Citizens Financial Services (CZFS) Total Debt (2013 - 2025)

Citizens Financial Services' Total Debt history runs 13 years deep, the most recent figure standing at $282.3 million for Q4 2025.

• In Q4 2025, Total Debt rose 4.19% year-over-year to $282.3 million; the TTM figure through Dec 2025 stood at $282.3 million (up 4.19% YoY), while the FY2025 annual figure was $282.3 million, up 4.19% from the prior year.
• Total Debt was $282.3 million for Q4 2025 at Citizens Financial Services, up from $270.9 million in the prior quarter.
• In the past five years, Total Debt ranged from a high of $282.3 million in Q4 2025 to a low of $46.6 million in Q4 2021.
• Historically, Total Debt has averaged $217.0 million across 5 years, with a median of $255.3 million in 2023.
• The sharpest annual moves came in 2021 and 2022: Total Debt decreased 24.37% in 2021, then jumped 393.34% in 2022.
• A 5-year view of Total Debt shows it stood at $46.6 million in 2021, then surged by 393.34% to $229.9 million in 2022, then increased by 11.06% to $255.3 million in 2023, then rose by 6.12% to $270.9 million in 2024, then climbed by 4.19% to $282.3 million in 2025.
• The last three Total Debt figures came in at $282.3 million (Q4 2025), $270.9 million (Q4 2024), and $255.3 million (Q4 2023), per Business Quant data.