Wintrust Financial WTFC
NASDAQ WTFC
$144.16 +0.67 (+0.47%)
As of: Sep 30, 2026 · 9:37 AM EDT

Wintrust Financial (WTFC) EBT Margin (2009 - 2026)

Updated

Wintrust Financial (WTFC) posted EBT Margin of 43.05% for Q2 2026, up 3.23 percentage points from 39.82% a year earlier and up 0.85 percentage points from the prior quarter.

Analysis

Wintrust Financial (WTFC) EBT Margin (2009 - 2026) Analysis & Trends

For the trailing twelve months through Jun 30, 2026, EBT Margin at Wintrust Financial was 42.50%, down 109.04 percentage points year-over-year; for FY2025, it was 168.02%, down 5.30 percentage points from FY2024.

  • Annual EBT Margin has declined for three consecutive years, with a five-year change of -61.09 percentage points (FY2020 to FY2025).
  • In prior years, Wintrust Financial's EBT Margin was 173.32% in FY2024 (-20.73 pp), 194.04% in FY2023 (-127.73 pp), 321.77% in FY2022 (+13.91 pp) and 307.86% in FY2021 (+78.75 pp).
  • The Q2 2026 figure stands as the highest quarterly EBT Margin since Q1 2023.
  • On a year-over-year basis, EBT Margin increased in four of the last six quarters, with an average year-over-year change of +1.92 percentage points.
  • The strongest year-over-year quarter for EBT Margin in the past five years was Q4 2022, with a gain of 126.75 percentage points; the weakest was Q3 2023, with a drop of 319.87 percentage points.
  • According to Business Quant data, EBT Margin for the three prior quarters was 42.20% (Q1 2026), 42.31% (Q4 2025) and 42.42% (Q3 2025).
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) EBT Margin (Qtr)
1 Jpmorgan Chase 895.36 Bn 924.83 Bn - 47.98%
2 Banco Santander Chile 425.01 Bn 544.95 Bn - -
3 Bank Of America 389.22 Bn -1,986.85 Bn - 36.65%
4 Hsbc Holdings 347.56 Bn 347.61 Bn - -
5 Morgan Stanley 304.44 Bn -204.66 Bn - 34.42%
6 Royal Bank Of Canada 281.54 Bn 132.29 Bn - 41.80%
7 Mitsubishi Ufj Financial 277.23 Bn -1,311.26 Bn 10.89 Bn -
8 Goldman Sachs 267.12 Bn -3,289.99 Bn - 42.10%
9 Wells Fargo & Company 244.76 Bn 246.90 Bn - 35.57%
10 Wintrust Financial 9.72 Bn 5.11 Bn - 43.05%
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 43.05%
Mar 31, 2026 42.20%
Dec 31, 2025 42.31%
Sep 30, 2025 42.42%
Jun 30, 2025 39.82%
Mar 31, 2025 39.35%
Sep 30, 2024 37.79%
Jun 30, 2024 35.71%
Mar 31, 2024 41.33%
Sep 30, 2023 39.12%
Jun 30, 2023 37.72%
Mar 31, 2023 43.05%
Dec 31, 2022 373.89%
Sep 30, 2022 358.99%
Jun 30, 2022 238.33%
Mar 31, 2022 318.38%
Dec 31, 2021 247.14%
Sep 30, 2021 281.37%
Jun 30, 2021 284.13%
Mar 31, 2021 433.05%
API Access

Wintrust Financial EBT Margin API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/historic?slug=ebt-margin&ticker=WTFC&period=max&api_key=YOUR_API_KEY