Wintrust Financial WTFC
NASDAQ WTFC
$150.55 -1.83 (-1.20%)
As of: Sep 9, 2026 · 3:59 PM EDT

Wintrust Financial (WTFC) Interest Expense - Deposits (2009 - 2026)

Wintrust Financial's (WTFC) quarterly Interest Expense - Deposits came in at $325.0 million in Q2 2026, down 2.53% on a YoY basis from $333.5 million in Q2 2025, and up 5.13% quarter-over-quarter from $309.2 million in Q1 2026.

Analysis

Wintrust Financial (WTFC) Interest Expense - Deposits (2009 - 2026) Analysis & Trends

Wintrust Financial (WTFC) has reported Interest Expense - Deposits for 18 consecutive years, with $325.0 million the latest figure, recorded in Q2 2026.

  • For the quarter ending Q2 2026, Interest Expense - Deposits fell 2.53% year-over-year to $325.0 million; the trailing twelve-month figure through Jun 2026 stood at $1.3 billion (down 2.93% YoY), and the FY2025 full-year result was $1.3 billion, changed 0.14% from the prior year.
  • Interest Expense - Deposits rose to $325.0 million in Q2 2026 per WTFC's latest filing, from $309.2 million in the prior quarter.
  • Across five years, Interest Expense - Deposits topped out at $362.0 million in Q3 2024 and bottomed at $14.9 million in Q1 2022.
  • Historically, Interest Expense - Deposits has averaged $244.5 million across 5 years, with a median of $304.4 million in 2024.
  • The sharpest annual moves came in 2022 and 2023: Interest Expense - Deposits plunged 46.84% in 2022, then jumped 1024.55% in 2023.
  • Over 5 years, Interest Expense - Deposits stood at $95.4 million in 2022, then soared by 199.0% to $285.4 million in 2023, then gained by 21.37% to $346.4 million in 2024, then declined by 4.1% to $332.2 million in 2025, then declined by 2.15% to $325.0 million in 2026.
  • According to Business Quant data, Interest Expense - Deposits over the past three periods registered $325.0 million, $309.2 million, and $332.2 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Interest Expense - Deposits (Qtr)
1 Banco Santander Chile 950.85 Bn 950.85 Bn - -
2 Truist Financial 61.46 Bn 61.46 Bn - 1.58 Bn
3 Fifth Third Bancorp 49.43 Bn 25.71 Bn - 891.00 Mn
4 M&T Bank 34.72 Bn 34.72 Bn - 104.00 Mn
5 Huntington Bancshares 33.60 Bn 29.07 Bn - 1.05 Bn
6 Citizens Financial 29.31 Bn 29.31 Bn - 747.00 Mn
7 Regions Financial 25.53 Bn 25.53 Bn - 385.00 Mn
8 First Citizens Bancshares 24.60 Bn 24.07 Bn 29.00 Mn 881.00 Mn
9 Keycorp 23.26 Bn -24.44 Bn - 600.00 Mn
10 Wintrust Financial 10.15 Bn -62.03 Bn - 325.03 Mn
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 325.03 Mn
Mar 31, 2026 309.19 Mn
Dec 31, 2025 332.18 Mn
Sep 30, 2025 355.85 Mn
Jun 30, 2025 333.47 Mn
Mar 31, 2025 320.23 Mn
Dec 31, 2024 346.39 Mn
Sep 30, 2024 362.02 Mn
Jun 30, 2024 335.70 Mn
Mar 31, 2024 299.53 Mn
Dec 31, 2023 285.39 Mn
Sep 30, 2023 262.78 Mn
Jun 30, 2023 213.50 Mn
Mar 31, 2023 144.80 Mn
Dec 31, 2022 95.45 Mn
Sep 30, 2022 45.92 Mn
Jun 30, 2022 18.99 Mn
Mar 31, 2022 14.85 Mn
Dec 31, 2021 16.57 Mn
Sep 30, 2021 19.31 Mn