Wintrust Financial (WTFC) Interest Expense - Debt (2009 - 2026)
Wintrust Financial's Interest Expense - Debt was $28.22 million in Q2 2026, up 9.7% from $25.72 million a year earlier and up 1.9% from the prior quarter.
Wintrust Financial (WTFC) Interest Expense - Debt (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, Wintrust Financial's Interest Expense - Debt was $108.33 million through Jun 30, 2026, up 4.7% year-over-year; for FY2025, it was $103.58 million, up 4.5% from FY2024.
- Interest Expense - Debt has now increased for eight consecutive years, with a five-year compound annual growth rate of 36.4% (FY2020 to FY2025).
- In earlier years, Interest Expense - Debt was $99.15 million in FY2024 (+37.2%), $72.29 million in FY2023 (+138.3%), $30.33 million in FY2022 (+38.0%) and $21.98 million in FY2021 (+0.1%).
- The Q2 2026 figure marks the highest quarterly Interest Expense - Debt in data going back to Q2 2009.
- Compared with a year earlier, Interest Expense - Debt has increased for three straight quarters, with growth averaging 16.4% over the last eight quarters.
- The best year-over-year quarter for Interest Expense - Debt over five years was Q4 2021 (growth of 403.7%); the worst was Q4 2022 (a decline of 9.4%).
- Per Business Quant data, WTFC's Interest Expense - Debt in the three quarters before Q2 2026 was $27.7 million (Q1 2026), $26.41 million (Q4 2025) and $26.01 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense - Debt (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 4.47 Bn |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 3.10 Bn |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 3.41 Bn |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | - |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 2.62 Bn |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 2.39 Bn |
| 10 | Wintrust Financial | 9.72 Bn | 5.11 Bn | - | 28.22 Mn |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 28.22 Mn |
| Mar 31, 2026 | 27.70 Mn |
| Dec 31, 2025 | 26.41 Mn |
| Sep 30, 2025 | 26.01 Mn |
| Jun 30, 2025 | 25.72 Mn |
| Mar 31, 2025 | 25.44 Mn |
| Dec 31, 2024 | 26.05 Mn |
| Sep 30, 2024 | 26.25 Mn |
| Jun 30, 2024 | 24.80 Mn |
| Mar 31, 2024 | 22.05 Mn |
| Dec 31, 2023 | 18.32 Mn |
| Sep 30, 2023 | 17.44 Mn |
| Jun 30, 2023 | 17.40 Mn |
| Mar 31, 2023 | 19.14 Mn |
| Dec 31, 2022 | 12.52 Mn |
| Sep 30, 2022 | 6.81 Mn |
| Jun 30, 2022 | 5.52 Mn |
| Mar 31, 2022 | 5.48 Mn |
| Dec 31, 2021 | 13.81 Mn |
| Sep 30, 2021 | 5.48 Mn |
Wintrust Financial Interest Expense - Debt API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=WTFC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-expense-debt", "ticker": "WTFC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=interest-expense-debt&ticker=WTFC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();