Citizens Financial Services (CZFS) Interest Expenses (2010 - 2026)

Citizens Financial Services' (CZFS) quarterly Interest Expenses came in at $14.2 million in Q1 2026, down 19.35% year-on-year from $17.6 million in Q1 2025, and up 1.16% quarter-over-quarter from $14.0 million in Q4 2025.

Citizens Financial Services (CZFS) Interest Expenses (2010 - 2026) Analysis & Trends

Citizens Financial Services' Interest Expenses history runs 17 years deep, the most recent figure standing at $14.2 million for Q1 2026.

  • On a quarterly basis, Interest Expenses fell 19.35% year-over-year to $14.2 million in Q1 2026; TTM through Mar 2026 was $60.8 million, a 10.6% decrease from a year earlier, with the FY2025 full-year figure at $62.7 million, down 7.56% from the prior year.
  • Interest Expenses advanced to $14.2 million in Q1 2026 per CZFS's latest filing, from $14.0 million in the prior quarter.
  • Across five years, Interest Expenses topped out at $30.0 million in Q2 2025 and bottomed at $1.6 million in Q1 2022.
  • The 5-year median for Interest Expenses is $14.3 million (2023), against an average of $12.6 million.
  • Across the five-year window, Interest Expenses dropped 20.68% in 2022 and surged 429.74% in 2023, its largest moves.
  • Year by year, Interest Expenses stood at $5.1 million in 2022, then surged by 186.37% to $14.5 million in 2023, then rose by 14.15% to $16.5 million in 2024, then decreased by 15.27% to $14.0 million in 2025, then gained by 1.16% to $14.2 million in 2026.
  • Per Business Quant, the three latest CZFS Interest Expenses figures stand at $14.2 million (Q1 2026), $14.0 million (Q4 2025), and $15.1 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 259,661.44
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -2.73 Bn
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -32,586.00
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - 3.52 Bn
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 19.98 Mn
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 5.30 Mn
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 2.53 Bn
10 Citizens Financial Services 375.81 Mn 301.93 Mn - 14.16 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 14.16 Mn
Mar 31, 2026 14.16 Mn
Dec 31, 2025 14.00 Mn
Dec 31, 2025 14.00 Mn
Sep 30, 2025 15.11 Mn
Sep 30, 2025 15.11 Mn
Jun 30, 2025 29.97 Mn
Jun 30, 2025 29.97 Mn
Mar 31, 2025 17.56 Mn
Mar 31, 2025 17.56 Mn
Dec 31, 2024 16.52 Mn
Dec 31, 2024 16.52 Mn
Sep 30, 2024 17.37 Mn
Sep 30, 2024 17.37 Mn
Jun 30, 2024 16.60 Mn
Jun 30, 2024 16.60 Mn
Mar 31, 2024 17.15 Mn
Mar 31, 2024 17.15 Mn
Dec 31, 2023 14.48 Mn
Dec 31, 2023 14.48 Mn