Citizens Financial Services CZFS
NASDAQ CZFS
$81.50 +0.15 (+0.18%)
As of: Sep 21, 2026 · 1:12 PM EDT

Citizens Financial Services (CZFS) Interest Expenses (2010 - 2026)

Citizens Financial Services (CZFS) posted Interest Expenses of $13.8 million for Q2 2026, down 2.49% on a QoQ basis from $14.2 million in Q1 2026, and down 8.54% year-over-year from $15.1 million in Q2 2025.

Analysis

Citizens Financial Services (CZFS) Interest Expenses (2010 - 2026) Analysis & Trends

Citizens Financial Services has reported Interest Expenses for 17 years, with the latest figure at $13.8 million in Q2 2026.

  • On a quarterly basis, Interest Expenses fell 8.54% year-over-year to $13.8 million in Q2 2026; TTM through Jun 2026 was $58.0 million, a 11.27% decrease from a year earlier, with the FY2025 full-year figure at $61.2 million, down 9.87% from the prior year.
  • Interest Expenses was $13.8 million for Q2 2026 at Citizens Financial Services, down from $14.2 million in the prior quarter.
  • The five-year high for Interest Expenses was $17.4 million in Q3 2024, with the low at $1.6 million in Q1 2022.
  • Average Interest Expenses over 5 years is $11.9 million, with a median of $14.6 million recorded in 2023.
  • The sharpest annual moves came in 2022 and 2023: Interest Expenses decreased 16.24% in 2022, then jumped 429.74% in 2023.
  • Over 5 years, Interest Expenses stood at $5.1 million in 2022, then surged by 229.52% to $16.7 million in 2023, then grew by 1.58% to $16.9 million in 2024, then retreated by 11.7% to $14.9 million in 2025, then fell by 7.56% to $13.8 million in 2026.
  • The last three Interest Expenses figures came in at $13.8 million (Q2 2026), $14.2 million (Q1 2026), and $14.9 million (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Banco Santander Chile 424.88 Bn 544.83 Bn - -467.75 Bn
2 Truist Financial 59.29 Bn 59.29 Bn - 2.35 Bn
3 Fifth Third Bancorp 47.98 Bn 24.26 Bn - 1.16 Bn
4 M&T Bank 32.82 Bn 32.82 Bn - 828.00 Mn
5 Huntington Bancshares 32.08 Bn 27.60 Bn - 1.33 Bn
6 Citizens Financial 28.34 Bn 28.34 Bn - 912.00 Mn
7 Regions Financial 24.27 Bn 24.34 Bn - 471.00 Mn
8 Keycorp 22.19 Bn -25.51 Bn - 809.00 Mn
9 First Citizens Bancshares 21.93 Bn 21.41 Bn 29.00 Mn 1.20 Bn
10 Citizens Financial Services 391.28 Mn 305.36 Mn - 13.81 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 13.81 Mn
Mar 31, 2026 14.16 Mn
Dec 31, 2025 14.94 Mn
Sep 30, 2025 15.11 Mn
Jun 30, 2025 15.10 Mn
Mar 31, 2025 16.01 Mn
Dec 31, 2024 16.92 Mn
Sep 30, 2024 17.37 Mn
Jun 30, 2024 16.60 Mn
Mar 31, 2024 16.98 Mn
Dec 31, 2023 16.66 Mn
Sep 30, 2023 14.29 Mn
Jun 30, 2023 8.89 Mn
Mar 31, 2023 7.03 Mn
Dec 31, 2022 5.06 Mn
Sep 30, 2022 2.94 Mn
Jun 30, 2022 1.68 Mn
Mar 31, 2022 1.55 Mn
Dec 31, 2021 1.64 Mn
Sep 30, 2021 1.75 Mn