Wintrust Financial (WTFC) EBITDA Margin (2009 - 2026)
Wintrust Financial's (WTFC) quarterly EBITDA Margin came in at 92.33% in Q2 2026, down 327.0% on a YoY basis from 40.68% in Q2 2025, and up 1.39% quarter-over-quarter from 91.07% in Q1 2026.
Analysis
Wintrust Financial (WTFC) EBITDA Margin (2009 - 2026) Analysis & Trends
Wintrust Financial (WTFC) has reported EBITDA Margin for 18 consecutive years, with 92.33% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, EBITDA Margin fell 327.0% year-over-year to 92.33%; the trailing twelve-month figure through Jun 2026 stood at 94.24% (down 28764.0% YoY), and the FY2025 full-year result was 174.32%, down 802.0% from the prior year.
- EBITDA Margin rose to 92.33% in Q2 2026 per WTFC's latest filing, from 91.07% in the prior quarter.
- Across five years, EBITDA Margin topped out at 611.31% in Q4 2022 and bottomed at 50.67% in Q4 2024.
- Historically, EBITDA Margin has averaged 154.86% across 5 years, with a median of 95.5% in 2025.
- The sharpest annual moves came in 2022 and 2023: EBITDA Margin jumped 30645 bps in 2022, then sank 64995 bps in 2023.
- Over 5 years, EBITDA Margin stood at 611.31% in 2022, then slumped by 106 bps to 38.65% in 2023, then tumbled by 31 bps to 50.67% in 2024, then soared by 286 bps to 94.46% in 2025, then decreased by 2 bps to 92.33% in 2026.
- According to Business Quant data, EBITDA Margin over the past three periods registered 92.33%, 91.07%, and 94.46% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 448.38 Bn | 568.32 Bn | - | - |
| 2 | Truist Financial | 63.10 Bn | 63.10 Bn | - | 79.03% |
| 3 | Fifth Third Bancorp | 49.74 Bn | 26.02 Bn | - | 66.98% |
| 4 | M&T Bank | 34.66 Bn | 34.66 Bn | - | 74.68% |
| 5 | Huntington Bancshares | 34.41 Bn | 29.92 Bn | - | 78.46% |
| 6 | Citizens Financial | 29.91 Bn | 29.91 Bn | - | 73.02% |
| 7 | Regions Financial | 25.92 Bn | 25.99 Bn | - | 62.35% |
| 8 | Keycorp | 23.68 Bn | -24.02 Bn | - | 74.44% |
| 9 | First Citizens Bancshares | 22.94 Bn | 22.41 Bn | 29.00 Mn | -1,920.27% |
| 10 | Wintrust Financial | 10.40 Bn | -61.77 Bn | - | 92.33% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 92.33% |
| Mar 31, 2026 | 91.07% |
| Dec 31, 2025 | 94.46% |
| Sep 30, 2025 | 99.29% |
| Jun 30, 2025 | 95.60% |
| Mar 31, 2025 | 95.40% |
| Dec 31, 2024 | -50.67% |
| Sep 30, 2024 | 103.74% |
| Jun 30, 2024 | 99.82% |
| Mar 31, 2024 | 97.77% |
| Dec 31, 2023 | -38.65% |
| Sep 30, 2023 | 91.31% |
| Jun 30, 2023 | 82.25% |
| Mar 31, 2023 | 75.16% |
| Dec 31, 2022 | 611.31% |
| Sep 30, 2022 | 475.69% |
| Jun 30, 2022 | 300.17% |
| Mar 31, 2022 | 371.46% |
| Dec 31, 2021 | 304.85% |
| Sep 30, 2021 | 347.06% |