Wintrust Financial (WTFC) Net Margin (2009 - 2026)
Wintrust Financial's (WTFC) quarterly Net Margin came in at 37.12% in Q1 2026, up 6.0% YoY from 35.02% in Q1 2025, and up 26.03% on a QoQ basis from 29.45% in Q4 2025.
Wintrust Financial (WTFC) Net Margin (2009 - 2026) Analysis & Trends
Wintrust Financial (WTFC) has 18 years of Net Margin data on file, last reported at 37.12% in Q1 2026.
- Quarterly Net Margin rose 6.0% year-over-year to 37.12% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 32.47% (down 12200.0% YoY) and the FY2025 annual result came in at 116.3%, down 577.0% from the prior year.
- Net Margin advanced to 37.12% in Q1 2026, from 29.45% in the prior quarter.
- In the past five years, Net Margin ranged from a high of 1220.24% in Q4 2022 to a low of 14.09% in Q4 2024.
- A 5-year average of 208.51% and a median of 29.81% in 2024 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2022 — Net Margin surged 107415 bps — and 2023, when it slumped 122944 bps.
- Tracing WTFC's Net Margin over 5 years: stood at 1220.24% in 2022, then tumbled by 101 bps to 9.2% in 2023, then slumped by 53 bps to 14.09% in 2024, then jumped by 309 bps to 29.45% in 2025, then advanced by 26 bps to 37.12% in 2026.
- The last three Net Margin figures came in at 37.12% (Q1 2026), 29.45% (Q4 2025), and 29.31% (Q3 2025), per Business Quant data.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 121.22 Bn | 85.03 Bn | - | - |
| 2 | Pnc Financial Services | 97.56 Bn | 97.56 Bn | - | 28.41% |
| 3 | Us Bancorp | 95.77 Bn | 95.77 Bn | - | 27.30% |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.78 Bn | -144.31 Bn | - | 38.78% |
| 6 | Deutsche Bank Aktiengesellschaft | 71.82 Bn | -81.49 Bn | - | 25.60% |
| 7 | Nu Holdings | 71.00 Bn | 57.31 Bn | 2.35 Bn | 25.60% |
| 8 | Truist Financial | 61.57 Bn | 61.57 Bn | - | 28.85% |
| 9 | Fifth Third Bancorp | 49.51 Bn | 25.79 Bn | - | 23.30% |
| 10 | Wintrust Financial | 10.24 Bn | -61.93 Bn | - | 30.51% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 36.96% |
| Mar 31, 2026 | 37.12% |
| Dec 31, 2025 | 29.45% |
| Sep 30, 2025 | 29.31% |
| Jun 30, 2025 | 35.28% |
| Mar 31, 2025 | 37.06% |
| Dec 31, 2024 | -14.09% |
| Sep 30, 2024 | 26.47% |
| Jun 30, 2024 | 24.57% |
| Mar 31, 2024 | 29.81% |
| Dec 31, 2023 | -9.20% |
| Sep 30, 2023 | 27.35% |
| Jun 30, 2023 | 26.36% |
| Mar 31, 2023 | 30.61% |
| Dec 31, 2022 | 1,220.24% |
| Sep 30, 2022 | 947.59% |
| Jun 30, 2022 | 279.01% |
| Mar 31, 2022 | 787.80% |
| Dec 31, 2021 | 146.08% |
| Sep 30, 2021 | 191.94% |