Wintrust Financial (WTFC) Interest Expenses (2009 - 2026)
Wintrust Financial's (WTFC) quarterly Interest Expenses came in at $364.0 million in Q2 2026, down 2.72% on a YoY basis from $374.2 million in Q2 2025, and up 4.45% quarter-over-quarter from $348.5 million in Q1 2026.
Analysis
Wintrust Financial (WTFC) Interest Expenses (2009 - 2026) Analysis & Trends
Wintrust Financial (WTFC) has reported Interest Expenses for 18 consecutive years, with $364.0 million the latest figure, recorded in Q2 2026.
- For the quarter ending Q2 2026, Interest Expenses fell 2.72% year-over-year to $364.0 million; the trailing twelve-month figure through Jun 2026 stood at $1.5 billion (down 3.09% YoY), and the FY2025 full-year result was $41.9 million, down 15.0% from the prior year.
- Interest Expenses climbed to $364.0 million in Q2 2026 per WTFC's latest filing, from $348.5 million in the prior quarter.
- Across five years, Interest Expenses topped out at $406.0 million in Q3 2024 and bottomed at $29.0 million in Q1 2022.
- Historically, Interest Expenses has averaged $279.9 million across 5 years, with a median of $344.9 million in 2024.
- The sharpest annual moves came in 2022 and 2023: Interest Expenses plunged 33.54% in 2022, then soared 630.71% in 2023.
- Over 5 years, Interest Expenses stood at $123.9 million in 2022, then surged by 161.34% to $323.9 million in 2023, then increased by 19.91% to $388.4 million in 2024, then decreased by 4.09% to $372.5 million in 2025, then declined by 2.26% to $364.0 million in 2026.
- According to Business Quant data, Interest Expenses over the past three periods registered $364.0 million, $348.5 million, and $372.5 million for Q2 2026, Q1 2026, and Q4 2025 respectively.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Expense (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 950.85 Bn | 950.85 Bn | - | -467.75 Bn |
| 2 | Truist Financial | 61.46 Bn | 61.46 Bn | - | 2.35 Bn |
| 3 | Fifth Third Bancorp | 49.43 Bn | 25.71 Bn | - | 1.16 Bn |
| 4 | M&T Bank | 34.72 Bn | 34.72 Bn | - | 828.00 Mn |
| 5 | Huntington Bancshares | 33.60 Bn | 29.07 Bn | - | 1.33 Bn |
| 6 | Citizens Financial | 29.31 Bn | 29.31 Bn | - | 912.00 Mn |
| 7 | Regions Financial | 25.53 Bn | 25.53 Bn | - | 471.00 Mn |
| 8 | First Citizens Bancshares | 24.60 Bn | 24.07 Bn | 29.00 Mn | 1.20 Bn |
| 9 | Keycorp | 23.26 Bn | -24.44 Bn | - | 809.00 Mn |
| 10 | Wintrust Financial | 10.15 Bn | -62.03 Bn | - | 364.05 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 364.05 Mn |
| Mar 31, 2026 | 348.54 Mn |
| Dec 31, 2025 | 372.45 Mn |
| Sep 30, 2025 | 396.82 Mn |
| Jun 30, 2025 | 374.21 Mn |
| Mar 31, 2025 | 360.49 Mn |
| Dec 31, 2024 | 388.35 Mn |
| Sep 30, 2024 | 406.02 Mn |
| Jun 30, 2024 | 379.37 Mn |
| Mar 31, 2024 | 341.32 Mn |
| Dec 31, 2023 | 323.87 Mn |
| Sep 30, 2023 | 300.04 Mn |
| Jun 30, 2023 | 249.64 Mn |
| Mar 31, 2023 | 181.70 Mn |
| Dec 31, 2022 | 123.93 Mn |
| Sep 30, 2022 | 65.03 Mn |
| Jun 30, 2022 | 34.16 Mn |
| Mar 31, 2022 | 28.96 Mn |
| Dec 31, 2021 | 32.00 Mn |
| Sep 30, 2021 | 34.96 Mn |