Wintrust Financial (WTFC) FCF Payout Ratio (2009 - 2026)

Wintrust Financial (WTFC) posted FCF Payout Ratio of 0.05 for Q1 2026, down 70.58% on a QoQ basis from 0.17 in Q4 2025, and down 85.48% year-over-year from 0.34 in Q1 2025.

Wintrust Financial (WTFC) FCF Payout Ratio (2009 - 2026) Analysis & Trends

Wintrust Financial's FCF Payout Ratio history runs 18 years deep, the most recent figure standing at 0.05 for Q1 2026.

  • Quarterly FCF Payout Ratio fell 85.48% year-over-year to 0.05 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.1 (down 52.78% YoY) and the FY2025 annual result came in at 0.2, down 12.66% from the prior year.
  • FCF Payout Ratio was 0.05 for Q1 2026 at Wintrust Financial, down from 0.17 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 0.57 in Q1 2024 and bottomed at 0.47 in Q3 2024.
  • A 5-year average of 0.17 and a median of 0.13 in 2022 frame the typical range for FCF Payout Ratio.
  • Annual changes were most pronounced in 2023 — FCF Payout Ratio soared 801.32% — and 2024, when it sank 202.27%.
  • Wintrust Financial's FCF Payout Ratio stood at 0.09 in 2022, then jumped by 49.58% to 0.14 in 2023, then slumped by 42.46% to 0.08 in 2024, then soared by 112.31% to 0.17 in 2025, then sank by 70.58% to 0.05 in 2026.
  • Business Quant data shows WTFC's FCF Payout Ratio at 0.05 in Q1 2026, 0.17 in Q4 2025, and 0.22 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 Wintrust Financial 10.66 Bn 2.39 Bn - 0.05

Historic Data

Download Data
DateValue
Mar 31, 2026 0.05
Dec 31, 2025 0.17
Sep 30, 2025 0.22
Jun 30, 2025 0.12
Mar 31, 2025 0.34
Dec 31, 2024 0.08
Sep 30, 2024 -0.47
Jun 30, 2024 0.19
Mar 31, 2024 0.57
Dec 31, 2023 0.14
Sep 30, 2023 0.46
Jun 30, 2023 0.09
Mar 31, 2023 0.53
Dec 31, 2022 0.09
Sep 30, 2022 0.13
Jun 30, 2022 0.08
Mar 31, 2022 0.06
Dec 31, 2021 0.07
Sep 30, 2021 0.35
Jun 30, 2021 0.06