Wintrust Financial (WTFC) EBT Margin (2009 - 2026)
Wintrust Financial (WTFC) posted EBT Margin of 43.05% for Q2 2026, up 3.23 percentage points from 39.82% a year earlier and up 0.85 percentage points from the prior quarter.
Wintrust Financial (WTFC) EBT Margin (2009 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, EBT Margin at Wintrust Financial was 42.50%, down 109.04 percentage points year-over-year; for FY2025, it was 168.02%, down 5.30 percentage points from FY2024.
- Annual EBT Margin has declined for three consecutive years, with a five-year change of -61.09 percentage points (FY2020 to FY2025).
- In prior years, Wintrust Financial's EBT Margin was 173.32% in FY2024 (-20.73 pp), 194.04% in FY2023 (-127.73 pp), 321.77% in FY2022 (+13.91 pp) and 307.86% in FY2021 (+78.75 pp).
- The Q2 2026 figure stands as the highest quarterly EBT Margin since Q1 2023.
- On a year-over-year basis, EBT Margin increased in four of the last six quarters, with an average year-over-year change of +1.92 percentage points.
- The strongest year-over-year quarter for EBT Margin in the past five years was Q4 2022, with a gain of 126.75 percentage points; the weakest was Q3 2023, with a drop of 319.87 percentage points.
- According to Business Quant data, EBT Margin for the three prior quarters was 42.20% (Q1 2026), 42.31% (Q4 2025) and 42.42% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 47.98% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 36.65% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 34.42% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 41.80% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 42.10% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 35.57% |
| 10 | Wintrust Financial | 9.72 Bn | 5.11 Bn | - | 43.05% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 43.05% |
| Mar 31, 2026 | 42.20% |
| Dec 31, 2025 | 42.31% |
| Sep 30, 2025 | 42.42% |
| Jun 30, 2025 | 39.82% |
| Mar 31, 2025 | 39.35% |
| Sep 30, 2024 | 37.79% |
| Jun 30, 2024 | 35.71% |
| Mar 31, 2024 | 41.33% |
| Sep 30, 2023 | 39.12% |
| Jun 30, 2023 | 37.72% |
| Mar 31, 2023 | 43.05% |
| Dec 31, 2022 | 373.89% |
| Sep 30, 2022 | 358.99% |
| Jun 30, 2022 | 238.33% |
| Mar 31, 2022 | 318.38% |
| Dec 31, 2021 | 247.14% |
| Sep 30, 2021 | 281.37% |
| Jun 30, 2021 | 284.13% |
| Mar 31, 2021 | 433.05% |
Wintrust Financial EBT Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt-margin&ticker=WTFC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt-margin", "ticker": "WTFC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt-margin&ticker=WTFC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();