Wintrust Financial (WTFC) Interest Expense - Deposits (2009 - 2026)
Wintrust Financial's (WTFC) quarterly Interest Expense - Deposits came in at $325.0 million in Q2 2026, down 2.53% on a YoY basis from $333.5 million in Q2 2025, and up 5.13% quarter-over-quarter from $309.2 million in Q1 2026.
Analysis
Wintrust Financial (WTFC) Interest Expense - Deposits (2009 - 2026) Analysis & Trends
Wintrust Financial (WTFC) has reported Interest Expense - Deposits for 18 consecutive years, with $325.0 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Interest Expense - Deposits fell 2.53% year-over-year to $325.0 million; the trailing twelve-month figure through Jun 2026 stood at $1.3 billion (down 2.93% YoY), and the FY2025 full-year result was $1.3 billion, changed 0.14% from the prior year.
- Interest Expense - Deposits rose to $325.0 million in Q2 2026 per WTFC's latest filing, from $309.2 million in the prior quarter.
- Across five years, Interest Expense - Deposits topped out at $362.0 million in Q3 2024 and bottomed at $14.9 million in Q1 2022.
- Historically, Interest Expense - Deposits has averaged $244.5 million across 5 years, with a median of $304.4 million in 2024.
- The sharpest annual moves came in 2022 and 2023: Interest Expense - Deposits plunged 46.84% in 2022, then jumped 1024.55% in 2023.
- Over 5 years, Interest Expense - Deposits stood at $95.4 million in 2022, then soared by 199.0% to $285.4 million in 2023, then gained by 21.37% to $346.4 million in 2024, then declined by 4.1% to $332.2 million in 2025, then declined by 2.15% to $325.0 million in 2026.
- According to Business Quant data, Interest Expense - Deposits over the past three periods registered $325.0 million, $309.2 million, and $332.2 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | - |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 1.58 Bn |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 891.00 Mn |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 104.00 Mn |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 1.05 Bn |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 747.00 Mn |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 385.00 Mn |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | 881.00 Mn |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 600.00 Mn |
| 10 | Wintrust Financial | 10.15 Bn | -62.03 Bn | - | 325.03 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 325.03 Mn |
| Mar 31, 2026 | 309.19 Mn |
| Dec 31, 2025 | 332.18 Mn |
| Sep 30, 2025 | 355.85 Mn |
| Jun 30, 2025 | 333.47 Mn |
| Mar 31, 2025 | 320.23 Mn |
| Dec 31, 2024 | 346.39 Mn |
| Sep 30, 2024 | 362.02 Mn |
| Jun 30, 2024 | 335.70 Mn |
| Mar 31, 2024 | 299.53 Mn |
| Dec 31, 2023 | 285.39 Mn |
| Sep 30, 2023 | 262.78 Mn |
| Jun 30, 2023 | 213.50 Mn |
| Mar 31, 2023 | 144.80 Mn |
| Dec 31, 2022 | 95.45 Mn |
| Sep 30, 2022 | 45.92 Mn |
| Jun 30, 2022 | 18.99 Mn |
| Mar 31, 2022 | 14.85 Mn |
| Dec 31, 2021 | 16.57 Mn |
| Sep 30, 2021 | 19.31 Mn |