Citizens Financial Services (CZFS) FCF Payout Ratio (2010 - 2026)
Citizens Financial Services' (CZFS) quarterly FCF Payout Ratio came in at 0.13 in Q1 2026, down 40.94% year-on-year from 0.23 in Q1 2025, and down 6.9% quarter-over-quarter from 0.14 in Q4 2025.
Citizens Financial Services (CZFS) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Citizens Financial Services' FCF Payout Ratio history runs 17 years deep, the most recent figure standing at 0.13 for Q1 2026.
- On a quarterly basis, FCF Payout Ratio fell 40.94% year-over-year to 0.13 in Q1 2026; TTM through Mar 2026 was 0.22, a 30.74% decrease from a year earlier, with the FY2025 full-year figure at 0.27, down 7.17% from the prior year.
- FCF Payout Ratio fell to 0.13 in Q1 2026 per CZFS's latest filing, from 0.14 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 0.88 in Q3 2025 and bottomed at 0.21 in Q2 2023.
- The 5-year median for FCF Payout Ratio is 0.23 (2022), against an average of 0.32.
- Across the five-year window, FCF Payout Ratio plunged 124.5% in 2023 and soared 478.33% in 2024, its largest moves.
- Year by year, FCF Payout Ratio stood at 0.23 in 2022, then slumped by 35.94% to 0.15 in 2023, then surged by 60.45% to 0.23 in 2024, then plunged by 38.04% to 0.14 in 2025, then slipped by 6.9% to 0.13 in 2026.
- Per Business Quant, the three latest CZFS FCF Payout Ratio figures stand at 0.13 (Q1 2026), 0.14 (Q4 2025), and 0.88 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.36 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 5.86 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 0.18 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 0.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 0.36 |
| 10 | Citizens Financial Services | 375.81 Mn | 301.93 Mn | - | 0.13 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.13 |
| Dec 31, 2025 | 0.14 |
| Sep 30, 2025 | 0.88 |
| Jun 30, 2025 | 0.44 |
| Mar 31, 2025 | 0.23 |
| Dec 31, 2024 | 0.23 |
| Sep 30, 2024 | 0.42 |
| Jun 30, 2024 | 0.81 |
| Mar 31, 2024 | 0.17 |
| Dec 31, 2023 | 0.15 |
| Sep 30, 2023 | 0.33 |
| Jun 30, 2023 | -0.21 |
| Mar 31, 2023 | 0.19 |
| Dec 31, 2022 | 0.23 |
| Sep 30, 2022 | 0.21 |
| Jun 30, 2022 | 0.87 |
| Mar 31, 2022 | 0.16 |
| Dec 31, 2021 | 0.30 |
| Sep 30, 2021 | 0.18 |
| Jun 30, 2021 | 0.24 |