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Wintrust Financial (WTFC) Interest Coverage Ratio (2016 - 2025)

Wintrust Financial's Interest Coverage Ratio history spans 10 years, with the latest figure at 1.81 for Q4 2025.

  • For the quarter ending Q4 2025, Interest Coverage Ratio rose 9.67% year-over-year to 1.81, compared with a TTM value of 1.74 through Dec 2025, up 7.29%, and an annual FY2025 reading of 1.74, up 7.29% over the prior year.
  • Interest Coverage Ratio for Q4 2025 was 1.81 at Wintrust Financial, up from 1.75 in the prior quarter.
  • The five-year high for Interest Coverage Ratio was 7.0 in Q1 2022, with the low at 1.51 in Q4 2023.
  • Average Interest Coverage Ratio over 5 years is 3.02, with a median of 1.83 recorded in 2025.
  • Year-over-year, Interest Coverage Ratio skyrocketed 215.3% in 2021 and then plummeted 66.55% in 2023.
  • Tracing WTFC's Interest Coverage Ratio over 5 years: stood at 5.28 in 2021, then tumbled by 51.25% to 2.57 in 2022, then tumbled by 41.35% to 1.51 in 2023, then increased by 9.37% to 1.65 in 2024, then rose by 9.67% to 1.81 in 2025.
  • Per Business Quant, the three most recent readings for WTFC's Interest Coverage Ratio are 1.81 (Q4 2025), 1.75 (Q3 2025), and 1.71 (Q2 2025).