Wintrust Financial (WTFC) EBITDA Margin (2009 - 2026)
Wintrust Financial (WTFC) recorded EBITDA Margin of 96.29% in Q2 2026, down 3.91 percentage points from 100.21% a year earlier but up 1.03 percentage points from the prior quarter.
Wintrust Financial (WTFC) EBITDA Margin (2009 - 2026) Analysis & Trends
On a TTM basis, Wintrust Financial's EBITDA Margin came in at 98.35% as of Jun 30, 2026, down 300.91 percentage points year-over-year; for FY2025, it was 192.16%, down 8.49 percentage points from FY2024.
- Annual EBITDA Margin has declined for six straight years, with a five-year change of -242.37 percentage points (FY2020 to FY2025).
- Across earlier years, EBITDA Margin came in at 200.65% in FY2024 (-25.16 pp), 225.82% in FY2023 (-150.42 pp), 376.24% in FY2022 (-53.41 pp) and 429.65% in FY2021 (-4.88 pp).
- Quarterly EBITDA Margin has ranged from 78.49% in Q1 2023 to 644.53% in Q4 2022 over the past five years.
- On a year-over-year basis, EBITDA Margin rose in 1 of the last six quarters, with an average year-over-year change of -1.05 percentage points.
- Peak year-over-year performance for EBITDA Margin in the last five years was a gain of 292.05 percentage points in Q4 2022, against a drop of 414.65 percentage points in Q3 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 95.27% (Q1 2026), 98.64% (Q4 2025) and 103.38% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 895.36 Bn | 924.83 Bn | - | 95.81% |
| 2 | Banco Santander Chile | 425.01 Bn | 544.95 Bn | - | - |
| 3 | Bank Of America | 389.22 Bn | -1,986.85 Bn | - | 95.10% |
| 4 | Hsbc Holdings | 347.56 Bn | 347.61 Bn | - | - |
| 5 | Morgan Stanley | 304.44 Bn | -204.66 Bn | - | 101.52% |
| 6 | Royal Bank Of Canada | 281.54 Bn | 132.29 Bn | - | 142.03% |
| 7 | Mitsubishi Ufj Financial | 277.23 Bn | -1,311.26 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 267.12 Bn | -3,289.99 Bn | - | 133.57% |
| 9 | Wells Fargo & Company | 244.76 Bn | 246.90 Bn | - | 92.35% |
| 10 | Wintrust Financial | 9.72 Bn | 5.11 Bn | - | 96.29% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 96.29% |
| Mar 31, 2026 | 95.27% |
| Dec 31, 2025 | 98.64% |
| Sep 30, 2025 | 103.38% |
| Jun 30, 2025 | 100.21% |
| Mar 31, 2025 | 99.99% |
| Sep 30, 2024 | 107.92% |
| Jun 30, 2024 | 103.82% |
| Mar 31, 2024 | 101.32% |
| Sep 30, 2023 | 96.11% |
| Jun 30, 2023 | 85.14% |
| Mar 31, 2023 | 78.49% |
| Dec 31, 2022 | 644.53% |
| Sep 30, 2022 | 510.76% |
| Jun 30, 2022 | 337.57% |
| Mar 31, 2022 | 416.42% |
| Dec 31, 2021 | 352.48% |
| Sep 30, 2021 | 391.98% |
| Jun 30, 2021 | 414.06% |
| Mar 31, 2021 | 577.78% |
Wintrust Financial EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=WTFC&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "WTFC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=WTFC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();