Citizens Financial Services (CZFS) FCF Margin (2010 - 2026)
Citizens Financial Services' quarterly FCF Margin came in at 60.04% in Q1 2026, up 2084.0% year-on-year from 2.75% in Q1 2025, and up 6.71% quarter-over-quarter from 56.26% in Q4 2025.
Citizens Financial Services has reported FCF Margin for 17 years, with the latest figure at 60.04% in Q1 2026.
- For the quarter ending Q1 2026, FCF Margin rose 2084.0% year-over-year to 60.04%; the trailing twelve-month figure through Mar 2026 stood at 36.96% (up 875.0% YoY), and the FY2025 full-year result was 31.37%, up 8.0% from the prior year.
- FCF Margin for Q1 2026 stood at 60.04%, up from 56.26% in the prior quarter.
- The five-year high for FCF Margin was 67.95% in Q4 2023, with the low at 51.38% in Q2 2023.
- Average FCF Margin over 5 years is 32.86%, with a median of 38.96% recorded in 2022.
- Year-over-year, FCF Margin tumbled 63029 bps in 2022 and surged 6313 bps in 2024.
- Tracing CZFS's FCF Margin over 5 years: stood at 38.96% in 2022, then surged by 74 bps to 67.95% in 2023, then tumbled by 44 bps to 38.23% in 2024, then soared by 47 bps to 56.26% in 2025, then gained by 7 bps to 60.04% in 2026.
- The last three FCF Margin figures came in at 60.04% (Q1 2026), 56.26% (Q4 2025), and 9.42% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | - |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 339.84% |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 35.69% |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | - |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | - |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 31.27% |
| 10 | Citizens Financial Services | 305.16 Mn | 264.95 Mn | - | 60.04% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 60.04% |
| Dec 31, 2025 | 56.26% |
| Sep 30, 2025 | 9.42% |
| Jun 30, 2025 | 20.10% |
| Mar 31, 2025 | 39.20% |
| Dec 31, 2024 | 38.23% |
| Sep 30, 2024 | 22.31% |
| Jun 30, 2024 | 11.75% |
| Mar 31, 2024 | 51.51% |
| Dec 31, 2023 | 67.95% |
| Sep 30, 2023 | 27.03% |
| Jun 30, 2023 | -51.38% |
| Mar 31, 2023 | 50.36% |
| Dec 31, 2022 | 38.96% |
| Sep 30, 2022 | 41.85% |
| Jun 30, 2022 | 10.92% |
| Mar 31, 2022 | 64.12% |
| Dec 31, 2021 | 32.26% |
| Sep 30, 2021 | 53.85% |
| Jun 30, 2021 | 40.62% |
| Mar 31, 2021 | 694.42% |
| Dec 31, 2020 | 774.35% |
| Sep 30, 2020 | 178.56% |
| Jun 30, 2020 | -725.66% |
| Mar 31, 2020 | 244.84% |
| Dec 31, 2019 | 328.98% |
| Sep 30, 2019 | 312.46% |
| Jun 30, 2019 | 319.83% |
| Mar 31, 2019 | 268.13% |
| Dec 31, 2018 | 371.00% |
| Sep 30, 2018 | 318.91% |
| Jun 30, 2018 | 204.98% |
| Mar 31, 2018 | 387.66% |
| Dec 31, 2017 | 265.40% |
| Sep 30, 2017 | 1,532.09% |
| Jun 30, 2017 | 3,039.47% |
| Mar 31, 2017 | 3,242.93% |
| Dec 31, 2016 | 44.99% |
| Sep 30, 2016 | 38.04% |
| Jun 30, 2016 | 33.06% |
| Mar 31, 2016 | 19.86% |
| Dec 31, 2015 | 46.67% |
| Sep 30, 2015 | 35.59% |
| Jun 30, 2015 | 24.02% |
| Mar 31, 2015 | 29.27% |
| Dec 31, 2014 | 44.18% |
| Sep 30, 2014 | 43.50% |
| Jun 30, 2014 | 34.05% |
| Mar 31, 2014 | 38.66% |
| Dec 31, 2013 | 52.73% |
| Sep 30, 2013 | 43.71% |
| Jun 30, 2013 | 32.63% |
| Mar 31, 2013 | 60.54% |
| Dec 31, 2012 | 39.05% |
| Sep 30, 2012 | 34.09% |
| Jun 30, 2012 | 35.61% |
| Mar 31, 2012 | 43.90% |
| Dec 31, 2011 | 50.75% |
| Sep 30, 2011 | 44.97% |
| Jun 30, 2011 | 38.93% |
| Mar 31, 2011 | 40.18% |
| Dec 31, 2010 | 48.27% |
| Sep 30, 2010 | 31.13% |