Wintrust Financial (WTFC) Interest Expense - Deposits (2009 - 2026)
Wintrust Financial's (WTFC) quarterly Interest Expense - Deposits came in at $309.2 million in Q1 2026, down 3.45% YoY from $320.2 million in Q1 2025, and down 6.92% on a QoQ basis from $332.2 million in Q4 2025.
Wintrust Financial (WTFC) Interest Expense - Deposits (2009 - 2026) Analysis & Trends
Wintrust Financial (WTFC) has 18 years of Interest Expense - Deposits data on file, last reported at $309.2 million in Q1 2026.
- Quarterly Interest Expense - Deposits fell 3.45% year-over-year to $309.2 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $1.3 billion (down 2.47% YoY) and the FY2025 annual result came in at $1.3 billion, changed 0.14% from the prior year.
- Interest Expense - Deposits fell to $309.2 million in Q1 2026, from $332.2 million in the prior quarter.
- In the past five years, Interest Expense - Deposits ranged from a high of $362.0 million in Q3 2024 to a low of $14.9 million in Q1 2022.
- A 5-year average of $239.8 million and a median of $299.5 million in 2024 frame the typical range for Interest Expense - Deposits.
- Annual changes were most pronounced in 2022 — Interest Expense - Deposits tumbled 46.84% — and 2023, when it soared 1024.55%.
- Tracing WTFC's Interest Expense - Deposits over 5 years: stood at $95.4 million in 2022, then jumped by 199.0% to $285.4 million in 2023, then increased by 21.37% to $346.4 million in 2024, then slipped by 4.1% to $332.2 million in 2025, then decreased by 6.92% to $309.2 million in 2026.
- The last three Interest Expense - Deposits figures came in at $309.2 million (Q1 2026), $332.2 million (Q4 2025), and $355.8 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 1.68 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 2.33 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | - |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | - |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 1.58 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 891.00 Mn |
| 10 | Wintrust Financial | 10.29 Bn | -61.88 Bn | - | 325.03 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 325.03 Mn |
| Mar 31, 2026 | 309.19 Mn |
| Dec 31, 2025 | 332.18 Mn |
| Sep 30, 2025 | 355.85 Mn |
| Jun 30, 2025 | 333.47 Mn |
| Mar 31, 2025 | 320.23 Mn |
| Dec 31, 2024 | 346.39 Mn |
| Sep 30, 2024 | 362.02 Mn |
| Jun 30, 2024 | 335.70 Mn |
| Mar 31, 2024 | 299.53 Mn |
| Dec 31, 2023 | 285.39 Mn |
| Sep 30, 2023 | 262.78 Mn |
| Jun 30, 2023 | 213.50 Mn |
| Mar 31, 2023 | 144.80 Mn |
| Dec 31, 2022 | 95.45 Mn |
| Sep 30, 2022 | 45.92 Mn |
| Jun 30, 2022 | 18.99 Mn |
| Mar 31, 2022 | 14.85 Mn |
| Dec 31, 2021 | 16.57 Mn |
| Sep 30, 2021 | 19.31 Mn |