Citizens Financial Services CZFS
NASDAQ CZFS
$81.70 +1.27 (+1.58%)
At close: Aug 21, 2026 · 4:00 PM EDT

Citizens Financial Services (CZFS) FCF Margin (2010 - 2026)

Citizens Financial Services (CZFS) posted quarterly FCF Margin of 60.04% for Q1 2026, up 1840.0% year-over-year from 3.09% in Q1 2025, and up 11.8% quarter-over-quarter from 53.7% in Q4 2025.

Citizens Financial Services (CZFS) FCF Margin (2010 - 2026) Analysis & Trends

Citizens Financial Services' FCF Margin history runs 17 years deep, the most recent figure standing at 60.04% for Q1 2026.

  • In Q1 2026, FCF Margin rose 1840.0% year-over-year to 60.04%; the TTM figure through Mar 2026 stood at 42.23% (up 1206.0% YoY), while the FY2025 annual figure was 31.81%, down 71.0% from the prior year.
  • FCF Margin for Q1 2026 stood at 60.04%, up from 53.7% in the prior quarter.
  • The five-year high for FCF Margin was 67.22% in Q1 2022, with the low at 46.35% in Q2 2023.
  • The 5-year median for FCF Margin is 41.85% (2022), against an average of 35.42%.
  • The sharpest annual moves came in 2022 and 2024: FCF Margin plunged 62719 bps in 2022, then soared 5840 bps in 2024.
  • Citizens Financial Services' FCF Margin stood at 38.04% in 2022, then jumped by 63 bps to 62.16% in 2023, then dropped by 29 bps to 44.03% in 2024, then climbed by 22 bps to 53.7% in 2025, then advanced by 12 bps to 60.04% in 2026.
  • Business Quant data shows CZFS's FCF Margin at 60.04% in Q1 2026, 53.7% in Q4 2025, and 9.42% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Margin (Qtr)
1 Hdfc Bank 120.66 Bn 84.46 Bn - -
2 Pnc Financial Services 97.86 Bn 97.86 Bn - 31.23%
3 Us Bancorp 96.39 Bn 96.39 Bn - 62.71%
4 Lloyds Banking 93.61 Bn 93.91 Bn - -
5 NatWest 74.92 Bn -144.17 Bn - -
6 Deutsche Bank Aktiengesellschaft 72.22 Bn -81.10 Bn - -
7 Nu Holdings 70.34 Bn 56.66 Bn 2.35 Bn -
8 Truist Financial 61.75 Bn 61.75 Bn - 18.14%
9 Fifth Third Bancorp 49.88 Bn 26.16 Bn - -
10 Citizens Financial Services 397.75 Mn 311.83 Mn - -1.27%

Historic Data

Download Data
DateValue
Jun 30, 2026 -1.66%
Mar 31, 2026 60.04%
Dec 31, 2025 53.70%
Sep 30, 2025 9.42%
Jun 30, 2025 47.84%
Mar 31, 2025 41.64%
Dec 31, 2024 44.03%
Sep 30, 2024 23.27%
Jun 30, 2024 12.05%
Mar 31, 2024 57.11%
Dec 31, 2023 62.16%
Sep 30, 2023 28.47%
Jun 30, 2023 -46.35%
Mar 31, 2023 50.36%
Dec 31, 2022 38.04%
Sep 30, 2022 41.85%
Jun 30, 2022 11.22%
Mar 31, 2022 67.22%
Dec 31, 2021 43.55%
Sep 30, 2021 57.28%