Wintrust Financial (WTFC) Interest Expense - Deposits (2009 - 2026)
Wintrust Financial (WTFC) posted Interest Expense - Deposits of $309.2 million for Q1 2026, down 6.92% on a QoQ basis from $332.2 million in Q4 2025, and down 3.45% year-over-year from $320.2 million in Q1 2025.
Wintrust Financial (WTFC) Interest Expense - Deposits (2009 - 2026) Analysis & Trends
Wintrust Financial's Interest Expense - Deposits history runs 18 years deep, the most recent figure standing at $309.2 million for Q1 2026.
- Quarterly Interest Expense - Deposits fell 3.45% year-over-year to $309.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $1.3 billion (down 2.47% YoY) and the FY2025 annual result came in at $1.3 billion, changed 0.14% from the prior year.
- Interest Expense - Deposits was $309.2 million for Q1 2026 at Wintrust Financial, down from $332.2 million in the prior quarter.
- Across five years, Interest Expense - Deposits topped out at $362.0 million in Q3 2024 and bottomed at $14.9 million in Q1 2022.
- A 5-year average of $239.8 million and a median of $299.5 million in 2024 frame the typical range for Interest Expense - Deposits.
- Annual changes were most pronounced in 2022 — Interest Expense - Deposits slumped 46.84% — and 2023, when it soared 1024.55%.
- Wintrust Financial's Interest Expense - Deposits stood at $95.4 million in 2022, then soared by 199.0% to $285.4 million in 2023, then gained by 21.37% to $346.4 million in 2024, then declined by 4.1% to $332.2 million in 2025, then dropped by 6.92% to $309.2 million in 2026.
- Business Quant data shows WTFC's Interest Expense - Deposits at $309.2 million in Q1 2026, $332.2 million in Q4 2025, and $355.8 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | - |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | - |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | - |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 3.51 Mn |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 4.61 Mn |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.74 Bn |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 2.28 Bn |
| 10 | Wintrust Financial | 10.71 Bn | 2.43 Bn | - | 309.19 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 309.19 Mn |
| Dec 31, 2025 | 332.18 Mn |
| Sep 30, 2025 | 355.85 Mn |
| Jun 30, 2025 | 333.47 Mn |
| Mar 31, 2025 | 320.23 Mn |
| Dec 31, 2024 | 346.39 Mn |
| Sep 30, 2024 | 362.02 Mn |
| Jun 30, 2024 | 335.70 Mn |
| Mar 31, 2024 | 299.53 Mn |
| Dec 31, 2023 | 285.39 Mn |
| Sep 30, 2023 | 262.78 Mn |
| Jun 30, 2023 | 213.50 Mn |
| Mar 31, 2023 | 144.80 Mn |
| Dec 31, 2022 | 95.45 Mn |
| Sep 30, 2022 | 45.92 Mn |
| Jun 30, 2022 | 18.99 Mn |
| Mar 31, 2022 | 14.85 Mn |
| Dec 31, 2021 | 16.57 Mn |
| Sep 30, 2021 | 19.31 Mn |
| Jun 30, 2021 | 24.30 Mn |