Wintrust Financial (WTFC) EBT Margin (2009 - 2026)
Wintrust Financial (WTFC) recorded quarterly EBT Margin of 42.2% in Q1 2026, little changed on a QoQ basis from 42.31% in Q4 2025, and up 285.0% year-over-year from 10.96% in Q1 2025.
Wintrust Financial (WTFC) EBT Margin (2009 - 2026) Analysis & Trends
Wintrust Financial has disclosed EBT Margin across 18 years of filings, most recently posting 42.2% for Q1 2026.
- Quarterly EBT Margin rose 285.0% year-over-year to 42.2% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 41.71% (down 12077.0% YoY) and the FY2025 annual result came in at 168.02%, down 530.0% from the prior year.
- EBT Margin held at 42.2% in Q1 2026, from 42.31% in the prior quarter.
- Over five years, EBT Margin peaked at 1727.96% in Q4 2022 and troughed at 19.99% in Q4 2024.
- A 5-year average of 284.45% and a median of 41.33% in 2024 frame the typical range for EBT Margin.
- Annual changes were most pronounced in 2022 — EBT Margin jumped 150979 bps — and 2023, when it tumbled 174102 bps.
- Tracing WTFC's EBT Margin over 5 years: stood at 1727.96% in 2022, then plunged by 101 bps to 13.06% in 2023, then plunged by 53 bps to 19.99% in 2024, then jumped by 312 bps to 42.31% in 2025, then declined by 0 bps to 42.2% in 2026.
- Business Quant data shows WTFC's EBT Margin at 42.2% in Q1 2026, 42.31% in Q4 2025, and 42.42% in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 98,685.34 Bn | 98,685.34 Bn | - | - |
| 2 | Bank Bradesco | 6,797.89 Bn | 6,781.94 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 39.06% |
| 4 | First Capital | 210.21 Bn | 210.06 Bn | - | 311.44% |
| 5 | Itau Unibanco Holding | 201.76 Bn | 201.76 Bn | - | - |
| 6 | Landmark Bancorp | 180.25 Bn | 180.22 Bn | - | 33.63% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 46.65% |
| 8 | Shinhan Financial | 142.02 Bn | 109.60 Bn | - | 7,796,393.09% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Wintrust Financial | 10.52 Bn | 10.45 Bn | - | 42.20% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 42.20% |
| Dec 31, 2025 | 42.31% |
| Sep 30, 2025 | 42.42% |
| Jun 30, 2025 | 39.82% |
| Mar 31, 2025 | 39.35% |
| Dec 31, 2024 | -19.99% |
| Sep 30, 2024 | 37.79% |
| Jun 30, 2024 | 35.71% |
| Mar 31, 2024 | 41.33% |
| Dec 31, 2023 | -13.06% |
| Sep 30, 2023 | 39.12% |
| Jun 30, 2023 | 37.72% |
| Mar 31, 2023 | 43.05% |
| Dec 31, 2022 | 1,727.96% |
| Sep 30, 2022 | 734.88% |
| Jun 30, 2022 | 828.68% |
| Mar 31, 2022 | 1,136.43% |
| Dec 31, 2021 | 218.17% |
| Sep 30, 2021 | 281.37% |
| Jun 30, 2021 | 284.13% |