Wintrust Financial (WTFC) Interest Expense - Deposits (2009 - 2026)

Wintrust Financial (WTFC) recorded quarterly Interest Expense - Deposits of $309.2 million in Q1 2026, down 6.92% on a QoQ basis from $332.2 million in Q4 2025, and down 3.45% year-over-year from $320.2 million in Q1 2025.

Wintrust Financial (WTFC) Interest Expense - Deposits (2009 - 2026) Analysis & Trends

Wintrust Financial has disclosed Interest Expense - Deposits across 18 years of filings, most recently posting $309.2 million for Q1 2026.

  • Quarterly Interest Expense - Deposits fell 3.45% year-over-year to $309.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $1.3 billion (down 2.47% YoY) and the FY2025 annual result came in at $1.3 billion, changed 0.14% from the prior year.
  • Interest Expense - Deposits eased to $309.2 million in Q1 2026, from $332.2 million in the prior quarter.
  • Over five years, Interest Expense - Deposits peaked at $362.0 million in Q3 2024 and troughed at $14.9 million in Q1 2022.
  • A 5-year average of $239.8 million and a median of $299.5 million in 2024 frame the typical range for Interest Expense - Deposits.
  • Annual changes were most pronounced in 2022 — Interest Expense - Deposits tumbled 46.84% — and 2023, when it soared 1024.55%.
  • Tracing WTFC's Interest Expense - Deposits over 5 years: stood at $95.4 million in 2022, then soared by 199.0% to $285.4 million in 2023, then gained by 21.37% to $346.4 million in 2024, then declined by 4.1% to $332.2 million in 2025, then dropped by 6.92% to $309.2 million in 2026.
  • Business Quant data shows WTFC's Interest Expense - Deposits at $309.2 million in Q1 2026, $332.2 million in Q4 2025, and $355.8 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Bank Of Chile 98,685.34 Bn 98,685.34 Bn - -
2 Bank Bradesco 6,797.89 Bn 6,781.94 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 210.21 Bn 210.06 Bn - 3.51 Mn
5 Itau Unibanco Holding 201.76 Bn 201.76 Bn - -
6 Landmark Bancorp 180.25 Bn 180.22 Bn - 4.61 Mn
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 142.02 Bn 109.60 Bn - -
9 Mizuho Financial 112.02 Bn 112.56 Bn - 2.05 Bn
10 Wintrust Financial 10.52 Bn 10.45 Bn - 309.19 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 309.19 Mn
Dec 31, 2025 332.18 Mn
Sep 30, 2025 355.85 Mn
Jun 30, 2025 333.47 Mn
Mar 31, 2025 320.23 Mn
Dec 31, 2024 346.39 Mn
Sep 30, 2024 362.02 Mn
Jun 30, 2024 335.70 Mn
Mar 31, 2024 299.53 Mn
Dec 31, 2023 285.39 Mn
Sep 30, 2023 262.78 Mn
Jun 30, 2023 213.50 Mn
Mar 31, 2023 144.80 Mn
Dec 31, 2022 95.45 Mn
Sep 30, 2022 45.92 Mn
Jun 30, 2022 18.99 Mn
Mar 31, 2022 14.85 Mn
Dec 31, 2021 16.57 Mn
Sep 30, 2021 19.31 Mn
Jun 30, 2021 24.30 Mn