Citizens Financial Services (CZFS) Short term Debt (2013 - 2025)
Citizens Financial Services (CZFS) posted Short term Debt of $282.3 million for Q4 2025, up 4.19% on a QoQ basis from $270.9 million in Q4 2024, and up 4.19% year-over-year from $270.9 million in Q4 2024.
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Analysis
Citizens Financial Services (CZFS) Short term Debt (2013 - 2025) Analysis & Trends
Citizens Financial Services has reported Short term Debt for 13 years, with the latest figure at $282.3 million in Q4 2025.
- On a quarterly basis, Short term Debt rose 4.19% year-over-year to $282.3 million in Q4 2025; TTM through Dec 2025 was $282.3 million, a 4.19% increase from a year earlier, with the FY2025 full-year figure at $282.3 million, up 4.19% from the prior year.
- Short term Debt was $282.3 million for Q4 2025 at Citizens Financial Services, up from $270.9 million in the prior quarter.
- The five-year high for Short term Debt was $282.3 million in Q4 2025, with the low at $46.6 million in Q4 2021.
- Average Short term Debt over 5 years is $217.0 million, with a median of $255.3 million recorded in 2023.
- The sharpest annual moves came in 2021 and 2022: Short term Debt slipped 24.37% in 2021, then surged 393.34% in 2022.
- Over 5 years, Short term Debt stood at $46.6 million in 2021, then soared by 393.34% to $229.9 million in 2022, then rose by 11.06% to $255.3 million in 2023, then gained by 6.12% to $270.9 million in 2024, then grew by 4.19% to $282.3 million in 2025.
- The last three Short term Debt figures came in at $282.3 million (Q4 2025), $270.9 million (Q4 2024), and $255.3 million (Q4 2023), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn |
| 10 | Citizens Financial Services | 391.28 Mn | 305.36 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Dec 31, 2025 | 282.30 Mn |
| Dec 31, 2024 | 270.94 Mn |
| Dec 31, 2023 | 255.32 Mn |
| Dec 31, 2022 | 229.89 Mn |
| Dec 31, 2021 | 46.60 Mn |
| Dec 31, 2020 | 61.61 Mn |
| Dec 31, 2019 | 63.59 Mn |
| Dec 31, 2018 | 78.55 Mn |
| Dec 31, 2017 | 100.03 Mn |
| Dec 31, 2016 | 64.03 Mn |
| Dec 31, 2015 | 24.55 Mn |
| Dec 31, 2014 | 29.47 Mn |
| Dec 31, 2013 | 60.72 Mn |
API Access
Citizens Financial Services Short term Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=short-term-debt&ticker=CZFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "short-term-debt", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=short-term-debt&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();