Citizens Financial Services (CZFS) Debt Ratio (2013 - 2025)

Citizens Financial Services' Debt Ratio history runs 12 years deep, the most recent figure standing at 0.01 for Q4 2025.

• On a quarterly basis, Debt Ratio changed 0.1% year-over-year to 0.01 in Q4 2025; TTM through Dec 2025 was 0.01, a 0.1% change from a year earlier, with the FY2025 full-year figure at 0.01, changed 0.1% from the prior year.
• Debt Ratio held at 0.01 in Q4 2025 per CZFS's latest filing, from 0.01 in the prior quarter.
• Across five years, Debt Ratio topped out at 1916.66 in Q4 2023 and bottomed at 0.01 in Q4 2024.
• The 5-year median for Debt Ratio is 30.22 (2021), against an average of 479.19.
• Across the five-year window, Debt Ratio surged 1385.95% in 2022 and sank 100.0% in 2024, its largest moves.
• Year by year, Debt Ratio stood at 30.22 in 2021, then jumped by 1385.95% to 449.05 in 2022, then surged by 326.83% to 1916.66 in 2023, then sank by 100.0% to 0.01 in 2024, then climbed by 0.1% to 0.01 in 2025.
• Per Business Quant, the three latest CZFS Debt Ratio figures stand at 0.01 (Q4 2025), 0.01 (Q4 2024), and 1916.66 (Q4 2023).