Wintrust Financial (WTFC) FCF Payout Ratio (2009 - 2026)
Wintrust Financial (WTFC) recorded quarterly FCF Payout Ratio of 0.05 in Q1 2026, down 70.58% on a QoQ basis from 0.17 in Q4 2025, and down 85.48% year-over-year from 0.34 in Q1 2025.
Wintrust Financial (WTFC) FCF Payout Ratio (2009 - 2026) Analysis & Trends
Wintrust Financial has disclosed FCF Payout Ratio across 18 years of filings, most recently posting 0.05 for Q1 2026.
- Quarterly FCF Payout Ratio fell 85.48% year-over-year to 0.05 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.1 (down 52.78% YoY) and the FY2025 annual result came in at 0.2, down 12.66% from the prior year.
- FCF Payout Ratio retreated to 0.05 in Q1 2026, from 0.17 in the prior quarter.
- Over five years, FCF Payout Ratio peaked at 0.57 in Q1 2024 and troughed at 0.47 in Q3 2024.
- A 5-year average of 0.17 and a median of 0.13 in 2022 frame the typical range for FCF Payout Ratio.
- Annual changes were most pronounced in 2023 — FCF Payout Ratio soared 801.32% — and 2024, when it slumped 202.27%.
- Tracing WTFC's FCF Payout Ratio over 5 years: stood at 0.09 in 2022, then jumped by 49.58% to 0.14 in 2023, then slumped by 42.46% to 0.08 in 2024, then soared by 112.31% to 0.17 in 2025, then sank by 70.58% to 0.05 in 2026.
- Business Quant data shows WTFC's FCF Payout Ratio at 0.05 in Q1 2026, 0.17 in Q4 2025, and 0.22 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 98,685.34 Bn | 98,685.34 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,797.89 Bn | 6,781.94 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 210.21 Bn | 210.06 Bn | - | 0.18 |
| 5 | Itau Unibanco Holding | 201.76 Bn | 201.76 Bn | - | - |
| 6 | Landmark Bancorp | 180.25 Bn | 180.22 Bn | - | 0.19 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 142.02 Bn | 109.60 Bn | - | -1.36 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Wintrust Financial | 10.52 Bn | 10.45 Bn | - | 0.05 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.05 |
| Dec 31, 2025 | 0.17 |
| Sep 30, 2025 | 0.22 |
| Jun 30, 2025 | 0.12 |
| Mar 31, 2025 | 0.34 |
| Dec 31, 2024 | 0.08 |
| Sep 30, 2024 | -0.47 |
| Jun 30, 2024 | 0.19 |
| Mar 31, 2024 | 0.57 |
| Dec 31, 2023 | 0.14 |
| Sep 30, 2023 | 0.46 |
| Jun 30, 2023 | 0.09 |
| Mar 31, 2023 | 0.53 |
| Dec 31, 2022 | 0.09 |
| Sep 30, 2022 | 0.13 |
| Jun 30, 2022 | 0.08 |
| Mar 31, 2022 | 0.06 |
| Dec 31, 2021 | 0.07 |
| Sep 30, 2021 | 0.35 |
| Jun 30, 2021 | 0.06 |