Wintrust Financial (WTFC) EBT Margin (2009 - 2026)
Wintrust Financial's (WTFC) quarterly EBT Margin came in at 51.0% in Q1 2026, down 51.0% YoY from 104.09% in Q1 2025, and up 22.99% on a QoQ basis from 41.47% in Q4 2025.
Wintrust Financial (WTFC) EBT Margin (2009 - 2026) Analysis & Trends
Wintrust Financial (WTFC) has 18 years of EBT Margin data on file, last reported at 51.0% in Q1 2026.
- Quarterly EBT Margin fell 51.0% year-over-year to 51.0% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 46.69% (down 17277.0% YoY) and the FY2025 annual result came in at 168.02%, down 530.0% from the prior year.
- EBT Margin climbed to 51.0% in Q1 2026, from 41.47% in the prior quarter.
- In the past five years, EBT Margin ranged from a high of 1727.96% in Q4 2022 to a low of 19.99% in Q4 2024.
- A 5-year average of 301.16% and a median of 43.05% in 2023 frame the typical range for EBT Margin.
- Annual changes were most pronounced in 2022 — EBT Margin jumped 150979 bps — and 2023, when it tumbled 174102 bps.
- Tracing WTFC's EBT Margin over 5 years: stood at 1727.96% in 2022, then slumped by 101 bps to 13.06% in 2023, then slumped by 53 bps to 19.99% in 2024, then surged by 307 bps to 41.47% in 2025, then increased by 23 bps to 51.0% in 2026.
- The last three EBT Margin figures came in at 51.0% (Q1 2026), 41.47% (Q4 2025), and 45.93% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 37.61% |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 35.39% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | 55.27% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 36.74% |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | 22.42% |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 34.47% |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 31.64% |
| 10 | Wintrust Financial | 10.29 Bn | -61.88 Bn | - | 43.05% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 52.15% |
| Mar 31, 2026 | 51.00% |
| Dec 31, 2025 | 41.47% |
| Sep 30, 2025 | 45.93% |
| Jun 30, 2025 | 49.98% |
| Mar 31, 2025 | 51.51% |
| Dec 31, 2024 | -19.99% |
| Sep 30, 2024 | 37.79% |
| Jun 30, 2024 | 35.71% |
| Mar 31, 2024 | 41.33% |
| Dec 31, 2023 | -13.06% |
| Sep 30, 2023 | 39.12% |
| Jun 30, 2023 | 37.72% |
| Mar 31, 2023 | 43.05% |
| Dec 31, 2022 | 1,727.96% |
| Sep 30, 2022 | 1,394.11% |
| Jun 30, 2022 | 419.72% |
| Mar 31, 2022 | 1,136.43% |
| Dec 31, 2021 | 218.17% |
| Sep 30, 2021 | 281.37% |