Citizens Financial Services CZFS
NASDAQ CZFS
$81.70 +1.27 (+1.58%)
At close: Aug 21, 2026 · 4:00 PM EDT

Citizens Financial Services (CZFS) Interest Expenses (2010 - 2026)

Citizens Financial Services (CZFS) posted quarterly Interest Expenses of $14.2 million for Q1 2026, down 19.35% year-over-year from $17.6 million in Q1 2025, and down 14.17% quarter-over-quarter from $16.5 million in Q4 2025.

Citizens Financial Services (CZFS) Interest Expenses (2010 - 2026) Analysis & Trends

Citizens Financial Services' Interest Expenses history runs 17 years deep, the most recent figure standing at $14.2 million for Q1 2026.

  • In Q1 2026, Interest Expenses fell 19.35% year-over-year to $14.2 million; the TTM figure through Mar 2026 stood at $63.3 million (down 6.92% YoY), while the FY2025 annual figure was $62.7 million, down 7.56% from the prior year.
  • Interest Expenses for Q1 2026 stood at $14.2 million, down from $16.5 million in the prior quarter.
  • The five-year high for Interest Expenses was $30.0 million in Q2 2025, with the low at $1.6 million in Q1 2022.
  • The 5-year median for Interest Expenses is $14.5 million (2023), against an average of $12.7 million.
  • The sharpest annual moves came in 2022 and 2023: Interest Expenses retreated 20.68% in 2022, then surged 429.74% in 2023.
  • Citizens Financial Services' Interest Expenses stood at $4.5 million in 2022, then surged by 219.21% to $14.5 million in 2023, then increased by 14.15% to $16.5 million in 2024, then retreated by 0.13% to $16.5 million in 2025, then declined by 14.17% to $14.2 million in 2026.
  • Business Quant data shows CZFS's Interest Expenses at $14.2 million in Q1 2026, $16.5 million in Q4 2025, and $15.1 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Hdfc Bank 120.66 Bn 84.46 Bn - -
2 Pnc Financial Services 97.86 Bn 97.86 Bn - 2.59 Bn
3 Us Bancorp 96.39 Bn 96.39 Bn - 3.24 Bn
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.92 Bn -144.17 Bn - -4.19 Bn
6 Deutsche Bank Aktiengesellschaft 72.22 Bn -81.10 Bn - 7.93 Bn
7 Nu Holdings 70.34 Bn 56.66 Bn 2.35 Bn -
8 Truist Financial 61.75 Bn 61.75 Bn - 2.35 Bn
9 Fifth Third Bancorp 49.88 Bn 26.16 Bn - 1.16 Bn
10 Citizens Financial Services 397.75 Mn 311.83 Mn - 13.81 Mn

Historic Data

Download Data
DateValue
Jun 30, 2026 20.85 Mn
Jun 30, 2026 20.85 Mn
Mar 31, 2026 14.16 Mn
Mar 31, 2026 14.16 Mn
Dec 31, 2025 16.50 Mn
Dec 31, 2025 16.50 Mn
Sep 30, 2025 15.11 Mn
Sep 30, 2025 15.11 Mn
Jun 30, 2025 29.97 Mn
Jun 30, 2025 29.97 Mn
Mar 31, 2025 17.56 Mn
Mar 31, 2025 17.56 Mn
Dec 31, 2024 16.52 Mn
Dec 31, 2024 16.52 Mn
Sep 30, 2024 17.37 Mn
Sep 30, 2024 17.37 Mn
Jun 30, 2024 16.60 Mn
Jun 30, 2024 16.60 Mn
Mar 31, 2024 17.15 Mn
Mar 31, 2024 17.15 Mn