Citizens Financial Services (CZFS) Times Interest Earned (2010 - 2026)

Citizens Financial Services' Times Interest Earned history runs 17 years deep, the most recent figure standing at $1.9 for Q1 2026.

• In Q1 2026, Times Interest Earned rose 19.39% year-over-year to $1.9; the TTM figure through Mar 2026 stood at $1.82 (up 19.63% YoY), while the FY2025 annual figure was $0.16, up 48.14% from the prior year.
• Times Interest Earned was $1.9 for Q1 2026 at Citizens Financial Services, up from $1.88 in the prior quarter.
• In the past five years, Times Interest Earned ranged from a high of $6.29 in Q1 2022 to a low of $0.4 in Q2 2023.
• Historically, Times Interest Earned has averaged $2.35 across 5 years, with a median of $1.69 in 2025.
• The sharpest annual moves came in 2023 and 2024: Times Interest Earned plunged 93.33% in 2023, then jumped 246.06% in 2024.
• A 5-year view of Times Interest Earned shows it stood at $2.92 in 2022, then plunged by 46.65% to $1.56 in 2023, then advanced by 1.19% to $1.58 in 2024, then climbed by 19.04% to $1.88 in 2025, then advanced by 1.11% to $1.9 in 2026.
• The last three Times Interest Earned figures came in at $1.9 (Q1 2026), $1.88 (Q4 2025), and $1.82 (Q3 2025), per Business Quant data.