Citizens Financial Services CZFS
NASDAQ CZFS
$81.70 +1.27 (+1.58%)
At close: Aug 21, 2026 · 4:00 PM EDT

Citizens Financial Services (CZFS) Times Interest Earned (2010 - 2026)

Citizens Financial Services (CZFS) posted quarterly Times Interest Earned of $1.9 for Q1 2026, up 23.43% year-over-year from $1.54 in Q1 2025, and up 5.79% quarter-over-quarter from $1.79 in Q4 2025.

Citizens Financial Services (CZFS) Times Interest Earned (2010 - 2026) Analysis & Trends

Citizens Financial Services' Times Interest Earned history runs 17 years deep, the most recent figure standing at $1.9 for Q1 2026.

  • In Q1 2026, Times Interest Earned rose 23.43% year-over-year to $1.9; the TTM figure through Mar 2026 stood at $1.96 (up 29.84% YoY), while the FY2025 annual figure was $1.72, up 14.8% from the prior year.
  • Times Interest Earned for Q1 2026 stood at $1.9, up from $1.79 in the prior quarter.
  • The five-year high for Times Interest Earned was $6.29 in Q1 2022, with the low at $0.4 in Q2 2023.
  • The 5-year median for Times Interest Earned is $1.64 (2023), against an average of $2.34.
  • The sharpest annual moves came in 2023 and 2024: Times Interest Earned tumbled 93.33% in 2023, then soared 246.06% in 2024.
  • Citizens Financial Services' Times Interest Earned stood at $3.14 in 2022, then tumbled by 47.71% to $1.64 in 2023, then declined by 3.15% to $1.59 in 2024, then rose by 12.79% to $1.79 in 2025, then advanced by 5.79% to $1.9 in 2026.
  • Business Quant data shows CZFS's Times Interest Earned at $1.9 in Q1 2026, $1.79 in Q4 2025, and $1.82 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 Hdfc Bank 120.66 Bn 84.46 Bn - -
2 Pnc Financial Services 97.86 Bn 97.86 Bn - 2.00
3 Us Bancorp 96.39 Bn 96.39 Bn - 1.84
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.92 Bn -144.17 Bn - 0.27
6 Deutsche Bank Aktiengesellschaft 72.22 Bn -81.10 Bn - 1.49
7 Nu Holdings 70.34 Bn 56.66 Bn 2.35 Bn -
8 Truist Financial 61.75 Bn 61.75 Bn - 1.77
9 Fifth Third Bancorp 49.88 Bn 26.16 Bn - 1.90
10 Citizens Financial Services 397.75 Mn 311.83 Mn - 1.89

Historic Data

Download Data
DateValue
Jun 30, 2026 1.59
Mar 31, 2026 1.90
Dec 31, 2025 1.79
Sep 30, 2025 1.82
Jun 30, 2025 1.35
Mar 31, 2025 1.54
Dec 31, 2024 1.59
Sep 30, 2024 1.53
Jun 30, 2024 1.38
Mar 31, 2024 1.50
Dec 31, 2023 1.64
Sep 30, 2023 1.64
Jun 30, 2023 0.40
Mar 31, 2023 2.21
Dec 31, 2022 3.14
Sep 30, 2022 4.13
Jun 30, 2022 6.00
Mar 31, 2022 6.29
Dec 31, 2021 6.19
Sep 30, 2021 5.93