Citizens Financial Services (CZFS) Interest Expenses (2010 - 2026)
Citizens Financial Services' (CZFS) quarterly Interest Expenses came in at $14.2 million in Q1 2026, down 19.35% year-on-year from $17.6 million in Q1 2025, and up 1.16% quarter-over-quarter from $14.0 million in Q4 2025.
Citizens Financial Services (CZFS) Interest Expenses (2010 - 2026) Analysis & Trends
Citizens Financial Services' Interest Expenses history runs 17 years deep, the most recent figure standing at $14.2 million for Q1 2026.
- On a quarterly basis, Interest Expenses fell 19.35% year-over-year to $14.2 million in Q1 2026; TTM through Mar 2026 was $60.8 million, a 10.6% decrease from a year earlier, with the FY2025 full-year figure at $62.7 million, down 7.56% from the prior year.
- Interest Expenses advanced to $14.2 million in Q1 2026 per CZFS's latest filing, from $14.0 million in the prior quarter.
- Across five years, Interest Expenses topped out at $30.0 million in Q2 2025 and bottomed at $1.6 million in Q1 2022.
- The 5-year median for Interest Expenses is $14.3 million (2023), against an average of $12.6 million.
- Across the five-year window, Interest Expenses dropped 20.68% in 2022 and surged 429.74% in 2023, its largest moves.
- Year by year, Interest Expenses stood at $5.1 million in 2022, then surged by 186.37% to $14.5 million in 2023, then rose by 14.15% to $16.5 million in 2024, then decreased by 15.27% to $14.0 million in 2025, then gained by 1.16% to $14.2 million in 2026.
- Per Business Quant, the three latest CZFS Interest Expenses figures stand at $14.2 million (Q1 2026), $14.0 million (Q4 2025), and $15.1 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 259,661.44 |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -2.73 Bn |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | -32,586.00 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 3.52 Bn |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 19.98 Mn |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 5.30 Mn |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 2.53 Bn |
| 10 | Citizens Financial Services | 375.81 Mn | 301.93 Mn | - | 14.16 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 14.16 Mn |
| Mar 31, 2026 | 14.16 Mn |
| Dec 31, 2025 | 14.00 Mn |
| Dec 31, 2025 | 14.00 Mn |
| Sep 30, 2025 | 15.11 Mn |
| Sep 30, 2025 | 15.11 Mn |
| Jun 30, 2025 | 29.97 Mn |
| Jun 30, 2025 | 29.97 Mn |
| Mar 31, 2025 | 17.56 Mn |
| Mar 31, 2025 | 17.56 Mn |
| Dec 31, 2024 | 16.52 Mn |
| Dec 31, 2024 | 16.52 Mn |
| Sep 30, 2024 | 17.37 Mn |
| Sep 30, 2024 | 17.37 Mn |
| Jun 30, 2024 | 16.60 Mn |
| Jun 30, 2024 | 16.60 Mn |
| Mar 31, 2024 | 17.15 Mn |
| Mar 31, 2024 | 17.15 Mn |
| Dec 31, 2023 | 14.48 Mn |
| Dec 31, 2023 | 14.48 Mn |