Based on data from the past 90 days ending February 10, 2026, Citizens Financial Services's three largest insider shareholders are Director R Lowell Coolidge (197.05K shares), Director Roger C Jr Graham (68.10K shares), Ceo & President Randall E Black (45.90K shares).
| Holder | Position | Shares | Report Date |
|---|---|---|---|
| R Lowell Coolidge | 197,050 | 25 Jun, 2021 | |
| Roger C Jr Graham | 68,098 | 16 Dec, 2025 | |
| Randall E Black | Ceo & President | 45,903 | 22 Dec, 2025 |
| Robert Joseph Marino | 36,179 | 10 Oct, 2023 | |
| Alletta M Schadler | 30,139 | 27 Jun, 2025 | |
| R Joseph Landy | 27,783 | 12 Jan, 2026 | |
| Rinaldo A Depaola | 18,779 | 16 Dec, 2025 | |
| Jeffrey L Wilson | Executive Vice President | 15,180 | 27 Jun, 2025 |
| Mickey L Jones | 14,798 | 16 Dec, 2025 | |
| Terry B Osborne | 13,173 | 16 Dec, 2025 | |
| John D Behm | 13,105 | 27 Jun, 2025 | |
| Thomas E. Freeman | 12,862 | 16 Dec, 2025 | |
| Christopher W Kunes | 12,846 | 16 Dec, 2025 | |
| Robert W Chappell | 12,589 | 16 Dec, 2025 | |
| E Gene Kosa | 6,979 | 27 Jun, 2025 | |
| Stephen J Guillaume | Senior Vice President | 4,570 | 01 Dec, 2025 |
| Janie M Hilfiger | 3,631 | 16 Dec, 2025 | |
| John P Ii Painter | 2,726 | 16 Dec, 2025 | |
| Zerick D Cook | Executive Vice President | 1,991 | 28 Jun, 2024 |
| Jeffrey R White | Executive Vice President | 1,674 | 27 Jun, 2025 |
| David Z Jr Richards | Executive Vice President | 1,497 | 27 Jun, 2025 |
| Leeann Gephart | Executive Vice President | 893 | 22 Dec, 2025 |
* Please note that the shares above only reflect shares from the fund portfolio and the institutional portfolio. Shares from the personal portfolio are excluded from this Institutional Ownership Page. See these insiders' latest transactions here on Insider Page.
| Transaction Date | Insider Name | Security Class | Transaction Type | Shares Traded | Price | Shares Remaining | Ownership | Code |
|---|---|---|---|---|---|---|---|---|
| 12 Jan, 2026 | R Joseph Landy | COMMON CLASS | D | 40 | $0.00 | 27,783 | D | G |
| 22 Dec, 2025 | Randall E Black | COMMON CLASS | A | 1,552 | $0.00 | 45,587 | D | A |
| 22 Dec, 2025 | Leeann Gephart | COMMON CLASS | A | 172 | $0.00 | 893 | D | A |
| 22 Dec, 2025 | Leeann Gephart | - | - | 893 | D | |||
| 15 Dec, 2025 | Terry B Osborne | COMMON CLASS | A | 96 | $0.00 | 13,173 | D | A |
| 15 Dec, 2025 | Roger C Jr Graham | COMMON CLASS | A | 96 | $0.00 | 68,098 | D | A |
| 15 Dec, 2025 | R Joseph Landy | COMMON CLASS | A | 96 | $0.00 | 27,823 | D | A |
| 15 Dec, 2025 | Mickey L Jones | COMMON CLASS | A | 96 | $0.00 | 13,918 | D | A |
| 15 Dec, 2025 | Rinaldo A Depaola | COMMON CLASS | A | 96 | $0.00 | 16,594 | D | A |
| 15 Dec, 2025 | Robert W Chappell | COMMON CLASS | A | 96 | $0.00 | 12,589 | D | A |
| 15 Dec, 2025 | Thomas E. Freeman | COMMON CLASS | A | 96 | $0.00 | 12,862 | D | A |
| 15 Dec, 2025 | Christopher W Kunes | COMMON CLASS | A | 96 | $0.00 | 12,846 | D | A |
| 15 Dec, 2025 | Janie M Hilfiger | COMMON CLASS | A | 96 | $0.00 | 3,631 | D | A |
| 15 Dec, 2025 | John P Ii Painter | - | - | 2,726 | D | |||
| 15 Dec, 2025 | John P Ii Painter | COMMON CLASS | A | 96 | $0.00 | 2,726 | D | A |
| 05 Dec, 2025 | R Joseph Landy | COMMON CLASS | D | 266 | $0.00 | 27,727 | D | G |
| 28 Nov, 2025 | Stephen J Guillaume | COMMON CLASS | A | 16 | $53.10 | 4,570 | D | P |
| 28 Nov, 2025 | Stephen J Guillaume | - | - | 4,570 | D | |||
| 04 Nov, 2025 | Randall E Black | COMMON CLASS | A | 22 | $54.25 | 44,035 | D | P |
| 03 Nov, 2025 | Randall E Black | - | - | 43,813 | D |