Citizens Financial Services (CZFS) Total Liabilities (2009 - 2026)
Citizens Financial Services (CZFS) reported Total Liabilities of $2.84 billion for Q2 2026, up 7.0% from $2.65 billion a year earlier and up 5.8% from the prior quarter.
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Analysis
Citizens Financial Services (CZFS) Total Liabilities (2009 - 2026) Analysis & Trends
At the end of FY2025, Citizens Financial Services posted Total Liabilities of $2.73 billion, unchanged from FY2024.
- Total Liabilities has a five-year compound annual growth rate of 9.9% (FY2020 to FY2025).
- By year, Total Liabilities came in at $2.73 billion in FY2024 (+1.1%), $2.7 billion in FY2023 (+26.4%), $2.13 billion in FY2022 (+10.5%) and $1.93 billion in FY2021 (+13.8%).
- The Q2 2026 figure ranks as the highest quarterly Total Liabilities in data going back to Q4 2010.
- Year over year, Total Liabilities gained in four of the last eight quarters, with growth averaging 1.3%.
- The high point for year-over-year Total Liabilities in five years was Q2 2023 (growth of 30.3%); the low point was Q1 2026 (a decline of 0.9%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $2.68 billion (Q1 2026), $2.73 billion (Q4 2025) and $2.73 billion (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Total Liabilities (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 4,719.18 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | 69.48 Bn |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 3,130.96 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 3,248.55 Bn |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 1,573.71 Bn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 1,679.93 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 2,055.50 Bn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 2,075.41 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 2,571.74 Bn |
| 10 | Citizens Financial Services | 415.35 Mn | 272.64 Mn | - | 3.06 Bn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 3.06 Bn |
| Jun 30, 2026 | 2.84 Bn |
| Mar 31, 2026 | 2.68 Bn |
| Dec 31, 2025 | 2.73 Bn |
| Sep 30, 2025 | 2.73 Bn |
| Jun 30, 2025 | 2.65 Bn |
| Mar 31, 2025 | 2.71 Bn |
| Dec 31, 2024 | 2.73 Bn |
| Sep 30, 2024 | 2.73 Bn |
| Jun 30, 2024 | 2.66 Bn |
| Mar 31, 2024 | 2.64 Bn |
| Dec 31, 2023 | 2.70 Bn |
| Sep 30, 2023 | 2.70 Bn |
| Jun 30, 2023 | 2.63 Bn |
| Mar 31, 2023 | 2.12 Bn |
| Dec 31, 2022 | 2.13 Bn |
| Sep 30, 2022 | 2.16 Bn |
| Jun 30, 2022 | 2.02 Bn |
| Mar 31, 2022 | 1.98 Bn |
| Dec 31, 2021 | 1.93 Bn |
API Access
Citizens Financial Services Total Liabilities API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=total-liabilities&ticker=CZFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "total-liabilities", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=total-liabilities&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();