Citizens Financial Services (CZFS) Long-Term Debt Repayments (2010 - 2025)
Citizens Financial Services (CZFS) posted Long-Term Debt Repayments of $5.0 million for Q4 2025, down 81.48% on a QoQ basis from $27.0 million in Q3 2025, and down 80.0% year-over-year from $25.0 million in Q4 2024.
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Analysis
Citizens Financial Services (CZFS) Long-Term Debt Repayments (2010 - 2025) Analysis & Trends
Citizens Financial Services has reported Long-Term Debt Repayments for 14 years, with the latest figure at $5.0 million in Q4 2025.
- On a quarterly basis, Long-Term Debt Repayments fell 80.0% year-over-year to $5.0 million in Q4 2025; TTM through Dec 2025 was $42.0 million, a 20.0% increase from a year earlier, with the FY2025 full-year figure at $42.0 million, up 20.0% from the prior year.
- Long-Term Debt Repayments was $5.0 million for Q4 2025 at Citizens Financial Services, down from $27.0 million in the prior quarter.
- The five-year high for Long-Term Debt Repayments was $27.0 million in Q3 2025, with the low at $2.0 million in Q1 2021.
- Average Long-Term Debt Repayments over 4 years is $10.9 million, with a median of $5.0 million recorded in 2021.
- The largest YoY upside for Long-Term Debt Repayments was 440.0% in 2025 against a maximum downside of 80.0% in 2025.
- Over 4 years, Long-Term Debt Repayments stood at $5.0 million in 2021, then dropped by 5.5% to $4.7 million in 2022, then surged by 429.1% to $25.0 million in 2024, then tumbled by 80.0% to $5.0 million in 2025.
- The last three Long-Term Debt Repayments figures came in at $5.0 million (Q4 2025), $27.0 million (Q3 2025), and $10.0 million (Q2 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Long-Term Debt Repayments (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 26.08 Bn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 251.00 Mn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 4.30 Bn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 4.08 Bn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | - |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 910.00 Mn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 2.50 Bn |
| 10 | Citizens Financial Services | 391.28 Mn | 305.36 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 5.00 Mn |
| Sep 30, 2025 | 27.00 Mn |
| Jun 30, 2025 | 10.00 Mn |
| Dec 31, 2024 | 25.00 Mn |
| Sep 30, 2024 | 5.00 Mn |
| Mar 31, 2024 | 5.00 Mn |
| Mar 31, 2022 | 4.73 Mn |
| Dec 31, 2021 | 5.00 Mn |
| Sep 30, 2021 | 19.80 Mn |
| Mar 31, 2021 | 2.00 Mn |
| Dec 31, 2020 | 12.00 Mn |
| Jun 30, 2020 | 3.00 Mn |
| Jun 30, 2019 | 534,000.00 |
| Mar 31, 2019 | 2.59 Mn |
| Sep 30, 2018 | 1.00 Mn |
| Dec 31, 2017 | 2.00 Mn |
| Sep 30, 2015 | 149,000.00 |
| Jun 30, 2015 | 551,000.00 |
| Jun 30, 2014 | 3.20 Mn |
| Mar 31, 2014 | 1.00 Mn |
API Access
Citizens Financial Services Long-Term Debt Repayments API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=long-term-debt-repayments&ticker=CZFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "long-term-debt-repayments", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=long-term-debt-repayments&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();