Citizens Financial Services (CZFS) Interest Expense - Debt (2010 - 2026)

Citizens Financial Services' (CZFS) quarterly Interest Expense - Debt came in at $2.9 million in Q1 2026, down 23.1% year-on-year from $3.7 million in Q1 2025, and down 8.77% quarter-over-quarter from $3.1 million in Q4 2025.

Citizens Financial Services (CZFS) Interest Expense - Debt (2010 - 2026) Analysis & Trends

Citizens Financial Services' Interest Expense - Debt history runs 17 years deep, the most recent figure standing at $2.9 million for Q1 2026.

  • On a quarterly basis, Interest Expense - Debt fell 23.1% year-over-year to $2.9 million in Q1 2026; TTM through Mar 2026 was $13.3 million, a 9.19% decrease from a year earlier, with the FY2025 full-year figure at $14.1 million, down 9.13% from the prior year.
  • Interest Expense - Debt eased to $2.9 million in Q1 2026 per CZFS's latest filing, from $3.1 million in the prior quarter.
  • Across five years, Interest Expense - Debt topped out at $4.7 million in Q1 2024 and bottomed at $278000.0 in Q1 2022.
  • The 5-year median for Interest Expense - Debt is $3.4 million (2023), against an average of $3.0 million.
  • Across the five-year window, Interest Expense - Debt soared 1010.79% in 2023 and plunged 31.99% in 2024, its largest moves.
  • Year by year, Interest Expense - Debt stood at $2.2 million in 2022, then soared by 102.76% to $4.5 million in 2023, then slumped by 31.99% to $3.0 million in 2024, then climbed by 2.92% to $3.1 million in 2025, then retreated by 8.77% to $2.9 million in 2026.
  • Per Business Quant, the three latest CZFS Interest Expense - Debt figures stand at $2.9 million (Q1 2026), $3.1 million (Q4 2025), and $3.6 million (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Debt (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 -
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - -
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 277,000.00
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 748.00 Mn
10 Citizens Financial Services 375.81 Mn 301.93 Mn - 2.86 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 2.86 Mn
Dec 31, 2025 3.13 Mn
Sep 30, 2025 3.61 Mn
Jun 30, 2025 3.65 Mn
Mar 31, 2025 3.72 Mn
Dec 31, 2024 3.05 Mn
Sep 30, 2024 3.89 Mn
Jun 30, 2024 3.95 Mn
Mar 31, 2024 4.65 Mn
Dec 31, 2023 4.48 Mn
Sep 30, 2023 4.19 Mn
Jun 30, 2023 3.41 Mn
Mar 31, 2023 3.09 Mn
Dec 31, 2022 2.21 Mn
Sep 30, 2022 1.10 Mn
Jun 30, 2022 322,000.00
Mar 31, 2022 278,000.00
Dec 31, 2021 344,000.00
Sep 30, 2021 330,000.00
Jun 30, 2021 338,000.00