Wintrust Financial (WTFC) EBT Margin (2009 - 2026)
Wintrust Financial's (WTFC) quarterly EBT Margin came in at 43.05% in Q2 2026, up 323.0% on a YoY basis from 10.18% in Q2 2025, and up 2.01% quarter-over-quarter from 42.2% in Q1 2026.
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Wintrust Financial (WTFC) EBT Margin (2009 - 2026) Analysis & Trends
Wintrust Financial (WTFC) has reported EBT Margin for 18 consecutive years, with 43.05% the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, EBT Margin rose 323.0% year-over-year to 43.05%; the trailing twelve-month figure through Jun 2026 stood at 42.5% (down 10904.0% YoY), and the FY2025 full-year result was 168.02%, down 530.0% from the prior year.
- EBT Margin rose to 43.05% in Q2 2026 per WTFC's latest filing, from 42.2% in the prior quarter.
- Across five years, EBT Margin topped out at 373.89% in Q4 2022 and bottomed at 19.99% in Q4 2024.
- Historically, EBT Margin has averaged 96.69% across 5 years, with a median of 41.76% in 2024.
- The sharpest annual moves came in 2022 and 2023: EBT Margin soared 12675 bps in 2022, then slumped 38695 bps in 2023.
- Over 5 years, EBT Margin stood at 373.89% in 2022, then sank by 103 bps to 13.06% in 2023, then plunged by 53 bps to 19.99% in 2024, then jumped by 312 bps to 42.31% in 2025, then rose by 2 bps to 43.05% in 2026.
- According to Business Quant data, EBT Margin over the past three periods registered 43.05%, 42.2%, and 42.31% for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 448.38 Bn | 568.32 Bn | - | - |
| 2 | Truist Financial | 63.10 Bn | 63.10 Bn | - | 34.47% |
| 3 | Fifth Third Bancorp | 49.74 Bn | 26.02 Bn | - | 31.64% |
| 4 | M&T Bank | 34.66 Bn | 34.66 Bn | - | 41.98% |
| 5 | Huntington Bancshares | 34.41 Bn | 29.92 Bn | - | 31.58% |
| 6 | Citizens Financial | 29.91 Bn | 29.91 Bn | - | 33.07% |
| 7 | Regions Financial | 25.92 Bn | 25.99 Bn | - | 37.65% |
| 8 | Keycorp | 23.68 Bn | -24.02 Bn | - | 33.08% |
| 9 | First Citizens Bancshares | 22.94 Bn | 22.41 Bn | 29.00 Mn | 1,204.05% |
| 10 | Wintrust Financial | 10.40 Bn | -61.77 Bn | - | 43.05% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 43.05% |
| Mar 31, 2026 | 42.20% |
| Dec 31, 2025 | 42.31% |
| Sep 30, 2025 | 42.42% |
| Jun 30, 2025 | 39.82% |
| Mar 31, 2025 | 39.35% |
| Dec 31, 2024 | -19.99% |
| Sep 30, 2024 | 37.79% |
| Jun 30, 2024 | 35.71% |
| Mar 31, 2024 | 41.33% |
| Dec 31, 2023 | -13.06% |
| Sep 30, 2023 | 39.12% |
| Jun 30, 2023 | 37.72% |
| Mar 31, 2023 | 43.05% |
| Dec 31, 2022 | 373.89% |
| Sep 30, 2022 | 358.99% |
| Jun 30, 2022 | 238.33% |
| Mar 31, 2022 | 318.38% |
| Dec 31, 2021 | 247.14% |
| Sep 30, 2021 | 281.37% |