Citizens Financial Services (CZFS) Interest Expense - Debt (2010 - 2026)
Citizens Financial Services' (CZFS) quarterly Interest Expense - Debt came in at $2.9 million in Q1 2026, down 23.1% year-on-year from $3.7 million in Q1 2025, and down 8.77% quarter-over-quarter from $3.1 million in Q4 2025.
Citizens Financial Services (CZFS) Interest Expense - Debt (2010 - 2026) Analysis & Trends
Citizens Financial Services' Interest Expense - Debt history runs 17 years deep, the most recent figure standing at $2.9 million for Q1 2026.
- On a quarterly basis, Interest Expense - Debt fell 23.1% year-over-year to $2.9 million in Q1 2026; TTM through Mar 2026 was $13.3 million, a 9.19% decrease from a year earlier, with the FY2025 full-year figure at $14.1 million, down 9.13% from the prior year.
- Interest Expense - Debt eased to $2.9 million in Q1 2026 per CZFS's latest filing, from $3.1 million in the prior quarter.
- Across five years, Interest Expense - Debt topped out at $4.7 million in Q1 2024 and bottomed at $278000.0 in Q1 2022.
- The 5-year median for Interest Expense - Debt is $3.4 million (2023), against an average of $3.0 million.
- Across the five-year window, Interest Expense - Debt soared 1010.79% in 2023 and plunged 31.99% in 2024, its largest moves.
- Year by year, Interest Expense - Debt stood at $2.2 million in 2022, then soared by 102.76% to $4.5 million in 2023, then slumped by 31.99% to $3.0 million in 2024, then climbed by 2.92% to $3.1 million in 2025, then retreated by 8.77% to $2.9 million in 2026.
- Per Business Quant, the three latest CZFS Interest Expense - Debt figures stand at $2.9 million (Q1 2026), $3.1 million (Q4 2025), and $3.6 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | - |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | - |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | - |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 277,000.00 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 748.00 Mn |
| 10 | Citizens Financial Services | 375.81 Mn | 301.93 Mn | - | 2.86 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.86 Mn |
| Dec 31, 2025 | 3.13 Mn |
| Sep 30, 2025 | 3.61 Mn |
| Jun 30, 2025 | 3.65 Mn |
| Mar 31, 2025 | 3.72 Mn |
| Dec 31, 2024 | 3.05 Mn |
| Sep 30, 2024 | 3.89 Mn |
| Jun 30, 2024 | 3.95 Mn |
| Mar 31, 2024 | 4.65 Mn |
| Dec 31, 2023 | 4.48 Mn |
| Sep 30, 2023 | 4.19 Mn |
| Jun 30, 2023 | 3.41 Mn |
| Mar 31, 2023 | 3.09 Mn |
| Dec 31, 2022 | 2.21 Mn |
| Sep 30, 2022 | 1.10 Mn |
| Jun 30, 2022 | 322,000.00 |
| Mar 31, 2022 | 278,000.00 |
| Dec 31, 2021 | 344,000.00 |
| Sep 30, 2021 | 330,000.00 |
| Jun 30, 2021 | 338,000.00 |