Wintrust Financial (WTFC) Net Margin (2009 - 2026)
Wintrust Financial (WTFC) recorded quarterly Net Margin of 30.71% in Q1 2026, up 2.19% on a QoQ basis from 30.05% in Q4 2025, and up 240.0% year-over-year from 9.03% in Q1 2025.
Wintrust Financial (WTFC) Net Margin (2009 - 2026) Analysis & Trends
Wintrust Financial has disclosed Net Margin across 18 years of filings, most recently posting 30.71% for Q1 2026.
- Quarterly Net Margin rose 240.0% year-over-year to 30.71% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 29.01% (down 8536.0% YoY) and the FY2025 annual result came in at 116.3%, down 577.0% from the prior year.
- Net Margin improved to 30.71% in Q1 2026, from 30.05% in the prior quarter.
- Over five years, Net Margin peaked at 1220.24% in Q4 2022 and troughed at 14.09% in Q4 2024.
- A 5-year average of 196.74% and a median of 28.31% in 2025 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2022 — Net Margin surged 107415 bps — and 2023, when it slumped 122944 bps.
- Tracing WTFC's Net Margin over 5 years: stood at 1220.24% in 2022, then sank by 101 bps to 9.2% in 2023, then plunged by 53 bps to 14.09% in 2024, then soared by 313 bps to 30.05% in 2025, then advanced by 2 bps to 30.71% in 2026.
- Business Quant data shows WTFC's Net Margin at 30.71% in Q1 2026, 30.05% in Q4 2025, and 27.07% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 98,685.34 Bn | 98,685.34 Bn | - | - |
| 2 | Bank Bradesco | 6,797.89 Bn | 6,781.94 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 210.21 Bn | 210.06 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 201.76 Bn | 201.76 Bn | - | - |
| 6 | Landmark Bancorp | 180.25 Bn | 180.22 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 142.02 Bn | 109.60 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | Wintrust Financial | 10.52 Bn | 10.45 Bn | - | 30.71% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 30.71% |
| Dec 31, 2025 | 30.05% |
| Sep 30, 2025 | 27.07% |
| Jun 30, 2025 | 28.11% |
| Mar 31, 2025 | 28.31% |
| Dec 31, 2024 | -14.09% |
| Sep 30, 2024 | 26.47% |
| Jun 30, 2024 | 24.57% |
| Mar 31, 2024 | 29.81% |
| Dec 31, 2023 | -9.20% |
| Sep 30, 2023 | 27.35% |
| Jun 30, 2023 | 26.36% |
| Mar 31, 2023 | 30.61% |
| Dec 31, 2022 | 1,220.24% |
| Sep 30, 2022 | 499.50% |
| Jun 30, 2022 | 550.87% |
| Mar 31, 2022 | 787.80% |
| Dec 31, 2021 | 146.08% |
| Sep 30, 2021 | 191.94% |
| Jun 30, 2021 | 193.40% |