Wintrust Financial (WTFC) Interest Expense - Deposits (2009 - 2026)
Wintrust Financial's Interest Expense - Deposits came in at $325.03 million for Q2 2026, down 2.5% from $333.47 million a year earlier but up 5.1% from the prior quarter.
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Analysis
Wintrust Financial (WTFC) Interest Expense - Deposits (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Wintrust Financial reported Interest Expense - Deposits of $1.32 billion, down 2.9% year-over-year; for FY2025, it was $1.34 billion, down 0.1% from FY2024.
- Interest Expense - Deposits carries a five-year compound annual growth rate of 48.0% (FY2020 to FY2025).
- Going back by year, Interest Expense - Deposits was $1.34 billion in FY2024 (+48.2%), $906.47 million in FY2023 (+417.4%), $175.2 million in FY2022 (+98.8%) and $88.12 million in FY2021 (-53.4%).
- The five-year range for quarterly Interest Expense - Deposits is $14.85 million (Q1 2022) to $362.02 million (Q3 2024).
- Year-over-year, Interest Expense - Deposits has declined for five consecutive quarters, with growth averaging 6.7% over the last eight quarters.
- The fastest year-over-year change in Interest Expense - Deposits over five years came in Q1 2023 (growth of 874.8%), and the weakest in Q3 2021 (a decline of 50.6%).
- Business Quant data shows WTFC's Interest Expense - Deposits at $309.19 million (Q1 2026), $332.18 million (Q4 2025) and $355.85 million (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Deposits (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 10.76 Bn |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 7.37 Bn |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 2.70 Bn |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 7.85 Bn |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | 3.48 Bn |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 5.10 Bn |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 5.52 Bn |
| 10 | Wintrust Financial | 9.57 Bn | 4.97 Bn | - | 325.03 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 325.03 Mn |
| Mar 31, 2026 | 309.19 Mn |
| Dec 31, 2025 | 332.18 Mn |
| Sep 30, 2025 | 355.85 Mn |
| Jun 30, 2025 | 333.47 Mn |
| Mar 31, 2025 | 320.23 Mn |
| Dec 31, 2024 | 346.39 Mn |
| Sep 30, 2024 | 362.02 Mn |
| Jun 30, 2024 | 335.70 Mn |
| Mar 31, 2024 | 299.53 Mn |
| Dec 31, 2023 | 285.39 Mn |
| Sep 30, 2023 | 262.78 Mn |
| Jun 30, 2023 | 213.50 Mn |
| Mar 31, 2023 | 144.80 Mn |
| Dec 31, 2022 | 95.45 Mn |
| Sep 30, 2022 | 45.92 Mn |
| Jun 30, 2022 | 18.99 Mn |
| Mar 31, 2022 | 14.85 Mn |
| Dec 31, 2021 | 16.57 Mn |
| Sep 30, 2021 | 19.31 Mn |
API Access
Wintrust Financial Interest Expense - Deposits API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=WTFC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-deposits", "ticker": "WTFC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-deposits&ticker=WTFC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();