Wintrust Financial (WTFC) Interest Coverage Ratio (2009 - 2026)
Wintrust Financial (WTFC) recorded quarterly Interest Coverage Ratio of 1.86 in Q1 2026, up 2.87% on a QoQ basis from 1.81 in Q4 2025, and up 9.49% year-over-year from 1.7 in Q1 2025.
Wintrust Financial (WTFC) Interest Coverage Ratio (2009 - 2026) Analysis & Trends
Wintrust Financial has disclosed Interest Coverage Ratio across 18 years of filings, most recently posting 1.86 for Q1 2026.
- Quarterly Interest Coverage Ratio rose 9.49% year-over-year to 1.86 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 1.78 (up 10.03% YoY) and the FY2025 annual result came in at 1.74, up 7.29% from the prior year.
- Interest Coverage Ratio climbed to 1.86 in Q1 2026, from 1.81 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 7.0 in Q1 2022 and troughed at 1.51 in Q4 2023.
- A 5-year average of 2.43 and a median of 1.75 in 2023 frame the typical range for Interest Coverage Ratio.
- Annual changes were most pronounced in 2022 — Interest Coverage Ratio grew 21.76% — and 2023, when it slumped 66.55%.
- Tracing WTFC's Interest Coverage Ratio over 5 years: stood at 2.57 in 2022, then sank by 41.35% to 1.51 in 2023, then increased by 9.37% to 1.65 in 2024, then climbed by 9.67% to 1.81 in 2025, then increased by 2.87% to 1.86 in 2026.
- Business Quant data shows WTFC's Interest Coverage Ratio at 1.86 in Q1 2026, 1.81 in Q4 2025, and 1.75 in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 98,685.34 Bn | 98,685.34 Bn | - | -1.52 |
| 2 | Bank Bradesco | 6,797.89 Bn | 6,781.94 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 210.21 Bn | 210.06 Bn | - | 2.53 |
| 5 | Itau Unibanco Holding | 201.76 Bn | 201.76 Bn | - | - |
| 6 | Landmark Bancorp | 180.25 Bn | 180.22 Bn | - | 2.21 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 142.02 Bn | 109.60 Bn | - | 0.04 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Wintrust Financial | 10.52 Bn | 10.45 Bn | - | 1.86 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 1.86 |
| Dec 31, 2025 | 1.81 |
| Sep 30, 2025 | 1.75 |
| Jun 30, 2025 | 1.71 |
| Mar 31, 2025 | 1.70 |
| Dec 31, 2024 | 1.65 |
| Sep 30, 2024 | 1.57 |
| Jun 30, 2024 | 1.56 |
| Mar 31, 2024 | 1.73 |
| Dec 31, 2023 | 1.51 |
| Sep 30, 2023 | 1.75 |
| Jun 30, 2023 | 1.85 |
| Mar 31, 2023 | 2.34 |
| Dec 31, 2022 | 2.57 |
| Sep 30, 2022 | 4.08 |
| Jun 30, 2022 | 4.85 |
| Mar 31, 2022 | 7.00 |
| Dec 31, 2021 | 5.28 |
| Sep 30, 2021 | 5.28 |
| Jun 30, 2021 | 4.60 |