Wintrust Financial (WTFC) Interest Coverage Ratio (2009 - 2026)
Wintrust Financial (WTFC) reported Interest Coverage Ratio of 1.86 for Q1 2026, up 9.49% year-on-year from 1.7 in Q1 2025, and up 2.87% quarter-over-quarter from 1.81 in Q4 2025.
Wintrust Financial (WTFC) has 18 years of Interest Coverage Ratio data on file, last reported at 1.86 in Q1 2026.
- For the quarter ending Q1 2026, Interest Coverage Ratio rose 9.49% year-over-year to 1.86; the trailing twelve-month figure through Mar 2026 stood at 1.78 (up 10.03% YoY), and the FY2025 full-year result was 1.74, up 7.29% from the prior year.
- Interest Coverage Ratio for Q1 2026 stood at 1.86, up from 1.81 in the prior quarter.
- Across five years, Interest Coverage Ratio topped out at 7.0 in Q1 2022 and bottomed at 1.51 in Q4 2023.
- A 5-year average of 2.43 and a median of 1.75 in 2023 frame the typical range for Interest Coverage Ratio.
- Across the five-year window, Interest Coverage Ratio grew 21.76% in 2022 and plunged 66.55% in 2023, its largest moves.
- Tracing WTFC's Interest Coverage Ratio over 5 years: stood at 2.57 in 2022, then plunged by 41.35% to 1.51 in 2023, then rose by 9.37% to 1.65 in 2024, then grew by 9.67% to 1.81 in 2025, then rose by 2.87% to 1.86 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 1.86, 1.81, and 1.75 for Q1 2026, Q4 2025, and Q3 2025 respectively.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 90,891.20 Bn | 90,891.20 Bn | - | -3.29 |
| 2 | Bank Bradesco | 6,807.69 Bn | 6,791.75 Bn | - | - |
| 3 | Lloyds Banking | 426.28 Bn | 426.28 Bn | - | - |
| 4 | NatWest | 184.56 Bn | 184.56 Bn | - | - |
| 5 | First Capital | 181.18 Bn | 181.03 Bn | - | 2.53 |
| 6 | Landmark Bancorp | 164.67 Bn | 164.64 Bn | - | 2.21 |
| 7 | Deutsche Bank Aktiengesellschaft | 161.63 Bn | -151,939.28 Bn | - | 1.32 |
| 8 | KB Financial | 150.02 Bn | 142.15 Bn | - | -36.40 |
| 9 | Pnc Financial Services | 88.79 Bn | 88.84 Bn | - | 1.88 |
| 10 | Wintrust Financial | 10.08 Bn | 10.02 Bn | - | 1.86 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.86 |
| Dec 31, 2025 | 1.81 |
| Sep 30, 2025 | 1.75 |
| Jun 30, 2025 | 1.71 |
| Mar 31, 2025 | 1.70 |
| Dec 31, 2024 | 1.65 |
| Sep 30, 2024 | 1.57 |
| Jun 30, 2024 | 1.56 |
| Mar 31, 2024 | 1.73 |
| Dec 31, 2023 | 1.51 |
| Sep 30, 2023 | 1.75 |
| Jun 30, 2023 | 1.85 |
| Mar 31, 2023 | 2.34 |
| Dec 31, 2022 | 2.57 |
| Sep 30, 2022 | 4.08 |
| Jun 30, 2022 | 4.85 |
| Mar 31, 2022 | 7.00 |
| Dec 31, 2021 | 5.28 |
| Sep 30, 2021 | 5.28 |
| Jun 30, 2021 | 4.60 |
| Mar 31, 2021 | 5.75 |
| Dec 31, 2020 | 3.77 |
| Sep 30, 2020 | 3.49 |
| Jun 30, 2020 | 1.46 |
| Mar 31, 2020 | 2.05 |
| Dec 31, 2019 | 2.33 |
| Sep 30, 2019 | 2.50 |
| Jun 30, 2019 | 2.37 |
| Mar 31, 2019 | 2.65 |
| Dec 31, 2018 | 2.62 |
| Sep 30, 2018 | 3.14 |
| Jun 30, 2018 | 3.65 |
| Mar 31, 2018 | 3.99 |
| Dec 31, 2017 | 3.93 |
| Sep 30, 2017 | 4.29 |
| Jun 30, 2017 | 4.81 |
| Mar 31, 2017 | 4.80 |
| Dec 31, 2016 | 4.64 |
| Sep 30, 2016 | 4.62 |
| Jun 30, 2016 | 4.67 |
| Mar 31, 2016 | 4.79 |
| Dec 31, 2015 | 3.78 |
| Sep 30, 2015 | 4.14 |
| Jun 30, 2015 | 4.82 |
| Mar 31, 2015 | 4.41 |
| Dec 31, 2014 | 4.25 |
| Sep 30, 2014 | 4.43 |
| Jun 30, 2014 | 4.63 |
| Mar 31, 2014 | 4.25 |
| Dec 31, 2013 | 4.16 |
| Sep 30, 2013 | 4.00 |
| Jun 30, 2013 | 3.70 |
| Mar 31, 2013 | 3.42 |
| Dec 31, 2012 | 3.05 |
| Sep 30, 2012 | 3.04 |
| Jun 30, 2012 | 2.51 |
| Mar 31, 2012 | 2.23 |
| Dec 31, 2011 | 1.97 |
| Sep 30, 2011 | 2.37 |
| Jun 30, 2011 | 1.52 |
| Mar 31, 2011 | 1.71 |
| Dec 31, 2010 | 1.54 |
| Sep 30, 2010 | 1.73 |
| Jun 30, 2010 | 1.46 |
| Mar 31, 2010 | 1.55 |
| Dec 31, 2009 | 1.86 |
| Sep 30, 2009 | 2.01 |
| Jun 30, 2009 | 1.18 |