Citizens Financial Services (CZFS) FCF Payout Ratio (2010 - 2026)
Citizens Financial Services (CZFS) posted quarterly FCF Payout Ratio of 0.13 for Q1 2026, down 40.94% year-over-year from 0.23 in Q1 2025, and down 6.9% quarter-over-quarter from 0.14 in Q4 2025.
Citizens Financial Services (CZFS) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Citizens Financial Services' FCF Payout Ratio history runs 17 years deep, the most recent figure standing at 0.13 for Q1 2026.
- In Q1 2026, FCF Payout Ratio fell 40.94% year-over-year to 0.13; the TTM figure through Mar 2026 stood at 0.22 (down 30.74% YoY), while the FY2025 annual figure was 0.27, down 7.17% from the prior year.
- FCF Payout Ratio for Q1 2026 stood at 0.13, down from 0.14 in the prior quarter.
- The five-year high for FCF Payout Ratio was 0.88 in Q3 2025, with the low at 0.21 in Q2 2023.
- The 5-year median for FCF Payout Ratio is 0.23 (2022), against an average of 0.32.
- The sharpest annual moves came in 2023 and 2024: FCF Payout Ratio tumbled 124.5% in 2023, then soared 478.33% in 2024.
- Citizens Financial Services' FCF Payout Ratio stood at 0.23 in 2022, then tumbled by 35.94% to 0.15 in 2023, then jumped by 60.45% to 0.23 in 2024, then sank by 38.04% to 0.14 in 2025, then decreased by 6.9% to 0.13 in 2026.
- Business Quant data shows CZFS's FCF Payout Ratio at 0.13 in Q1 2026, 0.14 in Q4 2025, and 0.88 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 0.32 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 0.17 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 0.67 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | - |
| 10 | Citizens Financial Services | 397.75 Mn | 311.83 Mn | - | -6.52 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | -6.52 |
| Mar 31, 2026 | 0.13 |
| Dec 31, 2025 | 0.14 |
| Sep 30, 2025 | 0.88 |
| Jun 30, 2025 | 0.44 |
| Mar 31, 2025 | 0.23 |
| Dec 31, 2024 | 0.23 |
| Sep 30, 2024 | 0.42 |
| Jun 30, 2024 | 0.81 |
| Mar 31, 2024 | 0.17 |
| Dec 31, 2023 | 0.15 |
| Sep 30, 2023 | 0.33 |
| Jun 30, 2023 | -0.21 |
| Mar 31, 2023 | 0.19 |
| Dec 31, 2022 | 0.23 |
| Sep 30, 2022 | 0.21 |
| Jun 30, 2022 | 0.87 |
| Mar 31, 2022 | 0.16 |
| Dec 31, 2021 | 0.30 |
| Sep 30, 2021 | 0.18 |