KPIs & Operating Metrics(New)

Wintrust Financial (WTFC) FCF Payout Ratio (2009 - 2026)

Wintrust Financial (WTFC) reported FCF Payout Ratio of 0.05 for Q1 2026, down 85.48% year-on-year from 0.34 in Q1 2025, and down 70.58% quarter-over-quarter from 0.17 in Q4 2025.

Wintrust Financial (WTFC) has 18 years of FCF Payout Ratio data on file, last reported at 0.05 in Q1 2026.

  • For the quarter ending Q1 2026, FCF Payout Ratio fell 85.48% year-over-year to 0.05; the trailing twelve-month figure through Mar 2026 stood at 0.1 (down 52.78% YoY), and the FY2025 full-year result was 0.2, down 12.66% from the prior year.
  • FCF Payout Ratio for Q1 2026 stood at 0.05, down from 0.17 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 0.57 in Q1 2024 and bottomed at 0.47 in Q3 2024.
  • A 5-year average of 0.17 and a median of 0.13 in 2022 frame the typical range for FCF Payout Ratio.
  • Across the five-year window, FCF Payout Ratio soared 801.32% in 2023 and plunged 202.27% in 2024, its largest moves.
  • Tracing WTFC's FCF Payout Ratio over 5 years: stood at 0.09 in 2022, then surged by 49.58% to 0.14 in 2023, then sank by 42.46% to 0.08 in 2024, then jumped by 112.31% to 0.17 in 2025, then plunged by 70.58% to 0.05 in 2026.
  • According to Business Quant data, FCF Payout Ratio over the past three periods registered 0.05, 0.17, and 0.22 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 90,891.20 Bn 90,891.20 Bn - 5.86
2 Bank Bradesco 6,807.69 Bn 6,791.75 Bn - -
3 Lloyds Banking 426.28 Bn 426.28 Bn - -
4 NatWest 184.56 Bn 184.56 Bn - -
5 First Capital 181.18 Bn 181.03 Bn - 0.18
6 Landmark Bancorp 164.67 Bn 164.64 Bn - 0.19
7 Deutsche Bank Aktiengesellschaft 161.63 Bn -151,939.28 Bn - -
8 KB Financial 150.02 Bn 142.15 Bn - -
9 Pnc Financial Services 88.79 Bn 88.84 Bn - 0.36
10 Wintrust Financial 10.08 Bn 10.02 Bn - 0.05

Historic Data

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DateValue
Mar 31, 2026 0.05
Dec 31, 2025 0.17
Sep 30, 2025 0.22
Jun 30, 2025 0.12
Mar 31, 2025 0.34
Dec 31, 2024 0.08
Sep 30, 2024 -0.47
Jun 30, 2024 0.19
Mar 31, 2024 0.57
Dec 31, 2023 0.14
Sep 30, 2023 0.46
Jun 30, 2023 0.09
Mar 31, 2023 0.53
Dec 31, 2022 0.09
Sep 30, 2022 0.13
Jun 30, 2022 0.08
Mar 31, 2022 0.06
Dec 31, 2021 0.07
Sep 30, 2021 0.35
Jun 30, 2021 0.06
Mar 31, 2021 0.12
Dec 31, 2020 -0.22
Sep 30, 2020 -0.38
Jun 30, 2020 -2.75
Mar 31, 2020 -0.05
Dec 31, 2019 0.06
Sep 30, 2019 -0.25
Jun 30, 2019 -0.20
Mar 31, 2019 0.22
Dec 31, 2018 0.13
Sep 30, 2018 0.09
Jun 30, 2018 0.22
Mar 31, 2018 1.19
Dec 31, 2017 0.04
Sep 30, 2017 1.00
Jun 30, 2017 -0.48
Mar 31, 2017 0.09
Dec 31, 2016 0.03
Sep 30, 2016 1.71
Jun 30, 2016 -0.05
Mar 31, 2016 0.16
Dec 31, 2015 0.72
Sep 30, 2015 0.09
Jun 30, 2015 0.21
Mar 31, 2015 -0.05
Dec 31, 2014 0.16
Sep 30, 2014 0.31
Jun 30, 2014 -0.14
Mar 31, 2014 0.04
Dec 31, 2013 0.03
Sep 30, 2013 0.03
Jun 30, 2013 -0.02
Mar 31, 2013 0.04
Dec 31, 2012 0.01
Sep 30, 2012 0.02
Jun 30, 2012 0.00
Mar 31, 2012 0.66
Dec 31, 2011 -0.01
Sep 30, 2011 -0.05
Jun 30, 2011 -0.07
Mar 31, 2011 0.01
Dec 31, 2010 -0.06
Sep 30, 2010 -2.30
Jun 30, 2010 0.17
Mar 31, 2010 0.04
Dec 31, 2009 -0.06
Sep 30, 2009 -0.10