Citizens Financial Services (CZFS) Interest Expense - Debt (2010 - 2026)

Citizens Financial Services (CZFS) recorded quarterly Interest Expense - Debt of $2.9 million in Q1 2026, down 8.77% quarter-over-quarter from $3.1 million in Q4 2025, and down 23.1% on a YoY basis from $3.7 million in Q1 2025.

Citizens Financial Services (CZFS) Interest Expense - Debt (2010 - 2026) Analysis & Trends

Citizens Financial Services' Interest Expense - Debt history runs 17 years deep, the most recent figure standing at $2.9 million for Q1 2026.

  • In Q1 2026, Interest Expense - Debt fell 23.1% year-over-year to $2.9 million; the TTM figure through Mar 2026 stood at $13.3 million (down 9.19% YoY), while the FY2025 annual figure was $14.1 million, down 9.13% from the prior year.
  • Interest Expense - Debt was $2.9 million for Q1 2026 at Citizens Financial Services, down from $3.1 million in the prior quarter.
  • In the past five years, Interest Expense - Debt ranged from a high of $4.7 million in Q1 2024 to a low of $278000.0 in Q1 2022.
  • Historically, Interest Expense - Debt has averaged $3.0 million across 5 years, with a median of $3.4 million in 2023.
  • The sharpest annual moves came in 2023 and 2024: Interest Expense - Debt jumped 1010.79% in 2023, then plunged 31.99% in 2024.
  • A 5-year view of Interest Expense - Debt shows it stood at $2.2 million in 2022, then soared by 102.76% to $4.5 million in 2023, then plunged by 31.99% to $3.0 million in 2024, then climbed by 2.92% to $3.1 million in 2025, then retreated by 8.77% to $2.9 million in 2026.
  • The last three Interest Expense - Debt figures came in at $2.9 million (Q1 2026), $3.1 million (Q4 2025), and $3.6 million (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Debt (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - -
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - -
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 277,000.00
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - 32.51 Bn
10 Citizens Financial Services 317.35 Mn 277.14 Mn - 2.86 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 2.86 Mn
Dec 31, 2025 3.13 Mn
Sep 30, 2025 3.61 Mn
Jun 30, 2025 3.65 Mn
Mar 31, 2025 3.72 Mn
Dec 31, 2024 3.05 Mn
Sep 30, 2024 3.89 Mn
Jun 30, 2024 3.95 Mn
Mar 31, 2024 4.65 Mn
Dec 31, 2023 4.48 Mn
Sep 30, 2023 4.19 Mn
Jun 30, 2023 3.41 Mn
Mar 31, 2023 3.09 Mn
Dec 31, 2022 2.21 Mn
Sep 30, 2022 1.10 Mn
Jun 30, 2022 322,000.00
Mar 31, 2022 278,000.00
Dec 31, 2021 344,000.00
Sep 30, 2021 330,000.00
Jun 30, 2021 338,000.00