Citizens Financial Services (CZFS) FCF Payout Ratio (2010 - 2026)
Citizens Financial Services (CZFS) recorded quarterly FCF Payout Ratio of 0.13 in Q1 2026, down 6.9% quarter-over-quarter from 0.14 in Q4 2025, and down 40.94% on a YoY basis from 0.23 in Q1 2025.
Citizens Financial Services (CZFS) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Citizens Financial Services' FCF Payout Ratio history runs 17 years deep, the most recent figure standing at 0.13 for Q1 2026.
- In Q1 2026, FCF Payout Ratio fell 40.94% year-over-year to 0.13; the TTM figure through Mar 2026 stood at 0.22 (down 30.74% YoY), while the FY2025 annual figure was 0.27, down 7.17% from the prior year.
- FCF Payout Ratio was 0.13 for Q1 2026 at Citizens Financial Services, down from 0.14 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 0.88 in Q3 2025 to a low of 0.21 in Q2 2023.
- Historically, FCF Payout Ratio has averaged 0.32 across 5 years, with a median of 0.23 in 2022.
- The sharpest annual moves came in 2023 and 2024: FCF Payout Ratio plunged 124.5% in 2023, then jumped 478.33% in 2024.
- A 5-year view of FCF Payout Ratio shows it stood at 0.23 in 2022, then plunged by 35.94% to 0.15 in 2023, then surged by 60.45% to 0.23 in 2024, then slumped by 38.04% to 0.14 in 2025, then slipped by 6.9% to 0.13 in 2026.
- The last three FCF Payout Ratio figures came in at 0.13 (Q1 2026), 0.14 (Q4 2025), and 0.88 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 0.18 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 0.19 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | -1.36 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Citizens Financial Services | 317.35 Mn | 277.14 Mn | - | 0.13 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.13 |
| Dec 31, 2025 | 0.14 |
| Sep 30, 2025 | 0.88 |
| Jun 30, 2025 | 0.44 |
| Mar 31, 2025 | 0.23 |
| Dec 31, 2024 | 0.23 |
| Sep 30, 2024 | 0.42 |
| Jun 30, 2024 | 0.81 |
| Mar 31, 2024 | 0.17 |
| Dec 31, 2023 | 0.15 |
| Sep 30, 2023 | 0.33 |
| Jun 30, 2023 | -0.21 |
| Mar 31, 2023 | 0.19 |
| Dec 31, 2022 | 0.23 |
| Sep 30, 2022 | 0.21 |
| Jun 30, 2022 | 0.87 |
| Mar 31, 2022 | 0.16 |
| Dec 31, 2021 | 0.30 |
| Sep 30, 2021 | 0.18 |
| Jun 30, 2021 | 0.24 |