Citizens Financial Services Inc (CZFS) FCF Payout Ratio (2010 - 2026)
Citizens Financial Services' FCF Payout Ratio came in at 0.13 for Q1 2026, down 40.9% from 0.23 a year earlier and down 6.9% from the prior quarter.
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Analysis
Citizens Financial Services Inc (CZFS) FCF Payout Ratio (2010 - 2026) Analysis & Trends
For FY2025, Citizens Financial Services' FCF Payout Ratio was 0.27, down 7.2% from FY2024.
- Going back by year, FCF Payout Ratio was 0.29 in FY2024 (-17.9%), 0.36 in FY2023 (+48.1%), 0.24 in FY2022 (+22.2%) and 0.20 in FY2021 (-67.3%).
- The Q1 2026 figure represents the lowest quarterly FCF Payout Ratio since Q4 2020.
- Year-over-year, FCF Payout Ratio increased in four of the last seven quarters, with growth averaging 15.1%.
- The fastest year-over-year change in FCF Payout Ratio over five years came in Q2 2022 (growth of 260.9%), and the weakest in Q3 2021 (a decline of 63.9%).
- Business Quant data shows CZFS's FCF Payout Ratio at 0.14 (Q4 2025), 0.88 (Q3 2025) and 0.44 (Q2 2025) in the three quarters before Q1 2026.
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Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Mar 31, 2026 | 0.13 |
| Dec 31, 2025 | 0.14 |
| Sep 30, 2025 | 0.88 |
| Jun 30, 2025 | 0.44 |
| Mar 31, 2025 | 0.23 |
| Dec 31, 2024 | 0.23 |
| Sep 30, 2024 | 0.42 |
| Jun 30, 2024 | 0.81 |
| Mar 31, 2024 | 0.17 |
| Dec 31, 2023 | 0.15 |
| Sep 30, 2023 | 0.33 |
| Mar 31, 2023 | 0.19 |
| Dec 31, 2022 | 0.23 |
| Sep 30, 2022 | 0.21 |
| Jun 30, 2022 | 0.87 |
| Mar 31, 2022 | 0.16 |
| Dec 31, 2021 | 0.30 |
| Sep 30, 2021 | 0.18 |
| Jun 30, 2021 | 0.24 |
| Mar 31, 2021 | 0.14 |
API Access
Citizens Financial Services Inc FCF Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=CZFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-payout-ratio", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();