Citizens Financial Services (CZFS) Interest Expense - Debt (2010 - 2026)
Citizens Financial Services (CZFS) posted Interest Expense - Debt of $2.7 million for Q2 2026, down 7.28% on a QoQ basis from $2.9 million in Q1 2026, and down 27.41% year-over-year from $3.7 million in Q2 2025.
Analysis
Citizens Financial Services (CZFS) Interest Expense - Debt (2010 - 2026) Analysis & Trends
Citizens Financial Services has reported Interest Expense - Debt for 17 years, with the latest figure at $2.7 million in Q2 2026.
- On a quarterly basis, Interest Expense - Debt fell 27.41% year-over-year to $2.7 million in Q2 2026; TTM through Jun 2026 was $12.3 million, a 14.32% decrease from a year earlier, with the FY2025 full-year figure at $14.1 million, down 9.13% from the prior year.
- Interest Expense - Debt was $2.7 million for Q2 2026 at Citizens Financial Services, down from $2.9 million in the prior quarter.
- The five-year high for Interest Expense - Debt was $4.7 million in Q1 2024, with the low at $278000.0 in Q1 2022.
- Average Interest Expense - Debt over 5 years is $3.0 million, with a median of $3.3 million recorded in 2023.
- The sharpest annual moves came in 2023 and 2024: Interest Expense - Debt surged 1010.79% in 2023, then tumbled 31.99% in 2024.
- Over 5 years, Interest Expense - Debt stood at $2.2 million in 2022, then jumped by 102.76% to $4.5 million in 2023, then tumbled by 31.99% to $3.0 million in 2024, then grew by 2.92% to $3.1 million in 2025, then dropped by 15.41% to $2.7 million in 2026.
- The last three Interest Expense - Debt figures came in at $2.7 million (Q2 2026), $2.9 million (Q1 2026), and $3.1 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 485.00 Mn |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | 228.00 Mn |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 170.00 Mn |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 18.00 Mn |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 156.00 Mn |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 52.00 Mn |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 155.00 Mn |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 314.00 Mn |
| 10 | Citizens Financial Services | 391.28 Mn | 305.36 Mn | - | 2.65 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 2.65 Mn |
| Mar 31, 2026 | 2.86 Mn |
| Dec 31, 2025 | 3.13 Mn |
| Sep 30, 2025 | 3.61 Mn |
| Jun 30, 2025 | 3.65 Mn |
| Mar 31, 2025 | 3.72 Mn |
| Dec 31, 2024 | 3.05 Mn |
| Sep 30, 2024 | 3.89 Mn |
| Jun 30, 2024 | 3.95 Mn |
| Mar 31, 2024 | 4.65 Mn |
| Dec 31, 2023 | 4.48 Mn |
| Sep 30, 2023 | 4.19 Mn |
| Jun 30, 2023 | 3.41 Mn |
| Mar 31, 2023 | 3.09 Mn |
| Dec 31, 2022 | 2.21 Mn |
| Sep 30, 2022 | 1.10 Mn |
| Jun 30, 2022 | 322,000.00 |
| Mar 31, 2022 | 278,000.00 |
| Dec 31, 2021 | 344,000.00 |
| Sep 30, 2021 | 330,000.00 |