Citizens Financial Services (CZFS) Interest Expense - Debt (2010 - 2026)
Citizens Financial Services (CZFS) posted quarterly Interest Expense - Debt of $2.9 million for Q1 2026, down 23.1% year-over-year from $3.7 million in Q1 2025, and down 8.77% quarter-over-quarter from $3.1 million in Q4 2025.
Citizens Financial Services (CZFS) Interest Expense - Debt (2010 - 2026) Analysis & Trends
Citizens Financial Services' Interest Expense - Debt history runs 17 years deep, the most recent figure standing at $2.9 million for Q1 2026.
- In Q1 2026, Interest Expense - Debt fell 23.1% year-over-year to $2.9 million; the TTM figure through Mar 2026 stood at $13.3 million (down 9.19% YoY), while the FY2025 annual figure was $14.1 million, down 9.13% from the prior year.
- Interest Expense - Debt for Q1 2026 stood at $2.9 million, down from $3.1 million in the prior quarter.
- The five-year high for Interest Expense - Debt was $4.7 million in Q1 2024, with the low at $278000.0 in Q1 2022.
- The 5-year median for Interest Expense - Debt is $3.4 million (2023), against an average of $3.0 million.
- The sharpest annual moves came in 2023 and 2024: Interest Expense - Debt soared 1010.79% in 2023, then tumbled 31.99% in 2024.
- Citizens Financial Services' Interest Expense - Debt stood at $2.2 million in 2022, then surged by 102.76% to $4.5 million in 2023, then tumbled by 31.99% to $3.0 million in 2024, then advanced by 2.92% to $3.1 million in 2025, then fell by 8.77% to $2.9 million in 2026.
- Business Quant data shows CZFS's Interest Expense - Debt at $2.9 million in Q1 2026, $3.1 million in Q4 2025, and $3.6 million in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 905.00 Mn |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 658.00 Mn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | - |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 485.00 Mn |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 228.00 Mn |
| 10 | Citizens Financial Services | 397.75 Mn | 311.83 Mn | - | 2.65 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 2.65 Mn |
| Mar 31, 2026 | 2.86 Mn |
| Dec 31, 2025 | 3.13 Mn |
| Sep 30, 2025 | 3.61 Mn |
| Jun 30, 2025 | 3.65 Mn |
| Mar 31, 2025 | 3.72 Mn |
| Dec 31, 2024 | 3.05 Mn |
| Sep 30, 2024 | 3.89 Mn |
| Jun 30, 2024 | 3.95 Mn |
| Mar 31, 2024 | 4.65 Mn |
| Dec 31, 2023 | 4.48 Mn |
| Sep 30, 2023 | 4.19 Mn |
| Jun 30, 2023 | 3.41 Mn |
| Mar 31, 2023 | 3.09 Mn |
| Dec 31, 2022 | 2.21 Mn |
| Sep 30, 2022 | 1.10 Mn |
| Jun 30, 2022 | 322,000.00 |
| Mar 31, 2022 | 278,000.00 |
| Dec 31, 2021 | 344,000.00 |
| Sep 30, 2021 | 330,000.00 |