Citizens Financial Services (CZFS) FCF Payout Ratio (2010 - 2026)
Citizens Financial Services (CZFS) posted FCF Payout Ratio of 6.52 for Q2 2026, down 4955.85% on a QoQ basis from 0.13 in Q1 2026, and down 1598.35% year-over-year from 0.44 in Q2 2025.
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Analysis
Citizens Financial Services (CZFS) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Citizens Financial Services has reported FCF Payout Ratio for 17 years, with the latest figure at 6.52 in Q2 2026.
- On a quarterly basis, FCF Payout Ratio fell 1598.35% year-over-year to 6.52 in Q2 2026; TTM through Jun 2026 was 0.26, a 12.46% decrease from a year earlier, with the FY2025 full-year figure at 0.27, down 7.17% from the prior year.
- FCF Payout Ratio was 6.52 for Q2 2026 at Citizens Financial Services, down from 0.13 in the prior quarter.
- The five-year high for FCF Payout Ratio was 0.88 in Q3 2025, with the low at 6.52 in Q2 2026.
- Average FCF Payout Ratio over 5 years is 0.06, with a median of 0.22 recorded in 2022.
- The sharpest annual moves came in 2024 and 2026: FCF Payout Ratio surged 478.33% in 2024, then slumped 1598.35% in 2026.
- Over 5 years, FCF Payout Ratio stood at 0.23 in 2022, then tumbled by 35.94% to 0.15 in 2023, then soared by 60.45% to 0.23 in 2024, then sank by 38.04% to 0.14 in 2025, then plunged by 4620.97% to 6.52 in 2026.
- The last three FCF Payout Ratio figures came in at 6.52 (Q2 2026), 0.13 (Q1 2026), and 0.14 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 0.67 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 0.17 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 0.32 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 0.29 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 0.74 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.11 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 0.06 |
| 10 | Citizens Financial Services | 391.28 Mn | 305.36 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -6.52 |
| Mar 31, 2026 | 0.13 |
| Dec 31, 2025 | 0.14 |
| Sep 30, 2025 | 0.88 |
| Jun 30, 2025 | 0.44 |
| Mar 31, 2025 | 0.23 |
| Dec 31, 2024 | 0.23 |
| Sep 30, 2024 | 0.42 |
| Jun 30, 2024 | 0.81 |
| Mar 31, 2024 | 0.17 |
| Dec 31, 2023 | 0.15 |
| Sep 30, 2023 | 0.33 |
| Jun 30, 2023 | -0.21 |
| Mar 31, 2023 | 0.19 |
| Dec 31, 2022 | 0.23 |
| Sep 30, 2022 | 0.21 |
| Jun 30, 2022 | 0.87 |
| Mar 31, 2022 | 0.16 |
| Dec 31, 2021 | 0.30 |
| Sep 30, 2021 | 0.18 |
API Access
Citizens Financial Services FCF Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=CZFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-payout-ratio", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();