Citizens Financial Services (CZFS) FCF Margin (2010 - 2026)
Citizens Financial Services (CZFS) recorded quarterly FCF Margin of 60.04% in Q1 2026, up 6.71% quarter-over-quarter from 56.26% in Q4 2025, and up 2084.0% on a YoY basis from 2.75% in Q1 2025.
Citizens Financial Services (CZFS) FCF Margin (2010 - 2026) Analysis & Trends
Citizens Financial Services' FCF Margin history runs 17 years deep, the most recent figure standing at 60.04% for Q1 2026.
- In Q1 2026, FCF Margin rose 2084.0% year-over-year to 60.04%; the TTM figure through Mar 2026 stood at 36.96% (up 875.0% YoY), while the FY2025 annual figure was 31.37%, up 8.0% from the prior year.
- FCF Margin was 60.04% for Q1 2026 at Citizens Financial Services, up from 56.26% in the prior quarter.
- In the past five years, FCF Margin ranged from a high of 67.95% in Q4 2023 to a low of 51.38% in Q2 2023.
- Historically, FCF Margin has averaged 32.86% across 5 years, with a median of 38.96% in 2022.
- The sharpest annual moves came in 2022 and 2024: FCF Margin tumbled 63029 bps in 2022, then soared 6313 bps in 2024.
- A 5-year view of FCF Margin shows it stood at 38.96% in 2022, then jumped by 74 bps to 67.95% in 2023, then plunged by 44 bps to 38.23% in 2024, then surged by 47 bps to 56.26% in 2025, then rose by 7 bps to 60.04% in 2026.
- The last three FCF Margin figures came in at 60.04% (Q1 2026), 56.26% (Q4 2025), and 9.42% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 339.84% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 35.69% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 136,088.77% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Citizens Financial Services | 317.35 Mn | 277.14 Mn | - | 60.04% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 60.04% |
| Dec 31, 2025 | 56.26% |
| Sep 30, 2025 | 9.42% |
| Jun 30, 2025 | 20.10% |
| Mar 31, 2025 | 39.20% |
| Dec 31, 2024 | 38.23% |
| Sep 30, 2024 | 22.31% |
| Jun 30, 2024 | 11.75% |
| Mar 31, 2024 | 51.51% |
| Dec 31, 2023 | 67.95% |
| Sep 30, 2023 | 27.03% |
| Jun 30, 2023 | -51.38% |
| Mar 31, 2023 | 50.36% |
| Dec 31, 2022 | 38.96% |
| Sep 30, 2022 | 41.85% |
| Jun 30, 2022 | 10.92% |
| Mar 31, 2022 | 64.12% |
| Dec 31, 2021 | 32.26% |
| Sep 30, 2021 | 53.85% |
| Jun 30, 2021 | 40.62% |