Wintrust Financial (WTFC) Interest Expenses (2009 - 2026)
Wintrust Financial (WTFC) recorded quarterly Interest Expenses of $348.5 million in Q1 2026, down 6.42% on a QoQ basis from $372.5 million in Q4 2025, and down 3.32% year-over-year from $360.5 million in Q1 2025.
Wintrust Financial (WTFC) Interest Expenses (2009 - 2026) Analysis & Trends
Wintrust Financial has disclosed Interest Expenses across 18 years of filings, most recently posting $348.5 million for Q1 2026.
- Quarterly Interest Expenses fell 3.32% year-over-year to $348.5 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $1.5 billion (down 2.75% YoY) and the FY2025 annual result came in at $1.5 billion, down 0.73% from the prior year.
- Interest Expenses slipped to $348.5 million in Q1 2026, from $372.5 million in the prior quarter.
- Over five years, Interest Expenses peaked at $406.0 million in Q3 2024 and troughed at $29.0 million in Q1 2022.
- A 5-year average of $275.0 million and a median of $341.3 million in 2024 frame the typical range for Interest Expenses.
- Annual changes were most pronounced in 2022 — Interest Expenses tumbled 33.54% — and 2023, when it surged 630.71%.
- Tracing WTFC's Interest Expenses over 5 years: stood at $123.9 million in 2022, then surged by 161.34% to $323.9 million in 2023, then increased by 19.91% to $388.4 million in 2024, then decreased by 4.09% to $372.5 million in 2025, then declined by 6.42% to $348.5 million in 2026.
- Business Quant data shows WTFC's Interest Expenses at $348.5 million in Q1 2026, $372.5 million in Q4 2025, and $396.8 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 98,685.34 Bn | 98,685.34 Bn | - | -227,416.00 |
| 2 | Bank Bradesco | 6,797.89 Bn | 6,781.94 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 210.21 Bn | 210.06 Bn | - | 3.51 Mn |
| 5 | Itau Unibanco Holding | 201.76 Bn | 201.76 Bn | - | - |
| 6 | Landmark Bancorp | 180.25 Bn | 180.22 Bn | - | 5.23 Mn |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 142.02 Bn | 109.60 Bn | - | 38.44 Bn |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Wintrust Financial | 10.52 Bn | 10.45 Bn | - | 348.54 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 348.54 Mn |
| Mar 31, 2026 | 348.54 Mn |
| Dec 31, 2025 | 372.45 Mn |
| Dec 31, 2025 | 372.45 Mn |
| Sep 30, 2025 | 396.82 Mn |
| Sep 30, 2025 | 396.82 Mn |
| Jun 30, 2025 | 374.21 Mn |
| Jun 30, 2025 | 374.21 Mn |
| Mar 31, 2025 | 360.49 Mn |
| Mar 31, 2025 | 360.49 Mn |
| Dec 31, 2024 | 388.35 Mn |
| Dec 31, 2024 | 388.35 Mn |
| Sep 30, 2024 | 406.02 Mn |
| Sep 30, 2024 | 406.02 Mn |
| Jun 30, 2024 | 379.37 Mn |
| Jun 30, 2024 | 379.37 Mn |
| Mar 31, 2024 | 341.32 Mn |
| Mar 31, 2024 | 341.32 Mn |
| Dec 31, 2023 | 323.87 Mn |
| Dec 31, 2023 | 323.87 Mn |