Citizens Financial Services (CZFS) FCF Payout Ratio (2010 - 2026)
Citizens Financial Services' quarterly FCF Payout Ratio came in at 0.13 in Q1 2026, down 40.94% year-on-year from 0.23 in Q1 2025, and down 6.9% quarter-over-quarter from 0.14 in Q4 2025.
Citizens Financial Services has reported FCF Payout Ratio for 17 years, with the latest figure at 0.13 in Q1 2026.
- For the quarter ending Q1 2026, FCF Payout Ratio fell 40.94% year-over-year to 0.13; the trailing twelve-month figure through Mar 2026 stood at 0.22 (down 30.74% YoY), and the FY2025 full-year result was 0.27, down 7.17% from the prior year.
- FCF Payout Ratio for Q1 2026 stood at 0.13, down from 0.14 in the prior quarter.
- The five-year high for FCF Payout Ratio was 0.88 in Q3 2025, with the low at 0.21 in Q2 2023.
- Average FCF Payout Ratio over 5 years is 0.32, with a median of 0.23 recorded in 2022.
- Year-over-year, FCF Payout Ratio plunged 124.5% in 2023 and soared 478.33% in 2024.
- Tracing CZFS's FCF Payout Ratio over 5 years: stood at 0.23 in 2022, then tumbled by 35.94% to 0.15 in 2023, then soared by 60.45% to 0.23 in 2024, then sank by 38.04% to 0.14 in 2025, then dropped by 6.9% to 0.13 in 2026.
- The last three FCF Payout Ratio figures came in at 0.13 (Q1 2026), 0.14 (Q4 2025), and 0.88 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 0.18 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 0.19 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 0.36 |
| 10 | Citizens Financial Services | 305.16 Mn | 264.95 Mn | - | 0.13 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.13 |
| Dec 31, 2025 | 0.14 |
| Sep 30, 2025 | 0.88 |
| Jun 30, 2025 | 0.44 |
| Mar 31, 2025 | 0.23 |
| Dec 31, 2024 | 0.23 |
| Sep 30, 2024 | 0.42 |
| Jun 30, 2024 | 0.81 |
| Mar 31, 2024 | 0.17 |
| Dec 31, 2023 | 0.15 |
| Sep 30, 2023 | 0.33 |
| Jun 30, 2023 | -0.21 |
| Mar 31, 2023 | 0.19 |
| Dec 31, 2022 | 0.23 |
| Sep 30, 2022 | 0.21 |
| Jun 30, 2022 | 0.87 |
| Mar 31, 2022 | 0.16 |
| Dec 31, 2021 | 0.30 |
| Sep 30, 2021 | 0.18 |
| Jun 30, 2021 | 0.24 |
| Mar 31, 2021 | 0.14 |
| Dec 31, 2020 | 0.13 |
| Sep 30, 2020 | 0.49 |
| Jun 30, 2020 | -0.12 |
| Mar 31, 2020 | 0.46 |
| Dec 31, 2019 | 0.28 |
| Sep 30, 2019 | 0.29 |
| Jun 30, 2019 | 0.29 |
| Mar 31, 2019 | 0.33 |
| Dec 31, 2018 | 0.25 |
| Sep 30, 2018 | 0.29 |
| Jun 30, 2018 | 0.48 |
| Mar 31, 2018 | 0.24 |
| Dec 31, 2017 | 0.49 |
| Sep 30, 2017 | 0.45 |
| Jun 30, 2017 | 0.36 |
| Mar 31, 2017 | 0.19 |
| Dec 31, 2016 | 0.22 |
| Sep 30, 2016 | 0.27 |
| Jun 30, 2016 | 0.36 |
| Mar 31, 2016 | 0.63 |
| Dec 31, 2015 | 0.36 |
| Sep 30, 2015 | 0.46 |
| Jun 30, 2015 | 0.46 |
| Mar 31, 2015 | 0.45 |
| Dec 31, 2014 | 0.27 |
| Sep 30, 2014 | 0.71 |
| Jun 30, 2014 | 0.37 |
| Mar 31, 2014 | 0.28 |
| Dec 31, 2013 | 0.21 |
| Sep 30, 2013 | 0.21 |
| Jun 30, 2013 | 0.29 |
| Mar 31, 2013 | 0.15 |
| Dec 31, 2012 | 0.53 |
| Sep 30, 2012 | 0.28 |
| Jun 30, 2012 | 0.26 |
| Mar 31, 2012 | 0.21 |
| Dec 31, 2011 | 0.23 |
| Sep 30, 2011 | 0.17 |
| Jun 30, 2011 | 0.19 |
| Mar 31, 2011 | 0.22 |
| Dec 31, 2010 | 0.22 |
| Sep 30, 2010 | 1.38 |