Citizens Financial Services (CZFS) Net Margin (2010 - 2026)

Citizens Financial Services' Net Margin history runs 17 years deep, the most recent figure standing at 34.82% for Q1 2026.

• On a quarterly basis, Net Margin rose 418.0% year-over-year to 34.82% in Q1 2026; TTM through Mar 2026 was 38.66%, a 896.0% increase from a year earlier, with the FY2025 full-year figure at 32.89%, up 538.0% from the prior year.
• Net Margin rose to 34.82% in Q1 2026 per CZFS's latest filing, from 33.65% in the prior quarter.
• Across five years, Net Margin topped out at 73.76% in Q2 2025 and bottomed at 20.82% in Q2 2023.
• The 5-year median for Net Margin is 33.65% (2025), against an average of 31.7%.
• Across the five-year window, Net Margin plunged 40809 bps in 2022 and surged 5180 bps in 2025, its largest moves.
• Year by year, Net Margin stood at 31.75% in 2022, then decreased by 7 bps to 29.48% in 2023, then gained by 19 bps to 35.08% in 2024, then declined by 4 bps to 33.65% in 2025, then advanced by 3 bps to 34.82% in 2026.
• Per Business Quant, the three latest CZFS Net Margin figures stand at 34.82% (Q1 2026), 33.65% (Q4 2025), and 34.51% (Q3 2025).