Citizens Financial Services Inc (CZFS) Interest Expense - Debt (2010 - 2026)
Citizens Financial Services (CZFS) recorded Interest Expense - Debt of $2.65 million in Q2 2026, down 27.4% from $3.65 million a year earlier and down 7.3% from the prior quarter.
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Analysis
Citizens Financial Services Inc (CZFS) Interest Expense - Debt (2010 - 2026) Analysis & Trends
On a TTM basis, Citizens Financial Services' Interest Expense - Debt came in at $12.26 million as of Jun 30, 2026, down 14.3% year-over-year; for FY2025, it was $14.12 million, down 9.1% from FY2024.
- Annual Interest Expense - Debt has a five-year compound annual growth rate of 62.3% (FY2020 to FY2025).
- Across earlier years, Interest Expense - Debt came in at $15.54 million in FY2024 (+2.5%), $15.16 million in FY2023 (+288.0%), $3.91 million in FY2022 (+208.1%) and $1.27 million in FY2021 (+1.1%).
- The Q2 2026 figure is the lowest quarterly Interest Expense - Debt since Q4 2022.
- On a year-over-year basis, Interest Expense - Debt rose in 1 of the last eight quarters, with an average decline of 15.2%.
- Peak year-over-year performance for Interest Expense - Debt in the last five years was growth of 958.7% in Q2 2023, against a decline of 32.0% in Q4 2024 at the low end.
- Per Business Quant, the preceding three quarters came in at $2.86 million (Q1 2026), $3.13 million (Q4 2025) and $3.61 million (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.65 Mn |
| Mar 31, 2026 | 2.86 Mn |
| Dec 31, 2025 | 3.13 Mn |
| Sep 30, 2025 | 3.61 Mn |
| Jun 30, 2025 | 3.65 Mn |
| Mar 31, 2025 | 3.72 Mn |
| Dec 31, 2024 | 3.05 Mn |
| Sep 30, 2024 | 3.89 Mn |
| Jun 30, 2024 | 3.95 Mn |
| Mar 31, 2024 | 4.65 Mn |
| Dec 31, 2023 | 4.48 Mn |
| Sep 30, 2023 | 4.19 Mn |
| Jun 30, 2023 | 3.41 Mn |
| Mar 31, 2023 | 3.09 Mn |
| Dec 31, 2022 | 2.21 Mn |
| Sep 30, 2022 | 1.10 Mn |
| Jun 30, 2022 | 322,000.00 |
| Mar 31, 2022 | 278,000.00 |
| Dec 31, 2021 | 344,000.00 |
| Sep 30, 2021 | 330,000.00 |
API Access
Citizens Financial Services Inc Interest Expense - Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=CZFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-debt", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();