Citizens Financial Services (CZFS) FCF Margin (2010 - 2026)

Citizens Financial Services' FCF Margin history runs 17 years deep, the most recent figure standing at 60.04% for Q1 2026.

• On a quarterly basis, FCF Margin rose 1840.0% year-over-year to 60.04% in Q1 2026; TTM through Mar 2026 was 41.21%, a 1104.0% increase from a year earlier, with the FY2025 full-year figure at 31.81%, down 71.0% from the prior year.
• FCF Margin grew to 60.04% in Q1 2026 per CZFS's latest filing, from 49.69% in the prior quarter.
• Across five years, FCF Margin topped out at 67.22% in Q1 2022 and bottomed at 46.35% in Q2 2023.
• The 5-year median for FCF Margin is 41.85% (2022), against an average of 35.24%.
• Across the five-year window, FCF Margin sank 62719 bps in 2022 and soared 5840 bps in 2024, its largest moves.
• Year by year, FCF Margin stood at 38.96% in 2022, then surged by 60 bps to 62.16% in 2023, then declined by 29 bps to 44.03% in 2024, then grew by 13 bps to 49.69% in 2025, then advanced by 21 bps to 60.04% in 2026.
• Per Business Quant, the three latest CZFS FCF Margin figures stand at 60.04% (Q1 2026), 49.69% (Q4 2025), and 9.42% (Q3 2025).