Wintrust Financial (WTFC) Interest Expenses (2009 - 2026)
Wintrust Financial (WTFC) posted Interest Expenses of $471.7 million for Q1 2026, up 26.64% on a QoQ basis from $372.5 million in Q4 2025, and down 7.93% year-over-year from $512.3 million in Q1 2025.
Wintrust Financial (WTFC) Interest Expenses (2009 - 2026) Analysis & Trends
Wintrust Financial's Interest Expenses history runs 18 years deep, the most recent figure standing at $471.7 million for Q1 2026.
- Quarterly Interest Expenses fell 7.93% year-over-year to $471.7 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $471.7 million (down 7.93% YoY) and the FY2025 annual result came in at $1.5 billion, down 0.91% from the prior year.
- Interest Expenses was $471.7 million for Q1 2026 at Wintrust Financial, up from $372.5 million in the prior quarter.
- Across five years, Interest Expenses topped out at $578.1 million in Q2 2024 and bottomed at $65.0 million in Q3 2022.
- A 5-year average of $372.2 million and a median of $388.4 million in 2024 frame the typical range for Interest Expenses.
- Annual changes were most pronounced in 2022 — Interest Expenses surged 805.2% — and 2025, when it fell 11.68%.
- Wintrust Financial's Interest Expenses stood at $111.1 million in 2022, then soared by 191.63% to $323.9 million in 2023, then increased by 19.91% to $388.4 million in 2024, then decreased by 4.09% to $372.5 million in 2025, then grew by 26.64% to $471.7 million in 2026.
- Business Quant data shows WTFC's Interest Expenses at $471.7 million in Q1 2026, $372.5 million in Q4 2025, and $450.2 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Int Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -275.78 Mn |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -2.77 Bn |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -227,416.00 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 19.98 Mn |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 5.30 Mn |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 2.53 Bn |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 4.92 Bn |
| 10 | Wintrust Financial | 10.71 Bn | 2.43 Bn | - | 471.67 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 471.67 Mn |
| Mar 31, 2026 | 471.67 Mn |
| Dec 31, 2025 | 372.45 Mn |
| Dec 31, 2025 | 372.45 Mn |
| Sep 30, 2025 | 450.18 Mn |
| Sep 30, 2025 | 450.18 Mn |
| Jun 30, 2025 | 510.58 Mn |
| Jun 30, 2025 | 510.58 Mn |
| Mar 31, 2025 | 512.32 Mn |
| Mar 31, 2025 | 512.32 Mn |
| Dec 31, 2024 | 388.35 Mn |
| Dec 31, 2024 | 388.35 Mn |
| Sep 30, 2024 | 420.16 Mn |
| Sep 30, 2024 | 420.16 Mn |
| Jun 30, 2024 | 578.13 Mn |
| Jun 30, 2024 | 578.13 Mn |
| Mar 31, 2024 | 556.76 Mn |
| Mar 31, 2024 | 556.76 Mn |
| Dec 31, 2023 | 323.87 Mn |
| Dec 31, 2023 | 323.87 Mn |