Citizens Financial Services (CZFS) Interest Expenses (2010 - 2026)

Citizens Financial Services has reported Interest Expenses for 17 years, with the latest figure at $14.2 million in Q1 2026.

• For the quarter ending Q1 2026, Interest Expenses fell 11.54% year-over-year to $14.2 million; the trailing twelve-month figure through Mar 2026 stood at $59.3 million (down 11.33% YoY), and the FY2025 full-year result was $61.2 million, down 9.87% from the prior year.
• Interest Expenses for Q1 2026 stood at $14.2 million, down from $14.9 million in the prior quarter.
• The five-year high for Interest Expenses was $17.4 million in Q3 2024, with the low at $1.6 million in Q1 2022.
• Average Interest Expenses over 5 years is $11.8 million, with a median of $14.9 million recorded in 2025.
• Year-over-year, Interest Expenses slipped 16.24% in 2022 and surged 429.74% in 2023.
• Tracing CZFS's Interest Expenses over 5 years: stood at $5.1 million in 2022, then surged by 229.52% to $16.7 million in 2023, then grew by 1.58% to $16.9 million in 2024, then retreated by 11.7% to $14.9 million in 2025, then fell by 5.19% to $14.2 million in 2026.
• The last three Interest Expenses figures came in at $14.2 million (Q1 2026), $14.9 million (Q4 2025), and $15.1 million (Q3 2025), per Business Quant data.

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