Citizens Financial Services (CZFS) Long-Term Debt Repayments (2010 - 2025)

Citizens Financial Services' (CZFS) quarterly Long-Term Debt Repayments came in at $5.0 million in Q4 2025, down 80.0% year-on-year from $25.0 million in Q4 2024, and down 81.48% quarter-over-quarter from $27.0 million in Q3 2025.

Citizens Financial Services (CZFS) Long-Term Debt Repayments (2010 - 2025) Analysis & Trends

Citizens Financial Services' Long-Term Debt Repayments history runs 14 years deep, the most recent figure standing at $5.0 million for Q4 2025.

  • On a quarterly basis, Long-Term Debt Repayments fell 80.0% year-over-year to $5.0 million in Q4 2025; TTM through Dec 2025 was $42.0 million, a 20.0% increase from a year earlier, with the FY2025 full-year figure at $42.0 million, up 20.0% from the prior year.
  • Long-Term Debt Repayments declined to $5.0 million in Q4 2025 per CZFS's latest filing, from $27.0 million in the prior quarter.
  • Across five years, Long-Term Debt Repayments topped out at $27.0 million in Q3 2025 and bottomed at $2.0 million in Q1 2021.
  • The 4-year median for Long-Term Debt Repayments is $5.0 million (2021), against an average of $10.9 million.
  • Biggest YoY gain for Long-Term Debt Repayments was 440.0% in 2025; the steepest drop was 80.0% in 2025.
  • Year by year, Long-Term Debt Repayments stood at $5.0 million in 2021, then slipped by 5.5% to $4.7 million in 2022, then jumped by 429.1% to $25.0 million in 2024, then slumped by 80.0% to $5.0 million in 2025.
  • Per Business Quant, the three latest CZFS Long-Term Debt Repayments figures stand at $5.0 million (Q4 2025), $27.0 million (Q3 2025), and $10.0 million (Q2 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Long-Term Debt Repayments (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -8.29 Bn
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - -
9 Pnc Financial Services 100.96 Bn 101.01 Bn - -
10 Citizens Financial Services 375.81 Mn 301.93 Mn - -

Historic Data

Download Data
DateValue
Dec 31, 2025 5.00 Mn
Dec 31, 2025 5.00 Mn
Sep 30, 2025 27.00 Mn
Sep 30, 2025 27.00 Mn
Jun 30, 2025 10.00 Mn
Jun 30, 2025 10.00 Mn
Dec 31, 2024 25.00 Mn
Dec 31, 2024 25.00 Mn
Sep 30, 2024 5.00 Mn
Sep 30, 2024 5.00 Mn
Mar 31, 2024 5.00 Mn
Mar 31, 2024 5.00 Mn
Mar 31, 2022 4.73 Mn
Mar 31, 2022 4.73 Mn
Dec 31, 2021 5.00 Mn
Dec 31, 2021 5.00 Mn
Sep 30, 2021 19.80 Mn
Sep 30, 2021 19.80 Mn
Mar 31, 2021 2.00 Mn
Mar 31, 2021 2.00 Mn