Wintrust Financial (WTFC) Net Margin (2009 - 2026)
Wintrust Financial (WTFC) posted Net Margin of 37.12% for Q1 2026, up 23.52% on a QoQ basis from 30.05% in Q4 2025, and up 6.0% year-over-year from 35.02% in Q1 2025.
Wintrust Financial (WTFC) Net Margin (2009 - 2026) Analysis & Trends
Wintrust Financial's Net Margin history runs 18 years deep, the most recent figure standing at 37.12% for Q1 2026.
- Quarterly Net Margin rose 6.0% year-over-year to 37.12% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 32.66% (down 12181.0% YoY) and the FY2025 annual result came in at 116.3%, down 577.0% from the prior year.
- Net Margin was 37.12% for Q1 2026 at Wintrust Financial, up from 30.05% in the prior quarter.
- Across five years, Net Margin topped out at 1220.24% in Q4 2022 and bottomed at 14.09% in Q4 2024.
- A 5-year average of 208.55% and a median of 30.05% in 2025 frame the typical range for Net Margin.
- Annual changes were most pronounced in 2022 — Net Margin surged 107415 bps — and 2023, when it sank 122944 bps.
- Wintrust Financial's Net Margin stood at 1220.24% in 2022, then sank by 101 bps to 9.2% in 2023, then plunged by 53 bps to 14.09% in 2024, then soared by 313 bps to 30.05% in 2025, then climbed by 24 bps to 37.12% in 2026.
- Business Quant data shows WTFC's Net Margin at 37.12% in Q1 2026, 30.05% in Q4 2025, and 29.31% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | 401,783.65% |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | 8,284,010.29% |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 0.00% |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | 32.86% |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | 0.38% |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | 27.26% |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 251.63% |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 27.35% |
| 10 | Wintrust Financial | 10.66 Bn | 2.39 Bn | - | 37.12% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 37.12% |
| Dec 31, 2025 | 30.05% |
| Sep 30, 2025 | 29.31% |
| Jun 30, 2025 | 35.28% |
| Mar 31, 2025 | 37.06% |
| Dec 31, 2024 | -14.09% |
| Sep 30, 2024 | 26.47% |
| Jun 30, 2024 | 24.57% |
| Mar 31, 2024 | 29.81% |
| Dec 31, 2023 | -9.20% |
| Sep 30, 2023 | 27.35% |
| Jun 30, 2023 | 26.36% |
| Mar 31, 2023 | 30.61% |
| Dec 31, 2022 | 1,220.24% |
| Sep 30, 2022 | 947.59% |
| Jun 30, 2022 | 279.01% |
| Mar 31, 2022 | 787.80% |
| Dec 31, 2021 | 146.08% |
| Sep 30, 2021 | 191.94% |
| Jun 30, 2021 | 193.40% |