Wintrust Financial (WTFC) Interest Coverage Ratio (2009 - 2026)
Wintrust Financial's (WTFC) quarterly Interest Coverage Ratio came in at 1.64 in Q1 2026, up 9.65% YoY from 1.49 in Q1 2025, and down 11.19% on a QoQ basis from 1.84 in Q4 2025.
Wintrust Financial (WTFC) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Wintrust Financial (WTFC) has 18 years of Interest Coverage Ratio data on file, last reported at 1.64 in Q1 2026.
- Quarterly Interest Coverage Ratio rose 9.65% year-over-year to 1.64 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 6.27 (up 12.61% YoY) and the FY2025 annual result came in at 1.74, up 7.37% from the prior year.
- Interest Coverage Ratio fell to 1.64 in Q1 2026, from 1.84 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 4.08 in Q3 2022 to a low of 1.36 in Q2 2022.
- A 5-year average of 1.84 and a median of 1.64 in 2026 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio tumbled 70.38% — and 2023, when it climbed 24.33%.
- Tracing WTFC's Interest Coverage Ratio over 5 years: stood at 2.76 in 2022, then sank by 45.23% to 1.51 in 2023, then rose by 9.06% to 1.65 in 2024, then rose by 11.98% to 1.84 in 2025, then retreated by 11.19% to 1.64 in 2026.
- The last three Interest Coverage Ratio figures came in at 1.64 (Q1 2026), 1.84 (Q4 2025), and 1.66 (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | Wintrust Financial | 10.29 Bn | -61.88 Bn | - | 1.87 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.65 |
| Mar 31, 2026 | 1.64 |
| Dec 31, 2025 | 1.84 |
| Sep 30, 2025 | 1.66 |
| Jun 30, 2025 | 1.52 |
| Mar 31, 2025 | 1.49 |
| Dec 31, 2024 | 1.65 |
| Sep 30, 2024 | 1.55 |
| Jun 30, 2024 | 1.37 |
| Mar 31, 2024 | 1.45 |
| Dec 31, 2023 | 1.51 |
| Sep 30, 2023 | 1.75 |
| Jun 30, 2023 | 1.40 |
| Mar 31, 2023 | 2.34 |
| Dec 31, 2022 | 2.76 |
| Sep 30, 2022 | 4.08 |
| Jun 30, 2022 | 1.36 |
| Mar 31, 2022 | 1.88 |
| Dec 31, 2021 | 5.28 |
| Sep 30, 2021 | 5.28 |