Citizens Financial Services (CZFS) EBIT Margin (2009 - 2026)
Citizens Financial Services' EBIT Margin came in at 88.03% for Q2 2026, down 5.39 percentage points from 93.42% a year earlier and down 2.12 percentage points from the prior quarter.
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Analysis
Citizens Financial Services (CZFS) EBIT Margin (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Citizens Financial Services reported EBIT Margin of 91.88%, down 7.36 percentage points year-over-year; for FY2025, it came in at 94.71%, down 5.18 percentage points from FY2024.
- EBIT Margin carries a five-year change of -482.93 percentage points (FY2020 to FY2025).
- Going back by year, EBIT Margin was 99.89% in FY2024 (+25.40 pp), 74.49% in FY2023 (+17.43 pp), 57.06% in FY2022 (+2.96 pp) and 54.10% in FY2021 (-523.54 pp).
- The Q2 2026 figure represents the lowest quarterly EBIT Margin since Q2 2023.
- Year-over-year, EBIT Margin has declined for four consecutive quarters, with an average year-over-year change of -2.03 percentage points over the last eight quarters.
- The fastest year-over-year change in EBIT Margin over five years came in Q2 2024 (a gain of 75.71 percentage points), and the weakest in Q3 2021 (a drop of 611.04 percentage points).
- Business Quant data shows CZFS's EBIT Margin at 90.15% (Q1 2026), 94.65% (Q4 2025) and 94.76% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBIT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 91.99% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 89.38% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 48.15% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 95.47% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 138.04% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 139.33% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 84.54% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 51.45% |
| 10 | Citizens Financial Services | 415.35 Mn | 272.64 Mn | - | 97.25% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 97.25% |
| Jun 30, 2026 | 60.09% |
| Mar 31, 2026 | 61.10% |
| Dec 31, 2025 | 94.15% |
| Sep 30, 2025 | 94.93% |
| Jun 30, 2025 | 60.16% |
| Mar 31, 2025 | 59.94% |
| Dec 31, 2024 | 101.72% |
| Sep 30, 2024 | 106.12% |
| Jun 30, 2024 | 93.32% |
| Mar 31, 2024 | 98.25% |
| Dec 31, 2023 | 102.36% |
| Sep 30, 2023 | 89.89% |
| Jun 30, 2023 | 17.61% |
| Mar 31, 2023 | 76.54% |
| Dec 31, 2022 | 68.29% |
| Sep 30, 2022 | 56.35% |
| Jun 30, 2022 | 50.22% |
| Mar 31, 2022 | 52.24% |
| Dec 31, 2021 | 52.29% |
API Access
Citizens Financial Services EBIT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebit-margin&ticker=CZFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebit-margin", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=ebit-margin&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();