Wintrust Financial (WTFC) Interest Expenses (2009 - 2026)
Wintrust Financial's (WTFC) quarterly Interest Expenses came in at $471.7 million in Q1 2026, down 7.93% YoY from $512.3 million in Q1 2025, and up 31.78% on a QoQ basis from $357.9 million in Q4 2025.
Wintrust Financial (WTFC) Interest Expenses (2009 - 2026) Analysis & Trends
Wintrust Financial (WTFC) has 18 years of Interest Expenses data on file, last reported at $471.7 million in Q1 2026.
- Quarterly Interest Expenses fell 7.93% year-over-year to $471.7 million in Q1 2026, while the trailing twelve-month figure through Mar 2026 was $471.7 million (down 7.93% YoY) and the FY2025 annual result came in at $1.5 billion, down 0.91% from the prior year.
- Interest Expenses advanced to $471.7 million in Q1 2026, from $357.9 million in the prior quarter.
- In the past five years, Interest Expenses ranged from a high of $578.1 million in Q2 2024 to a low of $65.0 million in Q3 2022.
- A 5-year average of $371.5 million and a median of $391.1 million in 2024 frame the typical range for Interest Expenses.
- Annual changes were most pronounced in 2022 — Interest Expenses surged 805.2% — and 2025, when it slipped 11.68%.
- Tracing WTFC's Interest Expenses over 5 years: stood at $111.1 million in 2022, then jumped by 191.63% to $323.9 million in 2023, then climbed by 20.76% to $391.1 million in 2024, then dropped by 8.48% to $357.9 million in 2025, then soared by 31.78% to $471.7 million in 2026.
- The last three Interest Expenses figures came in at $471.7 million (Q1 2026), $357.9 million (Q4 2025), and $450.2 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 119.58 Bn | 83.39 Bn | - | - |
| 2 | Pnc Financial Services | 97.75 Bn | 97.75 Bn | - | 2.59 Bn |
| 3 | Us Bancorp | 96.33 Bn | 96.33 Bn | - | 3.24 Bn |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 73.86 Bn | -145.23 Bn | - | -4.19 Bn |
| 6 | Deutsche Bank Aktiengesellschaft | 71.72 Bn | -81.60 Bn | - | 7.93 Bn |
| 7 | Nu Holdings | 68.51 Bn | 54.82 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.69 Bn | 61.69 Bn | - | 2.35 Bn |
| 9 | Fifth Third Bancorp | 49.73 Bn | 26.00 Bn | - | 1.16 Bn |
| 10 | Wintrust Financial | 10.29 Bn | -61.88 Bn | - | 364.05 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 492.95 Mn |
| Jun 30, 2026 | 492.95 Mn |
| Mar 31, 2026 | 471.67 Mn |
| Mar 31, 2026 | 471.67 Mn |
| Dec 31, 2025 | 357.93 Mn |
| Dec 31, 2025 | 357.93 Mn |
| Sep 30, 2025 | 450.18 Mn |
| Sep 30, 2025 | 450.18 Mn |
| Jun 30, 2025 | 510.58 Mn |
| Jun 30, 2025 | 510.58 Mn |
| Mar 31, 2025 | 512.32 Mn |
| Mar 31, 2025 | 512.32 Mn |
| Dec 31, 2024 | 391.10 Mn |
| Dec 31, 2024 | 391.10 Mn |
| Sep 30, 2024 | 420.16 Mn |
| Sep 30, 2024 | 420.16 Mn |
| Jun 30, 2024 | 578.13 Mn |
| Jun 30, 2024 | 578.13 Mn |
| Mar 31, 2024 | 556.76 Mn |
| Mar 31, 2024 | 556.76 Mn |