Citizens Financial Services (CZFS) Interest Expenses (2010 - 2026)
Citizens Financial Services (CZFS) posted quarterly Interest Expenses of $14.2 million for Q1 2026, down 19.35% year-over-year from $17.6 million in Q1 2025, and down 14.17% quarter-over-quarter from $16.5 million in Q4 2025.
Citizens Financial Services (CZFS) Interest Expenses (2010 - 2026) Analysis & Trends
Citizens Financial Services' Interest Expenses history runs 17 years deep, the most recent figure standing at $14.2 million for Q1 2026.
- In Q1 2026, Interest Expenses fell 19.35% year-over-year to $14.2 million; the TTM figure through Mar 2026 stood at $63.3 million (down 6.92% YoY), while the FY2025 annual figure was $62.7 million, down 7.56% from the prior year.
- Interest Expenses for Q1 2026 stood at $14.2 million, down from $16.5 million in the prior quarter.
- The five-year high for Interest Expenses was $30.0 million in Q2 2025, with the low at $1.6 million in Q1 2022.
- The 5-year median for Interest Expenses is $14.5 million (2023), against an average of $12.7 million.
- The sharpest annual moves came in 2022 and 2023: Interest Expenses retreated 20.68% in 2022, then surged 429.74% in 2023.
- Citizens Financial Services' Interest Expenses stood at $4.5 million in 2022, then surged by 219.21% to $14.5 million in 2023, then increased by 14.15% to $16.5 million in 2024, then retreated by 0.13% to $16.5 million in 2025, then declined by 14.17% to $14.2 million in 2026.
- Business Quant data shows CZFS's Interest Expenses at $14.2 million in Q1 2026, $16.5 million in Q4 2025, and $15.1 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.59 Bn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 3.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | -4.19 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 7.93 Bn |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 2.35 Bn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.16 Bn |
| 10 | Citizens Financial Services | 397.75 Mn | 311.83 Mn | - | 13.81 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 20.85 Mn |
| Jun 30, 2026 | 20.85 Mn |
| Mar 31, 2026 | 14.16 Mn |
| Mar 31, 2026 | 14.16 Mn |
| Dec 31, 2025 | 16.50 Mn |
| Dec 31, 2025 | 16.50 Mn |
| Sep 30, 2025 | 15.11 Mn |
| Sep 30, 2025 | 15.11 Mn |
| Jun 30, 2025 | 29.97 Mn |
| Jun 30, 2025 | 29.97 Mn |
| Mar 31, 2025 | 17.56 Mn |
| Mar 31, 2025 | 17.56 Mn |
| Dec 31, 2024 | 16.52 Mn |
| Dec 31, 2024 | 16.52 Mn |
| Sep 30, 2024 | 17.37 Mn |
| Sep 30, 2024 | 17.37 Mn |
| Jun 30, 2024 | 16.60 Mn |
| Jun 30, 2024 | 16.60 Mn |
| Mar 31, 2024 | 17.15 Mn |
| Mar 31, 2024 | 17.15 Mn |