Citizens Financial Services (CZFS) Interest Expense - Debt (2010 - 2026)
Citizens Financial Services (CZFS) recorded quarterly Interest Expense - Debt of $2.9 million in Q1 2026, down 8.77% quarter-over-quarter from $3.1 million in Q4 2025, and down 23.1% on a YoY basis from $3.7 million in Q1 2025.
Citizens Financial Services (CZFS) Interest Expense - Debt (2010 - 2026) Analysis & Trends
Citizens Financial Services' Interest Expense - Debt history runs 17 years deep, the most recent figure standing at $2.9 million for Q1 2026.
- In Q1 2026, Interest Expense - Debt fell 23.1% year-over-year to $2.9 million; the TTM figure through Mar 2026 stood at $13.3 million (down 9.19% YoY), while the FY2025 annual figure was $14.1 million, down 9.13% from the prior year.
- Interest Expense - Debt was $2.9 million for Q1 2026 at Citizens Financial Services, down from $3.1 million in the prior quarter.
- In the past five years, Interest Expense - Debt ranged from a high of $4.7 million in Q1 2024 to a low of $278000.0 in Q1 2022.
- Historically, Interest Expense - Debt has averaged $3.0 million across 5 years, with a median of $3.4 million in 2023.
- The sharpest annual moves came in 2023 and 2024: Interest Expense - Debt jumped 1010.79% in 2023, then plunged 31.99% in 2024.
- A 5-year view of Interest Expense - Debt shows it stood at $2.2 million in 2022, then soared by 102.76% to $4.5 million in 2023, then plunged by 31.99% to $3.0 million in 2024, then climbed by 2.92% to $3.1 million in 2025, then retreated by 8.77% to $2.9 million in 2026.
- The last three Interest Expense - Debt figures came in at $2.9 million (Q1 2026), $3.1 million (Q4 2025), and $3.6 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | - |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 277,000.00 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | 32.51 Bn |
| 10 | Citizens Financial Services | 317.35 Mn | 277.14 Mn | - | 2.86 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 2.86 Mn |
| Dec 31, 2025 | 3.13 Mn |
| Sep 30, 2025 | 3.61 Mn |
| Jun 30, 2025 | 3.65 Mn |
| Mar 31, 2025 | 3.72 Mn |
| Dec 31, 2024 | 3.05 Mn |
| Sep 30, 2024 | 3.89 Mn |
| Jun 30, 2024 | 3.95 Mn |
| Mar 31, 2024 | 4.65 Mn |
| Dec 31, 2023 | 4.48 Mn |
| Sep 30, 2023 | 4.19 Mn |
| Jun 30, 2023 | 3.41 Mn |
| Mar 31, 2023 | 3.09 Mn |
| Dec 31, 2022 | 2.21 Mn |
| Sep 30, 2022 | 1.10 Mn |
| Jun 30, 2022 | 322,000.00 |
| Mar 31, 2022 | 278,000.00 |
| Dec 31, 2021 | 344,000.00 |
| Sep 30, 2021 | 330,000.00 |
| Jun 30, 2021 | 338,000.00 |