Citizens Financial Services (CZFS) Interest Expenses (2010 - 2026)

Citizens Financial Services (CZFS) recorded quarterly Interest Expenses of $14.2 million in Q1 2026, down 5.19% quarter-over-quarter from $14.9 million in Q4 2025, and down 11.54% on a YoY basis from $16.0 million in Q1 2025.

Citizens Financial Services (CZFS) Interest Expenses (2010 - 2026) Analysis & Trends

Citizens Financial Services' Interest Expenses history runs 17 years deep, the most recent figure standing at $14.2 million for Q1 2026.

  • In Q1 2026, Interest Expenses fell 11.54% year-over-year to $14.2 million; the TTM figure through Mar 2026 stood at $59.3 million (down 11.33% YoY), while the FY2025 annual figure was $61.2 million, down 9.87% from the prior year.
  • Interest Expenses was $14.2 million for Q1 2026 at Citizens Financial Services, down from $14.9 million in the prior quarter.
  • In the past five years, Interest Expenses ranged from a high of $17.4 million in Q3 2024 to a low of $1.6 million in Q1 2022.
  • Historically, Interest Expenses has averaged $11.8 million across 5 years, with a median of $14.9 million in 2025.
  • The sharpest annual moves came in 2022 and 2023: Interest Expenses retreated 16.24% in 2022, then soared 429.74% in 2023.
  • A 5-year view of Interest Expenses shows it stood at $5.1 million in 2022, then jumped by 229.52% to $16.7 million in 2023, then climbed by 1.58% to $16.9 million in 2024, then fell by 11.7% to $14.9 million in 2025, then declined by 5.19% to $14.2 million in 2026.
  • The last three Interest Expenses figures came in at $14.2 million (Q1 2026), $14.9 million (Q4 2025), and $15.1 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -227,416.00
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 3.51 Mn
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 5.23 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - 38.44 Bn
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Citizens Financial Services 317.35 Mn 277.14 Mn - 14.16 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 14.16 Mn
Mar 31, 2026 14.16 Mn
Dec 31, 2025 14.94 Mn
Dec 31, 2025 14.94 Mn
Sep 30, 2025 15.11 Mn
Sep 30, 2025 15.11 Mn
Jun 30, 2025 15.10 Mn
Jun 30, 2025 15.10 Mn
Mar 31, 2025 16.01 Mn
Mar 31, 2025 16.01 Mn
Dec 31, 2024 16.92 Mn
Dec 31, 2024 16.92 Mn
Sep 30, 2024 17.37 Mn
Sep 30, 2024 17.37 Mn
Jun 30, 2024 16.60 Mn
Jun 30, 2024 16.60 Mn
Mar 31, 2024 16.98 Mn
Mar 31, 2024 16.98 Mn
Dec 31, 2023 16.66 Mn
Dec 31, 2023 16.66 Mn