Citizens Financial Services Inc (CZFS) Interest Expenses (2010 - 2026)
Citizens Financial Services (CZFS) posted Interest Expenses of $13.81 million for Q2 2026, down 8.5% from $15.1 million a year earlier and down 2.5% from the prior quarter.
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Analysis
Citizens Financial Services Inc (CZFS) Interest Expenses (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Interest Expenses at Citizens Financial Services was $58.03 million, down 11.3% year-over-year; for FY2025, it was $61.17 million, down 9.9% from FY2024.
- Annual Interest Expenses shows a five-year compound annual growth rate of 49.8% (FY2020 to FY2025).
- In prior years, Citizens Financial Services' Interest Expenses was $67.86 million in FY2024 (+44.8%), $46.86 million in FY2023 (+317.5%), $11.22 million in FY2022 (+58.0%) and $7.11 million in FY2021 (-12.3%).
- The Q2 2026 figure stands as the lowest quarterly Interest Expenses since Q2 2023.
- On a year-over-year basis, Interest Expenses has declined in each of the last six quarters, with an average decline of 4.5% over the last eight quarters.
- The strongest year-over-year quarter for Interest Expenses in the past five years was Q2 2023, with growth of 429.7%; the weakest was Q1 2022, with a decline of 16.2%.
- According to Business Quant data, Interest Expenses for the three prior quarters was $14.16 million (Q1 2026), $14.94 million (Q4 2025) and $15.11 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 13.81 Mn |
| Mar 31, 2026 | 14.16 Mn |
| Dec 31, 2025 | 14.94 Mn |
| Sep 30, 2025 | 15.11 Mn |
| Jun 30, 2025 | 15.10 Mn |
| Mar 31, 2025 | 16.01 Mn |
| Dec 31, 2024 | 16.92 Mn |
| Sep 30, 2024 | 17.37 Mn |
| Jun 30, 2024 | 16.60 Mn |
| Mar 31, 2024 | 16.98 Mn |
| Dec 31, 2023 | 16.66 Mn |
| Sep 30, 2023 | 14.29 Mn |
| Jun 30, 2023 | 8.89 Mn |
| Mar 31, 2023 | 7.03 Mn |
| Dec 31, 2022 | 5.06 Mn |
| Sep 30, 2022 | 2.94 Mn |
| Jun 30, 2022 | 1.68 Mn |
| Mar 31, 2022 | 1.55 Mn |
| Dec 31, 2021 | 1.64 Mn |
| Sep 30, 2021 | 1.75 Mn |
API Access
Citizens Financial Services Inc Interest Expenses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expenses&ticker=CZFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expenses", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expenses&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();