Citizens Financial Services (CZFS) Debt Ratio (2013 - 2025)

Citizens Financial Services' Debt Ratio history runs 12 years deep, the most recent figure standing at 0.01 for Q4 2025.

• In Q4 2025, Debt Ratio changed 0.1% year-over-year to 0.01; the TTM figure through Dec 2025 stood at 0.01 (changed 0.1% YoY), while the FY2025 annual figure was 0.01, changed 0.1% from the prior year.
• Debt Ratio for Q4 2025 stood at 0.01, roughly flat from 0.01 in the prior quarter.
• The five-year high for Debt Ratio was 1916.66 in Q4 2023, with the low at 0.01 in Q4 2024.
• The 5-year median for Debt Ratio is 30.22 (2021), against an average of 479.19.
• The sharpest annual moves came in 2022 and 2024: Debt Ratio surged 1385.95% in 2022, then plunged 100.0% in 2024.
• Citizens Financial Services' Debt Ratio stood at 30.22 in 2021, then soared by 1385.95% to 449.05 in 2022, then jumped by 326.83% to 1916.66 in 2023, then slumped by 100.0% to 0.01 in 2024, then advanced by 0.1% to 0.01 in 2025.
• Business Quant data shows CZFS's Debt Ratio at 0.01 in Q4 2025, 0.01 in Q4 2024, and 1916.66 in Q4 2023.