Wintrust Financial (WTFC) EBT Margin (2009 - 2026)

Wintrust Financial (WTFC) recorded quarterly EBT Margin of 42.2% in Q1 2026, little changed on a QoQ basis from 42.31% in Q4 2025, and up 285.0% year-over-year from 10.96% in Q1 2025.

Wintrust Financial (WTFC) EBT Margin (2009 - 2026) Analysis & Trends

Wintrust Financial has disclosed EBT Margin across 18 years of filings, most recently posting 42.2% for Q1 2026.

  • Quarterly EBT Margin rose 285.0% year-over-year to 42.2% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 41.71% (down 12077.0% YoY) and the FY2025 annual result came in at 168.02%, down 530.0% from the prior year.
  • EBT Margin held at 42.2% in Q1 2026, from 42.31% in the prior quarter.
  • Over five years, EBT Margin peaked at 1727.96% in Q4 2022 and troughed at 19.99% in Q4 2024.
  • A 5-year average of 284.45% and a median of 41.33% in 2024 frame the typical range for EBT Margin.
  • Annual changes were most pronounced in 2022 — EBT Margin jumped 150979 bps — and 2023, when it tumbled 174102 bps.
  • Tracing WTFC's EBT Margin over 5 years: stood at 1727.96% in 2022, then plunged by 101 bps to 13.06% in 2023, then plunged by 53 bps to 19.99% in 2024, then jumped by 312 bps to 42.31% in 2025, then declined by 0 bps to 42.2% in 2026.
  • Business Quant data shows WTFC's EBT Margin at 42.2% in Q1 2026, 42.31% in Q4 2025, and 42.42% in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Bank Of Chile 98,685.34 Bn 98,685.34 Bn - -
2 Bank Bradesco 6,797.89 Bn 6,781.94 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - 39.06%
4 First Capital 210.21 Bn 210.06 Bn - 311.44%
5 Itau Unibanco Holding 201.76 Bn 201.76 Bn - -
6 Landmark Bancorp 180.25 Bn 180.22 Bn - 33.63%
7 NatWest 168.65 Bn -51.67 Bn - 46.65%
8 Shinhan Financial 142.02 Bn 109.60 Bn - 7,796,393.09%
9 Mizuho Financial 112.02 Bn 112.56 Bn - -157.25%
10 Wintrust Financial 10.52 Bn 10.45 Bn - 42.20%

Historic Data

Download Data
DateValue
Mar 31, 2026 42.20%
Dec 31, 2025 42.31%
Sep 30, 2025 42.42%
Jun 30, 2025 39.82%
Mar 31, 2025 39.35%
Dec 31, 2024 -19.99%
Sep 30, 2024 37.79%
Jun 30, 2024 35.71%
Mar 31, 2024 41.33%
Dec 31, 2023 -13.06%
Sep 30, 2023 39.12%
Jun 30, 2023 37.72%
Mar 31, 2023 43.05%
Dec 31, 2022 1,727.96%
Sep 30, 2022 734.88%
Jun 30, 2022 828.68%
Mar 31, 2022 1,136.43%
Dec 31, 2021 218.17%
Sep 30, 2021 281.37%
Jun 30, 2021 284.13%