Wintrust Financial (WTFC) FCF Payout Ratio (2009 - 2026)

Wintrust Financial (WTFC) recorded quarterly FCF Payout Ratio of 0.05 in Q1 2026, down 70.58% on a QoQ basis from 0.17 in Q4 2025, and down 85.48% year-over-year from 0.34 in Q1 2025.

Wintrust Financial (WTFC) FCF Payout Ratio (2009 - 2026) Analysis & Trends

Wintrust Financial has disclosed FCF Payout Ratio across 18 years of filings, most recently posting 0.05 for Q1 2026.

  • Quarterly FCF Payout Ratio fell 85.48% year-over-year to 0.05 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.1 (down 52.78% YoY) and the FY2025 annual result came in at 0.2, down 12.66% from the prior year.
  • FCF Payout Ratio retreated to 0.05 in Q1 2026, from 0.17 in the prior quarter.
  • Over five years, FCF Payout Ratio peaked at 0.57 in Q1 2024 and troughed at 0.47 in Q3 2024.
  • A 5-year average of 0.17 and a median of 0.13 in 2022 frame the typical range for FCF Payout Ratio.
  • Annual changes were most pronounced in 2023 — FCF Payout Ratio soared 801.32% — and 2024, when it slumped 202.27%.
  • Tracing WTFC's FCF Payout Ratio over 5 years: stood at 0.09 in 2022, then jumped by 49.58% to 0.14 in 2023, then slumped by 42.46% to 0.08 in 2024, then soared by 112.31% to 0.17 in 2025, then sank by 70.58% to 0.05 in 2026.
  • Business Quant data shows WTFC's FCF Payout Ratio at 0.05 in Q1 2026, 0.17 in Q4 2025, and 0.22 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 98,685.34 Bn 98,685.34 Bn - 5.86
2 Bank Bradesco 6,797.89 Bn 6,781.94 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 210.21 Bn 210.06 Bn - 0.18
5 Itau Unibanco Holding 201.76 Bn 201.76 Bn - -
6 Landmark Bancorp 180.25 Bn 180.22 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 142.02 Bn 109.60 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Wintrust Financial 10.52 Bn 10.45 Bn - 0.05

Historic Data

Download Data
DateValue
Mar 31, 2026 0.05
Dec 31, 2025 0.17
Sep 30, 2025 0.22
Jun 30, 2025 0.12
Mar 31, 2025 0.34
Dec 31, 2024 0.08
Sep 30, 2024 -0.47
Jun 30, 2024 0.19
Mar 31, 2024 0.57
Dec 31, 2023 0.14
Sep 30, 2023 0.46
Jun 30, 2023 0.09
Mar 31, 2023 0.53
Dec 31, 2022 0.09
Sep 30, 2022 0.13
Jun 30, 2022 0.08
Mar 31, 2022 0.06
Dec 31, 2021 0.07
Sep 30, 2021 0.35
Jun 30, 2021 0.06