Citizens Financial Services (CZFS) Net Margin (2010 - 2026)

Citizens Financial Services' Net Margin history runs 17 years deep, the most recent figure standing at 34.82% for Q1 2026.

• In Q1 2026, Net Margin rose 418.0% year-over-year to 34.82%; the TTM figure through Mar 2026 stood at 39.61% (up 992.0% YoY), while the FY2025 annual figure was 32.89%, up 538.0% from the prior year.
• Net Margin for Q1 2026 stood at 34.82%, down from 36.36% in the prior quarter.
• The five-year high for Net Margin was 73.76% in Q2 2025, with the low at 20.82% in Q2 2023.
• The 5-year median for Net Margin is 33.9% (2023), against an average of 31.81%.
• The sharpest annual moves came in 2022 and 2025: Net Margin tumbled 40809 bps in 2022, then surged 5180 bps in 2025.
• Citizens Financial Services' Net Margin stood at 31.0% in 2022, then retreated by 5 bps to 29.48% in 2023, then rose by 19 bps to 35.08% in 2024, then climbed by 4 bps to 36.36% in 2025, then dropped by 4 bps to 34.82% in 2026.
• Business Quant data shows CZFS's Net Margin at 34.82% in Q1 2026, 36.36% in Q4 2025, and 34.51% in Q3 2025.